CA AB 597
in committeePublic insurance adjusters.
California · 2025-2026 Regular Session · lower
Quick answers
Did CA AB 597 pass?
Not yet. CA AB 597 is in committee as of 2025-08-29 and has not come to a final vote. Latest recorded action (2025-08-29): In committee: Held under submission.
What is CA AB 597 about?
Existing law, the Public Insurance Adjusters Act, governs the regulation, licensing, and registration of public insurance adjusters and requires the Insurance Commissioner to administer the act. The act prohibits a licensee from acting as a public insurance adjuster without having first entered into a written contract and governs the form and content of the contract, including setting forth required and prohibited contract terms, including requiring a description of the services to be provided to the insured. Existing law prohibits a public adjuster from receiving a fee or other consideration in excess of the amount or percentage provided in the contract. A person who violates these provisions is guilty of a misdemeanor. This bill would require the contract between the public adjuster and the insured to include a description of the services to be provided, including the specific claim and coverages to which the services apply. The bill would prohibit a public adjuster contract from allowing a licensee's fee, commission, or other valuable consideration to be for, or based upon, (1) any amount paid to the insured prior to the date of the written contract with the public adjuster if the claim pertains to a catastrophic disaster or a state of emergency, or, (2) on an insurer's payment for specific claims or coverages to which the services do not apply. Existing law prohibits licensees from soliciting or attempting to solicit employment from a client during a loss-producing occurrence, or from soliciting a policyholder or initiating contact with a policyholder during specified hours. This bill would instead prohibit licensees from soliciting or attempting to solicit employment from a policyholder or their representative during a loss-producing occurrence and would prohibit a licensee from also soliciting or contacting a policyholder's representative during those specified hours. Existing law entitles an insured to rescind a contract without any time limit if the licensee misrepresents or conceals a material fact from the insured before the execution of the contract. Existing law authorizes an insured to cancel a contract with a public adjuster within 5 calendar days of signing it and being provided a copy of the signed contract if the loss is included in an area subject to catastrophic disaster. This bill would expand those provisions to entitle an insured to void or rescind the contract if the licensee misrepresents or conceals a material fact before the execution of the contract or solicits employment in violation of the provisions described above. The bill would also extend the ability to cancel a contract within 5 calendar days if a property loss is included in an area subject to a state of emergency. The bill would make conforming changes to a "Notice of Cancellation" form required to be included with each contract and other related disclosures. Because a violation of these provisions would be a crime, the bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason. This bill would declare that it is to take effect immediately as an urgency statute.
Who sponsors CA AB 597?
Harabedian is the primary sponsor of CA AB 597, joined by 1 cosponsor.
Description
Existing law, the Public Insurance Adjusters Act, governs the regulation, licensing, and registration of public insurance adjusters and requires the Insurance Commissioner to administer the act. The act prohibits a licensee from acting as a public insurance adjuster without having first entered into a written contract and governs the form and content of the contract, including setting forth required and prohibited contract terms, including requiring a description of the services to be provided to the insured. Existing law prohibits a public adjuster from receiving a fee or other consideration in excess of the amount or percentage provided in the contract. A person who violates these provisions is guilty of a misdemeanor. This bill would require the contract between the public adjuster and the insured to include a description of the services to be provided, including the specific claim and coverages to which the services apply. The bill would prohibit a public adjuster contract from allowing a licensee's fee, commission, or other valuable consideration to be for, or based upon, (1) any amount paid to the insured prior to the date of the written contract with the public adjuster if the claim pertains to a catastrophic disaster or a state of emergency, or, (2) on an insurer's payment for specific claims or coverages to which the services do not apply. Existing law prohibits licensees from soliciting or attempting to solicit employment from a client during a loss-producing occurrence, or from soliciting a policyholder or initiating contact with a policyholder during specified hours. This bill would instead prohibit licensees from soliciting or attempting to solicit employment from a policyholder or their representative during a loss-producing occurrence and would prohibit a licensee from also soliciting or contacting a policyholder's representative during those specified hours. Existing law entitles an insured to rescind a contract without any time limit if the licensee misrepresents or conceals a material fact from the insured before the execution of the contract. Existing law authorizes an insured to cancel a contract with a public adjuster within 5 calendar days of signing it and being provided a copy of the signed contract if the loss is included in an area subject to catastrophic disaster. This bill would expand those provisions to entitle an insured to void or rescind the contract if the licensee misrepresents or conceals a material fact before the execution of the contract or solicits employment in violation of the provisions described above. The bill would also extend the ability to cancel a contract within 5 calendar days if a property loss is included in an area subject to a state of emergency. The bill would make conforming changes to a "Notice of Cancellation" form required to be included with each contract and other related disclosures. Because a violation of these provisions would be a crime, the bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason. This bill would declare that it is to take effect immediately as an urgency statute.
- Introduced
- 2025-03-10
- Latest action
- 2025-08-29 — In committee: Held under submission.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Harabedianauthor
- Schiavocoauthor
Committees
Not provided by source.
Action timeline
2025-02-13
Read first time. To print.
reading-1
2025-02-14
From printer. May be heard in committee March 16.
2025-03-10
Referred to Com. on INS.
referral-committee
2025-03-10
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-03-11
Re-referred to Com. on INS.
referral-committee
2025-03-13
Assembly Rule 56 suspended. (Page 616.)
2025-03-13
(Pending re-refer to Com. on APPR.)
referral-committee
2025-03-19
From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (March 19). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-03-19
From committee: Amend, and do pass as amended. (Ayes 15. Noes 0.) (March 19).
amendment-introduction,amendment-passage,committee-passage
2025-03-20
Read second time and amended. Ordered returned to second reading.
amendment-passage,reading-1,reading-2
2025-03-24
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-04-01
Read third time. Urgency clause adopted. Passed. Ordered to the Senate. (Ayes 77. Noes 0.).
amendment-passage,passage,reading-1,reading-3
2025-04-02
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-05-07
Referred to Com. on INS.
referral-committee
2025-07-03
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-07-10
From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (July 9).
amendment-introduction,amendment-passage,committee-passage,referral-committee
2025-07-14
Read second time and amended. Re-referred to Com. on APPR.
amendment-passage,reading-1,reading-2,referral-committee
2025-08-18
In committee: Referred to suspense file.
referral-committee
2025-08-29
In committee: Held under submission.
Versions
Documents
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Votes
Do pass as amended.
2025-03-19 · pass · 15-0
Member-level votes (15)
- Mark González: yes
- Wicks: yes
- Hart: yes
- Solache: yes
- Caloza: yes
- Hadwick: yes
- Pacheco: yes
- Ta: yes
- Calderon: yes
- Arambula: yes
- Elhawary: yes
- Pellerin: yes
- Fong: yes
- Sanchez: yes
- Dixon: yes
Do pass and be re-referred to the Committee on [Appropriations]
2025-03-19 · pass · 17-0
Member-level votes (17)
- Michelle Rodriguez: yes
- Nguyen: yes
- Wallis: yes
- Addis: yes
- Valencia: yes
- Alvarez: yes
- Hadwick: yes
- Berman: yes
- Ávila Farías: yes
- Gallagher: yes
- Calderon: yes
- Ortega: yes
- Harabedian: yes
- Petrie-Norris: yes
- Chen: yes
- Krell: yes
- Gipson: yes
AB 597 Harabedian Third Reading Urgency
2025-04-01 · pass · 77-0
Member-level votes (80)
- Patel: yes
- Calderon: yes
- Chen: yes
- Kalra: yes
- Sanchez: yes
- Boerner: yes
- Muratsuchi: yes
- Michelle Rodriguez: yes
- Fong: yes
- Celeste Rodriguez: yes
- Pacheco: yes
- Elhawary: yes
- Ávila Farías: yes
- Blanca Rubio: yes
- Macedo: yes
- Zbur: yes
- Ramos: yes
- Stefani: yes
- Quirk-Silva: yes
- Bauer-Kahan: yes
- Gallagher: yes
- Irwin: yes
- Solache: yes
- Bryan: yes
- Addis: yes
- Ward: yes
- Jackson: yes
- Aguiar-Curry: yes
- Connolly: yes
- Garcia: yes
- McKinnor: yes
- Carrillo: yes
- Castillo: yes
- Ellis: yes
- Gipson: yes
- Dixon: yes
- DeMaio: yes
- Wallis: yes
- Mark González: yes
- Essayli: yes
- Lee: yes
- Flora: yes
- Rogers: yes
- Haney: yes
- Jeff Gonzalez: yes
- Ahrens: yes
- Papan: yes
- Harabedian: yes
- Hoover: yes
- Valencia: yes
- Bains: yes
- Arambula: yes
- Rivas: yes
- Krell: yes
- Tangipa: yes
- Hart: yes
- Hadwick: yes
- Schiavo: yes
- Patterson: yes
- Bonta: yes
- Gabriel: yes
- Berman: yes
- Bennett: yes
- Pellerin: yes
- Petrie-Norris: yes
- Lowenthal: yes
- Schultz: yes
- Ta: yes
- Alanis: yes
- Ransom: yes
- Wilson: yes
- Soria: yes
- Nguyen: yes
- Caloza: yes
- Ortega: yes
- Lackey: yes
- Sharp-Collins: yes
- Davies: other
- Alvarez: other
- Wicks: other
Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations]
2025-07-09 · pass · 6-0
Member-level votes (7)
- Becker: yes
- Padilla: yes
- Rubio: yes
- Caballero: yes
- Jones: yes
- Niello: yes
- Wahab: other
Placed on suspense file
2025-08-18 · pass · 7-0
Member-level votes (7)
- Richardson: yes
- Seyarto: yes
- Caballero: yes
- Cabaldon: yes
- Dahle: yes
- Wahab: yes
- Grayson: yes
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
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