Bill Commons

IN SB 50

died on adjournment

Hard credit inquiries by landlords.

Indiana · 2026 Regular Session (2nd Regular Session, 124th General Assembly) · upper

Description

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

Introduced
—
Status date
—
Latest action
2026-01-08 — Senator Ford J.D. added as coauthor
Bill type
bill
Last updated
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Subjects

Sponsors

  • La Keisha Jacksonauthor
  • J.D. Fordcoauthor

Committees

Not provided by source.

Action timeline

  1. 2025-12-08

    Authored by Senator Jackson L

  2. 2025-12-08

    First reading: referred to Committee on Local Government

    reading-1,referral-committee

  3. 2026-01-08

    Senator Ford J.D. added as coauthor

Versions

Documents

Votes

Not provided by source.

Related bills

No related bills recorded for this bill.

Official source

https://api.iga.in.gov/2026/bills/sb0050

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:22:09.317128Z

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