Bill Commons

NY S 4129

in committee

Requires lending institutions that send unsolicited mail-loan checks to clearly state the interest rate and the total cost of loan in a dollar amount

New York · 2025-2026 Regular Session · upper

Quick answers

Did NY S 4129 pass?

Not yet. NY S 4129 is in committee as of 2026-01-07 and has not come to a final vote. Latest recorded action (2026-01-07): REFERRED TO BANKS

What is NY S 4129 about?

Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of six months, one year, and three years.

Who sponsors NY S 4129?

Kevin S. Parker is the primary sponsor of NY S 4129.

Description

Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of six months, one year, and three years.

Introduced
—
Latest action
2026-01-07 — REFERRED TO BANKS
Bill type
bill
Last updated
—

Sponsors

  • Kevin S. Parkerprimary

Committees

Not provided by source.

Action timeline

  1. 2025-02-03

    REFERRED TO BANKS

    referral-committee

  2. 2026-01-07

    REFERRED TO BANKS

    referral-committee

Versions

Documents

Votes

Not provided by source.

Related bills

  • Prior session: S 1723not in this corpus
  • Prior session: S 2910not in this corpus
  • Prior session: S 1494not in this corpus
  • Prior session: S 2285not in this corpus
  • Prior session: S 4527not in this corpus
  • Prior session: S 3076not in this corpus
  • Prior session: S 4371not in this corpus
  • Prior session: S 4426not in this corpus
  • Prior session: S 5283not in this corpus

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/S4129?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

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Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 4129. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.