Bill Commons

CA SB 825

enacted

Consumers: financial protection.

California · 2025-2026 Regular Session · upper

Quick answers

Did CA SB 825 pass?

Yes. CA SB 825 has been enacted into law as of 2025-10-06. Latest recorded action (2025-10-06): Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

What is CA SB 825 about?

Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders. This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

Who sponsors CA SB 825?

Limón is the primary sponsor of CA SB 825, joined by 1 cosponsor.

Description

Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders. This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

Introduced
2025-02-21
Latest action
2025-10-06 — Chaptered by Secretary of State. Chapter 355, Statutes of 2025.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Limónauthor
  • Graysonauthor

Committees

Not provided by source.

Action timeline

  1. 2025-02-21

    Introduced. To Com. on RLS. for assignment. To print.

    introduction,referral-committee

  2. 2025-02-24

    Read first time.

    reading-1

  3. 2025-02-24

    From printer. May be acted upon on or after March 24.

  4. 2025-03-12

    Referred to Coms. on B. & F.I. and JUD.

    referral-committee

  5. 2025-03-18

    Set for hearing April 2.

  6. 2025-03-24

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I.

    amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  7. 2025-04-03

    From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2. Page 633.) (April 2). Re-referred to Com. on JUD.

    committee-passage,committee-passage-favorable,referral-committee

  8. 2025-04-10

    Set for hearing April 22.

  9. 2025-04-23

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 2. Page 838.) (April 22). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  10. 2025-04-25

    Set for hearing May 5.

  11. 2025-05-05

    From committee: Be ordered to second reading pursuant to Senate Rule 28.8.

    committee-passage,reading-1,reading-2

  12. 2025-05-06

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  13. 2025-06-03

    Read third time. Passed. (Ayes 28. Noes 10. Page 1440.) Ordered to the Assembly.

    passage,reading-1,reading-3

  14. 2025-06-04

    In Assembly. Read first time. Held at Desk.

    reading-1

  15. 2025-06-09

    Referred to Com. on B. & F.

    referral-committee

  16. 2025-06-17

    June 23 hearing postponed by committee.

  17. 2025-07-08

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  18. 2025-08-20

    From committee: Do pass. (Ayes 11. Noes 4.) (August 20).

    committee-passage,committee-passage-favorable

  19. 2025-08-21

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  20. 2025-09-10

    Read third time. Passed. (Ayes 59. Noes 19. Page 3171.) Ordered to the Senate.

    passage,reading-1,reading-3

  21. 2025-09-10

    In Senate. Ordered to engrossing and enrolling.

    committee-passage

  22. 2025-09-22

    Enrolled and presented to the Governor at 11 a.m.

    executive-receipt

  23. 2025-10-06

    Approved by the Governor.

    executive-signature

  24. 2025-10-06

    Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

    became-law

Versions

  • 02/21/25 - Introduced — 2025-02-21Compare
  • 03/24/25 - Amended Senate — 2025-03-24Compare
  • 09/13/25 - Enrolled — 2025-09-13Compare
  • 10/06/25 - Chaptered — 2025-10-06Compare
  • SB825Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass, but first be re-referred to the Committee on [Judiciary]

    2025-04-02 · pass · 5-2

    Member-level votes (7)
    • Cervantes: yes
    • Hurtado: yes
    • Grayson: yes
    • Richardson: yes
    • Limón: yes
    • Niello: no
    • Strickland: no

  • Do pass, but first be re-referred to the Committee on [Appropriations]

    2025-04-22 · pass · 11-2

    Member-level votes (13)
    • Allen: yes
    • Wahab: yes
    • Durazo: yes
    • Umberg: yes
    • Caballero: yes
    • Laird: yes
    • Arreguín: yes
    • Stern: yes
    • Weber Pierson: yes
    • Ashby: yes
    • Wiener: yes
    • Valladares: no
    • Niello: no

  • 3rd Reading SB825 Limón et al.

    2025-06-03 · pass · 28-10

    Member-level votes (40)
    • Gonzalez: yes
    • McNerney: yes
    • Weber Pierson: yes
    • Becker: yes
    • Laird: yes
    • Ashby: yes
    • Richardson: yes
    • Cervantes: yes
    • Padilla: yes
    • Stern: yes
    • Durazo: yes
    • Arreguín: yes
    • Cortese: yes
    • Pérez: yes
    • Cabaldon: yes
    • Grayson: yes
    • Allen: yes
    • Menjivar: yes
    • Smallwood-Cuevas: yes
    • Wiener: yes
    • Archuleta: yes
    • McGuire: yes
    • Blakespear: yes
    • Wahab: yes
    • Limón: yes
    • Caballero: yes
    • Rubio: yes
    • Umberg: yes
    • Valladares: no
    • Choi: no
    • Seyarto: no
    • Niello: no
    • Strickland: no
    • Ochoa Bogh: no
    • Alvarado-Gil: no
    • Grove: no
    • Dahle: no
    • Jones: no
    • Reyes: other
    • Hurtado: other

  • Do pass and be re-referred to the Committee on [Appropriations]

    2025-07-07 · pass · 7-1

    Member-level votes (9)
    • Fong: yes
    • Valencia: yes
    • Michelle Rodriguez: yes
    • Schiavo: yes
    • Blanca Rubio: yes
    • Soria: yes
    • Krell: yes
    • Dixon: no
    • Chen: other

  • Do pass.

    2025-08-20 · pass · 11-4

    Member-level votes (15)
    • Fong: yes
    • Arambula: yes
    • Solache: yes
    • Wicks: yes
    • Caloza: yes
    • Pellerin: yes
    • Calderon: yes
    • Pacheco: yes
    • Elhawary: yes
    • Hart: yes
    • Mark González: yes
    • Ta: no
    • Jeff Gonzalez: no
    • Tangipa: no
    • Dixon: no

  • SB 825 Limón Senate Third Reading By Schiavo

    2025-09-10 · pass · 59-19

    Member-level votes (80)
    • Ahrens: yes
    • Mark González: yes
    • Quirk-Silva: yes
    • Gipson: yes
    • Rogers: yes
    • Addis: yes
    • Ward: yes
    • Haney: yes
    • Hart: yes
    • Fong: yes
    • Elhawary: yes
    • Calderon: yes
    • Wilson: yes
    • Carrillo: yes
    • Ransom: yes
    • Soria: yes
    • Michelle Rodriguez: yes
    • Berman: yes
    • Valencia: yes
    • Wicks: yes
    • Celeste Rodriguez: yes
    • Arambula: yes
    • Connolly: yes
    • Schultz: yes
    • Bauer-Kahan: yes
    • Bennett: yes
    • Papan: yes
    • Schiavo: yes
    • Bonta: yes
    • Ávila Farías: yes
    • Aguiar-Curry: yes
    • Pacheco: yes
    • Boerner: yes
    • Alvarez: yes
    • Lee: yes
    • Stefani: yes
    • Caloza: yes
    • Sharp-Collins: yes
    • Nguyen: yes
    • Ortega: yes
    • Solache: yes
    • Lowenthal: yes
    • Blanca Rubio: yes
    • Jackson: yes
    • Bryan: yes
    • Petrie-Norris: yes
    • Harabedian: yes
    • Gabriel: yes
    • Zbur: yes
    • McKinnor: yes
    • Pellerin: yes
    • Muratsuchi: yes
    • Krell: yes
    • Irwin: yes
    • Ramos: yes
    • Patel: yes
    • Kalra: yes
    • Rivas: yes
    • Garcia: yes
    • Johnson: no
    • Dixon: no
    • Jeff Gonzalez: no
    • Castillo: no
    • Alanis: no
    • Wallis: no
    • Patterson: no
    • Ta: no
    • Hoover: no
    • Gallagher: no
    • Macedo: no
    • Ellis: no
    • Davies: no
    • DeMaio: no
    • Hadwick: no
    • Lackey: no
    • Sanchez: no
    • Chen: no
    • Flora: no
    • Tangipa: other
    • Bains: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB825

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

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