Bill Commons

NY S 9281

in committee

Requires prior approval of certain rates; requires insurers provide written explanations for certain premium increases; and authorizes the refiling of certain rates

New York · 2025-2026 Regular Session · upper

Quick answers

Did NY S 9281 pass?

Not yet. NY S 9281 is in committee as of 2026-02-24 and has not come to a final vote. Latest recorded action (2026-02-24): REFERRED TO INSURANCE

What is NY S 9281 about?

Requires rate filings for prior approval for commercial property insurance, commercial general liability insurance, and personal residential property insurance; requires insurers provide written explanations for premium increases in certain covered policies; requires certain insurers of homeowners' insurance to refile its homeowners' insurance rates and, in certain circumstances, be required to reduce rates.

Who sponsors NY S 9281?

James Skoufis is the primary sponsor of NY S 9281, joined by 1 cosponsor.

Description

Requires rate filings for prior approval for commercial property insurance, commercial general liability insurance, and personal residential property insurance; requires insurers provide written explanations for premium increases in certain covered policies; requires certain insurers of homeowners' insurance to refile its homeowners' insurance rates and, in certain circumstances, be required to reduce rates.

Introduced
—
Latest action
2026-02-24 — REFERRED TO INSURANCE
Bill type
bill
Last updated
—

Sponsors

  • James Skoufisprimary
  • Brian Kavanaghcosponsor

Committees

Not provided by source.

Action timeline

  1. 2026-02-24

    REFERRED TO INSURANCE

    referral-committee

Versions

Documents

Votes

Not provided by source.

Related bills

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/S9281?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 9281. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.