Bill Commons

NY S 4604

in committee

Relates to the application of certain provisions relating to commercial financing

New York · 2025-2026 Regular Session · upper

Quick answers

Did NY S 4604 pass?

Not yet. NY S 4604 is in committee as of 2026-06-05 and has not come to a final vote. Latest recorded action (2026-06-05): COMMITTED TO RULES

What is NY S 4604 about?

Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Who sponsors NY S 4604?

James Sanders Jr. is the primary sponsor of NY S 4604.

Description

Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Introduced
—
Latest action
2026-06-05 — COMMITTED TO RULES
Bill type
bill
Last updated
—

Sponsors

  • James Sanders Jr.primary

Committees

Not provided by source.

Action timeline

  1. 2025-02-10

    REFERRED TO BANKS

    referral-committee

  2. 2026-01-07

    REFERRED TO BANKS

    referral-committee

  3. 2026-04-28

    1ST REPORT CAL.855

  4. 2026-04-29

    2ND REPORT CAL.

  5. 2026-05-04

    ADVANCED TO THIRD READING

  6. 2026-06-05

    COMMITTED TO RULES

    referral-committee

Versions

Documents

Votes

  • Banks Vote

    2026-04-28 · pass · 6-1

    Member-level votes (7)
    • George Borrello: yes
    • Kevin S. Parker: yes
    • Julia Salazar: yes
    • James Sanders Jr.: yes
    • Mark Walczyk: yes
    • Jeremy Zellner: yes
    • Jabari Brisport: no

Related bills

  • Prior session: S 9366not in this corpus
  • Companion bill: A 4810

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/S4604?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 4604. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.