MO SB 1438
died on adjournmentSB 1438 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1289 (2026) and HB 2082 (2026). TAYLOR MIDDLETON
Missouri · 2026 Regular Session · upper
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Quick answers
Did MO SB 1438 pass?
No. MO SB 1438 died when the 2026 Regular Session adjourned without final action on it. Bills that die this way are sometimes reintroduced in a later session. Latest recorded action (2025-12-16): Prefiled
What is MO SB 1438 about?
MO SB 1438 is a bill in the 2026 Regular Session titled “SB 1438 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1289 (2026) and HB 2082 (2026). TAYLOR MIDDLETON”.
Who sponsors MO SB 1438?
Schroer, Nick is the primary sponsor of MO SB 1438.
Description
SB 1438 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1289 (2026) and HB 2082 (2026). TAYLOR MIDDLETON
- Introduced
- —
- Latest action
- 2025-12-16 — Prefiled
- Bill type
- bill
- Last updated
- —
Sponsors
- Schroer, Nickprimary
Committees
Not provided by source.
Action timeline
Newest first
2026-02-05
Second Read and Referred S Insurance and Banking Committee
reading-2,referral-committee
2026-01-07
S First Read
reading-1
2025-12-16
Prefiled
Versions
- 6083S.01I - IntroducedCompare
Documents
Votes
Not provided by source.
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-07-31T14:08:13.255192Z
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