CA AB 75
in committeeResidential property insurance images.
California · 2025-2026 Regular Session · lower
Quick answers
Did CA AB 75 pass?
Not yet. CA AB 75 is in committee as of 2025-08-29 and has not come to a final vote. Latest recorded action (2025-08-29): In committee: Held under submission.
What is CA AB 75 about?
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals. This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request. This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage. This bill would make the above-described provisions operative on July 1, 2026.
Who sponsors CA AB 75?
Calderon is the primary sponsor of CA AB 75.
Description
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals. This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request. This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage. This bill would make the above-described provisions operative on July 1, 2026.
- Introduced
- 2024-12-16
- Latest action
- 2025-08-29 — In committee: Held under submission.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Calderonauthor
Committees
Not provided by source.
Action timeline
2024-12-16
Introduced. To print.
introduction
2024-12-17
From printer. May be heard in committee January 16.
2025-01-06
Read first time.
reading-1
2025-02-03
Referred to Coms. on INS. and P. & C.P.
referral-committee
2025-02-11
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-02-12
Re-referred to Com. on INS.
referral-committee
2025-04-02
From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 15. Noes 0.) (April 2). Re-referred to Com. on P. & C.P.
committee-passage,committee-passage-favorable,referral-committee
2025-04-22
From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-04-23
Re-referred to Com. on P. & C.P.
referral-committee
2025-05-01
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (May 1). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-05-14
In committee: Set, first hearing. Referred to suspense file.
referral-committee
2025-05-23
Read second time and amended. Ordered returned to second reading.
amendment-passage,reading-1,reading-2
2025-05-23
Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)
2025-05-23
From committee: Amend, and do pass as amended. (Ayes 11. Noes 0.) (May 23).
amendment-introduction,amendment-passage,committee-passage
2025-05-27
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-06-03
Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 1. Page 2000.)
passage,reading-1,reading-3
2025-06-04
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-06-18
Referred to Coms. on INS. and JUD.
referral-committee
2025-07-01
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-07-10
From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on JUD.
committee-passage,committee-passage-favorable,referral-committee
2025-07-16
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (July 15). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-08-18
In committee: Referred to suspense file.
referral-committee
2025-08-29
In committee: Held under submission.
Versions
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Votes
Do pass and be re-referred to the Committee on [Privacy and Consumer Protection]
2025-04-02 · pass · 15-0
Member-level votes (17)
- Addis: yes
- Berman: yes
- Krell: yes
- Michelle Rodriguez: yes
- Nguyen: yes
- Petrie-Norris: yes
- Valencia: yes
- Ortega: yes
- Alvarez: yes
- Harabedian: yes
- Wallis: yes
- Ávila Farías: yes
- Chen: yes
- Calderon: yes
- Gipson: yes
- Hadwick: other
- Ellis: other
Do pass and be re-referred to the Committee on [Appropriations]
2025-05-01 · pass · 13-0
Member-level votes (15)
- Irwin: yes
- Bryan: yes
- Ortega: yes
- Ward: yes
- Wilson: yes
- Wicks: yes
- Bennett: yes
- Pellerin: yes
- Lowenthal: yes
- Petrie-Norris: yes
- Patterson: yes
- Flora: yes
- Bauer-Kahan: yes
- DeMaio: other
- Dixon: other
Do pass as amended.
2025-05-23 · pass · 11-0
Member-level votes (15)
- Calderon: yes
- Elhawary: yes
- Hart: yes
- Mark González: yes
- Arambula: yes
- Pacheco: yes
- Solache: yes
- Caloza: yes
- Wicks: yes
- Pellerin: yes
- Fong: yes
- Ta: other
- Sanchez: other
- Dixon: other
- Tangipa: other
AB 75 Calderon Assembly Third Reading
2025-06-03 · pass · 76-1
Member-level votes (79)
- Berman: yes
- Jeff Gonzalez: yes
- Zbur: yes
- Sanchez: yes
- Tangipa: yes
- Celeste Rodriguez: yes
- Bonta: yes
- Blanca Rubio: yes
- Castillo: yes
- Fong: yes
- Flora: yes
- Elhawary: yes
- Bauer-Kahan: yes
- Harabedian: yes
- Rivas: yes
- Valencia: yes
- Wilson: yes
- Wicks: yes
- Bennett: yes
- Haney: yes
- Quirk-Silva: yes
- Caloza: yes
- Muratsuchi: yes
- Soria: yes
- Schiavo: yes
- Ávila Farías: yes
- Gabriel: yes
- Mark González: yes
- Nguyen: yes
- Chen: yes
- Papan: yes
- Ransom: yes
- Bains: yes
- Addis: yes
- Kalra: yes
- Lowenthal: yes
- Macedo: yes
- Solache: yes
- Ellis: yes
- Lee: yes
- Alanis: yes
- Ortega: yes
- Patterson: yes
- Calderon: yes
- Patel: yes
- Ward: yes
- Hoover: yes
- Irwin: yes
- Lackey: yes
- Michelle Rodriguez: yes
- Krell: yes
- Pellerin: yes
- Sharp-Collins: yes
- Dixon: yes
- Bryan: yes
- Boerner: yes
- Davies: yes
- Garcia: yes
- Gipson: yes
- McKinnor: yes
- Ramos: yes
- Stefani: yes
- Connolly: yes
- Alvarez: yes
- Hadwick: yes
- Petrie-Norris: yes
- Ahrens: yes
- Wallis: yes
- Jackson: yes
- Schultz: yes
- Aguiar-Curry: yes
- Arambula: yes
- Rogers: yes
- Pacheco: yes
- Hart: yes
- Carrillo: yes
- DeMaio: no
- Ta: other
- Gallagher: other
Do pass, but first be re-referred to the Committee on [Judiciary]
2025-07-09 · pass · 7-0
Member-level votes (7)
- Wahab: yes
- Becker: yes
- Padilla: yes
- Rubio: yes
- Caballero: yes
- Jones: yes
- Niello: yes
Do pass, but first be re-referred to the Committee on [Appropriations]
2025-07-15 · pass · 13-0
Member-level votes (13)
- Caballero: yes
- Niello: yes
- Ashby: yes
- Wahab: yes
- Laird: yes
- Umberg: yes
- Weber Pierson: yes
- Wiener: yes
- Stern: yes
- Valladares: yes
- Allen: yes
- Arreguín: yes
- Durazo: yes
Placed on suspense file
2025-08-18 · pass · 7-0
Member-level votes (7)
- Richardson: yes
- Seyarto: yes
- Caballero: yes
- Cabaldon: yes
- Dahle: yes
- Wahab: yes
- Grayson: yes
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
Inspect retained evidence for changes recorded after evidence tracking began:
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