GA HB 945
enactedBanking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
Georgia · 2025_26 · lower
Quick answers
Did GA HB 945 pass?
Yes. GA HB 945 has been enacted into law as of 2026-07-01. Latest recorded action (2026-07-01): Effective Date
What is GA HB 945 about?
A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
Who sponsors GA HB 945?
Bruce Williamson, Noel Williams, Jr., Johnny Chastain are the primary sponsors of GA HB 945.
Description
A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
- Introduced
- 2026-01-12
- Latest action
- 2026-07-01 — Effective Date
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Bruce Williamsonprimary
- Noel Williams, Jr.primary
- Johnny Chastainprimary
Committees
Not provided by source.
Action timeline
2026-01-12
House Hopper
introduction
2026-01-13
House First Readers
reading-1
2026-01-14
House Second Readers
reading-2
2026-02-02
House Committee Favorably Reported By Substitute
committee-passage-favorable
2026-02-06
House Third Readers
reading-3
2026-02-06
House Passed/Adopted By Substitute
passage
2026-02-09
Senate Read and Referred
referral-committee
2026-02-20
Senate Committee Favorably Reported
committee-passage-favorable
2026-02-24
Senate Read Second Time
reading-2
2026-03-10
Senate Third Read
reading-3
2026-03-10
Senate Passed/Adopted
passage
2026-04-06
House Sent to Governor
executive-receipt
2026-05-11
House Date Signed by Governor
executive-signature
2026-05-11
Act 478
executive-signature
2026-07-01
Effective Date
Versions
Documents
Votes
House Vote #481 - 2025-2026 Regular Session
2026-02-06 · pass · 161-5
Member-level votes (162)
- ADESANYA: yes
- ADEYINA: yes
- ALEXANDER: yes
- ALI: yes
- ANDERSON: yes
- AU: yes
- BAKER: no
- BALLARD: yes
- BARNES: yes
- BARRETT: yes
- BARTON: yes
- BAZEMORE: yes
- BECKLES: yes
- BELL: yes
- BERRY: yes
- BLACKMON: yes
- BONNER: yes
- BUCKNER: yes
- BURCHETT: yes
- BURNOUGH: yes
- BURNS: other
- BYRD: no
- CAMERON: yes
- CAMP: yes
- CAMPBELL: yes
- CANNON: no
- CARPENTER: yes
- CARSON: other
- CARTER: yes
- CHASTAIN: yes
- CHEOKAS: yes
- CLARK: yes
- CLIFTON: yes
- COOPER: yes
- CORBETT: yes
- COX: yes
- CRAWFORD: yes
- CROWE: yes
- CUMMINGS: yes
- DAVIS: yes
- DAWSON: yes
- DELOACH: yes
- DEMPSEY: yes
- DICKEY: yes
- DONATUCCI: yes
- DOUGLAS: yes
- DRAPER: yes
- DRENNER: yes
- DUBNIK: yes
- DUNAHOO: yes
- EFSTRATION: yes
- EHRHART: yes
- ERWIN: yes
- EVANS: yes
- FINCHER: yes
- FLEMING: yes
- FLOURNOY: yes
- FORD: yes
- FRANKLIN: yes
- FRYE: yes
- GAINES: yes
- GAMBILL: yes
- GILLIARD: yes
- GISLER: yes
- GLAIZE: yes
- GREENE: yes
- GRIFFIN: yes
- GULLETT: yes
- GUNTER: other
- HAGAN: yes
- HATCHETT: yes
- HAWKINS: yes
- HERRING: yes
- HILTON: yes
- HITCHENS: yes
- HOLCOMB: yes
- HOLLAND: yes
- HOLLY: yes
- HONG: yes
- HORNER: yes
- HOWARD: yes
- HUDDLESTON: yes
- HUGLEY: other
- JACKSON: yes
- JASPERSE: yes
- JENKINS: yes
- JONES: yes
- KAHAIAN: no
- KELLEY: yes
- KENDRICK: yes
- LAHOOD: yes
- LEVERETT: yes
- LEWIS-WARD: yes
- LIM: yes
- LUMSDEN: yes
- LUPTON: yes
- MARTIN: yes
- MARTINEZ: yes
- MATHIAK: yes
- MATHIS: yes
- MCCLAIN: yes
- MCCOLLUM: yes
- MCDONALD III: yes
- MCQUEEN: other
- MEEKS: other
- MILLER: yes
- MITCHELL: yes
- MOMTAHAN: yes
- MOORE: yes
- MYLES: yes
- NEAL: yes
- NEW: yes
- NEWTON: yes
- OKOYE: yes
- OLALEYE: yes
- OLIVER: yes
- O'STEEN: yes
- PANITCH: yes
- PARIS: yes
- PARK: yes
- PARRISH: yes
- PARSONS: yes
- PERSINGER: yes
- PETREA: other
- POWELL: yes
- PRINCE: yes
- REESE: yes
- REEVES: yes
- RHODES: yes
- RICE: yes
- RICHARDSON: yes
- RIDLEY: yes
- ROBERTS: yes
- ROMMAN: other
- SAINZ: yes
- SAMPSON: yes
- SANCHEZ: no
- SANTOS: yes
- SCHOFIELD: yes
- SCOGGINS: yes
- SCOTT: yes
- SEABAUGH: yes
- SHARPER: yes
- SILCOX: other
- SMITH: yes
- STEPHENS: yes
- STINSON: yes
- TARVIN: yes
- TAYLOR: yes
- THOMAS: yes
- TOWNSEND: yes
- TRAN: yes
- WADE: yes
- WASHBURN: yes
- WERKHEISER: yes
- WESTBROOK: other
- WILKERSON: yes
- WILLIAMS: yes
- WILLIAMS, JR.: yes
- WILLIAMSON: yes
- WILLIS: yes
- YEARTA: yes
Senate Vote #696 - 2025-2026 Regular Session
2026-03-10 · pass · 43-3
Member-level votes (53)
- ALBERS: other
- ANAVITARTE: other
- ANDERSON: yes
- BEARDEN: yes
- BRASS: yes
- BURNS: yes
- COWSERT: no
- DAVENPORT: yes
- DICKERSON: yes
- DIXON: yes
- DOLEZAL: yes
- ECHOLS: yes
- GINN: yes
- GOOCH: yes
- GOODMAN: yes
- HALPERN: other
- HARBIN: yes
- HARBISON: yes
- HARRELL: yes
- HATCHETT: yes
- HICKMAN: yes
- HODGES: yes
- HOWARD: yes
- HUFSTETLER: yes
- JACKSON: yes
- JAMES: yes
- JONES: no
- JONES II: other
- KEMP: yes
- KIRKPATRICK: yes
- LUCAS: other
- MALLOW: no
- MANGHAM: yes
- MCLAURIN: yes
- MCNEEL: yes
- MERRITT: yes
- ORROCK: yes
- PARENT: yes
- PARKES: yes
- PAYNE: yes
- RAHMAN: yes
- RHETT: yes
- ROBERTSON: yes
- SETZLER: yes
- SIMS: other
- STILL: other
- STRICKLAND: other
- SUMMERS: yes
- TILLERY: yes
- WALKER, III: other
- WATSON: yes
- WICKS: yes
- WILLIAMS: yes
Senate Vote #700 - 2025-2026 Regular Session
2026-03-10 · fail · 9-41
Member-level votes (53)
- ALBERS: yes
- ANAVITARTE: yes
- ANDERSON: no
- BEARDEN: no
- BRASS: no
- BURNS: no
- COWSERT: no
- DAVENPORT: no
- DICKERSON: no
- DIXON: no
- DOLEZAL: yes
- ECHOLS: no
- GINN: other
- GOOCH: yes
- GOODMAN: no
- HALPERN: no
- HARBIN: yes
- HARBISON: no
- HARRELL: no
- HATCHETT: yes
- HICKMAN: no
- HODGES: no
- HOWARD: no
- HUFSTETLER: no
- JACKSON: no
- JAMES: no
- JONES: no
- JONES II: other
- KEMP: no
- KIRKPATRICK: no
- LUCAS: no
- MALLOW: no
- MANGHAM: no
- MCLAURIN: no
- MCNEEL: no
- MERRITT: no
- ORROCK: no
- PARENT: no
- PARKES: no
- PAYNE: no
- RAHMAN: no
- RHETT: no
- ROBERTSON: no
- SETZLER: yes
- SIMS: no
- STILL: other
- STRICKLAND: other
- SUMMERS: no
- TILLERY: yes
- WALKER, III: other
- WATSON: yes
- WICKS: no
- WILLIAMS: no
Senate Vote #701 - 2025-2026 Regular Session
2026-03-10 · pass · 50-0
Member-level votes (53)
- ALBERS: yes
- ANAVITARTE: yes
- ANDERSON: yes
- BEARDEN: yes
- BRASS: yes
- BURNS: yes
- COWSERT: yes
- DAVENPORT: yes
- DICKERSON: yes
- DIXON: yes
- DOLEZAL: yes
- ECHOLS: yes
- GINN: other
- GOOCH: yes
- GOODMAN: yes
- HALPERN: yes
- HARBIN: yes
- HARBISON: yes
- HARRELL: yes
- HATCHETT: yes
- HICKMAN: yes
- HODGES: yes
- HOWARD: yes
- HUFSTETLER: yes
- JACKSON: yes
- JAMES: yes
- JONES: yes
- JONES II: other
- KEMP: yes
- KIRKPATRICK: yes
- LUCAS: yes
- MALLOW: yes
- MANGHAM: yes
- MCLAURIN: yes
- MCNEEL: yes
- MERRITT: yes
- ORROCK: yes
- PARENT: yes
- PARKES: yes
- PAYNE: yes
- RAHMAN: yes
- RHETT: yes
- ROBERTSON: yes
- SETZLER: yes
- SIMS: yes
- STILL: other
- STRICKLAND: other
- SUMMERS: yes
- TILLERY: yes
- WALKER, III: other
- WATSON: yes
- WICKS: yes
- WILLIAMS: yes
Senate Vote #699 - 2025-2026 Regular Session
2026-03-10 · pass · 27-22
Member-level votes (53)
- ALBERS: yes
- ANAVITARTE: yes
- ANDERSON: no
- BEARDEN: no
- BRASS: no
- BURNS: no
- COWSERT: yes
- DAVENPORT: yes
- DICKERSON: no
- DIXON: yes
- DOLEZAL: no
- ECHOLS: no
- GINN: other
- GOOCH: no
- GOODMAN: no
- HALPERN: yes
- HARBIN: no
- HARBISON: yes
- HARRELL: yes
- HATCHETT: yes
- HICKMAN: no
- HODGES: no
- HOWARD: yes
- HUFSTETLER: no
- JACKSON: yes
- JAMES: yes
- JONES: no
- JONES II: other
- KEMP: yes
- KIRKPATRICK: no
- LUCAS: other
- MALLOW: yes
- MANGHAM: yes
- MCLAURIN: yes
- MCNEEL: no
- MERRITT: yes
- ORROCK: yes
- PARENT: yes
- PARKES: no
- PAYNE: no
- RAHMAN: yes
- RHETT: yes
- ROBERTSON: yes
- SETZLER: yes
- SIMS: no
- STILL: other
- STRICKLAND: other
- SUMMERS: no
- TILLERY: yes
- WALKER, III: other
- WATSON: yes
- WICKS: yes
- WILLIAMS: no
Senate Vote #697 - 2025-2026 Regular Session
2026-03-10 · fail · 17-31
Member-level votes (53)
- ALBERS: no
- ANAVITARTE: no
- ANDERSON: no
- BEARDEN: no
- BRASS: no
- BURNS: no
- COWSERT: no
- DAVENPORT: yes
- DICKERSON: no
- DIXON: no
- DOLEZAL: no
- ECHOLS: no
- GINN: other
- GOOCH: no
- GOODMAN: no
- HALPERN: other
- HARBIN: no
- HARBISON: no
- HARRELL: yes
- HATCHETT: no
- HICKMAN: no
- HODGES: no
- HOWARD: yes
- HUFSTETLER: no
- JACKSON: yes
- JAMES: yes
- JONES: no
- JONES II: other
- KEMP: yes
- KIRKPATRICK: no
- LUCAS: other
- MALLOW: yes
- MANGHAM: yes
- MCLAURIN: yes
- MCNEEL: no
- MERRITT: yes
- ORROCK: yes
- PARENT: yes
- PARKES: yes
- PAYNE: no
- RAHMAN: yes
- RHETT: yes
- ROBERTSON: no
- SETZLER: no
- SIMS: no
- STILL: other
- STRICKLAND: other
- SUMMERS: no
- TILLERY: no
- WALKER, III: other
- WATSON: no
- WICKS: yes
- WILLIAMS: no
Senate Vote #698 - 2025-2026 Regular Session
2026-03-10 · fail · 21-28
Member-level votes (53)
- ALBERS: yes
- ANAVITARTE: yes
- ANDERSON: no
- BEARDEN: yes
- BRASS: no
- BURNS: yes
- COWSERT: yes
- DAVENPORT: no
- DICKERSON: no
- DIXON: yes
- DOLEZAL: no
- ECHOLS: no
- GINN: other
- GOOCH: no
- GOODMAN: yes
- HALPERN: no
- HARBIN: no
- HARBISON: no
- HARRELL: no
- HATCHETT: yes
- HICKMAN: no
- HODGES: no
- HOWARD: yes
- HUFSTETLER: yes
- JACKSON: yes
- JAMES: yes
- JONES: no
- JONES II: other
- KEMP: no
- KIRKPATRICK: no
- LUCAS: no
- MALLOW: no
- MANGHAM: yes
- MCLAURIN: yes
- MCNEEL: yes
- MERRITT: no
- ORROCK: yes
- PARENT: yes
- PARKES: no
- PAYNE: no
- RAHMAN: no
- RHETT: no
- ROBERTSON: no
- SETZLER: yes
- SIMS: other
- STILL: other
- STRICKLAND: other
- SUMMERS: no
- TILLERY: yes
- WALKER, III: other
- WATSON: yes
- WICKS: no
- WILLIAMS: no
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:19:40.450420Z
Inspect retained evidence for changes recorded after evidence tracking began:
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