Bill Commons

VA HB 1228

Status unknown

Motor vehicle insurance; use of certain factors to establish rates prohibited.

Virginia · 2026 Regular Session · lower

Quick answers

Did VA HB 1228 pass?

The current status of VA HB 1228 is not known from the official record. Latest recorded action (2026-02-05): Tabled in Labor and Commerce (15-Y 7-N)

What is VA HB 1228 about?

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score.

Who sponsors VA HB 1228?

Israel D. O'Quinn is the primary sponsor of VA HB 1228.

Description

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score.

Introduced
2026-01-14
Latest action
2026-02-05 — Tabled in Labor and Commerce (15-Y 7-N)
Bill type
bill
Last updated
—

Sponsors

  • Israel D. O'Quinnprimary

Committees

Not provided by source.

Action timeline

  1. 2026-01-14

    Prefiled and ordered printed; Offered 01-14-2026 26101940D

    filing,introduction

  2. 2026-01-14

    Referred to Committee on Labor and Commerce

    referral-committee

  3. 2026-01-27

    Assigned HCL sub: Subcommittee #1

    referral-committee

  4. 2026-02-03

    House subcommittee offered

  5. 2026-02-03

    Subcommittee recommends reporting with substitute (9-Y 0-N)

    substitution

  6. 2026-02-05

    Tabled in Labor and Commerce (15-Y 7-N)

    deferral

Versions

Documents

Votes

  • Subcommittee recommends reporting with substitute

    2026-02-03 · pass · 9-0

    Member-level votes (9)
    • Michelle Lopes Maldonado: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Irene Shin: yes
    • Laura Jane Cohen: yes
    • Rae Cousins: yes
    • JJ Singh: yes
    • Terry G. Kilgore: yes
    • Israel D. O'Quinn: yes
    • Jason S. Ballard: yes

  • Tabled in Labor and Commerce

    2026-02-05 · pass · 15-7

    Member-level votes (22)
    • Jeion A. Ward: yes
    • Richard C. "Rip" Sullivan, Jr.: yes
    • Alfonso H. Lopez: yes
    • Kelly K. Convirs-Fowler: yes
    • Dan I. Helmer: yes
    • Michelle Lopes Maldonado: yes
    • Irene Shin: yes
    • Destiny LeVere Bolling: yes
    • Michael B. Feggans: yes
    • Nadarius E. Clark: yes
    • Rae Cousins: yes
    • Bonita G. Anthony: yes
    • Laura Jane Cohen: yes
    • JJ Singh: yes
    • May Nivar: yes
    • Terry G. Kilgore: no
    • Israel D. O'Quinn: no
    • Michael J. Webert: no
    • Tony O. Wilt: no
    • Chris S. Runion: no
    • Jason S. Ballard: no
    • Wren M. Williams: no

Related bills

No related bills recorded for this bill.

Official source

https://lis.virginia.gov/bill-details/20261/HB1228

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:35:59.552682Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

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