IL SB 3561
enactedBUY-NOW-PAY-LATER ACT
Illinois · 104th General Assembly, 2026 Session · upper
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Quick answers
Did IL SB 3561 pass?
Yes. IL SB 3561 has been enacted into law. Latest recorded action (2026-06-25): Public Act . . . . . . . . . 104-0475
What is IL SB 3561 about?
IL SB 3561 is a bill in the 104th General Assembly, 2026 Session titled “BUY-NOW-PAY-LATER ACT”.
Who sponsors IL SB 3561?
Michael E. Hastings, Robert "Bob" Rita are the primary sponsors of IL SB 3561, joined by 10 cosponsors.
- Introduced
- 2026-03-09
- Latest action
- 2026-06-25 — Public Act . . . . . . . . . 104-0475
- Bill type
- bill
- Last updated
- —
Sponsors
- Michael E. Hastingsprimary
- Robert "Bob" Ritaprimary
- Suzy Glowiak Hiltoncosponsor
- Michael W. Halpincosponsor
- Cristina Castrocosponsor
- Mattie Huntercosponsor
- Doris Turnercosponsor
- Graciela Guzmáncosponsor
- Adriane Johnsoncosponsor
- Steve Stadelmancosponsor
- Meg Loughran Cappelcosponsor
- Christopher Beltcosponsor
Committees
Not provided by source.
Action timeline
Newest first
2026-06-25
Public Act . . . . . . . . . 104-0475
became-law
2026-06-25
Effective Date June 25, 2026
2026-06-25
Governor Approved
executive-signature
2026-06-22
Sent to the Governor
executive-receipt
2026-06-01
Passed Both Houses
2026-06-01
Third Reading - Short Debate - Passed 116-000-000
passage,reading-3
2026-06-01
3/5 Vote Required
2026-05-31
Third Reading/Final Action Deadline Extended-9(b) June 2, 2026
2026-05-31
Placed on Calendar Order of 3rd Reading - Short Debate
2026-05-27
Held on Calendar Order of Second Reading - Short Debate
reading-2
2026-05-27
Second Reading - Short Debate
reading-2
2026-05-27
Placed on Calendar 2nd Reading - Short Debate
reading-2
2026-05-27
Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
2026-05-25
Suspend Rule 21 - Prevailed 066-029-000
2026-05-25
Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez
2026-05-21
Committee/Final Action Deadline Extended-9(b) May 31, 2026
2026-05-21
Assigned to Judiciary - Civil Committee
referral-committee
2026-05-21
Referred to Rules Committee
2026-05-21
First Reading
reading-1
2026-05-21
Chief House Sponsor Rep. Robert "Bob" Rita
2026-05-21
Arrived in House
introduction
2026-05-21
Added as Co-Sponsor Sen. Meg Loughran Cappel
2026-05-21
Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
amendment-failure
2026-05-21
Third Reading - Passed; 056-000-000
passage,reading-3
2026-05-21
Placed on Calendar Order of 3rd Reading
2026-05-21
Senate Floor Amendment No. 4 Adopted; Hastings
amendment-passage
2026-05-21
Senate Floor Amendment No. 3 Adopted; Hastings
amendment-passage
2026-05-21
Recalled to Second Reading
reading-2
2026-05-20
Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000
2026-05-20
Senate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000
2026-05-20
Senate Floor Amendment No. 2 Postponed - Judiciary
2026-05-20
Senate Floor Amendment No. 4 Assignments Refers to Judiciary
2026-05-20
Senate Floor Amendment No. 4 Referred to Assignments
2026-05-20
Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings
amendment-introduction
2026-05-19
Senate Floor Amendment No. 3 Assignments Refers to Judiciary
2026-05-19
Placed on Calendar Order of 3rd Reading May 20, 2026
2026-05-19
Approved for Consideration Assignments
2026-05-19
Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026
2026-05-15
Rule 3-9(a) / Re-referred to Assignments
2026-05-15
Senate Floor Amendment No. 3 Referred to Assignments
2026-05-15
Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
amendment-introduction
2026-05-08
Rule 2-10 Third Reading Deadline Established As May 15, 2026
2026-05-07
Added as Co-Sponsor Sen. Steve Stadelman
2026-04-28
Placed on Calendar Order of 3rd Reading April 29, 2026
2026-04-28
Second Reading
reading-2
2026-04-17
Rule 2-10 Third Reading Deadline Established As May 8, 2026
2026-04-15
Senate Floor Amendment No. 2 Postponed - Judiciary
2026-04-14
Senate Floor Amendment No. 2 Assignments Refers to Judiciary
2026-04-13
Senate Floor Amendment No. 2 Referred to Assignments
2026-04-13
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
amendment-introduction
2026-03-31
Added as Co-Sponsor Sen. Adriane Johnson
2026-03-27
Added as Co-Sponsor Sen. Graciela Guzmán
2026-03-26
Added as Co-Sponsor Sen. Doris Turner
2026-03-25
Added as Co-Sponsor Sen. Mattie Hunter
2026-03-24
Added as Co-Sponsor Sen. Cristina Castro
2026-03-20
Added as Chief Co-Sponsor Sen. Suzy Glowiak Hilton
2026-03-17
Added as Chief Co-Sponsor Sen. Christopher Belt
2026-03-13
Added as Co-Sponsor Sen. Michael W. Halpin
2026-03-11
Placed on Calendar Order of 2nd Reading March 12, 2026
reading-2
2026-03-11
Do Pass as Amended Judiciary; 009-000-000
2026-03-11
Senate Committee Amendment No. 1 Adopted
amendment-passage
2026-03-10
Senate Committee Amendment No. 1 Assignments Refers to Judiciary
2026-03-09
Senate Committee Amendment No. 1 Referred to Assignments
2026-03-09
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
amendment-introduction
2026-02-17
Assigned to Judiciary
referral-committee
2026-02-05
Referred to Assignments
2026-02-05
First Reading
reading-1
2026-02-05
Filed with Secretary by Sen. Michael E. Hastings
filing
Versions
Documents
Votes
Judiciary
2026-03-11 · pass · 9-0
Member-level votes (9)
- Curran, John F: yes
- Aquino, Omar: yes
- Harmon, Don: yes
- Halpin, Michael W: yes
- Hills, Darby A: yes
- Hastings, Michael E: yes
- Sims Jr., Elgie R: yes
- Martwick, Robert F: yes
- Tracy, Jil: yes
Judiciary, Amendment 4
2026-05-20 · pass · 8-0
Member-level votes (9)
- Fine, Laura: yes
- Curran, John F: yes
- Harmon, Don: yes
- Halpin, Michael W: yes
- Hastings, Michael E: yes
- Sims Jr., Elgie R: yes
- Martwick, Robert F: yes
- Tracy, Jil: yes
- Hills, Darby A: not voting
Judiciary, Amendment 3
2026-05-20 · pass · 8-0
Member-level votes (9)
- Fine, Laura: yes
- Curran, John F: yes
- Harmon, Don: yes
- Halpin, Michael W: yes
- Hastings, Michael E: yes
- Sims Jr., Elgie R: yes
- Martwick, Robert F: yes
- Tracy, Jil: yes
- Hills, Darby A: not voting
Third Reading
2026-05-21 · pass · 56-0
Member-level votes (58)
- Simmons: yes
- Joyce: yes
- Faraci: yes
- Anderson: yes
- Sims: yes
- Koehler: yes
- Feigenholtz: yes
- Aquino: yes
- Stadelman: yes
- Lewis: yes
- Fine: yes
- Arellano, L.: yes
- Syverson: yes
- Lightford: yes
- Fowler: yes
- Balkema: yes
- Tracy: yes
- Loughran Cappel: yes
- Glowiak Hilton: yes
- Belt: yes
- Turner, D.: yes
- Martwick: yes
- Guzmán: yes
- Bryant: yes
- Turner, S.: yes
- McClure: yes
- Halpin: yes
- Ventura: yes
- Morrison: yes
- Cervantes: yes
- Villa: yes
- Murphy: yes
- Harriss, E.: yes
- Chesney: yes
- Villanueva: yes
- Peters: yes
- Hastings: yes
- Collins: yes
- Villivalam: yes
- Plummer: yes
- Hills: yes
- Cunningham: yes
- Walker: yes
- Porfirio: yes
- Curran: yes
- Wilcox: yes
- Preston: yes
- Hunter: yes
- DeWitte: yes
- Rezin: yes
- Johnson: yes
- Edly-Allen: yes
- Rose: yes
- Jones, E.: yes
- Ellman: yes
- Castro: not voting
- Harris, N.: not voting
- Holmes: not voting
Third Reading
2026-05-27 · pass · 19-0
Member-level votes (20)
- Canty, Mary Beth: yes
- Avelar, Dagmara: yes
- Didech, Daniel: yes
- Fritts, Bradley: yes
- Friess, David: yes
- Jiménez, Lilian: yes
- Gong-Gershowitz, Jennifer: yes
- McLaughlin, Martin: yes
- Katz Muhl, Tracy: yes
- Olickal, Kevin John: yes
- Morgan, Bob: yes
- Rita, Robert "Bob": yes
- Reick, Steven: yes
- Ugaste, Dan: yes
- Tarver II, Curtis J: yes
- Weber, Tom: yes
- Vella, Dave: yes
- Williams, Ann M: yes
- West II, Maurice A: yes
- Davis, Jed: not voting
Third Reading
2026-05-31 · pass · 116-0
Member-level votes (117)
- Mussman: yes
- Grasse: yes
- Ammons: yes
- Ness: yes
- Guerrero-Cuellar: yes
- Andrade: yes
- Niemerg: yes
- Guzzardi: yes
- Avelar: yes
- Olickal: yes
- Haas: yes
- Benton: yes
- Ortíz: yes
- Halbrook: yes
- Blair-Sherlock: yes
- Rashid: yes
- Hammond: yes
- Briel: yes
- Reick: yes
- Hanson: yes
- Buckner: yes
- Rita: yes
- Harper: yes
- Bunting: yes
- Rosenthal: yes
- Hauter: yes
- Cabello: yes
- Ryan: yes
- Hernandez, Barbara: yes
- Canty: yes
- Sanalitro: yes
- Hernandez, Lisa: yes
- Cassidy: yes
- Scherer: yes
- Hernandez, Norma: yes
- Chung: yes
- Schmidt: yes
- Hirschauer: yes
- Cochran: yes
- Schweizer: yes
- Hoffman: yes
- Coffey: yes
- Severin: yes
- Huynh: yes
- Crawford: yes
- Sheehan: yes
- Jacobs: yes
- Crespo: yes
- Slaughter: yes
- Jiménez: yes
- Croke: yes
- Smith: yes
- Johnson: yes
- Davidsmeyer: yes
- Sosnowski: yes
- Jones: yes
- Davis, Jed: yes
- Spain: yes
- Katz Muhl: yes
- Davis, Lisa: yes
- Stava: yes
- Keicher: yes
- Davis, Will: yes
- Stephens: yes
- Kelly: yes
- Deering: yes
- Stuart: yes
- Kifowit: yes
- DeLaRosa: yes
- Swanson: yes
- La Ha: yes
- Delgado: yes
- Syed: yes
- LaPointe: yes
- DeLuca: yes
- Tarver: yes
- Lilly: yes
- Deuter: yes
- Tipsword: yes
- Mah: yes
- Didech: yes
- Ugaste: yes
- Manley: yes
- Du Buclet: yes
- Vella: yes
- Elik: yes
- Walsh: yes
- Mayfield: yes
- Evans: yes
- Weaver: yes
- McCombie: yes
- Faver Dias: yes
- Weber: yes
- McLaughlin: yes
- Ford: yes
- West: yes
- Meier: yes
- Friess: yes
- Wilhour: yes
- Meyers-Martin: yes
- Fritts: yes
- Williams, Ann: yes
- Miller: yes
- Gabel: yes
- Williams, Jawaharial: yes
- Moeller: yes
- Gill: yes
- Windhorst: yes
- Moore: yes
- Gong-Gershowitz: yes
- Yang Rohr: yes
- Morgan: yes
- González: yes
- Morris: yes
- Gordon-Booth: yes
- Mason: excused
- Grant: excused
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T05:21:14.316252Z
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