Bill Commons

CA AB 1427

in committee

Consumer credit report: sale of property: natural disasters.

California · 2025-2026 Regular Session · lower

Quick answers

Did CA AB 1427 pass?

Not yet. CA AB 1427 is in committee as of 2025-06-18 and has not come to a final vote. Latest recorded action (2025-06-18): Referred to Coms. on JUD. and B. & F.I.

What is CA AB 1427 about?

Existing law, the Consumer Credit Reporting Agencies Act, defines and regulates consumer credit reports and consumer credit reporting agencies. The act prohibits a consumer credit reporting agency from making any consumer credit report containing specified items of information, including information about medical debt, as defined. Existing law prohibits a person who uses a consumer credit report in connection with a credit transaction from using medical debt listed on the report as a negative factor when making a credit decision. This bill would prohibit a consumer credit reporting agency from making a consumer credit report containing information about the sale of property that is located in an area where the Governor has proclaimed a state of emergency due to a natural disaster and the property is rendered uninhabitable as a result of the natural disaster. The bill would prohibit a person who uses a consumer credit report in connection with a credit transaction from using the sale of an aforementioned property listed on the report as a negative factor when making a credit decision.

Who sponsors CA AB 1427?

Calderon is the primary sponsor of CA AB 1427.

Description

Existing law, the Consumer Credit Reporting Agencies Act, defines and regulates consumer credit reports and consumer credit reporting agencies. The act prohibits a consumer credit reporting agency from making any consumer credit report containing specified items of information, including information about medical debt, as defined. Existing law prohibits a person who uses a consumer credit report in connection with a credit transaction from using medical debt listed on the report as a negative factor when making a credit decision. This bill would prohibit a consumer credit reporting agency from making a consumer credit report containing information about the sale of property that is located in an area where the Governor has proclaimed a state of emergency due to a natural disaster and the property is rendered uninhabitable as a result of the natural disaster. The bill would prohibit a person who uses a consumer credit report in connection with a credit transaction from using the sale of an aforementioned property listed on the report as a negative factor when making a credit decision.

Introduced
2025-02-21
Latest action
2025-06-18 — Referred to Coms. on JUD. and B. & F.I.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Calderonauthor

Committees

Not provided by source.

Action timeline

  1. 2025-02-21

    Introduced. To print.

    introduction

  2. 2025-02-22

    From printer. May be heard in committee March 24.

  3. 2025-02-24

    Read first time.

    reading-1

  4. 2025-03-28

    From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  5. 2025-03-28

    Referred to Com. on JUD.

    referral-committee

  6. 2025-04-01

    Re-referred to Com. on JUD.

    referral-committee

  7. 2025-05-06

    From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (May 6).

    amendment-introduction,amendment-passage,committee-passage,referral-committee

  8. 2025-05-07

    Read second time and amended.

    amendment-passage,reading-1,reading-2

  9. 2025-05-08

    Re-referred to Com. on APPR.

    referral-committee

  10. 2025-05-14

    In committee: Set, first hearing. Referred to APPR. suspense file.

    referral-committee

  11. 2025-05-23

    From committee: Do pass. (Ayes 12. Noes 0.) (May 23).

    committee-passage,committee-passage-favorable

  12. 2025-05-27

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  13. 2025-06-03

    Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1996.)

    passage,reading-1,reading-3

  14. 2025-06-04

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  15. 2025-06-18

    Referred to Coms. on JUD. and B. & F.I.

    referral-committee

Versions

  • 02/21/25 - Introduced — 2025-02-21Compare
  • 03/28/25 - Amended Assembly — 2025-03-28Compare
  • 05/07/25 - Amended Assembly — 2025-05-07Compare
  • AB1427Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass as amended and be re-referred to the Committee on [Appropriations]

    2025-05-06 · pass · 11-0

    Member-level votes (12)
    • Harabedian: yes
    • Kalra: yes
    • Pacheco: yes
    • Connolly: yes
    • Zbur: yes
    • Stefani: yes
    • Bauer-Kahan: yes
    • Papan: yes
    • Sanchez: yes
    • Bryan: yes
    • Dixon: yes
    • Macedo: other

  • Do pass.

    2025-05-23 · pass · 12-0

    Member-level votes (15)
    • Calderon: yes
    • Elhawary: yes
    • Dixon: yes
    • Hart: yes
    • Mark González: yes
    • Arambula: yes
    • Pacheco: yes
    • Solache: yes
    • Caloza: yes
    • Wicks: yes
    • Pellerin: yes
    • Fong: yes
    • Ta: other
    • Sanchez: other
    • Tangipa: other

  • AB 1427 Calderon Assembly Third Reading

    2025-06-03 · pass · 76-0

    Member-level votes (79)
    • Berman: yes
    • Jeff Gonzalez: yes
    • Zbur: yes
    • Sanchez: yes
    • Tangipa: yes
    • Celeste Rodriguez: yes
    • Gallagher: yes
    • Bonta: yes
    • Blanca Rubio: yes
    • Castillo: yes
    • Fong: yes
    • Flora: yes
    • Elhawary: yes
    • Bauer-Kahan: yes
    • Harabedian: yes
    • Rivas: yes
    • Valencia: yes
    • Wilson: yes
    • Wicks: yes
    • Bennett: yes
    • Haney: yes
    • Quirk-Silva: yes
    • Caloza: yes
    • Muratsuchi: yes
    • Soria: yes
    • Schiavo: yes
    • Ávila Farías: yes
    • Gabriel: yes
    • Mark González: yes
    • Nguyen: yes
    • Chen: yes
    • Papan: yes
    • Ransom: yes
    • Bains: yes
    • Addis: yes
    • Kalra: yes
    • Lowenthal: yes
    • Solache: yes
    • Lee: yes
    • Alanis: yes
    • Ortega: yes
    • Patterson: yes
    • Calderon: yes
    • Patel: yes
    • Ward: yes
    • Hoover: yes
    • Irwin: yes
    • Lackey: yes
    • Michelle Rodriguez: yes
    • Krell: yes
    • Pellerin: yes
    • Sharp-Collins: yes
    • Dixon: yes
    • Bryan: yes
    • Boerner: yes
    • Davies: yes
    • Garcia: yes
    • Gipson: yes
    • McKinnor: yes
    • Ramos: yes
    • Stefani: yes
    • Connolly: yes
    • Alvarez: yes
    • Hadwick: yes
    • Petrie-Norris: yes
    • Ahrens: yes
    • Wallis: yes
    • Jackson: yes
    • Schultz: yes
    • Aguiar-Curry: yes
    • Arambula: yes
    • Rogers: yes
    • Pacheco: yes
    • DeMaio: yes
    • Hart: yes
    • Carrillo: yes
    • Ellis: other
    • Ta: other
    • Macedo: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1427

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

Inspect retained evidence for changes recorded after evidence tracking began:

Source and document changesStatus and relationship changes

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