Bill Commons

CA SB 706

dead

Consumer debt: charged-off debts.

California · 2025-2026 Regular Session · upper

Quick answers

Did CA SB 706 pass?

No. CA SB 706 did not pass — it was defeated or died in the legislative process (2026-02-02). Latest recorded action (2026-02-02): Returned to Secretary of Senate pursuant to Joint Rule 56.

What is CA SB 706 about?

Existing law places various requirements on, and prohibits certain actions by, debt buyers with respect to charged-off consumer debts. This bill would prohibit a charged-off consumer debt from being sold or assigned more than one year after the debt was charged off. The bill would require a charge-off creditor to notify the consumer when the creditor sells or assigned a charged-off consumer debt to a debt buyer. Existing law prescribes various time periods for the commencement of actions other than for the recovery of real property, including within 4 years for an action upon any contract, obligation, or liability founded upon an instrument in writing, as specified. This bill would prohibit an action from being brought to recover a charged-off consumer debt on or after the date that is the earliest of specified dates. The bill would prohibit a debt buyer from bringing an action to recover a charged-off consumer debt after one year from the date the debt was charged off.

Who sponsors CA SB 706?

Hurtado is the primary sponsor of CA SB 706.

Description

Existing law places various requirements on, and prohibits certain actions by, debt buyers with respect to charged-off consumer debts. This bill would prohibit a charged-off consumer debt from being sold or assigned more than one year after the debt was charged off. The bill would require a charge-off creditor to notify the consumer when the creditor sells or assigned a charged-off consumer debt to a debt buyer. Existing law prescribes various time periods for the commencement of actions other than for the recovery of real property, including within 4 years for an action upon any contract, obligation, or liability founded upon an instrument in writing, as specified. This bill would prohibit an action from being brought to recover a charged-off consumer debt on or after the date that is the earliest of specified dates. The bill would prohibit a debt buyer from bringing an action to recover a charged-off consumer debt after one year from the date the debt was charged off.

Introduced
2025-02-21
Latest action
2026-02-02 — Returned to Secretary of Senate pursuant to Joint Rule 56.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Hurtadoauthor

Committees

Not provided by source.

Action timeline

  1. 2025-02-21

    Introduced. To Com. on RLS. for assignment. To print.

    introduction,referral-committee

  2. 2025-02-24

    From printer. May be acted upon on or after March 24.

  3. 2025-02-24

    Read first time.

    reading-1

  4. 2025-03-12

    Referred to Com. on RLS.

    referral-committee

  5. 2025-03-24

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS.

    amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  6. 2025-04-02

    Re-referred to Coms. on JUD. and B. & F.I.

    referral-committee

  7. 2025-04-09

    Set for hearing April 22.

  8. 2025-04-22

    Set for hearing April 30 in B. & F.I. pending receipt.

  9. 2025-04-22

    April 22 set for first hearing. Failed passage in committee. (Ayes 1. Noes 2. Page 837.) Reconsideration granted.

    committee-failure,committee-passage-unfavorable

  10. 2025-04-23

    April 30 hearing postponed by committee.

  11. 2026-02-02

    Returned to Secretary of Senate pursuant to Joint Rule 56.

    failure

Versions

Documents

Votes

  • Do pass, but first be re-referred to the Committee on [Banking and Financial Institutions]

    2025-04-22 · fail · 1-2

    Member-level votes (13)
    • Allen: yes
    • Valladares: no
    • Niello: no
    • Wahab: other
    • Durazo: other
    • Umberg: other
    • Caballero: other
    • Laird: other
    • Arreguín: other
    • Stern: other
    • Weber Pierson: other
    • Ashby: other
    • Wiener: other

  • [First] hearing set for [04-22-2025]: Failed passage in Committee. Reconsideration granted

    2025-04-22 · pass · 13-0

    Member-level votes (13)
    • Allen: yes
    • Wahab: yes
    • Durazo: yes
    • Umberg: yes
    • Caballero: yes
    • Laird: yes
    • Arreguín: yes
    • Stern: yes
    • Weber Pierson: yes
    • Ashby: yes
    • Valladares: yes
    • Niello: yes
    • Wiener: yes

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB706

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

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