Bill Commons

VA HB 725

Status unknown

Financial services; open-end credit plans, promotional annual percentage rates.

Virginia · 2026 Regular Session · lower

Quick answers

Did VA HB 725 pass?

The current status of VA HB 725 is not known from the official record. Latest recorded action (2026-02-18): Left in Labor and Commerce

What is VA HB 725 about?

Financial services; open-end credit plans; promotional annual percentage rates. Requires any creditor that permits a consumer to apply more than one promotional annual percentage rate to an open-end credit contract or plan to apply any payment made by the consumer to the promotional balance, as defined in the bill, with the earliest expiration date unless otherwise expressly agreed in writing by the parties.

Who sponsors VA HB 725?

James A. "Jay" Leftwich is the primary sponsor of VA HB 725.

Description

Financial services; open-end credit plans; promotional annual percentage rates. Requires any creditor that permits a consumer to apply more than one promotional annual percentage rate to an open-end credit contract or plan to apply any payment made by the consumer to the promotional balance, as defined in the bill, with the earliest expiration date unless otherwise expressly agreed in writing by the parties.

Introduced
2026-01-13
Latest action
2026-02-18 — Left in Labor and Commerce
Bill type
bill
Last updated
—

Sponsors

  • James A. "Jay" Leftwichprimary

Committees

Not provided by source.

Action timeline

  1. 2026-01-13

    Prefiled and ordered printed; Offered 01-14-2026 26102303D

    filing,introduction

  2. 2026-01-13

    Referred to Committee on Labor and Commerce

    referral-committee

  3. 2026-01-22

    Assigned HCL sub: Subcommittee #1

    referral-committee

  4. 2026-01-25

    Fiscal Impact Statement from State Corporation Commission (HB725)

  5. 2026-01-27

    Subcommittee recommends striking from the docket (9-Y 0-N)

  6. 2026-02-18

    Left in Labor and Commerce

Versions

Documents

Votes

  • Subcommittee recommends striking from the docket

    2026-01-27 · pass · 9-0

    Member-level votes (9)
    • Michelle Lopes Maldonado: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Irene Shin: yes
    • Laura Jane Cohen: yes
    • Rae Cousins: yes
    • JJ Singh: yes
    • Terry G. Kilgore: yes
    • Israel D. O'Quinn: yes
    • Jason S. Ballard: yes

Related bills

No related bills recorded for this bill.

Official source

https://lis.virginia.gov/bill-details/20261/HB725

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=VA&identifier=HB 725. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

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