Bill Commons

NY A 4810

passed one chamber

Relates to the application of certain provisions relating to commercial financing

New York · 2025-2026 Regular Session · lower

Quick answers

Did NY A 4810 pass?

Not yet. NY A 4810 has passed one chamber and awaits action in the other as of 2026-02-05. Latest recorded action (2026-02-05): REFERRED TO BANKS

What is NY A 4810 about?

Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Who sponsors NY A 4810?

Clyde Vanel is the primary sponsor of NY A 4810, joined by 4 cosponsors.

Description

Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Introduced
—
Latest action
2026-02-05 — REFERRED TO BANKS
Bill type
bill
Last updated
—

Sponsors

  • Clyde Vanelprimary
  • Chris Burdickcosponsor
  • Rebecca Seawrightcosponsor
  • Al Taylorcosponsor
  • Yudelka Tapiacosponsor

Committees

Not provided by source.

Action timeline

  1. 2025-02-06

    REFERRED TO BANKS

    referral-committee

  2. 2025-02-25

    REPORTED REFERRED TO CODES

    referral-committee

  3. 2025-03-04

    REPORTED

  4. 2025-03-06

    ADVANCED TO THIRD READING CAL.52

  5. 2025-03-10

    PASSED ASSEMBLY

    passage

  6. 2025-03-10

    DELIVERED TO SENATE

  7. 2025-03-10

    REFERRED TO BANKS

    referral-committee

  8. 2026-01-07

    DIED IN SENATE

  9. 2026-01-07

    RETURNED TO ASSEMBLY

  10. 2026-01-07

    ORDERED TO THIRD READING CAL.130

  11. 2026-02-05

    PASSED ASSEMBLY

    passage

  12. 2026-02-05

    DELIVERED TO SENATE

  13. 2026-02-05

    REFERRED TO BANKS

    referral-committee

Versions

Documents

Votes

  • Assembly Vote

    2025-03-10 · pass · 137-11

    Member-level votes (153)
    • Alvarez: yes
    • Carroll P: yes
    • Friend: yes
    • Lee: yes
    • Peoples-Stokes: yes
    • Slater: yes
    • Anderson: yes
    • Carroll RC: yes
    • Gallagher: no
    • Lemondes: yes
    • Pheffer Amato: yes
    • Smith: yes
    • Angelino: yes
    • Chandler-Waterm: yes
    • Gallahan: yes
    • Levenberg: yes
    • Pirozzolo: yes
    • Smullen: yes
    • Bailey: yes
    • Chang: yes
    • Gandolfo: yes
    • Lucas: yes
    • Pretlow: yes
    • Solages: yes
    • Barclay: yes
    • Chludzinski: yes
    • Gibbs: yes
    • Lunsford: yes
    • Ra: yes
    • Steck: no
    • Barrett: yes
    • Clark: no
    • Giglio: yes
    • Lupardo: yes
    • Raga: yes
    • Stern: yes
    • Beephan: yes
    • Colton: yes
    • Glick: yes
    • Magnarelli: yes
    • Rajkumar: yes
    • Stirpe: yes
    • Bendett: yes
    • Conrad: yes
    • Gonzalez-Rojas: yes
    • Maher: yes
    • Ramos: yes
    • Tague: yes
    • Benedetto: yes
    • Cook: yes
    • Gray: yes
    • Mamdani: no
    • Reilly: yes
    • Tannousis: yes
    • Berger: yes
    • Cruz: yes
    • Griffin: yes
    • Manktelow: yes
    • Reyes: yes
    • Tapia: yes
    • Bichotte Hermel: yes
    • Cunningham: yes
    • Hawley: yes
    • McDonald: yes
    • Rivera: yes
    • Taylor: yes
    • Blankenbush: yes
    • Dais: yes
    • Hevesi: excused
    • McDonough: yes
    • Romero: no
    • Torres: yes
    • Blumencranz: yes
    • Davila: yes
    • Hooks: yes
    • McMahon: yes
    • Rosenthal: yes
    • Valdez: no
    • Bologna: yes
    • De Los Santos: yes
    • Hunter: yes
    • Meeks: no
    • Rozic: yes
    • Vanel: yes
    • Bores: yes
    • DeStefano: yes
    • Hyndman: yes
    • Mikulin: yes
    • Santabarbara: yes
    • Walker: yes
    • Brabenec: yes
    • Dilan: yes
    • Jackson: yes
    • Miller: yes
    • Sayegh: yes
    • Walsh: yes
    • Braunstein: yes
    • Dinowitz: yes
    • Jacobson: yes
    • Mitaynes: no
    • Schiavoni: yes
    • Weprin: yes
    • Bronson: yes
    • DiPietro: yes
    • Jensen: yes
    • Molitor: yes
    • Seawright: yes
    • Wieder: yes
    • Brook-Krasny: yes
    • Durso: yes
    • Jones: yes
    • Morinello: yes
    • Sempolinski: yes
    • Williams: yes
    • Brown EA: yes
    • Eachus: yes
    • Kassay: yes
    • Norber: yes
    • Septimo: yes
    • Woerner: yes
    • Brown K: yes
    • Eichenstein: yes
    • Kay: yes
    • Novakhov: yes
    • Shimsky: yes
    • Wright: yes
    • Burdick: yes
    • Epstein: yes
    • Kelles: yes
    • O'Pharrow: yes
    • Shrestha: no
    • Yeger: yes
    • Burke: yes
    • Fall: yes
    • Kim: yes
    • Otis: yes
    • Simon: no
    • Zaccaro: yes
    • Burroughs: yes
    • Fitzpatrick: yes
    • Lasher: yes
    • Palmesano: yes
    • Simone: yes
    • Zinerman: excused
    • Buttenschon: yes
    • Forrest: no
    • Lavine: yes
    • Paulin: yes
    • Simpson: yes
    • Mr. Speaker: yes
    • Cashman: yes
    • Powers: yes
    • Moreno: yes

  • Assembly Vote - Vote 2

    2026-02-05 · pass · 132-10

    Member-level votes (153)
    • Alvarez: yes
    • Carroll P: yes
    • Friend: yes
    • Lee: yes
    • Peoples-Stokes: yes
    • Slater: yes
    • Anderson: yes
    • Carroll RC: yes
    • Gallagher: no
    • Lemondes: yes
    • Pheffer Amato: yes
    • Smith: yes
    • Angelino: yes
    • Chandler-Waterm: yes
    • Gallahan: yes
    • Levenberg: yes
    • Pirozzolo: yes
    • Smullen: yes
    • Bailey: yes
    • Chang: yes
    • Gandolfo: yes
    • Lucas: yes
    • Pretlow: yes
    • Solages: yes
    • Barclay: yes
    • Chludzinski: yes
    • Gibbs: yes
    • Lunsford: yes
    • Ra: yes
    • Steck: no
    • Barrett: yes
    • Clark: no
    • Giglio: yes
    • Lupardo: yes
    • Raga: yes
    • Stern: yes
    • Beephan: yes
    • Colton: yes
    • Glick: yes
    • Magnarelli: yes
    • Rajkumar: yes
    • Stirpe: yes
    • Bendett: yes
    • Conrad: yes
    • Gonzalez-Rojas: yes
    • Maher: yes
    • Ramos: yes
    • Tague: yes
    • Benedetto: yes
    • Cook: yes
    • Gray: yes
    • Mamdani: no
    • Reilly: yes
    • Tannousis: yes
    • Berger: yes
    • Cruz: yes
    • Griffin: yes
    • Manktelow: yes
    • Reyes: yes
    • Tapia: yes
    • Bichotte Hermel: yes
    • Cunningham: yes
    • Hawley: yes
    • McDonald: yes
    • Rivera: yes
    • Taylor: yes
    • Blankenbush: yes
    • Dais: yes
    • Hevesi: excused
    • McDonough: yes
    • Romero: no
    • Torres: yes
    • Blumencranz: yes
    • Davila: yes
    • Hooks: yes
    • McMahon: yes
    • Rosenthal: yes
    • Valdez: no
    • Bologna: yes
    • De Los Santos: yes
    • Hunter: yes
    • Meeks: no
    • Rozic: yes
    • Vanel: yes
    • Bores: yes
    • DeStefano: yes
    • Hyndman: yes
    • Mikulin: yes
    • Santabarbara: yes
    • Walker: yes
    • Brabenec: yes
    • Dilan: yes
    • Jackson: yes
    • Miller: yes
    • Sayegh: yes
    • Walsh: yes
    • Braunstein: yes
    • Dinowitz: yes
    • Jacobson: yes
    • Mitaynes: no
    • Schiavoni: yes
    • Weprin: yes
    • Bronson: yes
    • DiPietro: yes
    • Jensen: yes
    • Molitor: yes
    • Seawright: yes
    • Wieder: yes
    • Brook-Krasny: yes
    • Durso: yes
    • Jones: yes
    • Morinello: yes
    • Sempolinski: yes
    • Williams: yes
    • Brown EA: yes
    • Eachus: yes
    • Kassay: yes
    • Norber: yes
    • Septimo: yes
    • Woerner: yes
    • Brown K: yes
    • Eichenstein: yes
    • Kay: yes
    • Novakhov: yes
    • Shimsky: yes
    • Wright: yes
    • Burdick: yes
    • Epstein: yes
    • Kelles: yes
    • O'Pharrow: yes
    • Shrestha: no
    • Yeger: yes
    • Burke: yes
    • Fall: yes
    • Kim: yes
    • Otis: yes
    • Simon: no
    • Zaccaro: yes
    • Burroughs: yes
    • Fitzpatrick: yes
    • Lasher: yes
    • Palmesano: yes
    • Simone: yes
    • Zinerman: excused
    • Buttenschon: yes
    • Forrest: no
    • Lavine: yes
    • Paulin: yes
    • Simpson: yes
    • Mr. Speaker: yes
    • Cashman: yes
    • Powers: yes
    • Moreno: yes

Related bills

  • Prior session: A 9463not in this corpus
  • Companion bill: S 4604

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/A4810?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=A 4810. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.