Bill Commons

CA AB 1065

dead

Credit card transaction fees: tax payments: Consumer Inflation Reduction and Tax Fairness Act.

California · 2025-2026 Regular Session · lower

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Quick answers

Did CA AB 1065 pass?

No. CA AB 1065 did not pass — it was defeated or died in the legislative process. Latest recorded action (2026-02-02): From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

What is CA AB 1065 about?

Existing law, the Financial Code, provides for the licensure and regulation of various types of financial institutions and transactions. Existing law, the Song-Beverly Credit Card Act of 1971, regulates the issuance, use, and processing of credit cards and credit card transactions. This bill would enact the Consumer Inflation Reduction and Tax Fairness Act, within the Financial Code, to require that the calculation of interchange fees charged by an issuer, a payment card network, an acquirer bank, or a processor not take into account certain state and local taxes and fees, as specified. The bill would define various terms for these purposes. The bill would prohibit a payment card network, an acquirer bank, or a processor from altering the computation of interchange fees, either by increasing the rate or the amount of fees applicable, to circumvent the effects of the act. Existing law, the Unfair Competition Law, makes various practices unlawful and provides that a person who engages, has engaged, or proposes to engage in unfair competition is liable for a civil penalty, as specified. This bill would provide a violation of its provisions is enforceable pursuant to the Unfair Competition Law, as provided.

Who sponsors CA AB 1065?

Ortega is the primary sponsor of CA AB 1065, joined by 4 cosponsors.

Description

Existing law, the Financial Code, provides for the licensure and regulation of various types of financial institutions and transactions. Existing law, the Song-Beverly Credit Card Act of 1971, regulates the issuance, use, and processing of credit cards and credit card transactions. This bill would enact the Consumer Inflation Reduction and Tax Fairness Act, within the Financial Code, to require that the calculation of interchange fees charged by an issuer, a payment card network, an acquirer bank, or a processor not take into account certain state and local taxes and fees, as specified. The bill would define various terms for these purposes. The bill would prohibit a payment card network, an acquirer bank, or a processor from altering the computation of interchange fees, either by increasing the rate or the amount of fees applicable, to circumvent the effects of the act. Existing law, the Unfair Competition Law, makes various practices unlawful and provides that a person who engages, has engaged, or proposes to engage in unfair competition is liable for a civil penalty, as specified. This bill would provide a violation of its provisions is enforceable pursuant to the Unfair Competition Law, as provided.

Introduced
2025-04-02
Latest action
2026-02-02 — From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Ortegaauthor
  • Garciacoauthor
  • Jacksoncoauthor
  • Wardcoauthor
  • Cortesecoauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-02-02

    From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

    committee-passage,failure

  2. 2026-01-31

    Died pursuant to Art. IV, Sec. 10(c) of the Constitution.

    failure

  3. 2025-04-22

    Re-referred to Com. on B. & F.

    referral-committee

  4. 2025-04-21

    In committee: Set, first hearing. Failed passage. Reconsideration granted.

    committee-passage-unfavorable

  5. 2025-04-21

    From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  6. 2025-04-10

    Re-referred to Com. on B. & F.

    referral-committee

  7. 2025-04-09

    Read second time and amended.

    amendment-passage,reading-1,reading-2

  8. 2025-04-08

    From committee: Amend, and do pass as amended and re-refer to Com. on B. & F. (Ayes 7. Noes 3.) (April 8).

    amendment-introduction,amendment-passage,committee-passage,referral-committee

  9. 2025-04-03

    Re-referred to Com. on JUD.

    referral-committee

  10. 2025-04-02

    From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  11. 2025-03-13

    Re-referred to Coms. on JUD. and B.&F. pursuant to Assembly Rule 96.

    referral-committee

  12. 2025-03-10

    Referred to Coms. on B.&F. and JUD.

    referral-committee

  13. 2025-02-21

    From printer. May be heard in committee March 23.

  14. 2025-02-20

    Read first time. To print.

    reading-1

Versions

  • 02/20/25 - Introduced — 2025-02-20Compare
  • 04/02/25 - Amended Assembly — 2025-04-02Compare
  • 04/09/25 - Amended Assembly — 2025-04-09Compare
  • 04/21/25 - Amended Assembly — 2025-04-21Compare
  • AB1065Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass as amended and be re-referred to the Committee on [Banking and Finance]

    2025-04-08 · pass · 7-3

    Member-level votes (12)
    • Zbur: yes
    • Kalra: yes
    • Papan: yes
    • Bryan: yes
    • Harabedian: yes
    • Wicks: yes
    • Stefani: yes
    • Dixon: no
    • Tangipa: no
    • Sanchez: no
    • Pacheco: other
    • Connolly: other
  • Reconsideration.

    2025-04-21 · pass · 7-2

    Member-level votes (9)
    • Michelle Rodriguez: yes
    • Schiavo: yes
    • Fong: yes
    • Blanca Rubio: yes
    • Krell: yes
    • Soria: yes
    • Valencia: yes
    • Chen: no
    • Dixon: no
  • Do pass.

    2025-04-21 · fail · 0-6

    Member-level votes (9)
    • Chen: no
    • Michelle Rodriguez: no
    • Fong: no
    • Dixon: no
    • Blanca Rubio: no
    • Valencia: no
    • Schiavo: other
    • Krell: other
    • Soria: other

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

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