Bill Commons

VA HB 444

enacted

Uniform Consumer Debt Default Judgments Act; established.

Virginia · 2026 Regular Session · lower

Quick answers

Did VA HB 444 pass?

Yes. VA HB 444 has been enacted into law as of 2026-04-08. Latest recorded action (2026-04-08): Acts of Assembly Chapter text (CHAP0395)

What is VA HB 444 about?

Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.

Who sponsors VA HB 444?

Marcus B. Simon is the primary sponsor of VA HB 444.

Description

Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.

Introduced
2026-01-12
Latest action
2026-04-08 — Acts of Assembly Chapter text (CHAP0395)
Bill type
bill
Last updated
—

Sponsors

  • Marcus B. Simonprimary

Committees

Not provided by source.

Action timeline

  1. 2026-01-12

    Prefiled and ordered printed; Offered 01-14-2026 26101027D

    filing,introduction

  2. 2026-01-12

    Referred to Committee for Courts of Justice

    referral-committee

  3. 2026-01-23

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  4. 2026-02-02

    Assigned HCJ sub: Civil

    referral-committee

  5. 2026-02-04

    House subcommittee offered

  6. 2026-02-04

    Subcommittee recommends reporting with substitute (7-Y 1-N)

    substitution

  7. 2026-02-11

    Reported from Courts of Justice with substitute (20-Y 2-N)

    committee-passage

  8. 2026-02-11

    Committee substitute printed 26107114D-H1

    substitution

  9. 2026-02-12

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  10. 2026-02-13

    Read first time

    reading-1

  11. 2026-02-16

    Read second time

    reading-2

  12. 2026-02-16

    committee substitute agreed to

    substitution

  13. 2026-02-16

    Engrossed by House - committee substitute

    substitution

  14. 2026-02-17

    Read third time and passed House (76-Y 21-N 0-A)

    passage,reading-3

  15. 2026-02-18

    Constitutional reading dispensed (on 1st reading)

  16. 2026-02-18

    Referred to Committee for Courts of Justice

    referral-committee

  17. 2026-02-25

    Senate committee offered

  18. 2026-02-25

    Reported from Courts of Justice with amendments (14-Y 0-N 1-A)

    committee-passage

  19. 2026-02-27

    Rules suspended

  20. 2026-02-27

    Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)

  21. 2026-02-27

    Passed by for the day Block Vote (Voice Vote)

  22. 2026-03-02

    Read third time

    reading-3

  23. 2026-03-02

    Courts of Justice Amendments agreed to

    amendment-passage

  24. 2026-03-02

    Engrossed by Senate as amended

  25. 2026-03-02

    Passed Senate with amendments (40-Y 0-N 0-A)

    passage

  26. 2026-03-04

    Senate amendments agreed to by House (75-Y 21-N 0-A)

    amendment-passage

  27. 2026-03-11

    Enrolled

    enrolled

  28. 2026-03-11

    Bill text as passed House and Senate (HB444ER)

    passage

  29. 2026-03-11

    Signed by President

    passage

  30. 2026-03-12

    Signed by Speaker

    passage

  31. 2026-03-14

    Enrolled Bill communicated to Governor on March 14, 2026

    enrolled,executive-receipt

  32. 2026-03-14

    Governor's Action Deadline 11:59 p.m., April 13, 2026

    executive-receipt

  33. 2026-03-17

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  34. 2026-04-08

    Approved by Governor-Chapter395 (Effective 7/1/2027)

    executive-signature

  35. 2026-04-08

    Acts of Assembly Chapter text (CHAP0395)

Versions

Documents

Votes

  • Subcommittee recommends reporting with substitute

    2026-02-04 · pass · 7-1

    Member-level votes (10)
    • Marcus B. Simon: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Michelle Lopes Maldonado: yes
    • Atoosa R. Reaser: yes
    • Karen Keys-Gamarra: yes
    • Karen R. "Kacey" Carnegie: yes
    • Virgil Thornton: not voting
    • Terry G. Kilgore: not voting
    • James A. "Jay" Leftwich: no
    • Jason S. Ballard: yes

  • Reported from Courts of Justice with substitute

    2026-02-11 · pass · 20-2

    Member-level votes (22)
    • Patrick A. Hope: yes
    • Michelle Lopes Maldonado: yes
    • Vivian E. Watts: yes
    • Marcus B. Simon: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Karrie K. Delaney: yes
    • Phil M. Hernandez: yes
    • Rae Cousins: yes
    • Atoosa R. Reaser: yes
    • Katrina Callsen: yes
    • Karen Keys-Gamarra: yes
    • Leslie Chambers Mehta: yes
    • Karen R. "Kacey" Carnegie: yes
    • Virgil Thornton: yes
    • Charlie Schmidt: yes
    • Terry G. Kilgore: yes
    • James A. "Jay" Leftwich: yes
    • Jason S. Ballard: yes
    • Wren M. Williams: no
    • Will Davis: yes
    • Madison Whittle: no
    • Justin Pence: yes

  • H VOTE:

    2026-02-17 · pass · 75-21

    Member-level votes (99)
    • Jessica L. Anderson: yes
    • Bonita G. Anthony: yes
    • Alex Q. Askew: yes
    • Terry L. Austin: yes
    • Jason S. Ballard: no
    • Robert S. Bloxom, Jr.: yes
    • Gretchen M. Bulova: yes
    • Katrina Callsen: yes
    • Karen R. "Kacey" Carnegie: yes
    • Betsy B. Carr: yes
    • Stacey Annie Carroll: yes
    • Mike A. Cherry: no
    • Nadarius E. Clark: not voting
    • Laura Jane Cohen: yes
    • Joshua G. Cole: yes
    • Nicole Cole: yes
    • Kelly K. Convirs-Fowler: yes
    • Mitchell Cornett: no
    • Rae Cousins: yes
    • Will Davis: no
    • Karrie K. Delaney: yes
    • Lindsey Dougherty: yes
    • Mark C. Downey: yes
    • Michael B. Feggans: yes
    • Hyland F. "Buddy" Fowler, Jr.: yes
    • Lily V. Franklin: yes
    • Margaret A. Franklin: yes
    • Debra D. Gardner: yes
    • Thomas A. Garrett, Jr.: no
    • Jackie H. Glass: yes
    • Timothy P. Griffin: no
    • Elizabeth R. Guzman: yes
    • Karen Hamilton: no
    • C.E. Cliff Hayes, Jr.: yes
    • Dan I. Helmer: yes
    • Rozia A. Henson, Jr.: yes
    • Phil M. Hernandez: yes
    • Charniele L. Herring: yes
    • M. Keith Hodges: yes
    • Patrick A. Hope: yes
    • Hillary Pugh Kent: no
    • Karen Keys-Gamarra: yes
    • Terry G. Kilgore: yes
    • Barry D. Knight: not voting
    • Paul E. Krizek: yes
    • Amy J. Laufer: yes
    • James A. "Jay" Leftwich: yes
    • Destiny LeVere Bolling: yes
    • Alfonso H. Lopez: yes
    • Michelle Lopes Maldonado: yes
    • Marty Martinez: yes
    • John Chilton McAuliff: not voting
    • Adele Y. McClure: yes
    • Garrett McGuire: yes
    • Ellen H. McLaughlin: yes
    • Joseph P. McNamara: yes
    • Delores L. McQuinn: yes
    • Leslie Chambers Mehta: yes
    • James W. Morefield: yes
    • May Nivar: yes
    • Delores Oates: no
    • Israel D. O'Quinn: no
    • Justin Pence: no
    • Eric Phillips: yes
    • Kimberly Pope Adams: yes
    • Marcia S. "Cia" Price: yes
    • Sam Rasoul: yes
    • Atoosa R. Reaser: yes
    • David A. Reid: yes
    • Chris S. Runion: yes
    • Charlie Schmidt: yes
    • Don Scott: yes
    • Phillip A. Scott: no
    • Holly M. Seibold: yes
    • Briana D. Sewell: yes
    • Irene Shin: yes
    • Marcus B. Simon: yes
    • Shelly A. Simonds: yes
    • JJ Singh: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Anne Ferrell Tata: yes
    • Joshua E. Thomas: yes
    • Virgil Thornton: yes
    • Luke E. Torian: yes
    • Kathy K.L. Tran: yes
    • H. Otto Wachsmann, Jr.: no
    • Wendell S. Walker: no
    • Jeion A. Ward: yes
    • R. Lee Ware: yes
    • Vivian E. Watts: yes
    • Michael J. Webert: no
    • Madison Whittle: no
    • Bill Wiley: no
    • Rodney T. Willett: yes
    • Wren M. Williams: no
    • Tony O. Wilt: yes
    • Thomas C. Wright, Jr.: no
    • Scott A. Wyatt: no
    • Eric R. Zehr: no

  • Reported from Courts of Justice with amendments

    2026-02-25 · pass · 14-0

    Member-level votes (15)
    • Scott A. Surovell: yes
    • Mark D. Obenshain: yes
    • Ryan T. McDougle: abstain
    • R. Creigh Deeds: yes
    • Richard H. Stuart: yes
    • William M. Stanley, Jr.: yes
    • Jennifer B. Boysko: yes
    • Mark J. Peake: yes
    • Jennifer D. Carroll Foy: yes
    • Russet Perry: yes
    • Saddam Azlan Salim: yes
    • Barbara A. Favola: yes
    • Glen H. Sturtevant, Jr.: yes
    • Kannan Srinivasan: yes
    • Michael J. Jones: yes

  • Constitutional reading dispensed (on 2nd reading)

    2026-02-27 · pass · 37-0

    Member-level votes (40)
    • Christie New Craig: yes
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Elizabeth B. Bennett-Parker: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: not voting
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: yes
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: not voting
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: not voting
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: yes
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes

  • Passage R

    2026-03-02 · pass · 40-0

    Member-level votes (40)
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Elizabeth B. Bennett-Parker: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • Christie New Craig: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: yes
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: yes
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: yes
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: yes
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: yes
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes

  • H VOTE:

    2026-03-04 · pass · 75-21

    Member-level votes (99)
    • Jessica L. Anderson: yes
    • Bonita G. Anthony: yes
    • Alex Q. Askew: yes
    • Terry L. Austin: yes
    • Jason S. Ballard: no
    • Robert S. Bloxom, Jr.: yes
    • Gretchen M. Bulova: yes
    • Katrina Callsen: yes
    • Karen R. "Kacey" Carnegie: yes
    • Betsy B. Carr: yes
    • Stacey Annie Carroll: yes
    • Mike A. Cherry: yes
    • Nadarius E. Clark: yes
    • Laura Jane Cohen: yes
    • Joshua G. Cole: yes
    • Nicole Cole: yes
    • Kelly K. Convirs-Fowler: yes
    • Mitchell Cornett: no
    • Rae Cousins: yes
    • Will Davis: no
    • Karrie K. Delaney: yes
    • Lindsey Dougherty: yes
    • Mark C. Downey: yes
    • Michael B. Feggans: yes
    • Hyland F. "Buddy" Fowler, Jr.: yes
    • Lily V. Franklin: yes
    • Margaret A. Franklin: yes
    • Debra D. Gardner: not voting
    • Thomas A. Garrett, Jr.: not voting
    • Jackie H. Glass: yes
    • Timothy P. Griffin: no
    • Elizabeth R. Guzman: yes
    • Karen Hamilton: no
    • C.E. Cliff Hayes, Jr.: yes
    • Dan I. Helmer: yes
    • Rozia A. Henson, Jr.: yes
    • Phil M. Hernandez: yes
    • Charniele L. Herring: yes
    • M. Keith Hodges: no
    • Patrick A. Hope: yes
    • Hillary Pugh Kent: no
    • Karen Keys-Gamarra: yes
    • Terry G. Kilgore: yes
    • Paul E. Krizek: yes
    • Amy J. Laufer: yes
    • James A. "Jay" Leftwich: yes
    • Destiny LeVere Bolling: yes
    • Alfonso H. Lopez: yes
    • Michelle Lopes Maldonado: yes
    • Marty Martinez: yes
    • John Chilton McAuliff: yes
    • Adele Y. McClure: yes
    • Garrett McGuire: yes
    • Ellen H. McLaughlin: yes
    • Joseph P. McNamara: yes
    • Kirk McPike: yes
    • Delores L. McQuinn: yes
    • Leslie Chambers Mehta: yes
    • James W. Morefield: yes
    • May Nivar: yes
    • Delores Oates: no
    • Israel D. O'Quinn: no
    • Justin Pence: no
    • Eric Phillips: no
    • Kimberly Pope Adams: yes
    • Marcia S. "Cia" Price: yes
    • Sam Rasoul: yes
    • Atoosa R. Reaser: yes
    • David A. Reid: yes
    • Chris S. Runion: yes
    • Charlie Schmidt: yes
    • Don Scott: yes
    • Phillip A. Scott: no
    • Holly M. Seibold: yes
    • Briana D. Sewell: yes
    • Irene Shin: yes
    • Marcus B. Simon: yes
    • Shelly A. Simonds: yes
    • JJ Singh: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Anne Ferrell Tata: yes
    • Joshua E. Thomas: yes
    • Virgil Thornton: yes
    • Luke E. Torian: yes
    • Kathy K.L. Tran: yes
    • H. Otto Wachsmann, Jr.: no
    • Wendell S. Walker: no
    • Jeion A. Ward: yes
    • R. Lee Ware: no
    • Vivian E. Watts: yes
    • Michael J. Webert: no
    • Madison Whittle: no
    • Bill Wiley: no
    • Rodney T. Willett: yes
    • Wren M. Williams: no
    • Tony O. Wilt: yes
    • Thomas C. Wright, Jr.: not voting
    • Scott A. Wyatt: no
    • Eric R. Zehr: no

Related bills

No related bills recorded for this bill.

Official source

https://lis.virginia.gov/bill-details/20261/HB444

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

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