Bill Commons

IN HB 1260

enacted

Various insurance matters.

Indiana · 2026 Regular Session (2nd Regular Session, 124th General Assembly) · lower

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Quick answers

Did IN HB 1260 pass?

Yes. IN HB 1260 has been enacted into law. Latest recorded action (2026-03-04): Public Law 86

What is IN HB 1260 about?

Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning, or discriminating in the pricing of Medicare supplement policies for certain applicants applies to an applicant who submits an application during the period beginning one month before the applicant's birthday and ending one month after the applicant's birthday. Provides that the insurance commissioner has the authority to take certain actions relating to the creation, implementation, or operation of a health benefit exchange. Requires the department of insurance to annually report information to the budget committee regarding the fee schedule for providing unrestricted data that is being added in the bill.

Who sponsors IN HB 1260?

Scott Baldwin, Matt Lehman are the primary sponsors of IN HB 1260, joined by 2 cosponsors.

Description

Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning, or discriminating in the pricing of Medicare supplement policies for certain applicants applies to an applicant who submits an application during the period beginning one month before the applicant's birthday and ending one month after the applicant's birthday. Provides that the insurance commissioner has the authority to take certain actions relating to the creation, implementation, or operation of a health benefit exchange. Requires the department of insurance to annually report information to the budget committee regarding the fee schedule for providing unrestricted data that is being added in the bill.

Introduced
—
Latest action
2026-03-04 — Public Law 86
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Scott Baldwinsponsor
  • Matt Lehmanauthor
  • Lonnie Randolphcosponsor
  • Martin Carbaughcoauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-03-04

    Public Law 86

    became-law

  2. 2026-03-04

    Signed by the Governor

    executive-signature

  3. 2026-02-27

    Signed by the President Pro Tempore

    passage

  4. 2026-02-27

    Signed by the President of the Senate

    passage

  5. 2026-02-26

    House concurred with Senate amendments; Roll Call 392: yeas 78, nays 12

  6. 2026-02-26

    Signed by the Speaker

    passage

  7. 2026-02-25

    Senate advisors appointed: Walker K, Qaddoura

  8. 2026-02-25

    Senate conferees appointed: Baldwin, Randolph Lonnie M

  9. 2026-02-25

    House advisors appointed: Carbaugh, Mayfield, Campbell, Garcia Wilburn

  10. 2026-02-25

    House conferees appointed: Lehman, Dvorak

  11. 2026-02-25

    Motion to concur filed

    filing

  12. 2026-02-24

    Third reading: passed; Roll Call 245: yeas 48, nays 0

    passage,reading-3,reading-3

  13. 2026-02-24

    Returned to the House with amendments

    receipt

  14. 2026-02-24

    Motion to dissent filed

    filing

  15. 2026-02-24

    House dissented from Senate amendments

  16. 2026-02-23

    Amendment #1 (Baldwin) prevailed; voice vote

    amendment-passage

  17. 2026-02-23

    Second reading: amended, ordered engrossed

    reading-2

  18. 2026-02-19

    Committee report: amend do pass, adopted

    committee-passage

  19. 2026-02-12

    Committee report: amend do pass adopted; reassigned to Committee on Appropriations

    committee-passage,referral-committee

  20. 2026-02-09

    Senator Randolph added as cosponsor

  21. 2026-02-02

    First reading: referred to Committee on Insurance and Financial Institutions

    reading-1,referral-committee

  22. 2026-01-29

    Referred to the Senate

    referral

  23. 2026-01-28

    Third reading: passed; Roll Call 130: yeas 92, nays 1

    passage,reading-3,reading-3

  24. 2026-01-28

    Senate sponsor: Senator Baldwin

  25. 2026-01-22

    Amendment #1 (Garcia Wilburn) motion withdrawn

    amendment-withdrawal,withdrawal

  26. 2026-01-22

    Second reading: ordered engrossed

    reading-2

  27. 2026-01-20

    Committee report: amend do pass, adopted

    committee-passage

  28. 2026-01-05

    Coauthored by Representative Carbaugh

  29. 2026-01-05

    Authored by Representative Lehman

  30. 2026-01-05

    First reading: referred to Committee on Insurance

    reading-1,referral-committee

Versions

Documents

Votes

  • HB 1260 - Lehman - 3rd Reading

    2026-01-28 · pass · 92-1

    Member-level votes (100)
    • Abbott: yes
    • Garcia Wilburn: yes
    • Ledbetter: yes
    • Pierce, M: yes
    • Andrade: yes
    • Genda: yes
    • Lehman: yes
    • Porter: yes
    • Aylesworth: yes
    • GiaQuinta: yes
    • Lopez: yes
    • Prescott: yes
    • Baird: yes
    • Gore: yes
    • Lucas: yes
    • Pressel: yes
    • Barrett: yes
    • Goss-Reaves: yes
    • Manning: yes
    • Pryor: yes
    • Bartels: yes
    • Greene: yes
    • May: yes
    • Rowray: yes
    • Bascom: yes
    • Haggard: yes
    • Mayfield: yes
    • Shackleford: yes
    • Borders: yes
    • Hamilton: yes
    • McGuire: yes
    • Shonkwiler: yes
    • Burton: yes
    • Harris: yes
    • McNamara: yes
    • Slager: yes
    • Campbell: yes
    • Hatcher: yes
    • Meltzer: yes
    • Smaltz: yes
    • Carbaugh: yes
    • Heaton: yes
    • Miller, D: yes
    • Smith, H: yes
    • Cash: yes
    • Hostettler: yes
    • Miller, K: yes
    • Smith, V: yes
    • Clere: yes
    • Ireland: yes
    • Moed: yes
    • Snow: yes
    • Commons: yes
    • Isa: yes
    • Morris: yes
    • Soliday: yes
    • Criswell: yes
    • Jackson, C: yes
    • Moseley: yes
    • Steuerwald: yes
    • Culp: yes
    • Jeter: yes
    • Novak: yes
    • Summers: yes
    • Dant Chesser: yes
    • Johnson, B: yes
    • O'Brien: yes
    • Sweet: yes
    • Davis: yes
    • Jordan: yes
    • Olthoff: yes
    • Teshka: yes
    • DeLaney: yes
    • Judy: yes
    • Pack: yes
    • Thompson: yes
    • DeVon: yes
    • King: yes
    • Patterson: yes
    • VanNatter: yes
    • Dvorak: yes
    • Klinker: yes
    • Payne: yes
    • Wesco: yes
    • Engleman: yes
    • Lauer: yes
    • Pfaff: yes
    • Yocum: yes
    • Errington: yes
    • Lawson: yes
    • Pierce, K: yes
    • Zimmerman: yes
    • Bartlett: no
    • Bauer: excused
    • Behning: excused
    • Hall: excused
    • Heine: excused
    • Karickhoff: not voting
    • Lindauer: not voting
    • Mr. Speaker: not voting

  • HB 1260 - Baldwin - 3rd Reading

    2026-02-24 · pass · 48-0

    Member-level votes (50)
    • Alexander: yes
    • Carrasco: yes
    • Glick: yes
    • Niezgodski: yes
    • Alting: yes
    • Charbonneau: yes
    • Goode: yes
    • Qaddoura: yes
    • Baldwin: yes
    • Clark: yes
    • Holdman: yes
    • Raatz: yes
    • Bassler: yes
    • Crider: yes
    • Hunley: yes
    • Randolph: yes
    • Becker: yes
    • Deery: yes
    • Jackson, L: yes
    • Rogers: yes
    • Bohacek: yes
    • Dernulc: yes
    • Johnson: yes
    • Schmitt: yes
    • Bray: yes
    • Donato: yes
    • Koch: yes
    • Spencer: yes
    • Brown: yes
    • Doriot: yes
    • Leising: yes
    • Taylor: yes
    • Buchanan: yes
    • Ford J.D.: yes
    • Maxwell: yes
    • Tomes: yes
    • Buck: yes
    • Freeman: yes
    • McKinley: yes
    • Walker G: yes
    • Busch: yes
    • Garten: yes
    • Mishler: yes
    • Walker K: yes
    • Byrne: yes
    • Gaskill: yes
    • Niemeyer: yes
    • Yoder: yes
    • Pol: excused
    • Young: excused

  • HB 1260 - Lehman

    2026-02-26 · pass · 78-12

    Member-level votes (100)
    • Abbott: yes
    • Gore: yes
    • Lehman: yes
    • Pierce, K: yes
    • Andrade: yes
    • Greene: yes
    • Lindauer: yes
    • Prescott: yes
    • Aylesworth: yes
    • Haggard: yes
    • Lopez: yes
    • Pressel: yes
    • Bartels: yes
    • Hall: yes
    • Lucas: yes
    • Rowray: yes
    • Bartlett: yes
    • Hamilton: yes
    • Manning: yes
    • Shackleford: yes
    • Bascom: yes
    • Heaton: yes
    • May: yes
    • Shonkwiler: yes
    • Bauer: yes
    • Heine: yes
    • Mayfield: yes
    • Smaltz: yes
    • Borders: yes
    • Ireland: yes
    • McGuire: yes
    • Smith, H: yes
    • Campbell: yes
    • Isa: yes
    • McNamara: yes
    • Snow: yes
    • Carbaugh: yes
    • Jackson, C: yes
    • Meltzer: yes
    • Soliday: yes
    • Clere: yes
    • Jeter: yes
    • Miller, D: yes
    • Steuerwald: yes
    • Commons: yes
    • Johnson, B: yes
    • Miller, K: yes
    • Sweet: yes
    • Criswell: yes
    • Jordan: yes
    • Moed: yes
    • Teshka: yes
    • Culp: yes
    • Judy: yes
    • Morris: yes
    • Thompson: yes
    • Dant Chesser: yes
    • Karickhoff: yes
    • Novak: yes
    • VanNatter: yes
    • Davis: yes
    • King: yes
    • O'Brien: yes
    • Wesco: yes
    • DeVon: yes
    • Klinker: yes
    • Olthoff: yes
    • Yocum: yes
    • Dvorak: yes
    • Lauer: yes
    • Patterson: yes
    • Zimmerman: yes
    • Engleman: yes
    • Lawson: yes
    • Payne: yes
    • Genda: yes
    • Ledbetter: yes
    • Pfaff: yes
    • Burton: no
    • Errington: no
    • Moseley: no
    • Pryor: no
    • Cash: no
    • Harris: no
    • Pierce, M: no
    • Smith, V: no
    • DeLaney: no
    • Hatcher: no
    • Porter: no
    • Summers: no
    • Baird: excused
    • Garcia Wilburn: excused
    • Goss-Reaves: excused
    • Pack: excused
    • Barrett: excused
    • GiaQuinta: excused
    • Hostettler: excused
    • Slager: excused
    • Behning: excused
    • Mr. Speaker: not voting

Related bills

No related bills recorded for this bill.

Official source

https://api.iga.in.gov/2026/bills/hb1260

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:22:09.317128Z

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