MO SB 1546
died on adjournmentSB 1546 - This act creates new provisions relating to financial institutions. The act provides that it is an unlawful discriminatory practice to refuse to provide financial services, refrain from continuing to provide existing financial services, terminate existing financial services with, or otherwise discriminate in the provision of financial services to, a person or trade association solely because such person or trade association is engaged in the lawful commerce of firearms or ammunition products and is licensed pursuant to federal law or is a trade association. The Attorney General (AG) is given investigatory authority to investigate violations or potential violations of this provision. Any person or entity in violation of this provision may have a cause of action brought against them in the name of the state by the AG and may be subject to declaratory and injunctive relief as well as civil penalties of up to $10,000 per violation plus reasonable expenses, investigative costs, and attorney's fees. The act also exempts any financial institution from civil liability under the laws of this state for any act or omission made when in compliance with or in good faith reliance on any applicable rule, regulation, or written guidance issued by a regulatory agency, as that term is defined in the act. This exemption is a bar to the action or proceeding, notwithstanding that after such act or omission, such rule, regulation, or written guidance is modified, rescinded, or is held to be invalid by a court. Moreover, this provision shall not bar any action or proceeding when the act or omission of the financial institution constituted fraudulent activity, intentional misconduct, wanton or willful misconduct, or gross negligence. This act does not apply to the extent that any statute, regulation, or treaty of the United States preempts it. Furthermore, nothing in this act shall be construed to impair, limit, or affect the authority of the federal or any state government, and any regulatory agencies thereof, to bring any civil, criminal, or administrative enforcement action. Provisions of this act are substantially similar to HB 3107 (2026). SCOTT SVAGERA
Missouri · 2026 Regular Session · upper
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Quick answers
Did MO SB 1546 pass?
No. MO SB 1546 died when the 2026 Regular Session adjourned without final action on it. Bills that die this way are sometimes reintroduced in a later session. Latest recorded action (2026-02-05): Second Read and Referred S Insurance and Banking Committee
What is MO SB 1546 about?
MO SB 1546 is a bill in the 2026 Regular Session titled “SB 1546 - This act creates new provisions relating to financial institutions. The act provides that it is an unlawful discriminatory practice to refuse to provide financial services, refrain from continuing to provide existing financial services, terminate existing financial services with, or otherwise discriminate in the provision of financial services to, a person or trade association solely because such person or trade association is engaged in the lawful commerce of firearms or ammunition products and is licensed pursuant to federal law or is a trade association. The Attorney General (AG) is given investigatory authority to investigate violations or potential violations of this provision. Any person or entity in violation of this provision may have a cause of action brought against them in the name of the state by the AG and may be subject to declaratory and injunctive relief as well as civil penalties of up to $10,000 per violation plus reasonable expenses, investigative costs, and attorney's fees. The act also exempts any financial institution from civil liability under the laws of this state for any act or omission made when in compliance with or in good faith reliance on any applicable rule, regulation, or written guidance issued by a regulatory agency, as that term is defined in the act. This exemption is a bar to the action or proceeding, notwithstanding that after such act or omission, such rule, regulation, or written guidance is modified, rescinded, or is held to be invalid by a court. Moreover, this provision shall not bar any action or proceeding when the act or omission of the financial institution constituted fraudulent activity, intentional misconduct, wanton or willful misconduct, or gross negligence. This act does not apply to the extent that any statute, regulation, or treaty of the United States preempts it. Furthermore, nothing in this act shall be construed to impair, limit, or affect the authority of the federal or any state government, and any regulatory agencies thereof, to bring any civil, criminal, or administrative enforcement action. Provisions of this act are substantially similar to HB 3107 (2026). SCOTT SVAGERA”.
Who sponsors MO SB 1546?
Trent, Curtis is the primary sponsor of MO SB 1546.
Description
SB 1546 - This act creates new provisions relating to financial institutions. The act provides that it is an unlawful discriminatory practice to refuse to provide financial services, refrain from continuing to provide existing financial services, terminate existing financial services with, or otherwise discriminate in the provision of financial services to, a person or trade association solely because such person or trade association is engaged in the lawful commerce of firearms or ammunition products and is licensed pursuant to federal law or is a trade association. The Attorney General (AG) is given investigatory authority to investigate violations or potential violations of this provision. Any person or entity in violation of this provision may have a cause of action brought against them in the name of the state by the AG and may be subject to declaratory and injunctive relief as well as civil penalties of up to $10,000 per violation plus reasonable expenses, investigative costs, and attorney's fees. The act also exempts any financial institution from civil liability under the laws of this state for any act or omission made when in compliance with or in good faith reliance on any applicable rule, regulation, or written guidance issued by a regulatory agency, as that term is defined in the act. This exemption is a bar to the action or proceeding, notwithstanding that after such act or omission, such rule, regulation, or written guidance is modified, rescinded, or is held to be invalid by a court. Moreover, this provision shall not bar any action or proceeding when the act or omission of the financial institution constituted fraudulent activity, intentional misconduct, wanton or willful misconduct, or gross negligence. This act does not apply to the extent that any statute, regulation, or treaty of the United States preempts it. Furthermore, nothing in this act shall be construed to impair, limit, or affect the authority of the federal or any state government, and any regulatory agencies thereof, to bring any civil, criminal, or administrative enforcement action. Provisions of this act are substantially similar to HB 3107 (2026). SCOTT SVAGERA
- Introduced
- —
- Latest action
- 2026-02-05 — Second Read and Referred S Insurance and Banking Committee
- Bill type
- bill
- Last updated
- —
Sponsors
- Trent, Curtisprimary
Committees
Not provided by source.
Action timeline
Newest first
2026-02-05
Second Read and Referred S Insurance and Banking Committee
reading-2,referral-committee
2026-01-12
S First Read
reading-1
Versions
- 6159S.02I - IntroducedCompare
Documents
Votes
Not provided by source.
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:25:15.077812Z
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