Bill Commons

NY S 3925

in committee

Prohibits foreign banking corporations from issuing payday loans

New York · 2025-2026 Regular Session · upper

Quick answers

Did NY S 3925 pass?

Not yet. NY S 3925 is in committee as of 2026-01-07 and has not come to a final vote. Latest recorded action (2026-01-07): REFERRED TO BANKS

What is NY S 3925 about?

Prohibits foreign banking corporations from issuing payday loans; defines payday loans as any transaction in which a short-term cash advance is made to a consumer in exchange for: a consumer's personal check or share draft, in the amount of an advance plus a fee, where presentment or negotiation of such check or share draft is deferred by agreement of the parties until a designated future date; or a consumer's authorization to debit the consumer's transaction account, in the amount of the advance plus a fee, where such account will be debited on or after a designated future date.

Who sponsors NY S 3925?

Leroy Comrie is the primary sponsor of NY S 3925, joined by 1 cosponsor.

Description

Prohibits foreign banking corporations from issuing payday loans; defines payday loans as any transaction in which a short-term cash advance is made to a consumer in exchange for: a consumer's personal check or share draft, in the amount of an advance plus a fee, where presentment or negotiation of such check or share draft is deferred by agreement of the parties until a designated future date; or a consumer's authorization to debit the consumer's transaction account, in the amount of the advance plus a fee, where such account will be debited on or after a designated future date.

Introduced
—
Latest action
2026-01-07 — REFERRED TO BANKS
Bill type
bill
Last updated
—

Sponsors

  • Leroy Comrieprimary
  • Jabari Brisportcosponsor

Committees

Not provided by source.

Action timeline

  1. 2025-01-30

    REFERRED TO BANKS

    referral-committee

  2. 2026-01-07

    REFERRED TO BANKS

    referral-committee

Versions

Documents

Votes

Not provided by source.

Related bills

  • Prior session: S 4458not in this corpus
  • Prior session: S 4036not in this corpus
  • Prior session: S 3699not in this corpus
  • Prior session: S 3241not in this corpus
  • Prior session: S 5774not in this corpus
  • Prior session: S 2649not in this corpus

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/S3925?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

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Source and document changesStatus and relationship changes

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Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 3925. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.