Bill Commons

GA HB 945

enacted

Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide

Georgia · 2025_26 · lower

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Quick answers

Did GA HB 945 pass?

Yes. GA HB 945 has been enacted into law. Latest recorded action (2026-07-01): Effective Date

What is GA HB 945 about?

A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.

Who sponsors GA HB 945?

Bruce Williamson, Noel Williams, Jr., Johnny Chastain are the primary sponsors of GA HB 945.

Description

A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.

Introduced
2026-01-12
Latest action
2026-07-01 — Effective Date
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Bruce Williamsonprimary
  • Noel Williams, Jr.primary
  • Johnny Chastainprimary

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-07-01

    Effective Date

  2. 2026-05-11

    Act 478

    executive-signature

  3. 2026-05-11

    House Date Signed by Governor

    executive-signature

  4. 2026-04-06

    House Sent to Governor

    executive-receipt

  5. 2026-03-10

    Senate Passed/Adopted

    passage

  6. 2026-03-10

    Senate Third Read

    reading-3

  7. 2026-02-24

    Senate Read Second Time

    reading-2

  8. 2026-02-20

    Senate Committee Favorably Reported

    committee-passage-favorable

  9. 2026-02-09

    Senate Read and Referred

    referral-committee

  10. 2026-02-06

    House Passed/Adopted By Substitute

    passage

  11. 2026-02-06

    House Third Readers

    reading-3

  12. 2026-02-02

    House Committee Favorably Reported By Substitute

    committee-passage-favorable

  13. 2026-01-14

    House Second Readers

    reading-2

  14. 2026-01-13

    House First Readers

    reading-1

  15. 2026-01-12

    House Hopper

    introduction

Versions

Documents

Votes

  • House Vote #481 - 2025-2026 Regular Session

    2026-02-06 · pass · 161-5

    Member-level votes (162)
    • ADESANYA: yes
    • ADEYINA: yes
    • ALEXANDER: yes
    • ALI: yes
    • ANDERSON: yes
    • AU: yes
    • BAKER: no
    • BALLARD: yes
    • BARNES: yes
    • BARRETT: yes
    • BARTON: yes
    • BAZEMORE: yes
    • BECKLES: yes
    • BELL: yes
    • BERRY: yes
    • BLACKMON: yes
    • BONNER: yes
    • BUCKNER: yes
    • BURCHETT: yes
    • BURNOUGH: yes
    • BURNS: other
    • BYRD: no
    • CAMERON: yes
    • CAMP: yes
    • CAMPBELL: yes
    • CANNON: no
    • CARPENTER: yes
    • CARSON: other
    • CARTER: yes
    • CHASTAIN: yes
    • CHEOKAS: yes
    • CLARK: yes
    • CLIFTON: yes
    • COOPER: yes
    • CORBETT: yes
    • COX: yes
    • CRAWFORD: yes
    • CROWE: yes
    • CUMMINGS: yes
    • DAVIS: yes
    • DAWSON: yes
    • DELOACH: yes
    • DEMPSEY: yes
    • DICKEY: yes
    • DONATUCCI: yes
    • DOUGLAS: yes
    • DRAPER: yes
    • DRENNER: yes
    • DUBNIK: yes
    • DUNAHOO: yes
    • EFSTRATION: yes
    • EHRHART: yes
    • ERWIN: yes
    • EVANS: yes
    • FINCHER: yes
    • FLEMING: yes
    • FLOURNOY: yes
    • FORD: yes
    • FRANKLIN: yes
    • FRYE: yes
    • GAINES: yes
    • GAMBILL: yes
    • GILLIARD: yes
    • GISLER: yes
    • GLAIZE: yes
    • GREENE: yes
    • GRIFFIN: yes
    • GULLETT: yes
    • GUNTER: other
    • HAGAN: yes
    • HATCHETT: yes
    • HAWKINS: yes
    • HERRING: yes
    • HILTON: yes
    • HITCHENS: yes
    • HOLCOMB: yes
    • HOLLAND: yes
    • HOLLY: yes
    • HONG: yes
    • HORNER: yes
    • HOWARD: yes
    • HUDDLESTON: yes
    • HUGLEY: other
    • JACKSON: yes
    • JASPERSE: yes
    • JENKINS: yes
    • JONES: yes
    • KAHAIAN: no
    • KELLEY: yes
    • KENDRICK: yes
    • LAHOOD: yes
    • LEVERETT: yes
    • LEWIS-WARD: yes
    • LIM: yes
    • LUMSDEN: yes
    • LUPTON: yes
    • MARTIN: yes
    • MARTINEZ: yes
    • MATHIAK: yes
    • MATHIS: yes
    • MCCLAIN: yes
    • MCCOLLUM: yes
    • MCDONALD III: yes
    • MCQUEEN: other
    • MEEKS: other
    • MILLER: yes
    • MITCHELL: yes
    • MOMTAHAN: yes
    • MOORE: yes
    • MYLES: yes
    • NEAL: yes
    • NEW: yes
    • NEWTON: yes
    • OKOYE: yes
    • OLALEYE: yes
    • OLIVER: yes
    • O'STEEN: yes
    • PANITCH: yes
    • PARIS: yes
    • PARK: yes
    • PARRISH: yes
    • PARSONS: yes
    • PERSINGER: yes
    • PETREA: other
    • POWELL: yes
    • PRINCE: yes
    • REESE: yes
    • REEVES: yes
    • RHODES: yes
    • RICE: yes
    • RICHARDSON: yes
    • RIDLEY: yes
    • ROBERTS: yes
    • ROMMAN: other
    • SAINZ: yes
    • SAMPSON: yes
    • SANCHEZ: no
    • SANTOS: yes
    • SCHOFIELD: yes
    • SCOGGINS: yes
    • SCOTT: yes
    • SEABAUGH: yes
    • SHARPER: yes
    • SILCOX: other
    • SMITH: yes
    • STEPHENS: yes
    • STINSON: yes
    • TARVIN: yes
    • TAYLOR: yes
    • THOMAS: yes
    • TOWNSEND: yes
    • TRAN: yes
    • WADE: yes
    • WASHBURN: yes
    • WERKHEISER: yes
    • WESTBROOK: other
    • WILKERSON: yes
    • WILLIAMS: yes
    • WILLIAMS, JR.: yes
    • WILLIAMSON: yes
    • WILLIS: yes
    • YEARTA: yes

  • Senate Vote #696 - 2025-2026 Regular Session

    2026-03-10 · pass · 43-3

    Member-level votes (53)
    • ALBERS: other
    • ANAVITARTE: other
    • ANDERSON: yes
    • BEARDEN: yes
    • BRASS: yes
    • BURNS: yes
    • COWSERT: no
    • DAVENPORT: yes
    • DICKERSON: yes
    • DIXON: yes
    • DOLEZAL: yes
    • ECHOLS: yes
    • GINN: yes
    • GOOCH: yes
    • GOODMAN: yes
    • HALPERN: other
    • HARBIN: yes
    • HARBISON: yes
    • HARRELL: yes
    • HATCHETT: yes
    • HICKMAN: yes
    • HODGES: yes
    • HOWARD: yes
    • HUFSTETLER: yes
    • JACKSON: yes
    • JAMES: yes
    • JONES: no
    • JONES II: other
    • KEMP: yes
    • KIRKPATRICK: yes
    • LUCAS: other
    • MALLOW: no
    • MANGHAM: yes
    • MCLAURIN: yes
    • MCNEEL: yes
    • MERRITT: yes
    • ORROCK: yes
    • PARENT: yes
    • PARKES: yes
    • PAYNE: yes
    • RAHMAN: yes
    • RHETT: yes
    • ROBERTSON: yes
    • SETZLER: yes
    • SIMS: other
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: yes
    • TILLERY: yes
    • WALKER, III: other
    • WATSON: yes
    • WICKS: yes
    • WILLIAMS: yes

  • Senate Vote #700 - 2025-2026 Regular Session

    2026-03-10 · fail · 9-41

    Member-level votes (53)
    • ALBERS: yes
    • ANAVITARTE: yes
    • ANDERSON: no
    • BEARDEN: no
    • BRASS: no
    • BURNS: no
    • COWSERT: no
    • DAVENPORT: no
    • DICKERSON: no
    • DIXON: no
    • DOLEZAL: yes
    • ECHOLS: no
    • GINN: other
    • GOOCH: yes
    • GOODMAN: no
    • HALPERN: no
    • HARBIN: yes
    • HARBISON: no
    • HARRELL: no
    • HATCHETT: yes
    • HICKMAN: no
    • HODGES: no
    • HOWARD: no
    • HUFSTETLER: no
    • JACKSON: no
    • JAMES: no
    • JONES: no
    • JONES II: other
    • KEMP: no
    • KIRKPATRICK: no
    • LUCAS: no
    • MALLOW: no
    • MANGHAM: no
    • MCLAURIN: no
    • MCNEEL: no
    • MERRITT: no
    • ORROCK: no
    • PARENT: no
    • PARKES: no
    • PAYNE: no
    • RAHMAN: no
    • RHETT: no
    • ROBERTSON: no
    • SETZLER: yes
    • SIMS: no
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: no
    • TILLERY: yes
    • WALKER, III: other
    • WATSON: yes
    • WICKS: no
    • WILLIAMS: no

  • Senate Vote #701 - 2025-2026 Regular Session

    2026-03-10 · pass · 50-0

    Member-level votes (53)
    • ALBERS: yes
    • ANAVITARTE: yes
    • ANDERSON: yes
    • BEARDEN: yes
    • BRASS: yes
    • BURNS: yes
    • COWSERT: yes
    • DAVENPORT: yes
    • DICKERSON: yes
    • DIXON: yes
    • DOLEZAL: yes
    • ECHOLS: yes
    • GINN: other
    • GOOCH: yes
    • GOODMAN: yes
    • HALPERN: yes
    • HARBIN: yes
    • HARBISON: yes
    • HARRELL: yes
    • HATCHETT: yes
    • HICKMAN: yes
    • HODGES: yes
    • HOWARD: yes
    • HUFSTETLER: yes
    • JACKSON: yes
    • JAMES: yes
    • JONES: yes
    • JONES II: other
    • KEMP: yes
    • KIRKPATRICK: yes
    • LUCAS: yes
    • MALLOW: yes
    • MANGHAM: yes
    • MCLAURIN: yes
    • MCNEEL: yes
    • MERRITT: yes
    • ORROCK: yes
    • PARENT: yes
    • PARKES: yes
    • PAYNE: yes
    • RAHMAN: yes
    • RHETT: yes
    • ROBERTSON: yes
    • SETZLER: yes
    • SIMS: yes
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: yes
    • TILLERY: yes
    • WALKER, III: other
    • WATSON: yes
    • WICKS: yes
    • WILLIAMS: yes

  • Senate Vote #699 - 2025-2026 Regular Session

    2026-03-10 · pass · 27-22

    Member-level votes (53)
    • ALBERS: yes
    • ANAVITARTE: yes
    • ANDERSON: no
    • BEARDEN: no
    • BRASS: no
    • BURNS: no
    • COWSERT: yes
    • DAVENPORT: yes
    • DICKERSON: no
    • DIXON: yes
    • DOLEZAL: no
    • ECHOLS: no
    • GINN: other
    • GOOCH: no
    • GOODMAN: no
    • HALPERN: yes
    • HARBIN: no
    • HARBISON: yes
    • HARRELL: yes
    • HATCHETT: yes
    • HICKMAN: no
    • HODGES: no
    • HOWARD: yes
    • HUFSTETLER: no
    • JACKSON: yes
    • JAMES: yes
    • JONES: no
    • JONES II: other
    • KEMP: yes
    • KIRKPATRICK: no
    • LUCAS: other
    • MALLOW: yes
    • MANGHAM: yes
    • MCLAURIN: yes
    • MCNEEL: no
    • MERRITT: yes
    • ORROCK: yes
    • PARENT: yes
    • PARKES: no
    • PAYNE: no
    • RAHMAN: yes
    • RHETT: yes
    • ROBERTSON: yes
    • SETZLER: yes
    • SIMS: no
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: no
    • TILLERY: yes
    • WALKER, III: other
    • WATSON: yes
    • WICKS: yes
    • WILLIAMS: no

  • Senate Vote #697 - 2025-2026 Regular Session

    2026-03-10 · fail · 17-31

    Member-level votes (53)
    • ALBERS: no
    • ANAVITARTE: no
    • ANDERSON: no
    • BEARDEN: no
    • BRASS: no
    • BURNS: no
    • COWSERT: no
    • DAVENPORT: yes
    • DICKERSON: no
    • DIXON: no
    • DOLEZAL: no
    • ECHOLS: no
    • GINN: other
    • GOOCH: no
    • GOODMAN: no
    • HALPERN: other
    • HARBIN: no
    • HARBISON: no
    • HARRELL: yes
    • HATCHETT: no
    • HICKMAN: no
    • HODGES: no
    • HOWARD: yes
    • HUFSTETLER: no
    • JACKSON: yes
    • JAMES: yes
    • JONES: no
    • JONES II: other
    • KEMP: yes
    • KIRKPATRICK: no
    • LUCAS: other
    • MALLOW: yes
    • MANGHAM: yes
    • MCLAURIN: yes
    • MCNEEL: no
    • MERRITT: yes
    • ORROCK: yes
    • PARENT: yes
    • PARKES: yes
    • PAYNE: no
    • RAHMAN: yes
    • RHETT: yes
    • ROBERTSON: no
    • SETZLER: no
    • SIMS: no
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: no
    • TILLERY: no
    • WALKER, III: other
    • WATSON: no
    • WICKS: yes
    • WILLIAMS: no

  • Senate Vote #698 - 2025-2026 Regular Session

    2026-03-10 · fail · 21-28

    Member-level votes (53)
    • ALBERS: yes
    • ANAVITARTE: yes
    • ANDERSON: no
    • BEARDEN: yes
    • BRASS: no
    • BURNS: yes
    • COWSERT: yes
    • DAVENPORT: no
    • DICKERSON: no
    • DIXON: yes
    • DOLEZAL: no
    • ECHOLS: no
    • GINN: other
    • GOOCH: no
    • GOODMAN: yes
    • HALPERN: no
    • HARBIN: no
    • HARBISON: no
    • HARRELL: no
    • HATCHETT: yes
    • HICKMAN: no
    • HODGES: no
    • HOWARD: yes
    • HUFSTETLER: yes
    • JACKSON: yes
    • JAMES: yes
    • JONES: no
    • JONES II: other
    • KEMP: no
    • KIRKPATRICK: no
    • LUCAS: no
    • MALLOW: no
    • MANGHAM: yes
    • MCLAURIN: yes
    • MCNEEL: yes
    • MERRITT: no
    • ORROCK: yes
    • PARENT: yes
    • PARKES: no
    • PAYNE: no
    • RAHMAN: no
    • RHETT: no
    • ROBERTSON: no
    • SETZLER: yes
    • SIMS: other
    • STILL: other
    • STRICKLAND: other
    • SUMMERS: no
    • TILLERY: yes
    • WALKER, III: other
    • WATSON: yes
    • WICKS: no
    • WILLIAMS: no

Related bills

No related bills recorded for this bill.

Official source

https://www.legis.ga.gov/legislation/72143

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:19:40.450420Z

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