Bill Commons

IN SB 50

died on adjournment

Hard credit inquiries by landlords.

Indiana · 2026 Regular Session (2nd Regular Session, 124th General Assembly) · upper

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Quick answers

Did IN SB 50 pass?

No. IN SB 50 died when the 2026 Regular Session (2nd Regular Session, 124th General Assembly) adjourned without final action on it. Bills that die this way are sometimes reintroduced in a later session. Latest recorded action (2026-01-08): Senator Ford J.D. added as coauthor

What is IN SB 50 about?

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

Who sponsors IN SB 50?

La Keisha Jackson is the primary sponsor of IN SB 50, joined by 1 cosponsor.

Description

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

Introduced
—
Latest action
2026-01-08 — Senator Ford J.D. added as coauthor
Bill type
bill
Last updated
—

Subjects

Sponsors

  • La Keisha Jacksonauthor
  • J.D. Fordcoauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-01-08

    Senator Ford J.D. added as coauthor

  2. 2025-12-08

    First reading: referred to Committee on Local Government

    reading-1,referral-committee

  3. 2025-12-08

    Authored by Senator Jackson L

Versions

Documents

Votes

Not provided by source.

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:22:09.317128Z

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