Bill Commons

HI HB 1048

died on adjournment

RELATING TO INSTALLMENT LOANS.

Hawaii · 2026 Regular Session · lower

Description

Replaces the term "consumer loan" with the defined term "installment loan" for consistency throughout the installment loan chapter. Clarifies who is subject to the installment loan chapter. Requires loan maintenance fees to be prorated daily. Allows lenders to charge a convenience fee of up to $5 for debit card payments. Requires paper receipts only for in-person or cash payments and removes consumer names from receipts. Repeals the requirement for lenders to wait three days after a consumer fully repays a loan before issuing a new installment loan. Sunsets 6/30/2028. Effective 7/1/3000. (HD1)

Introduced
2025-01-23
Status date
—
Latest action
2025-12-08 — Carried over to 2026 Regular Session.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • NAKAMURAprimary

Committees

Not provided by source.

Action timeline

  1. 2025-12-08

    Carried over to 2026 Regular Session.

    carried-over

  2. 2025-02-11

    Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Ward excused (2).

    reading-2,referral-committee

  3. 2025-02-11

    Reported from CPC (Stand. Com. Rep. No. 426) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

  4. 2025-02-04

    The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Matayoshi, Chun, Ilagan, Ichiyama, Iwamoto, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Kong, Lowen.

    committee-passage-favorable

  5. 2025-01-31

    Bill scheduled to be heard by CPC on Tuesday, 02-04-25 2:00PM in House conference room 329 VIA VIDEOCONFERENCE.

  6. 2025-01-23

    Referred to CPC, FIN, referral sheet 3

    referral-committee

  7. 2025-01-23

    Introduced and Pass First Reading.

    introduction,reading-1

  8. 2025-01-21

    Pending introduction.

Versions

Documents

Votes

  • The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS.

    2025-02-04 · pass · 8-0

    Member-level votes (10)
    • Matayoshi: yes
    • Chun: yes
    • Ilagan: yes
    • Ichiyama: yes
    • Iwamoto: yes
    • Marten: yes
    • Tam: yes
    • Pierick: yes
    • Kong: not voting
    • Lowen: not voting

Related bills

  • Companion bill: SB 1367not in this corpus

Official source

https://capitol.hawaii.gov/session/measure_indiv.aspx?billtype=HB&billnumber=1048&year=2026

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:20:09.051962Z

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=HI&identifier=HB 1048. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.
  • Some documents have no extracted text yet, so version comparison may be limited.

See the methodology page for data sources and limitations.