VA SB 546

Status unknown

Mortgages; annual notice of potential assumption required, delayed effective date.

Virginia · 2026 Regular Session · upper

Quick answers

Did VA SB 546 pass?

The current status of VA SB 546 is not known from the official record. Latest recorded action (2026-03-10): Left in Labor and Commerce

What is VA SB 546 about?

Mortgages; annual notice of potential assumption required. Requires a mortgage lender to send an annual notice to the owner of residential real estate that is encumbered by a mortgage that such mortgage may be assumable in connection with certain federally backed loans or conventional loans. The bill has a delayed effective date of January 1, 2027. As introduced, this bill was a recommendation of the Virginia Housing Commission.

Who sponsors VA SB 546?

Glen H. Sturtevant, Jr. is the primary sponsor of VA SB 546.

Description

Introduced: 2026-01-14
Latest action: 2026-03-10 — Left in Labor and Commerce
Bill type: bill
Last updated: —

Committees

Not provided by source.

Action timeline

2026-01-14
Prefiled and ordered printed; Offered 01-14-2026 26101250D
filing,introduction
2026-01-14
Referred to Committee on Commerce and Labor
referral-committee
2026-01-25
Fiscal Impact Statement from State Corporation Commission (SB546)
2026-01-26
Senate committee offered
2026-01-26
Reported from Commerce and Labor with amendments (15-Y 0-N)
committee-passage
2026-01-28
Rules suspended
2026-01-28
Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)
2026-01-28
Passed by for the day Block Vote (Voice Vote)
2026-01-28
Passed by for the day
2026-01-29
Read second time
reading-2
2026-01-29
Commerce and Labor Amendments agreed to
amendment-passage
2026-01-29
Engrossed by Senate (Voice Vote)
2026-01-29
Engrossed by Senate as amended
2026-01-30
Read third time and passed Senate (38-Y 0-N 0-A)
passage,reading-3
2026-02-04
Placed on Calendar
2026-02-04
Read first time
reading-1
2026-02-04
Referred to Committee on Labor and Commerce
referral-committee
2026-02-17
Assigned HCL sub: Subcommittee #1
referral-committee
2026-02-23
Fiscal Impact Statement from State Corporation Commission (SB546)
2026-02-24
Subcommittee recommends laying on the table (6-Y 2-N)
2026-03-10
Left in Labor and Commerce

Versions

IntroducedCompare
Commerce and Labor AmendmentCompare
EngrossedCompare
(document, no version)Compare

Documents

Votes

Reported from Commerce and Labor with amendments
2026-01-26 · pass · 15-0
Member-level votes (15)
- R. Creigh Deeds: yes
- Mark D. Obenshain: yes
- L. Louise Lucas: yes
- David W. Marsden: yes
- Adam P. Ebbin: yes
- Scott A. Surovell: yes
- William M. Stanley, Jr.: yes
- Ryan T. McDougle: yes
- Mamie E. Locke: yes
- Bryce E. Reeves: yes
- Bill DeSteph: yes
- Jeremy S. McPike: yes
- Mark J. Peake: yes
- Aaron R. Rouse: yes
- Lamont Bagby: yes
Constitutional reading dispensed R
2026-01-28 · pass · 40-0
Member-level votes (40)
- Lashrecse D. Aird: yes
- Lamont Bagby: yes
- Jennifer B. Boysko: yes
- Jennifer D. Carroll Foy: yes
- Luther Cifers, III: yes
- Christie New Craig: yes
- R. Creigh Deeds: yes
- Bill DeSteph: yes
- J.D. "Danny" Diggs: yes
- Tara A. Durant: yes
- Adam P. Ebbin: yes
- Barbara A. Favola: yes
- Timmy French: yes
- T. Travis Hackworth: yes
- Christopher T. Head: yes
- Michael J. Jones: yes
- Emily M. Jordan: yes
- Mamie E. Locke: yes
- L. Louise Lucas: yes
- David W. Marsden: yes
- Ryan T. McDougle: yes
- Jeremy S. McPike: yes
- Tammy Brankley Mulchi: yes
- Mark D. Obenshain: yes
- Mark J. Peake: yes
- Stella G. Pekarsky: yes
- Russet Perry: yes
- Todd E. Pillion: yes
- Bryce E. Reeves: yes
- Danica A. Roem: yes
- Aaron R. Rouse: yes
- Saddam Azlan Salim: yes
- Kannan Srinivasan: yes
- William M. Stanley, Jr.: yes
- Richard H. Stuart: yes
- Glen H. Sturtevant, Jr.: yes
- David R. Suetterlein: yes
- Scott A. Surovell: yes
- Schuyler T. VanValkenburg: yes
- Angelia Williams Graves: yes
Passage R
2026-01-30 · pass · 38-0
Member-level votes (40)
- Lashrecse D. Aird: yes
- Lamont Bagby: yes
- Jennifer B. Boysko: yes
- Jennifer D. Carroll Foy: yes
- Luther Cifers, III: yes
- Christie New Craig: yes
- R. Creigh Deeds: yes
- Bill DeSteph: yes
- J.D. "Danny" Diggs: yes
- Tara A. Durant: yes
- Adam P. Ebbin: yes
- Barbara A. Favola: yes
- Timmy French: yes
- T. Travis Hackworth: yes
- Christopher T. Head: yes
- Michael J. Jones: yes
- Emily M. Jordan: yes
- Mamie E. Locke: yes
- L. Louise Lucas: yes
- David W. Marsden: yes
- Ryan T. McDougle: yes
- Jeremy S. McPike: yes
- Tammy Brankley Mulchi: not voting
- Mark D. Obenshain: yes
- Mark J. Peake: yes
- Stella G. Pekarsky: yes
- Russet Perry: yes
- Todd E. Pillion: yes
- Bryce E. Reeves: yes
- Danica A. Roem: yes
- Aaron R. Rouse: yes
- Saddam Azlan Salim: yes
- Kannan Srinivasan: yes
- William M. Stanley, Jr.: yes
- Richard H. Stuart: not voting
- Glen H. Sturtevant, Jr.: yes
- David R. Suetterlein: yes
- Scott A. Surovell: yes
- Schuyler T. VanValkenburg: yes
- Angelia Williams Graves: yes
Subcommittee recommends laying on the table
2026-02-24 · pass · 6-2
Member-level votes (9)
- Michelle Lopes Maldonado: yes
- Richard C. "Rip" Sullivan, Jr.: yes
- Irene Shin: yes
- Laura Jane Cohen: yes
- Rae Cousins: yes
- JJ Singh: yes
- Terry G. Kilgore: not voting
- Israel D. O'Quinn: no
- Jason S. Ballard: no

Related bills

No related bills recorded for this bill.

Official source

https://lis.virginia.gov/bill-details/20261/SB546

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changes Status and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=VA&identifier=SB 546. See the API docs or the MCP server for AI assistants.

Known limitations

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Committee referrals are not yet captured.

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