CA AB 1986
in committeeResidential property insurance: home hardening.
California · 2025-2026 Regular Session · lower
Quick answers
Did CA AB 1986 pass?
Not yet. CA AB 1986 is in committee as of 2026-03-02 and has not come to a final vote. Latest recorded action (2026-03-02): Referred to Com. on INS.
What is CA AB 1986 about?
Existing law authorizes the Office of the State Fire Marshal to allow certification of contractors who conduct defensible space, home hardening, fuel reduction, roadside clearance, and other contracting activities for wildfire resiliency efforts and who have completed specified training programs. Existing law generally regulates classes of insurance, including residential property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures. Upon request for a premium quote for residential property insurance, this bill would require a specified insurer to provide a premium quote for the residential property that includes the price of insurance if the property is certified as "hardened" by a home hardening certification program established or approved by the State Fire Marshal and a premium quote for the residential property in its current state.
Who sponsors CA AB 1986?
Bennett is the primary sponsor of CA AB 1986, joined by 8 cosponsors.
Description
Existing law authorizes the Office of the State Fire Marshal to allow certification of contractors who conduct defensible space, home hardening, fuel reduction, roadside clearance, and other contracting activities for wildfire resiliency efforts and who have completed specified training programs. Existing law generally regulates classes of insurance, including residential property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures. Upon request for a premium quote for residential property insurance, this bill would require a specified insurer to provide a premium quote for the residential property that includes the price of insurance if the property is certified as "hardened" by a home hardening certification program established or approved by the State Fire Marshal and a premium quote for the residential property in its current state.
- Introduced
- —
- Latest action
- 2026-03-02 — Referred to Com. on INS.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Bennettauthor
- Ahrenscoauthor
- Alvarezcoauthor
- Bauer-Kahancoauthor
- Connollycoauthor
- Harabediancoauthor
- Hartcoauthor
- Allencoauthor
- Sterncoauthor
Committees
Not provided by source.
Action timeline
2026-02-13
Read first time. To print.
reading-1
2026-02-14
From printer. May be heard in committee March 16.
2026-03-02
Referred to Com. on INS.
referral-committee
Versions
Documents
Votes
Not provided by source.
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
Inspect retained evidence for changes recorded after evidence tracking began:
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