Bill Commons

NY S 4004

in committee

Requires that notice of increase in mortgage escrow account be given in advance

New York · 2025-2026 Regular Session · upper

Quick answers

Did NY S 4004 pass?

Not yet. NY S 4004 is in committee as of 2026-01-07 and has not come to a final vote. Latest recorded action (2026-01-07): REFERRED TO JUDICIARY

What is NY S 4004 about?

Provides that a mortgage investing institution that maintains a mortgage on any real property in the state of New York shall give ten days written notice prior to requiring payment of an increase in the amount of escrow if the dollar amount of such increase is more than five percent of the total monthly payment; provides that no service charge shall be imposed for the giving of such notice; defines that term "mortgage investing institutions" as any banking organization or other entity engaged in the business of offering mortgage financing to the public or investing in mortgages.

Who sponsors NY S 4004?

Kevin S. Parker is the primary sponsor of NY S 4004.

Description

Provides that a mortgage investing institution that maintains a mortgage on any real property in the state of New York shall give ten days written notice prior to requiring payment of an increase in the amount of escrow if the dollar amount of such increase is more than five percent of the total monthly payment; provides that no service charge shall be imposed for the giving of such notice; defines that term "mortgage investing institutions" as any banking organization or other entity engaged in the business of offering mortgage financing to the public or investing in mortgages.

Introduced
—
Latest action
2026-01-07 — REFERRED TO JUDICIARY
Bill type
bill
Last updated
—

Sponsors

  • Kevin S. Parkerprimary

Committees

Not provided by source.

Action timeline

  1. 2025-01-31

    REFERRED TO JUDICIARY

    referral-committee

  2. 2026-01-07

    REFERRED TO JUDICIARY

    referral-committee

Versions

Documents

Votes

Not provided by source.

Related bills

  • Prior session: S 1934not in this corpus
  • Prior session: S 2700not in this corpus
  • Prior session: S 1899not in this corpus
  • Prior session: S 6229not in this corpus
  • Prior session: S 442not in this corpus
  • Prior session: S 1169not in this corpus
  • Prior session: S 2268not in this corpus
  • Prior session: S 4090not in this corpus
  • Prior session: S 3306not in this corpus
  • Prior session: S 4684not in this corpus

Official source

https://legislation.nysenate.gov/api/3/bills/2025-2026/S4004?summary=&detail=

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:28:30.722574Z

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Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=NY&identifier=S 4004. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.