Bill Commons

CA AB 290

enacted

California FAIR Plan Association: automatic payments.

California · 2025-2026 Regular Session · lower

Quick answers

Did CA AB 290 pass?

Yes. CA AB 290 has been enacted into law as of 2025-10-09. Latest recorded action (2025-10-09): Chaptered by Secretary of State - Chapter 475, Statutes of 2025.

What is CA AB 290 about?

Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law authorizes cancellation of an insurance policy for nonpayment of premium, and requires an insurer to notify a policyholder at least 10 calendar days before the policy will be canceled for nonpayment. This bill, on or before April 1, 2026, would require the California FAIR Plan Association to create an automatic payment system and accept automatic payments for premiums from policyholders. The bill would prohibit cancellation or nonrenewal of a FAIR Plan policy solely because the policyholder is not enrolled in automatic payments. The bill would provide a period for the policyholder to pay any outstanding installment premium, in accordance with the existing 10-calendar-day notice requirement.

Who sponsors CA AB 290?

Bauer-Kahan is the primary sponsor of CA AB 290, joined by 4 cosponsors.

Description

Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law authorizes cancellation of an insurance policy for nonpayment of premium, and requires an insurer to notify a policyholder at least 10 calendar days before the policy will be canceled for nonpayment. This bill, on or before April 1, 2026, would require the California FAIR Plan Association to create an automatic payment system and accept automatic payments for premiums from policyholders. The bill would prohibit cancellation or nonrenewal of a FAIR Plan policy solely because the policyholder is not enrolled in automatic payments. The bill would provide a period for the policyholder to pay any outstanding installment premium, in accordance with the existing 10-calendar-day notice requirement.

Introduced
2025-02-18
Latest action
2025-10-09 — Chaptered by Secretary of State - Chapter 475, Statutes of 2025.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Bauer-Kahanauthor
  • Addiscoauthor
  • Gipsoncoauthor
  • Hadwickcoauthor
  • Harabediancoauthor

Committees

Not provided by source.

Action timeline

  1. 2025-01-22

    Read first time. To print.

    reading-1

  2. 2025-01-23

    From printer. May be heard in committee February 22.

  3. 2025-02-10

    Referred to Coms. on HEALTH and JUD.

    referral-committee

  4. 2025-02-18

    From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  5. 2025-02-19

    Re-referred to Com. on HEALTH.

    referral-committee

  6. 2025-03-24

    In committee: Hearing postponed by committee.

  7. 2025-04-03

    From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  8. 2025-04-07

    Re-referred to Com. on HEALTH.

    referral-committee

  9. 2025-04-07

    Re-referred to Com. on INS. pursuant to Assembly Rule 96.

    referral-committee

  10. 2025-04-21

    From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  11. 2025-04-22

    Re-referred to Com. on INS.

    referral-committee

  12. 2025-04-30

    From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (April 30).

    amendment-introduction,amendment-passage,committee-passage,referral-committee

  13. 2025-05-01

    Read second time and amended.

    amendment-passage,reading-1,reading-2

  14. 2025-05-05

    Re-referred to Com. on APPR.

    referral-committee

  15. 2025-05-14

    From committee: Do pass. (Ayes 15. Noes 0.) (May 14).

    committee-passage,committee-passage-favorable

  16. 2025-05-15

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  17. 2025-05-19

    Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 0. Page 1602.)

    passage,reading-1,reading-3

  18. 2025-05-20

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  19. 2025-05-28

    Referred to Com. on INS.

    referral-committee

  20. 2025-06-09

    In committee: Set, first hearing. Hearing canceled at the request of author.

  21. 2025-06-17

    From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  22. 2025-07-03

    From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  23. 2025-07-10

    From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  24. 2025-08-19

    From committee: Be ordered to second reading file pursuant to Senate Rule 28.8 and ordered to Consent Calendar.

    committee-passage,reading-1,reading-2

  25. 2025-08-20

    Read second time. Ordered to Consent Calendar.

    reading-1,reading-2

  26. 2025-08-21

    Ordered to third reading.

    reading-1,reading-3

  27. 2025-08-21

    From Consent Calendar.

  28. 2025-08-25

    Read third time and amended. Ordered to second reading.

    amendment-passage,reading-1,reading-2,reading-3

  29. 2025-08-26

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  30. 2025-09-05

    Read third time and amended. Ordered to second reading.

    amendment-passage,reading-1,reading-2,reading-3

  31. 2025-09-08

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  32. 2025-09-11

    Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2887.).

    passage,reading-1,reading-3

  33. 2025-09-12

    In Assembly. Concurrence in Senate amendments pending.

  34. 2025-09-12

    Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 80. Noes 0. Page 3423.).

    amendment-passage,committee-passage,committee-passage-favorable

  35. 2025-09-24

    Enrolled and presented to the Governor at 3 p.m.

    executive-receipt

  36. 2025-10-09

    Approved by the Governor.

    executive-signature

  37. 2025-10-09

    Chaptered by Secretary of State - Chapter 475, Statutes of 2025.

    became-law

Versions

  • 01/22/25 - Introduced — 2025-01-22Compare
  • 02/18/25 - Amended Assembly — 2025-02-18Compare
  • 04/03/25 - Amended Assembly — 2025-04-03Compare
  • 04/21/25 - Amended Assembly — 2025-04-21Compare
  • 05/01/25 - Amended Assembly — 2025-05-01Compare
  • 06/17/25 - Amended Senate — 2025-06-17Compare
  • 07/03/25 - Amended Senate — 2025-07-03Compare
  • 08/25/25 - Amended Senate — 2025-08-25Compare
  • 09/05/25 - Amended Senate — 2025-09-05Compare
  • 09/16/25 - Enrolled — 2025-09-16Compare
  • 10/09/25 - Chaptered — 2025-10-09Compare
  • AB290Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass as amended and be re-referred to the Committee on [Appropriations]

    2025-04-30 · pass · 16-0

    Member-level votes (17)
    • Chen: yes
    • Ellis: yes
    • Gipson: yes
    • Michelle Rodriguez: yes
    • Nguyen: yes
    • Ávila Farías: yes
    • Harabedian: yes
    • Petrie-Norris: yes
    • Wallis: yes
    • Krell: yes
    • Valencia: yes
    • Berman: yes
    • Hadwick: yes
    • Calderon: yes
    • Alvarez: yes
    • Addis: yes
    • Ortega: other

  • Do pass.

    2025-05-14 · pass · 15-0

    Member-level votes (15)
    • Fong: yes
    • Pacheco: yes
    • Pellerin: yes
    • Mark González: yes
    • Hart: yes
    • Sanchez: yes
    • Ta: yes
    • Tangipa: yes
    • Dixon: yes
    • Calderon: yes
    • Solache: yes
    • Caloza: yes
    • Elhawary: yes
    • Wicks: yes
    • Arambula: yes

  • AB 290 Bauer-Kahan Assembly Third Reading

    2025-05-19 · pass · 75-0

    Member-level votes (79)
    • Solache: yes
    • Zbur: yes
    • Fong: yes
    • Kalra: yes
    • Michelle Rodriguez: yes
    • Ransom: yes
    • Rivas: yes
    • Ramos: yes
    • Lee: yes
    • Muratsuchi: yes
    • Pellerin: yes
    • Wilson: yes
    • Ortega: yes
    • Schultz: yes
    • Soria: yes
    • Boerner: yes
    • Wicks: yes
    • Sharp-Collins: yes
    • Haney: yes
    • Gabriel: yes
    • Nguyen: yes
    • Pacheco: yes
    • Harabedian: yes
    • Wallis: yes
    • Bennett: yes
    • Bonta: yes
    • Addis: yes
    • Gallagher: yes
    • Krell: yes
    • Arambula: yes
    • Ward: yes
    • Mark González: yes
    • Quirk-Silva: yes
    • Sanchez: yes
    • Lowenthal: yes
    • Celeste Rodriguez: yes
    • Ahrens: yes
    • Jackson: yes
    • Lackey: yes
    • Bauer-Kahan: yes
    • Hart: yes
    • Patterson: yes
    • Valencia: yes
    • Ta: yes
    • Berman: yes
    • Bains: yes
    • Garcia: yes
    • Aguiar-Curry: yes
    • Alvarez: yes
    • Connolly: yes
    • Gipson: yes
    • Macedo: yes
    • Bryan: yes
    • Stefani: yes
    • Hoover: yes
    • Schiavo: yes
    • Tangipa: yes
    • Chen: yes
    • DeMaio: yes
    • Caloza: yes
    • Blanca Rubio: yes
    • Ellis: yes
    • Rogers: yes
    • McKinnor: yes
    • Elhawary: yes
    • Castillo: yes
    • Carrillo: yes
    • Hadwick: yes
    • Patel: yes
    • Alanis: yes
    • Calderon: yes
    • Irwin: yes
    • Davies: yes
    • Petrie-Norris: yes
    • Ávila Farías: yes
    • Papan: other
    • Dixon: other
    • Flora: other
    • Jeff Gonzalez: other

  • Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar

    2025-07-09 · pass · 7-0

    Member-level votes (7)
    • Wahab: yes
    • Becker: yes
    • Padilla: yes
    • Rubio: yes
    • Caballero: yes
    • Jones: yes
    • Niello: yes

  • 3rd Reading AB290 Bauer-Kahan et al. By Allen

    2025-09-11 · pass · 40-0

    Member-level votes (40)
    • Valladares: yes
    • Umberg: yes
    • McGuire: yes
    • Ochoa Bogh: yes
    • Pérez: yes
    • Cabaldon: yes
    • Wiener: yes
    • Jones: yes
    • Reyes: yes
    • McNerney: yes
    • Dahle: yes
    • Cervantes: yes
    • Caballero: yes
    • Menjivar: yes
    • Allen: yes
    • Archuleta: yes
    • Limón: yes
    • Durazo: yes
    • Niello: yes
    • Richardson: yes
    • Hurtado: yes
    • Blakespear: yes
    • Seyarto: yes
    • Gonzalez: yes
    • Ashby: yes
    • Padilla: yes
    • Choi: yes
    • Laird: yes
    • Stern: yes
    • Alvarado-Gil: yes
    • Grayson: yes
    • Rubio: yes
    • Cortese: yes
    • Smallwood-Cuevas: yes
    • Grove: yes
    • Strickland: yes
    • Becker: yes
    • Weber Pierson: yes
    • Arreguín: yes
    • Wahab: yes

  • AB 290 Bauer-Kahan Concurrence in Senate Amendments

    2025-09-13 · pass · 80-0

    Member-level votes (80)
    • Addis: yes
    • Haney: yes
    • Elhawary: yes
    • Carrillo: yes
    • Ransom: yes
    • Berman: yes
    • Bauer-Kahan: yes
    • Schiavo: yes
    • Alvarez: yes
    • Caloza: yes
    • Hoover: yes
    • Nguyen: yes
    • Ortega: yes
    • Solache: yes
    • Lowenthal: yes
    • Petrie-Norris: yes
    • Gabriel: yes
    • Zbur: yes
    • DeMaio: yes
    • Hadwick: yes
    • Irwin: yes
    • Tangipa: yes
    • Patel: yes
    • Kalra: yes
    • Sanchez: yes
    • Johnson: yes
    • Mark González: yes
    • Gipson: yes
    • Hart: yes
    • Calderon: yes
    • Wilson: yes
    • Soria: yes
    • Valencia: yes
    • Celeste Rodriguez: yes
    • Connolly: yes
    • Papan: yes
    • Bonta: yes
    • Jeff Gonzalez: yes
    • Alanis: yes
    • Patterson: yes
    • Jackson: yes
    • Davies: yes
    • Pellerin: yes
    • Muratsuchi: yes
    • Krell: yes
    • Chen: yes
    • Quirk-Silva: yes
    • Bains: yes
    • Michelle Rodriguez: yes
    • Arambula: yes
    • Bennett: yes
    • Ávila Farías: yes
    • Aguiar-Curry: yes
    • Lee: yes
    • Castillo: yes
    • Wallis: yes
    • Stefani: yes
    • Ta: yes
    • Blanca Rubio: yes
    • Gallagher: yes
    • Ellis: yes
    • Macedo: yes
    • McKinnor: yes
    • Ramos: yes
    • Rivas: yes
    • Ahrens: yes
    • Dixon: yes
    • Rogers: yes
    • Ward: yes
    • Fong: yes
    • Wicks: yes
    • Schultz: yes
    • Pacheco: yes
    • Boerner: yes
    • Sharp-Collins: yes
    • Bryan: yes
    • Harabedian: yes
    • Lackey: yes
    • Flora: yes
    • Garcia: yes

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB290

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=CA&identifier=AB 290. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.
  • Some documents have no extracted text yet, so version comparison may be limited.

See the methodology page for data sources and limitations.