CA AB 681

enacted

California DREAM Loan Program: limits.

California · 2025-2026 Regular Session · lower

Quick answers

Did CA AB 681 pass?

Yes. CA AB 681 has been enacted into law as of 2025-10-13. Latest recorded action (2025-10-13): Chaptered by Secretary of State - Chapter 702, Statutes of 2025.

What is CA AB 681 about?

Existing law establishes the California DREAM Loan Program, which authorizes a student attending a participating campus of the University of California or California State University to receive a loan, referred to as a DREAM loan, if the student satisfies certain requirements. Existing law prohibits a student from borrowing more than $4,000 within a single academic year and more than $40,000 in the aggregate under the program. Existing law prohibits a student enrolled in an undergraduate program from borrowing more than $20,000 as an undergraduate student and prohibits a student enrolled in a graduate program from borrowing more than $20,000 as a graduate student. This bill would instead prohibit a student enrolled in an undergraduate program from borrowing more than $4,000 within a single academic year, and a student enrolled in a graduate program from borrowing more than $20,500 within a single academic year. The bill would increase the aggregate limit under the program for a student enrolled in a graduate program to $118,500 as a graduate student, while maintaining the $20,000 aggregate limit under the program for a student enrolled in an undergraduate program, thereby increasing the overall aggregate limit under the program for a student who receives a DREAM loan for both undergraduate and graduate enrollment to $138,500.

Who sponsors CA AB 681?

Elhawary is the primary sponsor of CA AB 681.

Description

Introduced: —
Latest action: 2025-10-13 — Chaptered by Secretary of State - Chapter 702, Statutes of 2025.
Bill type: bill
Last updated: —

Subjects

Committees

Not provided by source.

Action timeline

2025-02-14
Read first time. To print.
reading-1
2025-02-15
From printer. May be heard in committee March 17.
2025-03-03
Referred to Com. on HIGHER ED.
referral-committee
2025-03-19
From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 2.) (March 18). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-04-09
From committee: Do pass. (Ayes 10. Noes 4.) (April 9).
committee-passage,committee-passage-favorable
2025-04-10
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-05-05
Read third time. Passed. Ordered to the Senate. (Ayes 61. Noes 10. Page 1419.)
passage,reading-1,reading-3
2025-05-06
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-05-14
Referred to Com. on ED.
referral-committee
2025-06-11
From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 1.) (June 11). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-06-23
In committee: Referred to suspense file.
referral-committee
2025-08-29
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-08-29
From committee: Do pass. (Ayes 5. Noes 2.) (August 29).
committee-passage,committee-passage-favorable
2025-09-04
Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 9. Page 2516.).
passage,reading-1,reading-3
2025-09-04
In Assembly. Ordered to Engrossing and Enrolling.
committee-passage
2025-09-11
Enrolled and presented to the Governor at 4 p.m.
executive-receipt
2025-10-13
Approved by the Governor.
executive-signature
2025-10-13
Chaptered by Secretary of State - Chapter 702, Statutes of 2025.
became-law

Versions

02/14/25 - Introduced — 2025-02-14Compare
09/08/25 - Enrolled — 2025-09-08Compare
10/13/25 - Chaptered — 2025-10-13Compare
AB681Compare
(document, no version)Compare

Documents

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Votes

Do pass and be re-referred to the Committee on [Appropriations]
2025-03-18 · pass · 8-2
Member-level votes (10)
- Boerner: yes
- Muratsuchi: yes
- Patel: yes
- Jackson: yes
- Jeff Gonzalez: yes
- Celeste Rodriguez: yes
- Fong: yes
- Sharp-Collins: yes
- DeMaio: no
- Essayli: no
Do pass.
2025-04-09 · pass · 10-4
Member-level votes (15)
- Mark González: yes
- Pacheco: yes
- Solache: yes
- Hart: yes
- Wicks: yes
- Arambula: yes
- Fong: yes
- Calderon: yes
- Elhawary: yes
- Caloza: yes
- Sanchez: no
- Ta: no
- Dixon: no
- Hadwick: no
- Pellerin: other
AB 681 Elhawary Assembly Third Reading
2025-05-05 · pass · 61-10
Member-level votes (79)
- Rivas: yes
- Haney: yes
- Papan: yes
- Wallis: yes
- Jackson: yes
- Caloza: yes
- Patel: yes
- Schultz: yes
- Wicks: yes
- Irwin: yes
- Pacheco: yes
- Zbur: yes
- Fong: yes
- Ransom: yes
- Solache: yes
- Soria: yes
- Boerner: yes
- Krell: yes
- Celeste Rodriguez: yes
- Lowenthal: yes
- Mark González: yes
- Ávila Farías: yes
- Bonta: yes
- Alvarez: yes
- Kalra: yes
- Addis: yes
- Muratsuchi: yes
- Lee: yes
- Sharp-Collins: yes
- Rogers: yes
- McKinnor: yes
- Alanis: yes
- Connolly: yes
- Wilson: yes
- Bauer-Kahan: yes
- Carrillo: yes
- Valencia: yes
- Elhawary: yes
- Jeff Gonzalez: yes
- Michelle Rodriguez: yes
- Nguyen: yes
- Bennett: yes
- Garcia: yes
- Quirk-Silva: yes
- Calderon: yes
- Blanca Rubio: yes
- Harabedian: yes
- Hart: yes
- Stefani: yes
- Bryan: yes
- Davies: yes
- Gabriel: yes
- Ortega: yes
- Ward: yes
- Ramos: yes
- Pellerin: yes
- Gipson: yes
- Aguiar-Curry: yes
- Arambula: yes
- Ahrens: yes
- Berman: yes
- Macedo: no
- Hadwick: no
- Sanchez: no
- Ta: no
- Patterson: no
- Lackey: no
- DeMaio: no
- Tangipa: no
- Dixon: no
- Gallagher: no
- Castillo: other
- Petrie-Norris: other
- Hoover: other
- Chen: other
- Bains: other
- Schiavo: other
- Ellis: other
- Flora: other
Do pass, but first be re-referred to the Committee on [Appropriations]
2025-06-11 · pass · 5-1
Member-level votes (7)
- Laird: yes
- Cortese: yes
- Pérez: yes
- Cabaldon: yes
- Ochoa Bogh: yes
- Choi: no
- Gonzalez: other
Placed on suspense file
2025-06-23 · pass · 7-0
Member-level votes (7)
- Caballero: yes
- Richardson: yes
- Seyarto: yes
- Dahle: yes
- Cabaldon: yes
- Grayson: yes
- Wahab: yes
Do pass
2025-08-29 · pass · 5-2
Member-level votes (7)
- Richardson: yes
- Grayson: yes
- Wahab: yes
- Caballero: yes
- Cabaldon: yes
- Dahle: no
- Seyarto: no
3rd Reading AB681 Elhawary By Pérez
2025-09-04 · pass · 30-9
Member-level votes (40)
- Stern: yes
- Durazo: yes
- Cabaldon: yes
- McGuire: yes
- Laird: yes
- Limón: yes
- Menjivar: yes
- Wahab: yes
- Rubio: yes
- Pérez: yes
- Cortese: yes
- Gonzalez: yes
- Umberg: yes
- Allen: yes
- Smallwood-Cuevas: yes
- Richardson: yes
- Blakespear: yes
- Arreguín: yes
- Hurtado: yes
- Padilla: yes
- Caballero: yes
- Weber Pierson: yes
- Ashby: yes
- Ochoa Bogh: yes
- Archuleta: yes
- Grayson: yes
- Wiener: yes
- Cervantes: yes
- McNerney: yes
- Becker: yes
- Niello: no
- Grove: no
- Jones: no
- Alvarado-Gil: no
- Valladares: no
- Dahle: no
- Seyarto: no
- Strickland: no
- Choi: no
- Reyes: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB681

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changes Status and relationship changes

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