Bill Commons

CA AB 771

enacted

Financing statements: mortgages.

California · 2025-2026 Regular Session · lower

Quick answers

Did CA AB 771 pass?

Yes. CA AB 771 has been enacted into law as of 2025-07-14. Latest recorded action (2025-07-14): Chaptered by Secretary of State - Chapter 43, Statutes of 2025.

What is CA AB 771 about?

Existing law, the Uniform Commercial Code-Secured Transactions (UCC) , provides that a financing statement is sufficient only if it provides, among other things, the name of the debtor and that, if the debtor is an individual to whom the Department of Motor Vehicles has issued a driver's license that has not expired or an identification card that has not expired, a financing statement sufficiently provides the name of the debtor only if it provides the name of the individual indicated on that driver's license or identification card, as specified. Existing law makes a record of a mortgage effective, from the date of recording, as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut only if certain conditions are met, including that the record satisfies the conditions for a financing statement referenced above, as specified. This bill would, instead, provide that a record of a mortgage sufficiently names the debtor who is an individual if it provides the individual name of the debtor or the surname and first personal name of the debtor, even if the debtor is an individual to whom the Department of Motor Vehicles has issued an unexpired driver's license or identification card.

Who sponsors CA AB 771?

Macedo is the primary sponsor of CA AB 771.

Description

Existing law, the Uniform Commercial Code-Secured Transactions (UCC) , provides that a financing statement is sufficient only if it provides, among other things, the name of the debtor and that, if the debtor is an individual to whom the Department of Motor Vehicles has issued a driver's license that has not expired or an identification card that has not expired, a financing statement sufficiently provides the name of the debtor only if it provides the name of the individual indicated on that driver's license or identification card, as specified. Existing law makes a record of a mortgage effective, from the date of recording, as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut only if certain conditions are met, including that the record satisfies the conditions for a financing statement referenced above, as specified. This bill would, instead, provide that a record of a mortgage sufficiently names the debtor who is an individual if it provides the individual name of the debtor or the surname and first personal name of the debtor, even if the debtor is an individual to whom the Department of Motor Vehicles has issued an unexpired driver's license or identification card.

Introduced
Latest action
2025-07-14 — Chaptered by Secretary of State - Chapter 43, Statutes of 2025.
Bill type
bill
Last updated

Subjects

Sponsors

  • Macedoauthor

Committees

Not provided by source.

Action timeline

  1. 2025-02-18

    Read first time. To print.

    reading-1

  2. 2025-02-19

    From printer. May be heard in committee March 21.

  3. 2025-03-17

    Referred to Com. on B.&F.

    referral-committee

  4. 2025-05-06

    From committee: Do pass. (Ayes 9. Noes 0.) (May 5).

    committee-passage,committee-passage-favorable

  5. 2025-05-07

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  6. 2025-05-12

    Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 0. Page 1515.)

    passage,reading-1,reading-3

  7. 2025-05-13

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  8. 2025-05-21

    Referred to Com. on JUD.

    referral-committee

  9. 2025-06-17

    From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (June 17).

    committee-passage,committee-passage-favorable

  10. 2025-06-18

    Read second time. Ordered to Consent Calendar.

    reading-1,reading-2

  11. 2025-06-23

    Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 1706.).

    passage,reading-1,reading-3

  12. 2025-06-24

    In Assembly. Ordered to Engrossing and Enrolling.

    committee-passage

  13. 2025-07-02

    Enrolled and presented to the Governor at 2 p.m.

    executive-receipt

  14. 2025-07-14

    Approved by the Governor.

    executive-signature

  15. 2025-07-14

    Chaptered by Secretary of State - Chapter 43, Statutes of 2025.

    became-law

Versions

Documents

Votes

  • Do pass.

    2025-05-05 · pass · 9-0

    Member-level votes (9)
    • Fong: yes
    • Valencia: yes
    • Soria: yes
    • Krell: yes
    • Michelle Rodriguez: yes
    • Chen: yes
    • Dixon: yes
    • Schiavo: yes
    • Blanca Rubio: yes
  • AB 771 Macedo Assembly Third Reading

    2025-05-12 · pass · 75-0

    Member-level votes (79)
    • Carrillo: yes
    • Alanis: yes
    • Hart: yes
    • Michelle Rodriguez: yes
    • Ellis: yes
    • Addis: yes
    • Sharp-Collins: yes
    • Ward: yes
    • Garcia: yes
    • Arambula: yes
    • Lowenthal: yes
    • Pacheco: yes
    • Wallis: yes
    • Macedo: yes
    • Gabriel: yes
    • Jeff Gonzalez: yes
    • Petrie-Norris: yes
    • Bonta: yes
    • Soria: yes
    • Chen: yes
    • Alvarez: yes
    • Dixon: yes
    • Solache: yes
    • Ahrens: yes
    • Aguiar-Curry: yes
    • Muratsuchi: yes
    • Patterson: yes
    • DeMaio: yes
    • Papan: yes
    • Caloza: yes
    • Pellerin: yes
    • Calderon: yes
    • Mark González: yes
    • Valencia: yes
    • Ramos: yes
    • Irwin: yes
    • Quirk-Silva: yes
    • Rivas: yes
    • Wilson: yes
    • Fong: yes
    • Flora: yes
    • Gallagher: yes
    • Rogers: yes
    • Schiavo: yes
    • Tangipa: yes
    • Blanca Rubio: yes
    • McKinnor: yes
    • Haney: yes
    • Ávila Farías: yes
    • Bennett: yes
    • Ta: yes
    • Hadwick: yes
    • Connolly: yes
    • Berman: yes
    • Ortega: yes
    • Ransom: yes
    • Bauer-Kahan: yes
    • Krell: yes
    • Bryan: yes
    • Celeste Rodriguez: yes
    • Hoover: yes
    • Davies: yes
    • Elhawary: yes
    • Nguyen: yes
    • Patel: yes
    • Sanchez: yes
    • Zbur: yes
    • Castillo: yes
    • Wicks: yes
    • Boerner: yes
    • Bains: yes
    • Gipson: yes
    • Jackson: yes
    • Kalra: yes
    • Lackey: yes
    • Stefani: other
    • Lee: other
    • Harabedian: other
    • Schultz: other
  • Do pass and be ordered to the Consent Calendar

    2025-06-17 · pass · 12-0

    Member-level votes (13)
    • Caballero: yes
    • Umberg: yes
    • Wahab: yes
    • Niello: yes
    • Durazo: yes
    • Weber Pierson: yes
    • Wiener: yes
    • Allen: yes
    • Valladares: yes
    • Arreguín: yes
    • Laird: yes
    • Stern: yes
    • Ashby: other
  • Consent Calendar 2nd

    2025-06-23 · pass · 37-0

    Member-level votes (40)
    • Niello: yes
    • Stern: yes
    • Cortese: yes
    • Hurtado: yes
    • Grayson: yes
    • McGuire: yes
    • Blakespear: yes
    • Laird: yes
    • Wiener: yes
    • Jones: yes
    • Grove: yes
    • McNerney: yes
    • Strickland: yes
    • Cabaldon: yes
    • Weber Pierson: yes
    • Becker: yes
    • Padilla: yes
    • Choi: yes
    • Wahab: yes
    • Smallwood-Cuevas: yes
    • Durazo: yes
    • Valladares: yes
    • Limón: yes
    • Ochoa Bogh: yes
    • Pérez: yes
    • Richardson: yes
    • Seyarto: yes
    • Arreguín: yes
    • Allen: yes
    • Caballero: yes
    • Gonzalez: yes
    • Menjivar: yes
    • Archuleta: yes
    • Dahle: yes
    • Ashby: yes
    • Umberg: yes
    • Alvarado-Gil: yes
    • Reyes: other
    • Rubio: other
    • Cervantes: other

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

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