Bill Commons

OR HB 4116

enacted

Relating to consumer finance loans; and prescribing an effective date.

Oregon · 2026 Regular Session · lower

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Quick answers

Did OR HB 4116 pass?

Yes. OR HB 4116 has been enacted into law. Latest recorded action (2026-04-13): Chapter 113, (2026 Laws): Effective date June 5, 2026.

What is OR HB 4116 about?

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Who sponsors OR HB 4116?

Floyd Prozanski, Deb Patterson, Jeff Golden and 6 others are the primary sponsors of OR HB 4116, joined by 15 cosponsors.

Description

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Introduced
2026-02-02
Latest action
2026-04-13 — Chapter 113, (2026 Laws): Effective date June 5, 2026.
Bill type
bill
Last updated
—

Sponsors

  • Floyd Prozanskiprimary
  • Deb Pattersonprimary
  • Jeff Goldenprimary
  • Wlnsvey Camposprimary
  • Lamar Wiseprimary
  • Tom Andersenprimary
  • Ben Bowmanprimary
  • Courtney Neron Misslinprimary
  • Nathan Sosaprimary
  • Nancy Nathansoncosponsor
  • Lesly Muñozcosponsor
  • Ken Helmcosponsor
  • Thuy Trancosponsor
  • Mark Gambacosponsor
  • Farrah Chaichicosponsor
  • David Gombergcosponsor
  • Jules Walterscosponsor
  • Zach Hudsoncosponsor
  • Susan McLaincosponsor
  • Janeen Sollmancosponsor
  • Khanh Phamcosponsor
  • Kayse Jamacosponsor
  • Lew Frederickcosponsor
  • Travis Nelsoncosponsor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-04-13

    Chapter 113, (2026 Laws): Effective date June 5, 2026.

  2. 2026-04-07

    Governor signed.

    executive-signature

  3. 2026-03-07

    President signed.

    passage

  4. 2026-03-06

    Speaker signed.

    passage

  5. 2026-03-05

    McLane, granted unanimous consent to change vote to nay.

  6. 2026-03-05

    Third reading. Carried by Neron Misslin, Campos. Passed.

    passage,reading-3

  7. 2026-03-05

    Motion to refer to Committee on Rules failed.

  8. 2026-03-05

    Motion to substitute Minority Report for Committee Report failed.

  9. 2026-03-04

    Second reading.

    reading-2

  10. 2026-03-03

    Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)

    committee-passage-favorable

  11. 2026-03-03

    Recommendation: Do pass.

    committee-passage-favorable

  12. 2026-02-25

    Public Hearing and Work Session held.

  13. 2026-02-23

    Public Hearing held.

  14. 2026-02-19

    Referred to Labor and Business.

    referral-committee

  15. 2026-02-19

    First reading. Referred to President's desk.

    introduction,reading-1,referral-committee

  16. 2026-02-17

    Vote explanation(s) filed by Levy E, Nguyen D.

  17. 2026-02-17

    Third reading. Carried by Sosa. Passed.

    passage,reading-3

  18. 2026-02-17

    Motion to substitute Minority Report for Committee Report failed.

  19. 2026-02-16

    Second reading.

    reading-2

  20. 2026-02-13

    Minority Recommendation: Do pass with amendments and be printed A-Engrossed.

    committee-passage-favorable

  21. 2026-02-13

    Recommendation: Do pass.

    committee-passage-favorable

  22. 2026-02-10

    Work Session held.

  23. 2026-02-03

    Public Hearing held.

  24. 2026-02-02

    Referred to Commerce and Consumer Protection.

    referral-committee

  25. 2026-02-02

    First reading. Referred to Speaker's desk.

    introduction,reading-1,referral-committee

Versions

Documents

Votes

  • Heard and Reported Out

    2026-02-10 · pass · 6-4

    Member-level votes (10)
    • Jami Cate: no
    • Farrah Chaichi: yes
    • Willy Chotzen: yes
    • David Gomberg: yes
    • Virgle Osborne: no
    • E. Werner Reschke: no
    • Nathan Sosa: yes
    • Kim Wallan: no
    • Jules Walters: yes
    • Lamar Wise: yes
  • Motion to substitute Minority Report for Committee Report failed.

    2026-02-17 · fail · 25-33

    Member-level votes (60)
    • Shannon Isadore: no
    • Kim Wallan: yes
    • Nancy Nathanson: no
    • Zach Hudson: no
    • Travis Nelson: no
    • Lesly Muñoz: no
    • Matt Bunch: yes
    • Thuy Tran: no
    • Farrah Chaichi: no
    • Kevin Mannix: yes
    • Ed Diehl: yes
    • Ben Bowman: no
    • Tawna Sanchez: no
    • Dacia Grayber: no
    • Nathan Sosa: no
    • Dwayne Yunker: yes
    • Emerson Levy: yes
    • Jeffrey Helfrich: yes
    • Mark Gamba: no
    • Court Boice: yes
    • Annessa Hartman: yes
    • Cyrus Javadi: no
    • E. Werner Reschke: yes
    • Alek Skarlatos: yes
    • Mari Watanabe: no
    • Gregory Smith: yes
    • Julie Fahey: no
    • Mark Owens: yes
    • Jason Kropf: no
    • Willy Chotzen: no
    • Darin Harbick: yes
    • Sarah McDonald: no
    • Susan McLain: no
    • Boomer Wright: yes
    • Ricki Ruiz: no
    • Darcey Edwards: yes
    • April Dobson: no
    • Emily McIntire: yes
    • Jules Walters: no
    • Virgle Osborne: yes
    • John Lively: no
    • Pam Marsh: no
    • Bobby Levy: yes
    • Anna Scharf: yes
    • Lisa Fragala: no
    • Lamar Wise: no
    • Andrea Valderrama: absent
    • Jami Cate: yes
    • Tom Andersen: no
    • Paul Evans: yes
    • Sue Rieke Smith: no
    • David Gomberg: no
    • Vikki Breese-Iverson: yes
    • Rob Nosse: no
    • Ken Helm: no
    • Rick Lewis: absent
    • Shelly Boshart Davis: yes
    • Daniel Nguyen: no
    • Hai Pham: no
    • Lucetta Elmer: yes
  • Third reading. Carried by Sosa. Passed.

    2026-02-17 · pass · 31-24

    Member-level votes (60)
    • Shannon Isadore: yes
    • Kim Wallan: no
    • Nancy Nathanson: yes
    • Zach Hudson: yes
    • Travis Nelson: yes
    • Lesly Muñoz: yes
    • Matt Bunch: no
    • Thuy Tran: yes
    • Farrah Chaichi: yes
    • Kevin Mannix: no
    • Ed Diehl: no
    • Ben Bowman: yes
    • Tawna Sanchez: yes
    • Dacia Grayber: yes
    • Nathan Sosa: yes
    • Dwayne Yunker: no
    • Emerson Levy: no
    • Jeffrey Helfrich: absent
    • Mark Gamba: yes
    • Court Boice: no
    • Annessa Hartman: yes
    • Cyrus Javadi: yes
    • E. Werner Reschke: no
    • Alek Skarlatos: no
    • Mari Watanabe: yes
    • Gregory Smith: no
    • Julie Fahey: yes
    • Mark Owens: no
    • Jason Kropf: yes
    • Willy Chotzen: yes
    • Darin Harbick: absent
    • Sarah McDonald: yes
    • Susan McLain: yes
    • Boomer Wright: no
    • Ricki Ruiz: yes
    • Darcey Edwards: no
    • April Dobson: yes
    • Emily McIntire: no
    • Jules Walters: yes
    • Virgle Osborne: no
    • John Lively: no
    • Pam Marsh: yes
    • Bobby Levy: absent
    • Anna Scharf: no
    • Lisa Fragala: yes
    • Lamar Wise: yes
    • Andrea Valderrama: absent
    • Jami Cate: no
    • Tom Andersen: yes
    • Paul Evans: yes
    • Sue Rieke Smith: no
    • David Gomberg: yes
    • Vikki Breese-Iverson: no
    • Rob Nosse: yes
    • Ken Helm: yes
    • Rick Lewis: absent
    • Shelly Boshart Davis: no
    • Daniel Nguyen: no
    • Hai Pham: no
    • Lucetta Elmer: no
  • Heard and Reported Out

    2026-02-25 · pass · 3-2

    Member-level votes (5)
    • Wlnsvey Campos: yes
    • Christine Drazan: no
    • Cedric Hayden: no
    • Deb Patterson: yes
    • Kathleen Taylor: yes
  • Motion to substitute Minority Report for Committee Report failed.

    2026-03-05 · fail · 12-18

    Member-level votes (30)
    • Rob Wagner: no
    • Dick Anderson: yes
    • Wlnsvey Campos: no
    • Fred Girod: yes
    • James Manning Jr.: no
    • Janeen Sollman: no
    • Bruce Starr: yes
    • Diane Linthicum: yes
    • Suzanne Weber: yes
    • Mark Meek: no
    • Kathleen Taylor: no
    • Noah Robinson: yes
    • Christine Drazan: yes
    • David Brock Smith: yes
    • Sara Gelser Blouin: no
    • Deb Patterson: no
    • Mike McLane: yes
    • Todd Nash: yes
    • Courtney Neron Misslin: no
    • Lew Frederick: no
    • Chris Gorsek: no
    • Floyd Prozanski: no
    • Kim Thatcher: yes
    • Kate Lieber: no
    • Kayse Jama: no
    • Anthony Broadman: no
    • Jeff Golden: no
    • Cedric Hayden: yes
    • Khanh Pham: no
    • Lisa Reynolds: no
  • Motion to refer to Committee on Rules failed.

    2026-03-05 · fail · 12-17

    Member-level votes (30)
    • Rob Wagner: no
    • Dick Anderson: yes
    • Wlnsvey Campos: no
    • Fred Girod: yes
    • James Manning Jr.: no
    • Janeen Sollman: no
    • Bruce Starr: yes
    • Diane Linthicum: yes
    • Suzanne Weber: yes
    • Mark Meek: absent
    • Kathleen Taylor: no
    • Noah Robinson: yes
    • Christine Drazan: yes
    • David Brock Smith: yes
    • Sara Gelser Blouin: no
    • Deb Patterson: no
    • Mike McLane: yes
    • Todd Nash: yes
    • Courtney Neron Misslin: no
    • Lew Frederick: no
    • Chris Gorsek: no
    • Floyd Prozanski: no
    • Kim Thatcher: yes
    • Kate Lieber: no
    • Kayse Jama: no
    • Anthony Broadman: no
    • Jeff Golden: no
    • Cedric Hayden: yes
    • Khanh Pham: no
    • Lisa Reynolds: no
  • Third reading. Carried by Neron Misslin, Campos. Passed.

    2026-03-05 · pass · 16-13

    Member-level votes (30)
    • Rob Wagner: yes
    • Dick Anderson: no
    • Wlnsvey Campos: yes
    • Fred Girod: no
    • James Manning Jr.: yes
    • Janeen Sollman: yes
    • Bruce Starr: no
    • Diane Linthicum: no
    • Suzanne Weber: no
    • Mark Meek: absent
    • Kathleen Taylor: yes
    • Noah Robinson: no
    • Christine Drazan: no
    • David Brock Smith: no
    • Sara Gelser Blouin: yes
    • Deb Patterson: yes
    • Mike McLane: no
    • Todd Nash: no
    • Courtney Neron Misslin: yes
    • Lew Frederick: yes
    • Chris Gorsek: yes
    • Floyd Prozanski: yes
    • Kim Thatcher: no
    • Kate Lieber: no
    • Kayse Jama: yes
    • Anthony Broadman: yes
    • Jeff Golden: yes
    • Cedric Hayden: no
    • Khanh Pham: yes
    • Lisa Reynolds: yes

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:31:04.409453Z

Inspect retained evidence for changes recorded after evidence tracking began:

Session-wide evidence can include changes to other bills:

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=OR&identifier=HB 4116. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.