CA AB 1065
deadCredit card transaction fees: tax payments: Consumer Inflation Reduction and Tax Fairness Act.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 1065 pass?
No. CA AB 1065 did not pass — it was defeated or died in the legislative process. Latest recorded action (2026-02-02): From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
What is CA AB 1065 about?
Existing law, the Financial Code, provides for the licensure and regulation of various types of financial institutions and transactions. Existing law, the Song-Beverly Credit Card Act of 1971, regulates the issuance, use, and processing of credit cards and credit card transactions. This bill would enact the Consumer Inflation Reduction and Tax Fairness Act, within the Financial Code, to require that the calculation of interchange fees charged by an issuer, a payment card network, an acquirer bank, or a processor not take into account certain state and local taxes and fees, as specified. The bill would define various terms for these purposes. The bill would prohibit a payment card network, an acquirer bank, or a processor from altering the computation of interchange fees, either by increasing the rate or the amount of fees applicable, to circumvent the effects of the act. Existing law, the Unfair Competition Law, makes various practices unlawful and provides that a person who engages, has engaged, or proposes to engage in unfair competition is liable for a civil penalty, as specified. This bill would provide a violation of its provisions is enforceable pursuant to the Unfair Competition Law, as provided.
Who sponsors CA AB 1065?
Ortega is the primary sponsor of CA AB 1065, joined by 4 cosponsors.
Description
Existing law, the Financial Code, provides for the licensure and regulation of various types of financial institutions and transactions. Existing law, the Song-Beverly Credit Card Act of 1971, regulates the issuance, use, and processing of credit cards and credit card transactions. This bill would enact the Consumer Inflation Reduction and Tax Fairness Act, within the Financial Code, to require that the calculation of interchange fees charged by an issuer, a payment card network, an acquirer bank, or a processor not take into account certain state and local taxes and fees, as specified. The bill would define various terms for these purposes. The bill would prohibit a payment card network, an acquirer bank, or a processor from altering the computation of interchange fees, either by increasing the rate or the amount of fees applicable, to circumvent the effects of the act. Existing law, the Unfair Competition Law, makes various practices unlawful and provides that a person who engages, has engaged, or proposes to engage in unfair competition is liable for a civil penalty, as specified. This bill would provide a violation of its provisions is enforceable pursuant to the Unfair Competition Law, as provided.
- Introduced
- 2025-04-02
- Latest action
- 2026-02-02 — From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Ortegaauthor
- Garciacoauthor
- Jacksoncoauthor
- Wardcoauthor
- Cortesecoauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-02-02
From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
committee-passage,failure
2026-01-31
Died pursuant to Art. IV, Sec. 10(c) of the Constitution.
failure
2025-04-22
Re-referred to Com. on B. & F.
referral-committee
2025-04-21
In committee: Set, first hearing. Failed passage. Reconsideration granted.
committee-passage-unfavorable
2025-04-21
From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-04-10
Re-referred to Com. on B. & F.
referral-committee
2025-04-09
Read second time and amended.
amendment-passage,reading-1,reading-2
2025-04-08
From committee: Amend, and do pass as amended and re-refer to Com. on B. & F. (Ayes 7. Noes 3.) (April 8).
amendment-introduction,amendment-passage,committee-passage,referral-committee
2025-04-03
Re-referred to Com. on JUD.
referral-committee
2025-04-02
From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-03-13
Re-referred to Coms. on JUD. and B.&F. pursuant to Assembly Rule 96.
referral-committee
2025-03-10
Referred to Coms. on B.&F. and JUD.
referral-committee
2025-02-21
From printer. May be heard in committee March 23.
2025-02-20
Read first time. To print.
reading-1
Versions
Documents
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- text/html
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
Votes
Do pass as amended and be re-referred to the Committee on [Banking and Finance]
2025-04-08 · pass · 7-3
Member-level votes (12)
- Zbur: yes
- Kalra: yes
- Papan: yes
- Bryan: yes
- Harabedian: yes
- Wicks: yes
- Stefani: yes
- Dixon: no
- Tangipa: no
- Sanchez: no
- Pacheco: other
- Connolly: other
Reconsideration.
2025-04-21 · pass · 7-2
Member-level votes (9)
- Michelle Rodriguez: yes
- Schiavo: yes
- Fong: yes
- Blanca Rubio: yes
- Krell: yes
- Soria: yes
- Valencia: yes
- Chen: no
- Dixon: no
Do pass.
2025-04-21 · fail · 0-6
Member-level votes (9)
- Chen: no
- Michelle Rodriguez: no
- Fong: no
- Dixon: no
- Blanca Rubio: no
- Valencia: no
- Schiavo: other
- Krell: other
- Soria: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
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