Bill Commons

CA SB 523

dead

Fire insurance.

California · 2025-2026 Regular Session · upper

Quick answers

Did CA SB 523 pass?

No. CA SB 523 did not pass — it was defeated or died in the legislative process (2026-02-02). Latest recorded action (2026-02-02): Returned to Secretary of Senate pursuant to Joint Rule 56.

What is CA SB 523 about?

Existing law generally regulates classes of insurance, including residential property insurance. Existing law prescribes the standard form for fire insurance policies covering property. This bill would, under a homeowners' insurance policy, authorize an insurer to differentiate the risk of an internal fire from the risk of an external fire for the purposes of determining coverage. The bill would define terms for purposes of this provision.

Who sponsors CA SB 523?

Seyarto is the primary sponsor of CA SB 523.

Description

Existing law generally regulates classes of insurance, including residential property insurance. Existing law prescribes the standard form for fire insurance policies covering property. This bill would, under a homeowners' insurance policy, authorize an insurer to differentiate the risk of an internal fire from the risk of an external fire for the purposes of determining coverage. The bill would define terms for purposes of this provision.

Introduced
2025-02-20
Latest action
2026-02-02 — Returned to Secretary of Senate pursuant to Joint Rule 56.
Bill type
bill
Last updated

Subjects

Sponsors

  • Seyartoauthor

Committees

Not provided by source.

Action timeline

  1. 2025-02-20

    Introduced. Read first time. To Com. on RLS. for assignment. To print.

    introduction,reading-1,referral-committee

  2. 2025-02-21

    From printer. May be acted upon on or after March 23.

  3. 2025-03-05

    Referred to Com. on RLS.

    referral-committee

  4. 2025-03-24

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS.

    amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  5. 2025-04-02

    Re-referred to Com. on INS.

    referral-committee

  6. 2026-01-05

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.

    amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  7. 2026-02-02

    Returned to Secretary of Senate pursuant to Joint Rule 56.

    failure

Versions

  • 02/20/25 - Introduced — 2025-02-20Compare
  • 03/24/25 - Amended Senate — 2025-03-24Compare
  • 01/05/26 - Amended Senate — 2026-01-05Compare
  • SB523Compare

Documents

Votes

Not provided by source.

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=CA&identifier=SB 523. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.