MO — 2026 Regular Session | Bill Commons

3,177 bills

HB 2865 — Modifies the definition of "reasonable fees and expenses" as it relates to administrative proceedings or civil actions arising from administrative proceedingsdied on adjournment
Latest action 2026-04-08: Reported Do Pass (H) - AYES: 12 NOES: 0 PRESENT: 0
SB 1103 — SB 1103 - This act provides that a court shall have jurisdiction at the time of sentencing to enter a lifetime protection order restraining or enjoining the defendant from contacting the victim if the defendant has been found guilty of a dangerous felony. The protection order shall be effective immediately and shall be served on the defendant at the time of sentencing. Such order shall be valid for the defendant's lifetime unless: • The victim dies; • The conviction is dismissed, expunged, or overturned or the defendant has been pardoned; or • The victim submits a written request to terminate the order. If an order of protection is granted, the order shall be issued to the victim and to the law enforcement agency in which the victim resides. The sheriff shall enter all information into the Missouri Uniform Law Enforcement System (MULES) within 24 hours and MULES shall forward the information to the National Crime Information Center. This act is identical to SB 197 (2025) and provisions in SB 143 (2025), SB 869 (2024), and a provision in SCS/HCS/HB 1659 (2024). SARAH HASKINSdied on adjournment
Latest action 2026-04-08: Voted Do Pass S Judiciary and Civil and Criminal Jurisprudence Committee
SB 910 — SCS/SB 910 - This act modifies the current offense of abuse of an elderly person, a person with a disability, or a vulnerable person. Under this act, a person shall commit the offense if he or she: (1) purposely engages in more than one incident in which purposeful and unreasonable conduct causes emotional distress and a reasonable person would know that such conduct would cause a reasonable elderly, disabled, or vulnerable person to suffer substantial emotion distress; (2) intentionally fails to provide reasonable care, goods, or services that would cause a reasonable elderly, disabled, or vulnerable person to suffer actual physical or emotional distress; or (3) knowingly acts or fails to act in a manner that results in a grave risk to the life, body, or health of an elderly, disabled, or vulnerable person. Under current law, this offense is a class A misdemeanor. Under this act, the offense of abuse of an elderly person, a person with a disability, or a vulnerable person is a class E felony. SARAH HASKINSdied on adjournment
Latest action 2026-04-08: SCS Voted Do Pass S General Laws Committee (5155S.03C)
SB 888 — Modifies provisions relating to the criminal systemsenacted
Latest action 2026-04-08: Message from Governor
HB 3277 — Allows the city of Northwoods to impose a sales tax for public safety purposesdied on adjournment
Latest action 2026-04-08: Public Hearing Completed (H)
HB 2667 — Establishes the "Eliminate Criminal Profiteering Act"died on adjournment
Latest action 2026-04-08: Public Hearing Completed (H)
HB 2233 — Creates provisions for electrical choice and competitiondied on adjournment
Latest action 2026-04-08: Motion to Do Pass Failed (H)
HB 3443 — Modifies provisions relating to court costsdied on adjournment
Latest action 2026-04-08: HCS Reported Do Pass (H) - AYES: 11 NOES: 1 PRESENT: 0
HB 3113 — Establishes provisions relating to drug overdose prevention and investigation of drug-related deathsdied on adjournment
Latest action 2026-04-08: Second read and referred: General Laws(S)
HB 1718 — Modifies provisions relating to limitations on awards for certain liability claims against public entitiesdied on adjournment
Latest action 2026-04-08: Public Hearing Held (S)
HB 2255 — Modifies provisions relating to expert witnessesdied on adjournment
Latest action 2026-04-08: Executive Session Continued
HB 2515 — Establishes a motor fuel tax exemption for certain government-owned vehicles when used for public service purposesdied on adjournment
Latest action 2026-04-08: Referred: Special Committee on Tax Reform(H)
HB 3221 — Prohibits state funding for low-earning outcome degree programsdied on adjournment
Latest action 2026-04-07: Public Hearing Completed (H)
SCR 23 — SCR 23 - This concurrent resolution encourages the Department of Natural Resources to develop a state response to host states for Nuclear Lifecycle Innovation Campuses and coordinate efforts to strengthen the state's leadership in nuclear innovation. JULIA SHEVELEVAdied on adjournment
Latest action 2026-04-07: Referred S Rules, Joint Rules, Resolutions and Ethics Committee
HB 3416 — Establishes the "Strengthening HBCUs Act"died on adjournment
Latest action 2026-04-07: Public Hearing Completed (H)
HB 1908 — Allows the court to enter a judgment of dissolution of marriage or legal separation if a person is pregnantenacted
Latest action 2026-04-07: Delivered to Secretary of State (G)
SB 974 — SS/SCS/SB 974 - This act modifies provisions relating to military affairs. GRANTS FROM THE MISSOURI MILITARY FAMILY RELIEF FUND (SECTION 41.216) This act modifies the composition of the panel that recommends to the Adjutant General to make grants or provide other financial assistance or services from the Missouri Military Family Relief Fund. Instead of a sergeant major of the Missouri National Guard, the panel shall include a senior enlisted leader of the Missouri National Guard. This act also provides that the Adjutant General, rather than the panel, shall have the power to establish criteria for the grants. Furthermore, the grants may be made to members of the Missouri National Guard in addition to families of members and other reserve members of the Armed Forces of the United States. This provision is identical to a provision in SS/SCS/SB 1003 (2026) and in HB 2593 (2026). SUPPORTING MISSOURI SERVICEMEN AND WOMEN ACT - INSURANCE COVERAGE FOR CERTAIN MEMBERS OF THE NATIONAL GUARD (SECTION 41.430) This act establishes the Supporting Missouri Servicemen and Women Act. Currently, members of the Missouri National Guard serving under state active duty orders receive the same pay, longevity, and allowances as members of like grade and branch of the Armed Forces of the United States, provided that such members at least receive the daily paygrade rate of an E5 with maximum longevity and dependents. This act additionally provides that members of the Missouri National Guard who are on state active duty orders for more than 30 days shall receive an allowance for any premiums for TRICARE or other government-sponsored insurance programs for coverage of the member during the period of active duty. This provision is identical to SCS/SB 925 (2026). MISSOURI NATIONAL GUARD RIBBONS (SECTION 41.475, 41.598 & 41.599) This act establishes a Missouri National Guard Counterdrug Program Ribbon, which the Adjutant General is authorized to present to any member of the Missouri National Guard who has participated in the Counterdrug Program after January 1, 1989. This act also establishes the Missouri National Guard Homeland Response Force Program Ribbon, which the Adjutant General is authorized to present to any member of the Missouri National Guard who has participated in the Homeland Response Force Program after January 1, 2012. This act establishes a Missouri National Guard Engineer Explosive Ordnance Clearance Agent Ribbon, which the Adjutant General is authorized to present to any member of the Missouri National Guard who has participated in an engineer explosive ordnance clearance agent course after January 1, 2012. These provisions are identical to provisions in SS/SCS/SB 1003 (2026) and in HB 2593 (2026). FEDERAL ASSET FORFEITURE PROGRAM PARTICIPATION BY THE NATIONAL GUARD (SECTION 41.477) This act creates the Missouri National Guard Counterdrug Revolving Fund, which shall consist of all monies received by the Missouri National Guard through federal asset forfeiture programs for purposes authorized by such programs. Participation in federal asset forfeiture programs shall be at the discretion of the Adjutant General. Upon electing to participate, the Missouri National Guard shall comply with the terms of an equitable sharing agreement and certificate of the federal asset forfeiture program. This provision is identical to a provision in SS/SCS/SB 1003 (2026). CYBERSECURITY MISSION ACT (SECTIONS 41.1015 TO 41.1018) This act establishes the Cybersecurity Mission Act, which provides that upon the request of the Director of the Department of Public Safety, the Missouri National Guard may enter into agreements for aid related to cybersecurity, cyber-attack prevention, cyber-attack response, and cyber-attack support activities for this state and for political subdivisions, governing bodies, public colleges and universities, law enforcement agencies, utility companies, and critical infrastructure facilities of this state. The Adjutant General may activate members on state order to carry out such activities. The Missouri National Guard Cyber-Security Revolving Fund is created and shall consist of monies appropriated by the General Assembly and monies received as a charge and monies received as reimbursement for expenses incurred by the Missouri National Guard related to rendering aid under this act. These provisions are identical to provisions in SS/SCS/SB 1003 (2026) and are substantially similar to provisions in HB 2593 (2026). MOGIVES - LIVING DONOR MEDICAL ORDERS FOR NATIONAL GUARD MEMBERS (SECTION 41.1030) This act establishes the Missouri Guaranteed Inclusive Voluntary Exceptional Service (MO GIVES) Program under the Department of the National Guard (Department). The MO GIVES Program allows members of the Missouri National Guard who choose to become living organ donors to receive living donor medical orders for purposes of remaining on paid status during the living donation period. The Department shall approve a member's participation if sufficient funds are available and the member: (1) Is under Troop Program Unit status or Individual Ready Reserve status; (2) Is in good standing with the Department; (3) Either is not eligible for living donor paid leave from the member's employer or elects not to use any such employer-based benefit available to the member; (4) Specifies the type of donation; and (5) Agrees to undergo the procurement operation at a health care facility approved as a provider of continuing education points for transplant certification by the American Board for Transplant Certification. Upon approval of a member's application, the Department shall issue a living donor medical order, which shall: (1) Guarantee paid leave for the member for the living donation period, which shall not exceed 45 days unless an extension of time is deemed medically necessary by the primary surgical and medical recovery team; (2) Exempt the member from any requirement to use accrued annual or medical leave for the guaranteed paid living donation period; and (3) Provide a per diem allowance and a basic allowance for housing during the guaranteed paid living donation period based on the member's rank, region, and dependent status. This act also establishes the MO GIVES Fund, which consists of moneys used to fund the benefits provided under the MO GIVES Program. This provision is identical to SB 1539 (2026), SB 1555 (2026), and HB 2664 (2026). COMPENSATION FOR VETERANS BENEFITS MATTERS (SECTION 42.028) This act provides that no person shall receive compensation for referring an individual to another person to advise or assist the individual with any veterans benefits matter, which is described in the act. Additionally, no person shall receive compensation for any services rendered in connection with any claim filed within the one-year presumptive period of active-duty release. A person seeking to receive compensation for advising, assisting, or consulting with any veterans benefits matter shall state the specific terms in a written agreement signed by both parties. Such compensation shall be purely contingent upon an increase in benefits and shall not exceed five times the amount of the monthly increase in benefits. Any initial or non-refundable fees or charges are prohibited by this act. Additionally, persons seeking to receive such compensation shall not utilize a medical professional with whom they have an employment or business relationship for a secondary medical exam. This act further provides that no person shall guarantee a successful outcome or that any individual is certain to receive specific benefits or a specific level, percentage, or amount of benefits. Additionally, no person shall provide such services without including a written and oral disclosure, which is specified in the act. Such disclosure shall be retained for at least one year after the service relationship terminates. Persons engaging in the initial claim preparation shall not utilize international call or data centers for processing veterans' personal information nor gain direct access to any personal medical, financial, or governmental benefits log-in, username, or password information. A violation of this act shall constitute an unlawful practice under the Missouri Merchandising Practices Act. This provision is substantially similar to HB 2758 (2026) and SB 316 (2025) and is similar to SB 1405 (2024) and a provision in HCS/HB 1490 (2024). RECOGNITION MEDALS (SECTIONS 42.300 TO 42.316) The Missouri Veterans' Commission may use the Veterans Commission Capital Improvement Trust Fund for payment of expenses associated with providing medals, medallions, and certificates in recognition of service in the Armed Forces of the United States for any conflict, war, operation, and similar incident identified in law, rather than during World War II, the Korean Conflict, and the Vietnam War. Furthermore, this act provides that spouses or eldest living survivors of a deceased veteran, who was entitled to but died prior to applying, may apply for, on behalf of the deceased veteran, the following medallions, medals, and certificates: • Operation Iraqi Freedom and Operation New Dawn; • Operation Enduring Freedom, Operation Freedom's Sentinel, and Operation Allies Refuge Program; and • Operation Desert Shield and Operation Desert Storm. The Missouri Veterans' Commission shall design the form for such medallions, medals, and certificates. The Adjutant General shall determine as expeditiously as possible those persons who are entitled to such medallions, medals, and certificates and shall notify the General Assembly when such supply totals less than 100. These provisions are identical to provisions in SS/SCS/SB 1003 (2026) and in HB 2593 (2026). STATE-SPONSORED LIFE INSURANCE PROGRAM (SECTION 105.265) This act provides that the Adjutant General shall be the official sponsor of the state-sponsored life insurance program, which is the life insurance program exclusively offered to all members of the Missouri National Guard through the Missouri National Guard Association in accordance with federal law. The Missouri National Guard Association shall select the insurer used to provide the program. Furthermore, the Adjutant General shall: (1) Allow, facilitate, and coordinate all efforts to make the program available to all Missouri National Guard members; (2) Provide an opportunity for Missouri National Guard members to purchase products of the program; (3) Allow, facilitate, and coordinate requested allotments with the appropriate United States Property and Fiscal Office; (4) Allow program representatives to provide Missouri National Guard members with program briefings during annual training and inactive duty training periods; and (5) Allow Missouri National Guard members to designate or change beneficiaries under the program. This provision is identical to a provision in SS/SCS/SB 1003 (2026). LEAVE FROM EMPLOYMENT FOR MILITARY SERVICE (SECTION 105.270) This act expands, from 120 to 160, the maximum number of hours in leave of absence per federal fiscal year that certain public employees are entitled to take to perform specified military duties without loss of time, pay, regular leave, impairment of efficiency rating, or of any other rights or benefits to which the employees are otherwise entitled. This provision is identical to a provision in SS/SCS/SB 1003 (2026). INCOME TAX DEDUCTION FOR VETERAN SURVIVOR BENEFITS (SECTION 143.121) Current law authorizes an income tax deduction for retirement benefits received by a taxpayer as a result of service in the Armed Forces of the United States. This act also allows for the deduction of any survivor benefits derived from such service. This provision is identical to SB 1063 (2026) and a provision in SS/SB 59 (2025). REPEAL OF THE MILITARY COUNSEL (REPEAL OF SECTION 41.220) Finally, this act repeals the Military Council, which duties included acting in an advisory capacity on matters provided by the Governor and the Adjutant General and making recommendations of appropriations for the needs of the militia and expending such appropriations. This provision is identical to a provision in SS/SCS/SB 1003 (2026) and in HB 2593 (2026). KATIE O'BRIENdied on adjournment
Latest action 2026-04-07: Hearing Conducted H Veterans and Armed Forces
SB 1444 — SCS/SB 1444 - The act provides that no person or entity that develops or deploys artificial intelligence (AI) shall advertise or represent to the public that the AI is or is able to act as a mental health professional, as defined in the act, or is capable of providing therapy services, psychotherapy services, or a mental health diagnosis. A violation under the act shall be considered an unlawful practice under the Missouri Merchandising Practices Act. The Attorney General shall enforce the provisions of the act. Any individual may report violations of the act to the Attorney General. If the Attorney General finds that a violation occurred, the Attorney General shall commence a civil action. If the court finds that a violation occurred, the court may grant relief as described in the act. The act is substantially similar to provisions in HCS/HBs 1887, 2361, 1913, 2862 & 2321 (2026). JULIA SHEVELEVAdied on adjournment
Latest action 2026-04-07: SCS Voted Do Pass S General Laws Committee (5255S.04C)
HB 2273 — Modifies and establishes provisions relating to the protection of children and vulnerable personsenacted
Latest action 2026-04-07: Delivered to Secretary of State (G)
HB 1829 — Establishes requirements for physical copies of a municipal code a municipal clerk keeps on filedied on adjournment
Latest action 2026-04-07: Reported Do Pass (H) - AYES: 12 NOES: 0 PRESENT: 0
SB 1543 — SCS/SB 1543 - This act modifies provisions relating to homeowner's insurance. TRANSFER OF FUNDS TO MISSOURI'S STRONGER HOMES FUND (Section 33.080) Current law provides that ten million dollars shall be transferred from the Insurance Dedicated Fund and placed to the credit of the Rebuild Damaged Infrastructure Fund. This act provides that twelve million dollars shall be transferred from the Insurance Dedicated Fund and placed to the credit of the newly created Missouri's Stronger Homes Fund on July 1, 2027. Funds will be placed on an annual basis commencing July 1, 2028 and ending on July 30, 2037, in amounts as provided in the act. This act is identical to HCS/HB 3328 (2026). COMPENSATION OF PUBLIC ADJUSTERS (Section 325.052) This act provides that a public adjuster may receive a commission of an hourly fee, a flat rate, a percentage of the total amount paid by an insurer to resolve a claim, or another method of compensation. The total amount of compensation shall not exceed ten percent of the total amount of the insurance settlement on the claim. A public adjuster shall not receive a fee or commission based on a percentage of the total amount paid by an insurer to settle a claim if, within ten days of reporting the loss, the insurer either pays or commits in writing to pay the insured the policy limits. A public adjuster shall not sign or endorse any payment draft or check on behalf of the insured, or represent himself or herself in any communication as the insured. All contracts with a public adjuster shall include a disclaimer as defined in the act. Any violation of this provision is a level two violation under current insurance laws. This act is similar to HCS/HB 3328 (2026). LIMITATIONS TO PUBLIC ADJUSTER SERVICES (Section 325.055) This act prohibits a public adjuster from advertising or soliciting business by representing they will or can adjust, negotiate or settle and insurance claim for which the contractor is providing or may provide contracting services, regardless of whether the contractor holds a license or is authorized to act on behalf of the insured under a power of attorney or other agreement. A public adjuster may not represent to unjustifiably increase or inflate the value of an insurance claim or to waive, absorb, refund, rebate, pay or not collect the deductible amount agreed to under or imposed by the terms of the insurance policy. The Director of the Department of Commerce and Insurance shall pursue enforcement actions and order relief as set forth under current law. This act is identical to HCS/HB 3328 (2026). ASSIGNMENT OF POST-LOSS INSURANCE BENEFIT (Section 375.939) This act prohibits assignment of post-loss benefits under any policy of insurance covering property, including, but not limited to, any right of action against the insurer or any proceeds acquired from the insurer. A person shall not solicit or accept an assignment, in whole or in part, of any post-loss insurance benefit for property damage under a contract of insurance. Any agreement to assign post-loss benefits is null and void. The provisions of this act shall not apply to an assignment, transfer, pledge, or conveyance granted to a financial institute, mortgagee, lienholder, or a subsequent purchaser of the property. A violation of this act shall be considered a level 2 violation. FRAUDULENT INSURANCE ACTS (Section 375.991) This act provides that a fraudulent insurance act includes, the false billing practice of "inflating", as defined in the act. The Department of Commerce and Insurance may issue an order to cease and desist, or issue a curative or summary order as set forth in current law. This act is identical to HCS/HB 3328 (2026). INSURER'S LEGAL TITLE TO CLAIM PAID (Section 379.135) Upon payment by an insurer of all or any part of a claimant's property damage claim, legal title to the portion of the claim paid shall vest in the insurer to the extent of such payment. No assignment or other action by the claimant shall be required for the insurer to enforce its legal title. The claimant shall retain legal title only to that portion of the property damage claim not paid by the insurer. An insured under a policy of insurance shall not, before or after a claimed or covered loss, assign or otherwise transfer, in whole or in part, the insured's duties under the policy or any rights or benefits arising from the policy or any duties owed by the insurer under the policy. Any contract entered into in violation of this act shall be void and unenforceable. This act does not prohibit an insured from authorizing direct payment to, or to pay, a person for services, materials, or any other thing that may be, or is, covered under the policy. This act is similar to HCS/HB 3328 (2026). INSURANCE AS IT PERTAINS TO ROOFING (Sections 379.162 to 379.163) This act prohibits an insurer from refusing, cancelling, refusing to renew a homeowner's insurance policy on a residential structure with a roof less than fifteen years old solely because of the age of the roof. For roofs over the age of fifteen years, a homeowner may have an inspection done at their own expense before an insurer requires replacement of the roof as a condition of issuing, continuing, or renewing a homeowner's policy. After this inspection, an insurer shall not refuse to issue, cancel, or refuse to renew a homeowner's policy solely because of roof age if the inspection indicates the roof has five years or more of useful life remaining. Calculation of a roof's age is outlined in the act. An insurer's ability to refuse to issue, cancel, or refuse to renew any homeowner's policy still applies to situations including, but not limited to, structures that do not otherwise meet underwriting criteria applicable to replacement cost, law and ordinance coverage, or for other reasons not prohibited by Missouri law. Insurers will not be prohibited from limiting their liability through a deductible or to direct physical loss caused by a covered peril. Until an insurer receives reasonable proof of payment by the policyholder of any deductible applicable to the roof claim, the insurer may refuse to pay a claim for withheld recoverable appreciation or a replacement cost holdback. This act is substantially similar to HCS/HB 3328 (2026). MISSOURI DISASTER MEDIATION ACT (Sections 379.3000 to 379.3055) This act creates the Missouri Disaster Mediation Act. The alternative dispute resolution program handles claims arising out of damage to a residential property caused by an event for which a state of disaster is declared within sixty days of the event. The alternative dispute resolution program is available to Missouri residents who carry first-party insurance and the home damaged is the primary dwelling of the resident. The alternative dispute resolution program is not available to commercial insurance, property insurance covering multiple family dwellings, motor vehicle insurance, or liability coverage contained within property insurance policies. The alternative dispute resolution program shall remain available until the director makes the determination that the need for the program has decreased due to sufficient progress of recovery efforts and issues an order terminating the program. Insurers are required to give written notice by electronic mail or written mail to insureds in the state of Missouri who have claimed damage to their residential properties. This notice shall be given within five days of the time the insured or the administrator notifies the insurer, by mail or electronic mail, of a dispute of the insured's claim. This provision applies to all disputed claims including instances where partial or full payment has been issued by the insurer to the insured. If an insurer has not been notified of a disputed claim before the insurer notifies the insured that a claim has been denied in whole or in part, the insurer shall provide a notice of the right to mediate to the insured in the same mailing as the notice of denial. Notification shall be provided in writing or by electronic transmission. An insurer is not required to send a notice of the right to mediate if a claim is denied because the amount of the claim is less than the insured's deductible. Specified language of the notice, information required to be attached to the notice, and required formatting of the notice is outlined in the act. Failure to request mediation within the sixty day time period shall only bar the right to demand mediation. It shall not prejudice any other legal right or remedy of the insured nor shall it prohibit the insurer from voluntarily accepting the request for mediation. If an insurer receives a request for mediation, the insurer has three business days to electronically transmit the request to the administrator. If the director receives any request for mediation, the director has three business days to electronically transmit the request to the administrator. The administrator shall notify the insurer within three business days of receipt of the request that has been filed with the director. The director may contract with qualified administrators to oversee the mediation program. This may be done by means of a formal bid process, or if a state of emergency has been declared, without a formal bid process. All bid processes must comply with current law. Expenses and fees of the mediator and of the administrator will be borne by the insurer. All other mediation costs, fees, or expenses shall be borne by the party incurring such costs, fees, or expenses unless otherwise provided in the settlement agreement. The director shall establish fee schedules for moneys to be paid directly to the administrator by the insurer for the services of the administrator, the mediator, and for cancellation. Cancellation fees shall be borne by the canceling party. Fee schedules shall be established through promulgation of emergency rules to be in effect no later than January 1, 2027. The director shall select a qualified mediator with appropriate training and experience in alternative dispute resolution. The mediator is required to advise the parties of the mediation process and their rights and duties therein. The mediation will terminate if the mediator determines that either party is unable or unwilling to participate meaningfully in the process or upon mutual agreement by the parties. A party may move to disqualify a mediator for good cause prior to the conference. Good cause consists of conflict of interest, inability of the mediator to handle the mediation competently, or other reasons that might impair the mediation conference. Within five business days after the conclusion of the mediation conference, the mediator shall file a mediator's status report indicating whether the parties reached a settlement. Within those five days, if a settlement is reached, the insurer shall disburse the funds in accordance with the settlement agreement. A settlement agreement may be rescinded if the insured has not received the settlement funds by electronic means or has not cashed or deposited any check or draft disbursed to the insured in payment of the settlement funds. If a settlement agreement is reached, and not rescinded, all specific claims that were presented in the mediation conference shall be released. If a settlement agreement is not reached, the insured may choose to proceed by other legal means under the appraisal process set forth in the insurance policy, litigation, or by any other dispute resolution procedure available under Missouri law. Should a settlement agreement be rescinded by the insured, the director may review the settlement agreement to determine its fairness. If the director determines the settlement agreement was fair, the director has ten business days from notice of the recision to give notice to the insured that the settlement agreement was fair. Upon notice from the director of the fairness, the insured has five business days to withdraw the rescission, and the settlement agreement is reinstated as if no rescission had taken place. All statements made and documents produced at mediation are confidential settlement communications. All documents and records produced prior or during the mediation shall be considered closed records under the Missouri Sunshine Law. No person who serves as administrator or mediator, nor any agent or employee of that person, shall be subpoenaed or otherwise compelled to disclose any matter disclosed in the process of setting up or conducting the mediation. This act does not require either party to divulge legally privileged information or documents. The provisions in this act are effective on January 1, 2027 and shall expire June 30, 2038. This act is similar to HCS/HB 3328 (2026). MISSOURI STRONGER HOMES ACT (Sections 379.3100 to 379.3140) This act creates the Missouri Stronger Homes Act. The Missouri Stronger Homes Act does not create an entitlement for property owners to obligate this state to fund the inspection, construction, or retrofitting of residential property in this state. Grant moneys provided under this act shall be provided to assist Missouri residents retrofitting or constructing insurable properties to resist loss due to tornado, other catastrophic windstorm events, or hail. Implementation of this program is subject to receipt of grants or funds. The Department of Commerce and Insurance shall use its best efforts to obtain grants or funds from the federal government or other sources. The program may make grants to nonprofit organizations to construct or retrofit insurable residential properties to resist loss due to tornado, other catastrophic windstorm events, or hail. The director shall establish a maximum grant award amount by rule and adjust the award amount to reflect changes in construction costs. The maximum amount of any grant awarded to an individual shall not exceed fifteen thousand dollars. The Missouri Stronger Homes Fund is created. This fund shall consist of moneys deposited to the fund from receipt of federal grants or funds, or from other sources of grants or funds. The Department of Commerce and Insurance may budget and expend the funds for the purpose of assisting the Missouri Stronger Homes Program in its duties. Moneys collected under this act shall not be redistributed or transferred to the insurance examination fund or general revenue. Moneys in this fund shall not lapse unless otherwise specified under federal funding or federal grant, or other sources from which funding is received. Twelve million dollars shall be transferred from the Insurance Dedicated Fund and placed to the credit of the Missouri Stronger Homes Fund on July 1, 2027. Beginning July 1, 2028, and annually thereafter until July 1, 2037, up to twenty percent of the remaining balance in the Insurance Dedicated Fund as of June thirtieth of the preceding fiscal year, in an amount not to exceed two million dollars in any one year, shall be transferred to and placed to the credit of the Missouri Stronger Homes Fund. The provisions in this act creating the fund shall expire on June 30, 2038. Any moneys remaining in the Missouri Stronger Homes Fund upon expiration of the fund, shall be transferred to the Insurance Dedicated Fund. To be eligible for a grant under this act, residential property owners shall meet the eligibility requirements set forth by the director by rule for each grant type and as described in this act. Applications for grants under this act shall be filed electronically with the Department, along with any transaction fees. Grant applications, materials, and other information submitted are closed records under the Missouri Sunshine Law. Applications are approved on a first-come first-served basis. Priority is given to lower-income applicants, applicants who live in locations that, based on historical data, have a higher susceptibility to catastrophic weather events, and applicants meeting any other criteria the director determines is appropriate to meet the purpose of the program. Retrofit projects should be completed within six months of the date the residential property owner receives notice of the grant approval. New construction shall be completed within the time frame approved by the director. Failure to complete the project within the prescribed time frames may result in forfeiture of the grant. Residential property owners using moneys from this act shall hire an Insurance Institute for Business and Home Safety (IBHS)-certified and eligible contractor who is capable of performing work that satisfies the standards prescribed by this act. The residential property owner is responsible for any amount owed to a contractor that exceeds awarded grant moneys. Contractor and evaluator eligibility standards are outlined in the act. For homeowner's insurance policies issued, continued, or renewed on or after January 1, 2027, insurers shall provide a premium discount or insurance rate reduction to insureds who retrofit the insurable property located in this state under this act. Insurers shall be required to offer a premium discount or rate reduction only when the insurer has deemed the adjustments to be actuarially justified and there is significant and credible evidence of cost savings. To be eligible for a premium discount, rate reduction, or other adjustment, an insurable property shall be retrofitted to the FORTIFIED Home High Wind and Hail Standards as adopted by the IBHS. An insurable property may only be certified as conforming to the standards after evaluation and certification by an evaluator certified pursuant to the Standards. An insured claiming a premium discount, rate reduction, or other adjustment shall maintain sufficient certification records, construction records, and receipts from contractors and for materials. The insured must present to the insurer copies of the certification and construction records prior to the premium discount, rate reduction, or other adjustment becoming effective. Insurers that write homeowner's insurance polices that are subject to the premium discount or rate reduction shall submit rating plans as provided under current law. A premium discount, rate reduction, or other adjustment shall only apply to policies that provide wind or hail coverage. If an insurer already offers an actuarially justified hail resistance discount, that hail-resistance discount shall be deemed as having met the requirements of this act and no additional hail-related discount or rate reduction shall be required. The same pertains to actuarially justified discounts for IBHS FORTIFIED Home Standards already offered by an insurer. Insurers may apply the premium discount, rate reduction, or other adjustment to the premium at the policy renewal that follows submission of the certification to the insurer. At the time of policy renewal for which the premium discount, rate reduction, or other adjustment have previously been applied, the insurer may request documentation or recertification that the fortified standards continue to be met. The provisions of this act expire on June 30, 2038. Any company operating under current Missouri mutual insurance company laws shall comply with the Missouri Disaster Mediation Act. Companies operating under current Missouri mutual insurance company laws may develop programs eligible for financial grants under the Missouri Stronger Homes Act. These same companies shall not be required to submit rating plans under this act, or otherwise submit actuarial justifications substantiating any discount or rate associated with the program described in the act. This act is similar to HCS/HB 3328 (2026). TAYLOR MIDDLETONdied on adjournment
Latest action 2026-04-07: SCS Voted Do Pass S Insurance and Banking Committee (6512S.05C)
HB 3535 — Expands certain powers given to peace officers employed by the state fire marshal when certain exigent circumstances existdied on adjournment
Latest action 2026-04-02: Reported Do Pass (H) - AYES: 9 NOES: 2 PRESENT: 0
HB 3408 — Creates the designation of "Missouri Rock Island Trail Communities"died on adjournment
Latest action 2026-04-02: Reported Do Pass (H) - AYES: 11 NOES: 0 PRESENT: 0
SB 1427 — Repeals certain provisions relating to water contaminantsdied on adjournment
Latest action 2026-04-02: SCS Voted Do Pass S Agriculture, Food Production and Outdoor Resources Committee (5875S.02C)
HB 2070 — Modifies provisions relating to infectious disease exposure notificationdied on adjournment
Latest action 2026-04-02: Referred: Health and Mental Health(H)