Bill Commons

CA SB 825

enacted

Consumers: financial protection.

California · 2025-2026 Regular Session · upper

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Quick answers

Did CA SB 825 pass?

Yes. CA SB 825 has been enacted into law. Latest recorded action (2025-10-06): Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

What is CA SB 825 about?

Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders. This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

Who sponsors CA SB 825?

Limón is the primary sponsor of CA SB 825, joined by 1 cosponsor.

Description

Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders. This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

Introduced
2025-02-21
Latest action
2025-10-06 — Chaptered by Secretary of State. Chapter 355, Statutes of 2025.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Limónauthor
  • Graysonauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2025-10-06

    Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

    became-law

  2. 2025-10-06

    Approved by the Governor.

    executive-signature

  3. 2025-09-22

    Enrolled and presented to the Governor at 11 a.m.

    executive-receipt

  4. 2025-09-10

    In Senate. Ordered to engrossing and enrolling.

    committee-passage

  5. 2025-09-10

    Read third time. Passed. (Ayes 59. Noes 19. Page 3171.) Ordered to the Senate.

    passage,reading-1,reading-3

  6. 2025-08-21

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  7. 2025-08-20

    From committee: Do pass. (Ayes 11. Noes 4.) (August 20).

    committee-passage,committee-passage-favorable

  8. 2025-07-08

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  9. 2025-06-17

    June 23 hearing postponed by committee.

  10. 2025-06-09

    Referred to Com. on B. & F.

    referral-committee

  11. 2025-06-04

    In Assembly. Read first time. Held at Desk.

    reading-1

  12. 2025-06-03

    Read third time. Passed. (Ayes 28. Noes 10. Page 1440.) Ordered to the Assembly.

    passage,reading-1,reading-3

  13. 2025-05-06

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  14. 2025-05-05

    From committee: Be ordered to second reading pursuant to Senate Rule 28.8.

    committee-passage,reading-1,reading-2

  15. 2025-04-25

    Set for hearing May 5.

  16. 2025-04-23

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 2. Page 838.) (April 22). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  17. 2025-04-10

    Set for hearing April 22.

  18. 2025-04-03

    From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2. Page 633.) (April 2). Re-referred to Com. on JUD.

    committee-passage,committee-passage-favorable,referral-committee

  19. 2025-03-24

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I.

    amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  20. 2025-03-18

    Set for hearing April 2.

  21. 2025-03-12

    Referred to Coms. on B. & F.I. and JUD.

    referral-committee

  22. 2025-02-24

    Read first time.

    reading-1

  23. 2025-02-24

    From printer. May be acted upon on or after March 24.

  24. 2025-02-21

    Introduced. To Com. on RLS. for assignment. To print.

    introduction,referral-committee

Versions

  • 02/21/25 - Introduced — 2025-02-21Compare
  • 03/24/25 - Amended Senate — 2025-03-24Compare
  • 09/13/25 - Enrolled — 2025-09-13Compare
  • 10/06/25 - Chaptered — 2025-10-06Compare
  • SB825Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass, but first be re-referred to the Committee on [Judiciary]

    2025-04-02 · pass · 5-2

    Member-level votes (7)
    • Cervantes: yes
    • Hurtado: yes
    • Grayson: yes
    • Richardson: yes
    • Limón: yes
    • Niello: no
    • Strickland: no

  • Do pass, but first be re-referred to the Committee on [Appropriations]

    2025-04-22 · pass · 11-2

    Member-level votes (13)
    • Allen: yes
    • Wahab: yes
    • Durazo: yes
    • Umberg: yes
    • Caballero: yes
    • Laird: yes
    • Arreguín: yes
    • Stern: yes
    • Weber Pierson: yes
    • Ashby: yes
    • Wiener: yes
    • Valladares: no
    • Niello: no

  • 3rd Reading SB825 Limón et al.

    2025-06-03 · pass · 28-10

    Member-level votes (40)
    • Gonzalez: yes
    • McNerney: yes
    • Weber Pierson: yes
    • Becker: yes
    • Laird: yes
    • Ashby: yes
    • Richardson: yes
    • Cervantes: yes
    • Padilla: yes
    • Stern: yes
    • Durazo: yes
    • Arreguín: yes
    • Cortese: yes
    • Pérez: yes
    • Cabaldon: yes
    • Grayson: yes
    • Allen: yes
    • Menjivar: yes
    • Smallwood-Cuevas: yes
    • Wiener: yes
    • Archuleta: yes
    • McGuire: yes
    • Blakespear: yes
    • Wahab: yes
    • Limón: yes
    • Caballero: yes
    • Rubio: yes
    • Umberg: yes
    • Valladares: no
    • Choi: no
    • Seyarto: no
    • Niello: no
    • Strickland: no
    • Ochoa Bogh: no
    • Alvarado-Gil: no
    • Grove: no
    • Dahle: no
    • Jones: no
    • Reyes: other
    • Hurtado: other

  • Do pass and be re-referred to the Committee on [Appropriations]

    2025-07-07 · pass · 7-1

    Member-level votes (9)
    • Fong: yes
    • Valencia: yes
    • Michelle Rodriguez: yes
    • Schiavo: yes
    • Blanca Rubio: yes
    • Soria: yes
    • Krell: yes
    • Dixon: no
    • Chen: other

  • Do pass.

    2025-08-20 · pass · 11-4

    Member-level votes (15)
    • Fong: yes
    • Arambula: yes
    • Solache: yes
    • Wicks: yes
    • Caloza: yes
    • Pellerin: yes
    • Calderon: yes
    • Pacheco: yes
    • Elhawary: yes
    • Hart: yes
    • Mark González: yes
    • Ta: no
    • Jeff Gonzalez: no
    • Tangipa: no
    • Dixon: no

  • SB 825 Limón Senate Third Reading By Schiavo

    2025-09-10 · pass · 59-19

    Member-level votes (80)
    • Ahrens: yes
    • Mark González: yes
    • Quirk-Silva: yes
    • Gipson: yes
    • Rogers: yes
    • Addis: yes
    • Ward: yes
    • Haney: yes
    • Hart: yes
    • Fong: yes
    • Elhawary: yes
    • Calderon: yes
    • Wilson: yes
    • Carrillo: yes
    • Ransom: yes
    • Soria: yes
    • Michelle Rodriguez: yes
    • Berman: yes
    • Valencia: yes
    • Wicks: yes
    • Celeste Rodriguez: yes
    • Arambula: yes
    • Connolly: yes
    • Schultz: yes
    • Bauer-Kahan: yes
    • Bennett: yes
    • Papan: yes
    • Schiavo: yes
    • Bonta: yes
    • Ávila Farías: yes
    • Aguiar-Curry: yes
    • Pacheco: yes
    • Boerner: yes
    • Alvarez: yes
    • Lee: yes
    • Stefani: yes
    • Caloza: yes
    • Sharp-Collins: yes
    • Nguyen: yes
    • Ortega: yes
    • Solache: yes
    • Lowenthal: yes
    • Blanca Rubio: yes
    • Jackson: yes
    • Bryan: yes
    • Petrie-Norris: yes
    • Harabedian: yes
    • Gabriel: yes
    • Zbur: yes
    • McKinnor: yes
    • Pellerin: yes
    • Muratsuchi: yes
    • Krell: yes
    • Irwin: yes
    • Ramos: yes
    • Patel: yes
    • Kalra: yes
    • Rivas: yes
    • Garcia: yes
    • Johnson: no
    • Dixon: no
    • Jeff Gonzalez: no
    • Castillo: no
    • Alanis: no
    • Wallis: no
    • Patterson: no
    • Ta: no
    • Hoover: no
    • Gallagher: no
    • Macedo: no
    • Ellis: no
    • Davies: no
    • DeMaio: no
    • Hadwick: no
    • Lackey: no
    • Sanchez: no
    • Chen: no
    • Flora: no
    • Tangipa: other
    • Bains: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB825

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

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