Bill Commons

IL SB 3321

enacted

LOC GOV-CREDIT CARD AGREEMENTS

Illinois · 104th General Assembly, 2026 Session · upper

Follow this bill’s action updates (Atom)

Subscribe in a feed reader. The feed covers recorded actions from the last 30 days; Bill Commons may record an action after it happened at the legislature.

Quick answers

Did IL SB 3321 pass?

Yes. IL SB 3321 has been enacted into law. Latest recorded action (2026-08-21): Public Act . . . . . . . . . 104-0848

What is IL SB 3321 about?

IL SB 3321 is a bill in the 104th General Assembly, 2026 Session titled “LOC GOV-CREDIT CARD AGREEMENTS”.

Who sponsors IL SB 3321?

Meg Loughran Cappel, Barbara Hernandez are the primary sponsors of IL SB 3321, joined by 3 cosponsors.

Introduced
2026-02-26
Latest action
2026-08-21 — Public Act . . . . . . . . . 104-0848
Bill type
bill
Last updated
—

Sponsors

  • Meg Loughran Cappelprimary
  • Barbara Hernandezprimary
  • Linda Holmescosponsor
  • Napoleon Harris IIIcosponsor
  • Daniel Didechcosponsor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-08-21

    Public Act . . . . . . . . . 104-0848

    became-law

  2. 2026-08-21

    Public Act . . . . . . . . . 104-0848

    became-law

  3. 2026-08-21

    Effective Date August 21, 2026

  4. 2026-08-21

    Governor Approved

    executive-signature

  5. 2026-06-29

    Sent to the Governor

    executive-receipt

  6. 2026-05-31

    Passed Both Houses

  7. 2026-05-31

    Senate Concurs

  8. 2026-05-31

    House Floor Amendment No. 2 Senate Concurs 057-000-000

  9. 2026-05-30

    House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt State Government; 009-000-000

  10. 2026-05-30

    House Floor Amendment No. 2 Motion to Concur Assignments Referred to State Government

  11. 2026-05-30

    House Floor Amendment No. 2 Motion to Concur Referred to Assignments

  12. 2026-05-30

    House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Meg Loughran Cappel

    filing

  13. 2026-05-30

    Placed on Calendar Order of Concurrence House Amendment(s) 2 - May 31, 2026

  14. 2026-05-30

    Secretary's Desk - Concurrence House Amendment(s) 2

  15. 2026-05-29

    Third Reading - Short Debate - Passed 110-000-002

    passage,reading-3

  16. 2026-05-29

    Placed on Calendar Order of 3rd Reading - Short Debate

  17. 2026-05-29

    House Floor Amendment No. 2 Adopted

    amendment-passage

  18. 2026-05-22

    Third Reading/Final Action Deadline Extended-9(b) May 31, 2026

  19. 2026-05-22

    House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 009-000-000

    committee-passage-favorable

  20. 2026-05-21

    House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee

  21. 2026-05-20

    House Floor Amendment No. 2 Referred to Rules Committee

  22. 2026-05-20

    House Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez

    amendment-introduction

  23. 2026-05-19

    Held on Calendar Order of Second Reading - Short Debate

    reading-2

  24. 2026-05-19

    Second Reading - Short Debate

    reading-2

  25. 2026-05-12

    Added Alternate Co-Sponsor Rep. Daniel Didech

  26. 2026-05-06

    Placed on Calendar 2nd Reading - Short Debate

    reading-2

  27. 2026-05-05

    House Committee Amendment No. 1 Tabled

    amendment-failure

  28. 2026-05-05

    Do Pass / Short Debate Financial Institutions and Licensing Committee; 011-000-000

  29. 2026-05-04

    House Committee Amendment No. 1 Referred to Rules Committee

  30. 2026-05-04

    House Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez

    amendment-introduction

  31. 2026-04-27

    Assigned to Financial Institutions and Licensing Committee

    referral-committee

  32. 2026-03-27

    Referred to Rules Committee

  33. 2026-03-27

    First Reading

    reading-1

  34. 2026-03-26

    Chief House Sponsor Rep. Barbara Hernandez

  35. 2026-03-26

    Arrived in House

    introduction

  36. 2026-03-26

    Third Reading - Passed; 046-000-000

    passage,reading-3

  37. 2026-03-11

    Placed on Calendar Order of 3rd Reading March 12, 2026

  38. 2026-03-11

    Second Reading

    reading-2

  39. 2026-03-05

    Added as Co-Sponsor Sen. Napoleon Harris III

  40. 2026-03-05

    Placed on Calendar Order of 2nd Reading March 10, 2026

    reading-2

  41. 2026-03-05

    Do Pass as Amended Local Government; 009-000-000

  42. 2026-03-04

    Senate Committee Amendment No. 1 Adopted

    amendment-passage

  43. 2026-03-04

    Added as Chief Co-Sponsor Sen. Linda Holmes

  44. 2026-03-03

    Senate Committee Amendment No. 1 Assignments Refers to Local Government

  45. 2026-02-26

    Senate Committee Amendment No. 1 Referred to Assignments

  46. 2026-02-26

    Senate Committee Amendment No. 1 Filed with Secretary by Sen. Meg Loughran Cappel

    amendment-introduction

  47. 2026-02-25

    Postponed - Local Government

  48. 2026-02-17

    Assigned to Local Government

    referral-committee

  49. 2026-02-03

    Referred to Assignments

  50. 2026-02-03

    First Reading

    reading-1

  51. 2026-02-03

    Filed with Secretary by Sen. Meg Loughran Cappel

    filing

Versions

Documents

Votes

  • Local Government

    2026-03-04 · pass · 9-0

    Member-level votes (11)
    • Edly-Allen, Mary: yes
    • Faraci, Paul: yes
    • Holmes, Linda: yes
    • Harriss, Erica: yes
    • Murphy, Laura M: yes
    • Johnson, Adriane: yes
    • Turner, Sally J: yes
    • Porfirio, Mike: yes
    • Wilcox, Craig: yes
    • Arellano Jr., Li: not voting
    • Harris III, Napoleon: not voting
  • Third Reading

    2026-03-26 · pass · 46-0

    Member-level votes (58)
    • Simmons: yes
    • Joyce: yes
    • Faraci: yes
    • Anderson: yes
    • Sims: yes
    • Koehler: yes
    • Feigenholtz: yes
    • Aquino: yes
    • Stadelman: yes
    • Lewis: yes
    • Arellano, L.: yes
    • Syverson: yes
    • Lightford: yes
    • Balkema: yes
    • Tracy: yes
    • Loughran Cappel: yes
    • Glowiak Hilton: yes
    • Belt: yes
    • Turner, D.: yes
    • Guzmán: yes
    • Bryant: yes
    • Turner, S.: yes
    • McClure: yes
    • Castro: yes
    • Ventura: yes
    • Harris, N.: yes
    • Cervantes: yes
    • Villa: yes
    • Murphy: yes
    • Harriss, E.: yes
    • Chesney: yes
    • Villanueva: yes
    • Collins: yes
    • Plummer: yes
    • Hills: yes
    • Cunningham: yes
    • Walker: yes
    • Porfirio: yes
    • Curran: yes
    • Wilcox: yes
    • Hunter: yes
    • Edly-Allen: yes
    • Rose: yes
    • Jones, E.: yes
    • Ellman: yes
    • Fine: not voting
    • Fowler: not voting
    • Martwick: not voting
    • Halpin: not voting
    • Morrison: not voting
    • Peters: not voting
    • Hastings: not voting
    • Villivalam: not voting
    • Holmes: not voting
    • Preston: not voting
    • DeWitte: not voting
    • Rezin: not voting
    • Johnson: not voting
  • Financial Institutions & Licensing

    2026-05-05 · pass · 11-0

    Member-level votes (12)
    • Coffey Jr., Michael J: yes
    • Cochran, Justin: yes
    • Davidsmeyer, Christopher "C.D.": yes
    • Crawford, Michael: yes
    • Gill, Mary: yes
    • Didech, Daniel: yes
    • Manley, Natalie A: yes
    • Hernandez, Barbara: yes
    • Mussman, Michelle: yes
    • Ugaste, Dan: yes
    • Spain, Ryan: yes
    • Mayfield, Rita: not voting
  • Financial Institutions & Licensing, Amendment 2

    2026-05-22 · pass · 9-0

    Member-level votes (12)
    • Coffey Jr., Michael J: yes
    • Crawford, Michael: yes
    • Hanson, Matt: yes
    • Didech, Daniel: yes
    • Kelly, Michael J: yes
    • Hernandez, Barbara: yes
    • Manley, Natalie A: yes
    • West II, Maurice A: yes
    • Ugaste, Dan: yes
    • Cassidy, Kelly M: not voting
    • Davidsmeyer, Christopher "C.D.": not voting
    • Spain, Ryan: not voting
  • Third Reading

    2026-05-29 · pass · 110-0

    Member-level votes (117)
    • Mussman: yes
    • Grasse: yes
    • Ammons: yes
    • Ness: yes
    • Niemerg: yes
    • Guzzardi: yes
    • Avelar: yes
    • Olickal: yes
    • Haas: yes
    • Benton: yes
    • Ortíz: yes
    • Halbrook: yes
    • Blair-Sherlock: yes
    • Rashid: yes
    • Hammond: yes
    • Briel: yes
    • Reick: yes
    • Hanson: yes
    • Buckner: yes
    • Rita: yes
    • Harper: yes
    • Bunting: yes
    • Rosenthal: yes
    • Hauter: yes
    • Cabello: yes
    • Ryan: yes
    • Hernandez, Barbara: yes
    • Canty: yes
    • Sanalitro: yes
    • Hernandez, Lisa: yes
    • Cassidy: yes
    • Scherer: yes
    • Hernandez, Norma: yes
    • Chung: yes
    • Schmidt: yes
    • Hirschauer: yes
    • Cochran: yes
    • Schweizer: yes
    • Hoffman: yes
    • Coffey: yes
    • Severin: yes
    • Huynh: yes
    • Crawford: yes
    • Sheehan: yes
    • Jacobs: yes
    • Crespo: yes
    • Slaughter: yes
    • Jiménez: yes
    • Croke: yes
    • Smith: yes
    • Johnson: yes
    • Jones: yes
    • Davis, Jed: yes
    • Spain: yes
    • Katz Muhl: yes
    • Stava: yes
    • Davis, Will: yes
    • Stephens: yes
    • Kelly: yes
    • Deering: yes
    • Stuart: yes
    • Kifowit: yes
    • DeLaRosa: yes
    • Swanson: yes
    • La Ha: yes
    • Delgado: yes
    • Syed: yes
    • LaPointe: yes
    • DeLuca: yes
    • Lilly: yes
    • Deuter: yes
    • Tipsword: yes
    • Mah: yes
    • Didech: yes
    • Ugaste: yes
    • Manley: yes
    • Du Buclet: yes
    • Vella: yes
    • Mason: yes
    • Elik: yes
    • Walsh: yes
    • Mayfield: yes
    • Evans: yes
    • Weaver: yes
    • McCombie: yes
    • Faver Dias: yes
    • Weber: yes
    • McLaughlin: yes
    • Ford: yes
    • West: yes
    • Friess: yes
    • Wilhour: yes
    • Meyers-Martin: yes
    • Fritts: yes
    • Williams, Ann: yes
    • Miller: yes
    • Gabel: yes
    • Williams, Jawaharial: yes
    • Moeller: yes
    • Gill: yes
    • Windhorst: yes
    • Moore: yes
    • Gong-Gershowitz: yes
    • Yang Rohr: yes
    • Morgan: yes
    • González: yes
    • Morris: yes
    • Gordon-Booth: yes
    • Grant: yes
    • Davidsmeyer: other
    • Keicher: other
    • Guerrero-Cuellar: excused
    • Andrade: excused
    • Sosnowski: excused
    • Davis, Lisa: excused
    • Tarver: excused
    • Meier: excused
  • State Government, Amendment 2

    2026-05-30 · pass · 9-0

    Member-level votes (10)
    • DeWitte, Donald P: yes
    • Arellano Jr., Li: yes
    • Joyce, Patrick J: yes
    • Halpin, Michael W: yes
    • Martwick, Robert F: yes
    • Stadelman, Steve: yes
    • Preston, Willie: yes
    • Turner, Sally J: yes
    • Turner, Doris: yes
    • Loughran Cappel, Meg: not voting
  • Concurrence, Amendment 2

    2026-05-31 · pass · 57-0

    Member-level votes (58)
    • Simmons: yes
    • Joyce: yes
    • Faraci: yes
    • Anderson: yes
    • Sims: yes
    • Koehler: yes
    • Feigenholtz: yes
    • Aquino: yes
    • Stadelman: yes
    • Lewis: yes
    • Fine: yes
    • Arellano, L.: yes
    • Syverson: yes
    • Balkema: yes
    • Tracy: yes
    • Loughran Cappel: yes
    • Glowiak Hilton: yes
    • Belt: yes
    • Turner, D.: yes
    • Martwick: yes
    • Guzmán: yes
    • Bryant: yes
    • Turner, S.: yes
    • McClure: yes
    • Halpin: yes
    • Castro: yes
    • Ventura: yes
    • Morrison: yes
    • Harris, N.: yes
    • Cervantes: yes
    • Villa: yes
    • Murphy: yes
    • Harriss, E.: yes
    • Chesney: yes
    • Villanueva: yes
    • Peters: yes
    • Hastings: yes
    • Collins: yes
    • Villivalam: yes
    • Plummer: yes
    • Hills: yes
    • Cunningham: yes
    • Walker: yes
    • Porfirio: yes
    • Holmes: yes
    • Curran: yes
    • Wilcox: yes
    • Preston: yes
    • Hunter: yes
    • DeWitte: yes
    • Rezin: yes
    • Johnson: yes
    • Edly-Allen: yes
    • Rose: yes
    • Jones, E.: yes
    • Ellman: yes
    • Lightford: not voting
    • Fowler: not voting

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_api_sync, retrieved 2026-08-22T21:15:19.986371Z

Inspect retained evidence for changes recorded after evidence tracking began:

Session-wide evidence can include changes to other bills:

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=IL&identifier=SB 3321. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.