CA AB 483
enactedFixed term installment contracts: early termination fees.
California · 2025-2026 Regular Session · lower
Quick answers
Did CA AB 483 pass?
Yes. CA AB 483 has been enacted into law as of 2025-10-10. Latest recorded action (2025-10-10): Chaptered by Secretary of State - Chapter 557, Statutes of 2025.
What is CA AB 483 about?
Existing law makes it unlawful for any person doing business in California and advertising to consumers in California to make any false or misleading advertising claim. Existing law makes various unfair competition practices unlawful, including any unlawful, unfair, or fraudulent business act or practice and unfair, deceptive, untrue, or misleading advertising. Existing law regulates how a contract may be extinguished, and prescribes requirements for the formation and cancellation of certain contracts, including dating service contracts, weight loss contracts, and home equity sales contracts. This bill would, for contracts entered into or modified on or after August 1, 2026, prohibit a seller that uses a fixed term installment contract, as defined, from charging a fee to a consumer who terminates the fixed term installment contract unless, at the time of entering the initial contract, the initial contract includes a clear and conspicuous written disclosure of the total cost of the early termination fee or the formula used to calculate the early termination fee and the highest possible early termination fee under the contract. The bill would also prohibit a seller that uses a fixed term installment contract from charging an early termination fee or any similar fee in an amount greater than 30% of the total sum for which the consumer is obligated under the contract. The bill would deem certain broadband internet providers to be in compliance with these provisions, as specified. The bill would provide that its provisions do not apply to a fixed term installment contract that is regulated by state or federal law providing greater protections to consumers, as specified, or to a home improvement contract, as defined. This bill would make a waiver of its provisions void and unenforceable.
Who sponsors CA AB 483?
Irwin is the primary sponsor of CA AB 483.
Description
Existing law makes it unlawful for any person doing business in California and advertising to consumers in California to make any false or misleading advertising claim. Existing law makes various unfair competition practices unlawful, including any unlawful, unfair, or fraudulent business act or practice and unfair, deceptive, untrue, or misleading advertising. Existing law regulates how a contract may be extinguished, and prescribes requirements for the formation and cancellation of certain contracts, including dating service contracts, weight loss contracts, and home equity sales contracts. This bill would, for contracts entered into or modified on or after August 1, 2026, prohibit a seller that uses a fixed term installment contract, as defined, from charging a fee to a consumer who terminates the fixed term installment contract unless, at the time of entering the initial contract, the initial contract includes a clear and conspicuous written disclosure of the total cost of the early termination fee or the formula used to calculate the early termination fee and the highest possible early termination fee under the contract. The bill would also prohibit a seller that uses a fixed term installment contract from charging an early termination fee or any similar fee in an amount greater than 30% of the total sum for which the consumer is obligated under the contract. The bill would deem certain broadband internet providers to be in compliance with these provisions, as specified. The bill would provide that its provisions do not apply to a fixed term installment contract that is regulated by state or federal law providing greater protections to consumers, as specified, or to a home improvement contract, as defined. This bill would make a waiver of its provisions void and unenforceable.
- Introduced
- 2025-03-24
- Latest action
- 2025-10-10 — Chaptered by Secretary of State - Chapter 557, Statutes of 2025.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Irwinauthor
Committees
Not provided by source.
Action timeline
2025-02-10
Read first time. To print.
reading-1
2025-02-11
From printer. May be heard in committee March 13.
2025-02-24
Referred to Com. on P. & C.P.
referral-committee
2025-03-13
In committee: Hearing postponed by committee.
2025-03-24
From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-03-25
Re-referred to Com. on P. & C.P.
referral-committee
2025-04-02
From committee: Do pass. (Ayes 9. Noes 4.) (April 1).
committee-passage,committee-passage-favorable
2025-04-03
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-04-07
Read third time. Passed. Ordered to the Senate. (Ayes 46. Noes 12. Page 1034.)
passage,reading-1,reading-3
2025-04-07
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-05-07
Referred to Com. on JUD.
referral-committee
2025-06-12
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-06-25
From committee: Do pass. (Ayes 11. Noes 1.) (June 24).
committee-passage,committee-passage-favorable
2025-06-26
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-08-19
Read third time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2,reading-3
2025-08-20
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-09-03
Read third time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2,reading-3
2025-09-04
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-09-09
Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 1. Page 2663.).
passage,reading-1,reading-3
2025-09-09
In Assembly. Concurrence in Senate amendments pending.
2025-09-10
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 3219.).
amendment-passage,committee-passage,committee-passage-favorable
2025-09-22
Enrolled and presented to the Governor at 3 p.m.
executive-receipt
2025-10-10
Approved by the Governor.
executive-signature
2025-10-10
Chaptered by Secretary of State - Chapter 557, Statutes of 2025.
became-law
Versions
- 02/10/25 - Introduced — 2025-02-10Compare
- 03/24/25 - Amended Assembly — 2025-03-24Compare
- 06/12/25 - Amended Senate — 2025-06-12Compare
- 08/19/25 - Amended Senate — 2025-08-19Compare
- 09/03/25 - Amended Senate — 2025-09-03Compare
- 09/12/25 - Enrolled — 2025-09-12Compare
- 10/10/25 - Chaptered — 2025-10-10Compare
- AB483Compare
- (document, no version)Compare
Documents
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Votes
Do pass.
2025-04-01 · pass · 9-4
Member-level votes (15)
- Berman: yes
- Bryan: yes
- Petrie-Norris: yes
- Ortega: yes
- Irwin: yes
- Ward: yes
- Pellerin: yes
- Lowenthal: yes
- Wilson: yes
- Macedo: no
- Dixon: no
- DeMaio: no
- Patterson: no
- Bauer-Kahan: other
- McKinnor: other
AB 483 Irwin Assembly Third Reading
2025-04-07 · pass · 47-12
Member-level votes (79)
- Carrillo: yes
- Garcia: yes
- Irwin: yes
- Kalra: yes
- Harabedian: yes
- Michelle Rodriguez: yes
- Petrie-Norris: yes
- Gipson: yes
- Haney: yes
- Wicks: yes
- Quirk-Silva: yes
- Connolly: yes
- Hart: yes
- Fong: yes
- Aguiar-Curry: yes
- Ahrens: yes
- Ortega: yes
- Bonta: yes
- Pacheco: yes
- Schultz: yes
- Stefani: yes
- Krell: yes
- Mark González: yes
- Ransom: yes
- Rivas: yes
- Bryan: yes
- Papan: yes
- Boerner: yes
- Alvarez: yes
- Addis: yes
- Ávila Farías: yes
- Schiavo: yes
- Bennett: yes
- Wilson: yes
- Patel: yes
- Caloza: yes
- Ward: yes
- Berman: yes
- Zbur: yes
- Arambula: yes
- Elhawary: yes
- Lowenthal: yes
- Calderon: yes
- Sharp-Collins: yes
- Celeste Rodriguez: yes
- Pellerin: yes
- Rogers: yes
- Lackey: no
- Alanis: no
- Macedo: no
- DeMaio: no
- Tangipa: no
- Hadwick: no
- Dixon: no
- Ellis: no
- Patterson: no
- Davies: no
- Chen: no
- Hoover: no
- Jackson: other
- Castillo: other
- Sanchez: other
- Lee: other
- Ramos: other
- Wallis: other
- Gallagher: other
- Ta: other
- Blanca Rubio: other
- Solache: other
- Muratsuchi: other
- Valencia: other
- Jeff Gonzalez: other
- Flora: other
- Gabriel: other
- Bains: other
- Nguyen: other
- McKinnor: other
- Soria: other
- Bauer-Kahan: other
Do pass
2025-06-24 · pass · 11-1
Member-level votes (13)
- Laird: yes
- Caballero: yes
- Wahab: yes
- Durazo: yes
- Wiener: yes
- Stern: yes
- Umberg: yes
- Arreguín: yes
- Weber Pierson: yes
- Ashby: yes
- Allen: yes
- Niello: no
- Valladares: other
3rd Reading AB483 Irwin By Laird
2025-09-09 · pass · 39-1
Member-level votes (40)
- Richardson: yes
- Menjivar: yes
- Cortese: yes
- Jones: yes
- Weber Pierson: yes
- McNerney: yes
- Seyarto: yes
- Stern: yes
- Smallwood-Cuevas: yes
- Becker: yes
- Alvarado-Gil: yes
- McGuire: yes
- Valladares: yes
- Cervantes: yes
- Grove: yes
- Hurtado: yes
- Cabaldon: yes
- Rubio: yes
- Durazo: yes
- Laird: yes
- Padilla: yes
- Dahle: yes
- Limón: yes
- Strickland: yes
- Pérez: yes
- Reyes: yes
- Archuleta: yes
- Ochoa Bogh: yes
- Wiener: yes
- Ashby: yes
- Arreguín: yes
- Grayson: yes
- Allen: yes
- Gonzalez: yes
- Caballero: yes
- Choi: yes
- Wahab: yes
- Umberg: yes
- Blakespear: yes
- Niello: no
AB 483 Irwin Concurrence in Senate Amendments
2025-09-11 · pass · 78-0
Member-level votes (80)
- Addis: yes
- Haney: yes
- Elhawary: yes
- Carrillo: yes
- Ransom: yes
- Berman: yes
- Bauer-Kahan: yes
- Schiavo: yes
- Alvarez: yes
- Caloza: yes
- Hoover: yes
- Nguyen: yes
- Ortega: yes
- Solache: yes
- Lowenthal: yes
- Petrie-Norris: yes
- Gabriel: yes
- Zbur: yes
- DeMaio: yes
- Hadwick: yes
- Irwin: yes
- Patel: yes
- Kalra: yes
- Sanchez: yes
- Johnson: yes
- Mark González: yes
- Gipson: yes
- Hart: yes
- Calderon: yes
- Wilson: yes
- Soria: yes
- Valencia: yes
- Celeste Rodriguez: yes
- Connolly: yes
- Papan: yes
- Bonta: yes
- Jeff Gonzalez: yes
- Alanis: yes
- Patterson: yes
- Jackson: yes
- Davies: yes
- Pellerin: yes
- Muratsuchi: yes
- Krell: yes
- Chen: yes
- Quirk-Silva: yes
- Michelle Rodriguez: yes
- Arambula: yes
- Bennett: yes
- Ávila Farías: yes
- Aguiar-Curry: yes
- Lee: yes
- Castillo: yes
- Wallis: yes
- Stefani: yes
- Ta: yes
- Blanca Rubio: yes
- Gallagher: yes
- Ellis: yes
- Macedo: yes
- McKinnor: yes
- Ramos: yes
- Rivas: yes
- Ahrens: yes
- Dixon: yes
- Rogers: yes
- Ward: yes
- Fong: yes
- Wicks: yes
- Schultz: yes
- Pacheco: yes
- Boerner: yes
- Sharp-Collins: yes
- Bryan: yes
- Harabedian: yes
- Lackey: yes
- Flora: yes
- Garcia: yes
- Tangipa: other
- Bains: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
Inspect retained evidence for changes recorded after evidence tracking began:
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