Bill Commons

VA SB 546

Status unknown

Mortgages; annual notice of potential assumption required, delayed effective date.

Virginia · 2026 Regular Session · upper

Follow this bill’s action updates (Atom)

Subscribe in a feed reader. The feed covers recorded actions from the last 30 days; Bill Commons may record an action after it happened at the legislature.

Quick answers

Did VA SB 546 pass?

The current status of VA SB 546 is not known from the official record. Latest recorded action (2026-03-10): Left in Labor and Commerce

What is VA SB 546 about?

Mortgages; annual notice of potential assumption required. Requires a mortgage lender to send an annual notice to the owner of residential real estate that is encumbered by a mortgage that such mortgage may be assumable in connection with certain federally backed loans or conventional loans. The bill has a delayed effective date of January 1, 2027. As introduced, this bill was a recommendation of the Virginia Housing Commission.

Who sponsors VA SB 546?

Glen H. Sturtevant, Jr. is the primary sponsor of VA SB 546.

Description

Mortgages; annual notice of potential assumption required. Requires a mortgage lender to send an annual notice to the owner of residential real estate that is encumbered by a mortgage that such mortgage may be assumable in connection with certain federally backed loans or conventional loans. The bill has a delayed effective date of January 1, 2027. As introduced, this bill was a recommendation of the Virginia Housing Commission.

Introduced
2026-01-14
Latest action
2026-03-10 — Left in Labor and Commerce
Bill type
bill
Last updated
—

Sponsors

  • Glen H. Sturtevant, Jr.primary

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-03-10

    Left in Labor and Commerce

  2. 2026-02-24

    Subcommittee recommends laying on the table (6-Y 2-N)

  3. 2026-02-23

    Fiscal Impact Statement from State Corporation Commission (SB546)

  4. 2026-02-17

    Assigned HCL sub: Subcommittee #1

    referral-committee

  5. 2026-02-04

    Referred to Committee on Labor and Commerce

    referral-committee

  6. 2026-02-04

    Read first time

    reading-1

  7. 2026-02-04

    Placed on Calendar

  8. 2026-01-30

    Read third time and passed Senate (38-Y 0-N 0-A)

    passage,reading-3

  9. 2026-01-29

    Engrossed by Senate as amended

  10. 2026-01-29

    Engrossed by Senate (Voice Vote)

  11. 2026-01-29

    Commerce and Labor Amendments agreed to

    amendment-passage

  12. 2026-01-29

    Read second time

    reading-2

  13. 2026-01-28

    Passed by for the day

  14. 2026-01-28

    Passed by for the day Block Vote (Voice Vote)

  15. 2026-01-28

    Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)

  16. 2026-01-28

    Rules suspended

  17. 2026-01-26

    Reported from Commerce and Labor with amendments (15-Y 0-N)

    committee-passage

  18. 2026-01-26

    Senate committee offered

  19. 2026-01-25

    Fiscal Impact Statement from State Corporation Commission (SB546)

  20. 2026-01-14

    Referred to Committee on Commerce and Labor

    referral-committee

  21. 2026-01-14

    Prefiled and ordered printed; Offered 01-14-2026 26101250D

    filing,introduction

Versions

Documents

Votes

  • Reported from Commerce and Labor with amendments

    2026-01-26 · pass · 15-0

    Member-level votes (15)
    • R. Creigh Deeds: yes
    • Mark D. Obenshain: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Adam P. Ebbin: yes
    • Scott A. Surovell: yes
    • William M. Stanley, Jr.: yes
    • Ryan T. McDougle: yes
    • Mamie E. Locke: yes
    • Bryce E. Reeves: yes
    • Bill DeSteph: yes
    • Jeremy S. McPike: yes
    • Mark J. Peake: yes
    • Aaron R. Rouse: yes
    • Lamont Bagby: yes

  • Constitutional reading dispensed R

    2026-01-28 · pass · 40-0

    Member-level votes (40)
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • Christie New Craig: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: yes
    • Adam P. Ebbin: yes
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: yes
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: yes
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: yes
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: yes
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes

  • Passage R

    2026-01-30 · pass · 38-0

    Member-level votes (40)
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • Christie New Craig: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: yes
    • Adam P. Ebbin: yes
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: not voting
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: yes
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: yes
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: not voting
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes

  • Subcommittee recommends laying on the table

    2026-02-24 · pass · 6-2

    Member-level votes (9)
    • Michelle Lopes Maldonado: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Irene Shin: yes
    • Laura Jane Cohen: yes
    • Rae Cousins: yes
    • JJ Singh: yes
    • Terry G. Kilgore: not voting
    • Israel D. O'Quinn: no
    • Jason S. Ballard: no

Related bills

No related bills recorded for this bill.

Official source

https://lis.virginia.gov/bill-details/20261/SB546

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Session-wide evidence can include changes to other bills:

Bulk imports for this sessionSession dates and activity

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=VA&identifier=SB 546. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.