KY SB 157
enactedAN ACT relating to total net income limits on loans secured by a mortgage.
Kentucky · 2026 Regular Session · upper
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Quick answers
Did KY SB 157 pass?
Yes. KY SB 157 has been enacted into law. Latest recorded action (2026-04-08): signed by Governor (Acts Ch. 57)
What is KY SB 157 about?
Amend KRS 286.8-125 to exempt loans for which the total points and fees do not exceed the threshold set forth in 12 C.F.R. sec. 1026.43(e)(3) from total net income limits; make technical amendments; direct that the Act applies to contracts entered into on or after the effective date of the Act.
Who sponsors KY SB 157?
J. Howell is the primary sponsor of KY SB 157.
Description
Amend KRS 286.8-125 to exempt loans for which the total points and fees do not exceed the threshold set forth in 12 C.F.R. sec. 1026.43(e)(3) from total net income limits; make technical amendments; direct that the Act applies to contracts entered into on or after the effective date of the Act.
- Introduced
- 2026-02-03
- Latest action
- 2026-04-08 — signed by Governor (Acts Ch. 57)
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- J. Howellprimary
Committees
Not provided by source.
Action timeline
Newest first
2026-04-08
signed by Governor (Acts Ch. 57)
executive-signature
2026-03-27
delivered to Governor
2026-03-27
enrolled, signed by Speaker of the House
passage
2026-03-27
enrolled, signed by President of the Senate
passage
2026-03-27
received in Senate
2026-03-27
3rd reading, passed 89-1
passage,reading-3
2026-03-26
posted for passage in the Regular Orders of the Day for Friday, March 27 2026
2026-03-19
2nd reading, to Rules
reading-2
2026-03-18
reported favorably, 1st reading, to Calendar
committee-passage
2026-03-13
to Banking & Insurance (H)
referral-committee
2026-02-26
to Committee on Committees (H)
referral-committee
2026-02-26
received in House
2026-02-26
3rd reading, passed 38-0
passage,reading-3
2026-02-25
posted for passage in the Regular Orders of the Day for Thursday, February 26 2026
2026-02-25
2nd reading, to Rules
reading-2
2026-02-24
reported favorably, 1st reading, to Calendar
committee-passage
2026-02-20
to Banking & Insurance (S)
referral-committee
2026-02-03
to Committee on Committees (S)
referral-committee
2026-02-03
introduced in Senate
introduction
Versions
Documents
Votes
PASS SB 157
2026-02-26 · pass · 38-0
Member-level votes (38)
- Berg: yes
- Girdler: yes
- Neal: yes
- Storm: yes
- Boswell: yes
- Givens: yes
- Nemes: yes
- Thomas: yes
- Carpenter: yes
- Herron: yes
- Nunn: yes
- Tichenor: yes
- Carroll: yes
- Higdon: yes
- Raque Adams: yes
- Webb: yes
- ChambersArmstrong: yes
- Howell: yes
- Rawlings: yes
- West: yes
- Clemons: yes
- Madon: yes
- Reed: yes
- Wheeler: yes
- Deneen: yes
- Mays Bledsoe: yes
- Richardson: yes
- Williams: yes
- Douglas: yes
- McDaniel: yes
- Smith: yes
- Wilson: yes
- Elkins: yes
- Meredith: yes
- Stivers: yes
- Wise: yes
- Funke Frommeyer: yes
- Mills: yes
Pass
2026-03-27 · pass · 89-1
Member-level votes (100)
- Aull: yes
- Clines: yes
- Grossl: yes
- McCool: yes
- Stalker: yes
- Baker: yes
- Decker: yes
- Hale: yes
- McPherson: yes
- Stevenson P: yes
- Banta: yes
- Dietz: yes
- Hancock: yes
- Meade: yes
- Tackett Laferty: yes
- Bauman: yes
- Donworth: yes
- Hart: yes
- Meredith: yes
- Tate: yes
- Bivens: yes
- Dossett: yes
- Heavrin: yes
- Miles: yes
- Thomas: yes
- Blanton: yes
- Dotson: yes
- Hodgson: yes
- Moore: yes
- Thompson: yes
- Bojanowski: yes
- Duvall: yes
- Huff T: yes
- Moser: yes
- Tipton: yes
- Bowling: yes
- Elliott: yes
- Imes: yes
- Neighbors: yes
- Truett: yes
- Branscum: yes
- Fister: yes
- Jackson: yes
- Payne: yes
- Upchurch: yes
- Bratcher S.: yes
- Flannery: yes
- Johnson: yes
- Petrie: yes
- Watkins: yes
- Bray: yes
- Fleming: yes
- King: yes
- Pollock: yes
- Wesley: yes
- Bridges: yes
- Freeland: yes
- Kulkarni: yes
- Proctor: yes
- Whitaker: yes
- Brown: yes
- Fugate: yes
- Lehman: yes
- Raymer: yes
- White: yes
- Burke: yes
- Gentry: yes
- Lewis C: yes
- Riley: yes
- Williams: yes
- Callaway: yes
- Gooch: yes
- Lewis S: yes
- Roarx: yes
- Willner: yes
- Calloway: yes
- Gordon: yes
- Lockett: yes
- Roberts: yes
- Wilson: yes
- Camuel: yes
- Griffee: yes
- Marzian: yes
- Sharp: yes
- Witten: yes
- Chester-Burton: yes
- Grossberg: yes
- Massaroni: yes
- Smith: yes
- Holloway: no
- Doan: not voting
- Koch: not voting
- Lewis D: not voting
- Nemes: not voting
- Rabourn: not voting
- Hampton: not voting
- Lawrence: not voting
- Maddox: not voting
- Osborne: not voting
- Rudy: not voting
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:22:24.357326Z
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