Bill Commons

MO SB 1438

died on adjournment

SB 1438 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1289 (2026) and HB 2082 (2026). TAYLOR MIDDLETON

Missouri · 2026 Regular Session · upper

Description

SB 1438 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1289 (2026) and HB 2082 (2026). TAYLOR MIDDLETON

Introduced
—
Status date
—
Latest action
2026-02-05 — Second Read and Referred S Insurance and Banking Committee
Bill type
bill
Last updated
—

Sponsors

  • Schroer, Nickprimary

Committees

Not provided by source.

Action timeline

  1. 2026-02-05

    Second Read and Referred S Insurance and Banking Committee

    reading-2,referral-committee

  2. 2026-01-07

    S First Read

    reading-1

  3. 2025-12-16

    Prefiled

Versions

Documents

Votes

Not provided by source.

Related bills

No related bills recorded for this bill.

Official source

https://www.senate.mo.gov/BillTracking/Bills/BillInformation?year=2026&billid=19780

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:25:15.077812Z

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=MO&identifier=SB 1438. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.