Bill Commons

CA AB 75

in committee

Residential property insurance images.

California · 2025-2026 Regular Session · lower

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Quick answers

Did CA AB 75 pass?

Not yet. CA AB 75 is in committee and has not come to a final vote. Latest recorded action (2025-08-29): In committee: Held under submission.

What is CA AB 75 about?

Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals. This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request. This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage. This bill would make the above-described provisions operative on July 1, 2026.

Who sponsors CA AB 75?

Calderon is the primary sponsor of CA AB 75.

Description

Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals. This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request. This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage. This bill would make the above-described provisions operative on July 1, 2026.

Introduced
2024-12-16
Latest action
2025-08-29 — In committee: Held under submission.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Calderonauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2025-08-29

    In committee: Held under submission.

  2. 2025-08-18

    In committee: Referred to suspense file.

    referral-committee

  3. 2025-07-16

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (July 15). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  4. 2025-07-10

    From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on JUD.

    committee-passage,committee-passage-favorable,referral-committee

  5. 2025-07-01

    From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  6. 2025-06-18

    Referred to Coms. on INS. and JUD.

    referral-committee

  7. 2025-06-04

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  8. 2025-06-03

    Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 1. Page 2000.)

    passage,reading-1,reading-3

  9. 2025-05-27

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  10. 2025-05-23

    Read second time and amended. Ordered returned to second reading.

    amendment-passage,reading-1,reading-2

  11. 2025-05-23

    Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)

  12. 2025-05-23

    From committee: Amend, and do pass as amended. (Ayes 11. Noes 0.) (May 23).

    amendment-introduction,amendment-passage,committee-passage

  13. 2025-05-14

    In committee: Set, first hearing. Referred to suspense file.

    referral-committee

  14. 2025-05-01

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (May 1). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  15. 2025-04-23

    Re-referred to Com. on P. & C.P.

    referral-committee

  16. 2025-04-22

    From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  17. 2025-04-02

    From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 15. Noes 0.) (April 2). Re-referred to Com. on P. & C.P.

    committee-passage,committee-passage-favorable,referral-committee

  18. 2025-02-12

    Re-referred to Com. on INS.

    referral-committee

  19. 2025-02-11

    From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  20. 2025-02-03

    Referred to Coms. on INS. and P. & C.P.

    referral-committee

  21. 2025-01-06

    Read first time.

    reading-1

  22. 2024-12-17

    From printer. May be heard in committee January 16.

  23. 2024-12-16

    Introduced. To print.

    introduction

Versions

  • 12/16/24 - Introduced — 2024-12-16Compare
  • 02/11/25 - Amended Assembly — 2025-02-11Compare
  • 04/22/25 - Amended Assembly — 2025-04-22Compare
  • 05/23/25 - Amended Assembly — 2025-05-23Compare
  • 07/01/25 - Amended Senate — 2025-07-01Compare
  • AB75Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass and be re-referred to the Committee on [Privacy and Consumer Protection]

    2025-04-02 · pass · 15-0

    Member-level votes (17)
    • Addis: yes
    • Berman: yes
    • Krell: yes
    • Michelle Rodriguez: yes
    • Nguyen: yes
    • Petrie-Norris: yes
    • Valencia: yes
    • Ortega: yes
    • Alvarez: yes
    • Harabedian: yes
    • Wallis: yes
    • Ávila Farías: yes
    • Chen: yes
    • Calderon: yes
    • Gipson: yes
    • Hadwick: other
    • Ellis: other

  • Do pass and be re-referred to the Committee on [Appropriations]

    2025-05-01 · pass · 13-0

    Member-level votes (15)
    • Irwin: yes
    • Bryan: yes
    • Ortega: yes
    • Ward: yes
    • Wilson: yes
    • Wicks: yes
    • Bennett: yes
    • Pellerin: yes
    • Lowenthal: yes
    • Petrie-Norris: yes
    • Patterson: yes
    • Flora: yes
    • Bauer-Kahan: yes
    • DeMaio: other
    • Dixon: other

  • Do pass as amended.

    2025-05-23 · pass · 11-0

    Member-level votes (15)
    • Calderon: yes
    • Elhawary: yes
    • Hart: yes
    • Mark González: yes
    • Arambula: yes
    • Pacheco: yes
    • Solache: yes
    • Caloza: yes
    • Wicks: yes
    • Pellerin: yes
    • Fong: yes
    • Ta: other
    • Sanchez: other
    • Dixon: other
    • Tangipa: other

  • AB 75 Calderon Assembly Third Reading

    2025-06-03 · pass · 76-1

    Member-level votes (79)
    • Berman: yes
    • Jeff Gonzalez: yes
    • Zbur: yes
    • Sanchez: yes
    • Tangipa: yes
    • Celeste Rodriguez: yes
    • Bonta: yes
    • Blanca Rubio: yes
    • Castillo: yes
    • Fong: yes
    • Flora: yes
    • Elhawary: yes
    • Bauer-Kahan: yes
    • Harabedian: yes
    • Rivas: yes
    • Valencia: yes
    • Wilson: yes
    • Wicks: yes
    • Bennett: yes
    • Haney: yes
    • Quirk-Silva: yes
    • Caloza: yes
    • Muratsuchi: yes
    • Soria: yes
    • Schiavo: yes
    • Ávila Farías: yes
    • Gabriel: yes
    • Mark González: yes
    • Nguyen: yes
    • Chen: yes
    • Papan: yes
    • Ransom: yes
    • Bains: yes
    • Addis: yes
    • Kalra: yes
    • Lowenthal: yes
    • Macedo: yes
    • Solache: yes
    • Ellis: yes
    • Lee: yes
    • Alanis: yes
    • Ortega: yes
    • Patterson: yes
    • Calderon: yes
    • Patel: yes
    • Ward: yes
    • Hoover: yes
    • Irwin: yes
    • Lackey: yes
    • Michelle Rodriguez: yes
    • Krell: yes
    • Pellerin: yes
    • Sharp-Collins: yes
    • Dixon: yes
    • Bryan: yes
    • Boerner: yes
    • Davies: yes
    • Garcia: yes
    • Gipson: yes
    • McKinnor: yes
    • Ramos: yes
    • Stefani: yes
    • Connolly: yes
    • Alvarez: yes
    • Hadwick: yes
    • Petrie-Norris: yes
    • Ahrens: yes
    • Wallis: yes
    • Jackson: yes
    • Schultz: yes
    • Aguiar-Curry: yes
    • Arambula: yes
    • Rogers: yes
    • Pacheco: yes
    • Hart: yes
    • Carrillo: yes
    • DeMaio: no
    • Ta: other
    • Gallagher: other

  • Do pass, but first be re-referred to the Committee on [Judiciary]

    2025-07-09 · pass · 7-0

    Member-level votes (7)
    • Wahab: yes
    • Becker: yes
    • Padilla: yes
    • Rubio: yes
    • Caballero: yes
    • Jones: yes
    • Niello: yes

  • Do pass, but first be re-referred to the Committee on [Appropriations]

    2025-07-15 · pass · 13-0

    Member-level votes (13)
    • Caballero: yes
    • Niello: yes
    • Ashby: yes
    • Wahab: yes
    • Laird: yes
    • Umberg: yes
    • Weber Pierson: yes
    • Wiener: yes
    • Stern: yes
    • Valladares: yes
    • Allen: yes
    • Arreguín: yes
    • Durazo: yes

  • Placed on suspense file

    2025-08-18 · pass · 7-0

    Member-level votes (7)
    • Richardson: yes
    • Seyarto: yes
    • Caballero: yes
    • Cabaldon: yes
    • Dahle: yes
    • Wahab: yes
    • Grayson: yes

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB75

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

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