KY HB 527
enactedAN ACT relating to insurance regulatory requirements and declaring an emergency.
Kentucky · 2026 Regular Session · lower
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Quick answers
Did KY HB 527 pass?
Yes. KY HB 527 has been enacted into law. Latest recorded action (2026-04-07): signed by Governor (Acts Ch. 45)
What is KY HB 527 about?
Amend KRS 304.1-050 and 304.1-110 to make technical amendments; amend KRS 304.2-160 to define "licensee"; amend KRS 304.2-220 to modify persons who are subject to examination by the insurance commissioner; amend KRS 304.4-040 to apply license revocation for failure to pay tax or fee to licensees; amend KRS 304.5-080 to define "inland marine insurance" and repeal the definition of "marine and transportation insurance"; amend KRS 304.9-035 to provide for an insurer's liability for acts of its adjusters; amend KRS 304.9-051 to provide that certain individuals working for an administrator are not acting as an administrator; amend KRS 304.9-105 to modify financial responsibility requirement for an agent license; amend KRS 304.9-133 to establish individual designation requirements for licensed business entities; amend KRS 304.9-085 to conform; amend KRS 304.9-135 to modify the definition of "insurance agency activities"; amend KRS 304.9-140 to establish nonresident license requirements for nonresidents with a limited line of authority that is not offered in this state; repeal the requirement to surrender a license upon termination; amend KRS 304.9-170 to modify prelicensing education and examination exemption for applicants licensed within previous 12 months; amend KRS 304.9-200 to repeal refund of appointment fee upon license refusal; amend KRS 304.9-230 to repeal the surety limited line of authority and establish preneed funeral limited line of authority; amend KRS 304.9-260 to repeal the requirement to send license renewal list to an insurer or employer; require proof of compliance with continuing education requirements for nonresident independent or public adjusters; repeal the requirement to surrender license upon termination; amend KRS 304.9-270 to repeal approval requirement for specialty credit producers and managing employees; amend KRS 304.9-295 to require nonresident independent and public adjusters that designated Kentucky as their home state to satisfy continuing education requirements; modify requirements for continuing education certifications; repeal license surrender and reissuance requirement; repeal and reenact KRS 304.9-436 to provide that authorized insurers shall not do business with unlicensed persons; amend KRS 304.13-346 to require property insurers to offer an optional policy provision to upgrade the roof structure of non-FORTIFIED dwellings; amend KRS 304.13-400 to repeal workers' compensation insurance deductible range; amend KRS 304.14-120 to conform; amend KRS 304.15-365 to establish requirements for optional maturity dates offered for individual deferred annuities; amend KRS 304.17A-600, 304.17A-607, 304.17A-617, and 304.17A-623 to define "adverse benefit determination" and "coverage denial"; repeal definition of "adverse determination"; require internal appeal for adverse benefit determinations; require external review for adverse benefit determinations, other than coverage denials; amend KRS 304.17A-619, 304.17A-621, and 304.17A-625 to conform; amend KRS 304.99-020 and 304.99-100 to repeal civil penalties and renewal requirements for specialty credit producers and managing employees; make technical amendments throughout.
Who sponsors KY HB 527?
G. Brown Jr., M. Pollock are the primary sponsors of KY HB 527.
Description
Amend KRS 304.1-050 and 304.1-110 to make technical amendments; amend KRS 304.2-160 to define "licensee"; amend KRS 304.2-220 to modify persons who are subject to examination by the insurance commissioner; amend KRS 304.4-040 to apply license revocation for failure to pay tax or fee to licensees; amend KRS 304.5-080 to define "inland marine insurance" and repeal the definition of "marine and transportation insurance"; amend KRS 304.9-035 to provide for an insurer's liability for acts of its adjusters; amend KRS 304.9-051 to provide that certain individuals working for an administrator are not acting as an administrator; amend KRS 304.9-105 to modify financial responsibility requirement for an agent license; amend KRS 304.9-133 to establish individual designation requirements for licensed business entities; amend KRS 304.9-085 to conform; amend KRS 304.9-135 to modify the definition of "insurance agency activities"; amend KRS 304.9-140 to establish nonresident license requirements for nonresidents with a limited line of authority that is not offered in this state; repeal the requirement to surrender a license upon termination; amend KRS 304.9-170 to modify prelicensing education and examination exemption for applicants licensed within previous 12 months; amend KRS 304.9-200 to repeal refund of appointment fee upon license refusal; amend KRS 304.9-230 to repeal the surety limited line of authority and establish preneed funeral limited line of authority; amend KRS 304.9-260 to repeal the requirement to send license renewal list to an insurer or employer; require proof of compliance with continuing education requirements for nonresident independent or public adjusters; repeal the requirement to surrender license upon termination; amend KRS 304.9-270 to repeal approval requirement for specialty credit producers and managing employees; amend KRS 304.9-295 to require nonresident independent and public adjusters that designated Kentucky as their home state to satisfy continuing education requirements; modify requirements for continuing education certifications; repeal license surrender and reissuance requirement; repeal and reenact KRS 304.9-436 to provide that authorized insurers shall not do business with unlicensed persons; amend KRS 304.13-346 to require property insurers to offer an optional policy provision to upgrade the roof structure of non-FORTIFIED dwellings; amend KRS 304.13-400 to repeal workers' compensation insurance deductible range; amend KRS 304.14-120 to conform; amend KRS 304.15-365 to establish requirements for optional maturity dates offered for individual deferred annuities; amend KRS 304.17A-600, 304.17A-607, 304.17A-617, and 304.17A-623 to define "adverse benefit determination" and "coverage denial"; repeal definition of "adverse determination"; require internal appeal for adverse benefit determinations; require external review for adverse benefit determinations, other than coverage denials; amend KRS 304.17A-619, 304.17A-621, and 304.17A-625 to conform; amend KRS 304.99-020 and 304.99-100 to repeal civil penalties and renewal requirements for specialty credit producers and managing employees; make technical amendments throughout.
- Introduced
- 2026-01-29
- Latest action
- 2026-04-07 — signed by Governor (Acts Ch. 45)
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- G. Brown Jr.primary
- M. Pollockprimary
Committees
Not provided by source.
Action timeline
Newest first
2026-04-07
signed by Governor (Acts Ch. 45)
executive-signature
2026-03-26
delivered to Governor
2026-03-26
enrolled, signed by President of the Senate
passage
2026-03-26
enrolled, signed by Speaker of the House
passage
2026-03-26
received in House
2026-03-25
3rd reading, passed 38-0
passage,reading-3
2026-03-24
passed over and retained in the Consent Orders of the Day
passage
2026-03-20
posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026
2026-03-18
2nd reading, to Rules as a consent bill
reading-2
2026-03-17
reported favorably, 1st reading, to Consent Calendar
committee-passage
2026-03-13
to Banking & Insurance (S)
referral-committee
2026-02-23
to Committee on Committees (S)
referral-committee
2026-02-23
received in Senate
2026-02-20
3rd reading, passed 92-0 with Committee Substitute (1) and Committee Amendment (1-title)
passage,reading-3
2026-02-19
posted for passage in the Regular Orders of the Day for Friday, February 20 2026
2026-02-19
2nd reading, to Rules
reading-2
2026-02-18
reported favorably, 1st reading, to Calendar with Committee Substitute (1) and Committee Amendment (1-title)
committee-passage
2026-02-05
to Banking & Insurance (H)
referral-committee
2026-01-29
to Committee on Committees (H)
referral-committee
2026-01-29
introduced in House
introduction
Versions
Documents
Votes
Pass
2026-02-20 · pass · 92-0
Member-level votes (100)
- Aull: yes
- Dietz: yes
- Hancock: yes
- McCool: yes
- Rudy: yes
- Baker: yes
- Doan: yes
- Hart: yes
- McPherson: yes
- Sharp: yes
- Banta: yes
- Donworth: yes
- Heavrin: yes
- Meade: yes
- Smith: yes
- Bauman: yes
- Dossett: yes
- Hodgson: yes
- Miles: yes
- Stalker: yes
- Bivens: yes
- Dotson: yes
- Holloway: yes
- Moore: yes
- Tate: yes
- Blanton: yes
- Duvall: yes
- Huff T: yes
- Moser: yes
- Thomas: yes
- Bojanowski: yes
- Elliott: yes
- Imes: yes
- Neighbors: yes
- Thompson: yes
- Bowling: yes
- Fister: yes
- Jackson: yes
- Nemes: yes
- Tipton: yes
- Branscum: yes
- Flannery: yes
- Johnson: yes
- Osborne: yes
- Truett: yes
- Bratcher S.: yes
- Fleming: yes
- King: yes
- Payne: yes
- Upchurch: yes
- Bray: yes
- Freeland: yes
- Kulkarni: yes
- Petrie: yes
- Watkins: yes
- Bridges: yes
- Fugate: yes
- Lehman: yes
- Pollock: yes
- Wesley: yes
- Brown: yes
- Gentry: yes
- Lewis C: yes
- Proctor: yes
- Whitaker: yes
- Callaway: yes
- Gooch: yes
- Lewis D: yes
- Rabourn: yes
- White: yes
- Calloway: yes
- Gordon: yes
- Lewis S: yes
- Raymer: yes
- Williams: yes
- Camuel: yes
- Grossberg: yes
- Lockett: yes
- Riley: yes
- Willner: yes
- Chester-Burton: yes
- Grossl: yes
- Maddox: yes
- Roarx: yes
- Wilson: yes
- Clines: yes
- Hale: yes
- Massaroni: yes
- Roberts: yes
- Witten: yes
- Decker: yes
- Hampton: yes
- Burke: not voting
- Koch: not voting
- Marzian: not voting
- Stevenson P: not voting
- Tackett Laferty: not voting
- Griffee: not voting
- Lawrence: not voting
- Meredith: not voting
CONSENT PASSAGE OF HB 527
2026-03-25 · pass · 38-0
Member-level votes (38)
- Berg: yes
- Girdler: yes
- Neal: yes
- Storm: yes
- Boswell: yes
- Givens: yes
- Nemes: yes
- Thomas: yes
- Carpenter: yes
- Herron: yes
- Nunn: yes
- Tichenor: yes
- Carroll: yes
- Higdon: yes
- Raque Adams: yes
- Webb: yes
- ChambersArmstrong: yes
- Howell: yes
- Rawlings: yes
- West: yes
- Clemons: yes
- Madon: yes
- Reed: yes
- Wheeler: yes
- Deneen: yes
- Mays Bledsoe: yes
- Richardson: yes
- Williams: yes
- Douglas: yes
- McDaniel: yes
- Smith: yes
- Wilson: yes
- Elkins: yes
- Meredith: yes
- Stivers: yes
- Wise: yes
- Funke Frommeyer: yes
- Mills: yes
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:22:24.357326Z
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