Bill Commons

VA HB 444

enacted

Uniform Consumer Debt Default Judgments Act; established.

Virginia · 2026 Regular Session · lower

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Quick answers

Did VA HB 444 pass?

Yes. VA HB 444 has been enacted into law. Latest recorded action (2026-04-08): Acts of Assembly Chapter text (CHAP0395)

What is VA HB 444 about?

Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.

Who sponsors VA HB 444?

Marcus B. Simon is the primary sponsor of VA HB 444.

Description

Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.

Introduced
2026-01-12
Latest action
2026-04-08 — Acts of Assembly Chapter text (CHAP0395)
Bill type
bill
Last updated
—

Sponsors

  • Marcus B. Simonprimary

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-04-08

    Acts of Assembly Chapter text (CHAP0395)

  2. 2026-04-08

    Approved by Governor-Chapter395 (Effective 7/1/2027)

    executive-signature

  3. 2026-03-17

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  4. 2026-03-14

    Governor's Action Deadline 11:59 p.m., April 13, 2026

    executive-receipt

  5. 2026-03-14

    Enrolled Bill communicated to Governor on March 14, 2026

    enrolled,executive-receipt

  6. 2026-03-12

    Signed by Speaker

    passage

  7. 2026-03-11

    Signed by President

    passage

  8. 2026-03-11

    Bill text as passed House and Senate (HB444ER)

    passage

  9. 2026-03-11

    Enrolled

    enrolled

  10. 2026-03-04

    Senate amendments agreed to by House (75-Y 21-N 0-A)

    amendment-passage

  11. 2026-03-02

    Passed Senate with amendments (40-Y 0-N 0-A)

    passage

  12. 2026-03-02

    Engrossed by Senate as amended

  13. 2026-03-02

    Courts of Justice Amendments agreed to

    amendment-passage

  14. 2026-03-02

    Read third time

    reading-3

  15. 2026-02-27

    Passed by for the day Block Vote (Voice Vote)

  16. 2026-02-27

    Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)

  17. 2026-02-27

    Rules suspended

  18. 2026-02-25

    Reported from Courts of Justice with amendments (14-Y 0-N 1-A)

    committee-passage

  19. 2026-02-25

    Senate committee offered

  20. 2026-02-18

    Referred to Committee for Courts of Justice

    referral-committee

  21. 2026-02-18

    Constitutional reading dispensed (on 1st reading)

  22. 2026-02-17

    Read third time and passed House (76-Y 21-N 0-A)

    passage,reading-3

  23. 2026-02-16

    Engrossed by House - committee substitute

    substitution

  24. 2026-02-16

    committee substitute agreed to

    substitution

  25. 2026-02-16

    Read second time

    reading-2

  26. 2026-02-13

    Read first time

    reading-1

  27. 2026-02-12

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  28. 2026-02-11

    Committee substitute printed 26107114D-H1

    substitution

  29. 2026-02-11

    Reported from Courts of Justice with substitute (20-Y 2-N)

    committee-passage

  30. 2026-02-04

    Subcommittee recommends reporting with substitute (7-Y 1-N)

    substitution

  31. 2026-02-04

    House subcommittee offered

  32. 2026-02-02

    Assigned HCJ sub: Civil

    referral-committee

  33. 2026-01-23

    Fiscal Impact Statement from Department of Planning and Budget (HB444)

  34. 2026-01-12

    Referred to Committee for Courts of Justice

    referral-committee

  35. 2026-01-12

    Prefiled and ordered printed; Offered 01-14-2026 26101027D

    filing,introduction

Versions

Documents

Votes

  • Subcommittee recommends reporting with substitute

    2026-02-04 · pass · 7-1

    Member-level votes (10)
    • Marcus B. Simon: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Michelle Lopes Maldonado: yes
    • Atoosa R. Reaser: yes
    • Karen Keys-Gamarra: yes
    • Karen R. "Kacey" Carnegie: yes
    • Virgil Thornton: not voting
    • Terry G. Kilgore: not voting
    • James A. "Jay" Leftwich: no
    • Jason S. Ballard: yes
  • Reported from Courts of Justice with substitute

    2026-02-11 · pass · 20-2

    Member-level votes (22)
    • Patrick A. Hope: yes
    • Michelle Lopes Maldonado: yes
    • Vivian E. Watts: yes
    • Marcus B. Simon: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Karrie K. Delaney: yes
    • Phil M. Hernandez: yes
    • Rae Cousins: yes
    • Atoosa R. Reaser: yes
    • Katrina Callsen: yes
    • Karen Keys-Gamarra: yes
    • Leslie Chambers Mehta: yes
    • Karen R. "Kacey" Carnegie: yes
    • Virgil Thornton: yes
    • Charlie Schmidt: yes
    • Terry G. Kilgore: yes
    • James A. "Jay" Leftwich: yes
    • Jason S. Ballard: yes
    • Wren M. Williams: no
    • Will Davis: yes
    • Madison Whittle: no
    • Justin Pence: yes
  • H VOTE:

    2026-02-17 · pass · 75-21

    Member-level votes (99)
    • Jessica L. Anderson: yes
    • Bonita G. Anthony: yes
    • Alex Q. Askew: yes
    • Terry L. Austin: yes
    • Jason S. Ballard: no
    • Robert S. Bloxom, Jr.: yes
    • Gretchen M. Bulova: yes
    • Katrina Callsen: yes
    • Karen R. "Kacey" Carnegie: yes
    • Betsy B. Carr: yes
    • Stacey Annie Carroll: yes
    • Mike A. Cherry: no
    • Nadarius E. Clark: not voting
    • Laura Jane Cohen: yes
    • Joshua G. Cole: yes
    • Nicole Cole: yes
    • Kelly K. Convirs-Fowler: yes
    • Mitchell Cornett: no
    • Rae Cousins: yes
    • Will Davis: no
    • Karrie K. Delaney: yes
    • Lindsey Dougherty: yes
    • Mark C. Downey: yes
    • Michael B. Feggans: yes
    • Hyland F. "Buddy" Fowler, Jr.: yes
    • Lily V. Franklin: yes
    • Margaret A. Franklin: yes
    • Debra D. Gardner: yes
    • Thomas A. Garrett, Jr.: no
    • Jackie H. Glass: yes
    • Timothy P. Griffin: no
    • Elizabeth R. Guzman: yes
    • Karen Hamilton: no
    • C.E. Cliff Hayes, Jr.: yes
    • Dan I. Helmer: yes
    • Rozia A. Henson, Jr.: yes
    • Phil M. Hernandez: yes
    • Charniele L. Herring: yes
    • M. Keith Hodges: yes
    • Patrick A. Hope: yes
    • Hillary Pugh Kent: no
    • Karen Keys-Gamarra: yes
    • Terry G. Kilgore: yes
    • Barry D. Knight: not voting
    • Paul E. Krizek: yes
    • Amy J. Laufer: yes
    • James A. "Jay" Leftwich: yes
    • Destiny LeVere Bolling: yes
    • Alfonso H. Lopez: yes
    • Michelle Lopes Maldonado: yes
    • Marty Martinez: yes
    • John Chilton McAuliff: not voting
    • Adele Y. McClure: yes
    • Garrett McGuire: yes
    • Ellen H. McLaughlin: yes
    • Joseph P. McNamara: yes
    • Delores L. McQuinn: yes
    • Leslie Chambers Mehta: yes
    • James W. Morefield: yes
    • May Nivar: yes
    • Delores Oates: no
    • Israel D. O'Quinn: no
    • Justin Pence: no
    • Eric Phillips: yes
    • Kimberly Pope Adams: yes
    • Marcia S. "Cia" Price: yes
    • Sam Rasoul: yes
    • Atoosa R. Reaser: yes
    • David A. Reid: yes
    • Chris S. Runion: yes
    • Charlie Schmidt: yes
    • Don Scott: yes
    • Phillip A. Scott: no
    • Holly M. Seibold: yes
    • Briana D. Sewell: yes
    • Irene Shin: yes
    • Marcus B. Simon: yes
    • Shelly A. Simonds: yes
    • JJ Singh: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Anne Ferrell Tata: yes
    • Joshua E. Thomas: yes
    • Virgil Thornton: yes
    • Luke E. Torian: yes
    • Kathy K.L. Tran: yes
    • H. Otto Wachsmann, Jr.: no
    • Wendell S. Walker: no
    • Jeion A. Ward: yes
    • R. Lee Ware: yes
    • Vivian E. Watts: yes
    • Michael J. Webert: no
    • Madison Whittle: no
    • Bill Wiley: no
    • Rodney T. Willett: yes
    • Wren M. Williams: no
    • Tony O. Wilt: yes
    • Thomas C. Wright, Jr.: no
    • Scott A. Wyatt: no
    • Eric R. Zehr: no
  • Reported from Courts of Justice with amendments

    2026-02-25 · pass · 14-0

    Member-level votes (15)
    • Scott A. Surovell: yes
    • Mark D. Obenshain: yes
    • Ryan T. McDougle: abstain
    • R. Creigh Deeds: yes
    • Richard H. Stuart: yes
    • William M. Stanley, Jr.: yes
    • Jennifer B. Boysko: yes
    • Mark J. Peake: yes
    • Jennifer D. Carroll Foy: yes
    • Russet Perry: yes
    • Saddam Azlan Salim: yes
    • Barbara A. Favola: yes
    • Glen H. Sturtevant, Jr.: yes
    • Kannan Srinivasan: yes
    • Michael J. Jones: yes
  • Constitutional reading dispensed (on 2nd reading)

    2026-02-27 · pass · 37-0

    Member-level votes (40)
    • Christie New Craig: yes
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Elizabeth B. Bennett-Parker: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: not voting
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: yes
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: not voting
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: not voting
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: yes
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes
  • Passage R

    2026-03-02 · pass · 40-0

    Member-level votes (40)
    • Lashrecse D. Aird: yes
    • Lamont Bagby: yes
    • Elizabeth B. Bennett-Parker: yes
    • Jennifer B. Boysko: yes
    • Jennifer D. Carroll Foy: yes
    • Luther Cifers, III: yes
    • Christie New Craig: yes
    • R. Creigh Deeds: yes
    • Bill DeSteph: yes
    • J.D. "Danny" Diggs: yes
    • Tara A. Durant: yes
    • Barbara A. Favola: yes
    • Timmy French: yes
    • T. Travis Hackworth: yes
    • Christopher T. Head: yes
    • Michael J. Jones: yes
    • Emily M. Jordan: yes
    • Mamie E. Locke: yes
    • L. Louise Lucas: yes
    • David W. Marsden: yes
    • Ryan T. McDougle: yes
    • Jeremy S. McPike: yes
    • Tammy Brankley Mulchi: yes
    • Mark D. Obenshain: yes
    • Mark J. Peake: yes
    • Stella G. Pekarsky: yes
    • Russet Perry: yes
    • Todd E. Pillion: yes
    • Bryce E. Reeves: yes
    • Danica A. Roem: yes
    • Aaron R. Rouse: yes
    • Saddam Azlan Salim: yes
    • Kannan Srinivasan: yes
    • William M. Stanley, Jr.: yes
    • Richard H. Stuart: yes
    • Glen H. Sturtevant, Jr.: yes
    • David R. Suetterlein: yes
    • Scott A. Surovell: yes
    • Schuyler T. VanValkenburg: yes
    • Angelia Williams Graves: yes
  • H VOTE:

    2026-03-04 · pass · 75-21

    Member-level votes (99)
    • Jessica L. Anderson: yes
    • Bonita G. Anthony: yes
    • Alex Q. Askew: yes
    • Terry L. Austin: yes
    • Jason S. Ballard: no
    • Robert S. Bloxom, Jr.: yes
    • Gretchen M. Bulova: yes
    • Katrina Callsen: yes
    • Karen R. "Kacey" Carnegie: yes
    • Betsy B. Carr: yes
    • Stacey Annie Carroll: yes
    • Mike A. Cherry: yes
    • Nadarius E. Clark: yes
    • Laura Jane Cohen: yes
    • Joshua G. Cole: yes
    • Nicole Cole: yes
    • Kelly K. Convirs-Fowler: yes
    • Mitchell Cornett: no
    • Rae Cousins: yes
    • Will Davis: no
    • Karrie K. Delaney: yes
    • Lindsey Dougherty: yes
    • Mark C. Downey: yes
    • Michael B. Feggans: yes
    • Hyland F. "Buddy" Fowler, Jr.: yes
    • Lily V. Franklin: yes
    • Margaret A. Franklin: yes
    • Debra D. Gardner: not voting
    • Thomas A. Garrett, Jr.: not voting
    • Jackie H. Glass: yes
    • Timothy P. Griffin: no
    • Elizabeth R. Guzman: yes
    • Karen Hamilton: no
    • C.E. Cliff Hayes, Jr.: yes
    • Dan I. Helmer: yes
    • Rozia A. Henson, Jr.: yes
    • Phil M. Hernandez: yes
    • Charniele L. Herring: yes
    • M. Keith Hodges: no
    • Patrick A. Hope: yes
    • Hillary Pugh Kent: no
    • Karen Keys-Gamarra: yes
    • Terry G. Kilgore: yes
    • Paul E. Krizek: yes
    • Amy J. Laufer: yes
    • James A. "Jay" Leftwich: yes
    • Destiny LeVere Bolling: yes
    • Alfonso H. Lopez: yes
    • Michelle Lopes Maldonado: yes
    • Marty Martinez: yes
    • John Chilton McAuliff: yes
    • Adele Y. McClure: yes
    • Garrett McGuire: yes
    • Ellen H. McLaughlin: yes
    • Joseph P. McNamara: yes
    • Kirk McPike: yes
    • Delores L. McQuinn: yes
    • Leslie Chambers Mehta: yes
    • James W. Morefield: yes
    • May Nivar: yes
    • Delores Oates: no
    • Israel D. O'Quinn: no
    • Justin Pence: no
    • Eric Phillips: no
    • Kimberly Pope Adams: yes
    • Marcia S. "Cia" Price: yes
    • Sam Rasoul: yes
    • Atoosa R. Reaser: yes
    • David A. Reid: yes
    • Chris S. Runion: yes
    • Charlie Schmidt: yes
    • Don Scott: yes
    • Phillip A. Scott: no
    • Holly M. Seibold: yes
    • Briana D. Sewell: yes
    • Irene Shin: yes
    • Marcus B. Simon: yes
    • Shelly A. Simonds: yes
    • JJ Singh: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Anne Ferrell Tata: yes
    • Joshua E. Thomas: yes
    • Virgil Thornton: yes
    • Luke E. Torian: yes
    • Kathy K.L. Tran: yes
    • H. Otto Wachsmann, Jr.: no
    • Wendell S. Walker: no
    • Jeion A. Ward: yes
    • R. Lee Ware: no
    • Vivian E. Watts: yes
    • Michael J. Webert: no
    • Madison Whittle: no
    • Bill Wiley: no
    • Rodney T. Willett: yes
    • Wren M. Williams: no
    • Tony O. Wilt: yes
    • Thomas C. Wright, Jr.: not voting
    • Scott A. Wyatt: no
    • Eric R. Zehr: no

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Session-wide evidence can include changes to other bills:

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