NY S 7031
in committeeRelates to overdraft fees charged by banking organizations
New York · 2025-2026 Regular Session · upper
Quick answers
Did NY S 7031 pass?
Not yet. NY S 7031 is in committee as of 2026-01-07 and has not come to a final vote. Latest recorded action (2026-01-07): REFERRED TO BANKS
What is NY S 7031 about?
Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.
Who sponsors NY S 7031?
Luis R. Sepúlveda is the primary sponsor of NY S 7031.
Description
Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.
- Introduced
- —
- Latest action
- 2026-01-07 — REFERRED TO BANKS
- Bill type
- bill
- Last updated
- —
Sponsors
- Luis R. Sepúlvedaprimary
Committees
Not provided by source.
Action timeline
2025-03-28
REFERRED TO BANKS
referral-committee
2026-01-07
REFERRED TO BANKS
referral-committee
Versions
- S7031Compare
Documents
Votes
Not provided by source.
Related bills
- Prior session: S 7742not in this corpus
- Companion bill: A 117
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z
Inspect retained evidence for changes recorded after evidence tracking began:
Session-wide evidence can include changes to other bills:
Use this data
Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 7031. See the API docs or the MCP server for AI assistants.
Known limitations
- Sponsor party and chamber affiliation are not yet captured by this API.
- Committee referrals are not yet captured.
See the methodology page for data sources and limitations.