Bill Commons

FL HB 527

dead

Mandatory Human Reviews of Insurance Claim Denials

Florida · 2026 Regular Session · lower

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Quick answers

Did FL HB 527 pass?

No. FL HB 527 did not pass — it was defeated or died in the legislative process. Latest recorded action (2026-03-13): Died in Rules

What is FL HB 527 about?

Mandatory Human Reviews of Insurance Claim Denials ; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.

Who sponsors FL HB 527?

Cassel, Insurance & Banking Subcommittee, Commerce Committee are the primary sponsors of FL HB 527, joined by 5 cosponsors.

Description

Mandatory Human Reviews of Insurance Claim Denials ; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.

Introduced
—
Latest action
2026-03-13 — Died in Rules
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Casselprimary
  • Insurance & Banking Subcommitteeprimary
  • Commerce Committeeprimary
  • Crosscosponsor
  • Salzmancosponsor
  • Cobbcosponsor
  • Robinson, F.cosponsor
  • Mooneycosponsor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-03-13

    Died in Rules

    failure

  2. 2026-03-05

    Received

    enrolled

  3. 2026-03-05

    Referred to Rules

    referral-committee

  4. 2026-03-05

    In Messages

  5. 2026-03-05

    CS passed; YEAS 108, NAYS 0

    passage

  6. 2026-03-05

    Read 3rd time

    reading-3

  7. 2026-03-05

    Added to Third Reading Calendar

  8. 2026-03-05

    Read 2nd time

    reading-2

  9. 2026-03-02

    1st Reading (Committee Substitute 2)

    reading-1

  10. 2026-03-02

    Bill added to Special Order Calendar (3/5/2026)

  11. 2026-03-02

    Bill referred to House Calendar

  12. 2026-02-27

    CS Filed

    filing

  13. 2026-02-27

    Laid on Table under Rule 7.18(a)

    deferral

  14. 2026-02-27

    Reported out of Commerce Committee

  15. 2026-02-26

    Favorable with CS by Commerce Committee

    committee-passage-favorable

  16. 2026-02-24

    Added to Commerce Committee agenda

  17. 2026-01-13

    1st Reading (Committee Substitute 1)

    reading-1

  18. 2026-01-13

    1st Reading (Original Filed Version)

    filing,reading-1

  19. 2025-12-12

    Now in Commerce Committee

  20. 2025-12-12

    Referred to Commerce Committee

    referral-committee

  21. 2025-12-11

    CS Filed

    filing

  22. 2025-12-11

    Laid on Table under Rule 7.18(a)

    deferral

  23. 2025-12-11

    Reported out of Insurance & Banking Subcommittee

  24. 2025-12-09

    Favorable with CS by Insurance & Banking Subcommittee

    committee-passage-favorable

  25. 2025-12-02

    Added to Insurance & Banking Subcommittee agenda

  26. 2025-12-01

    Now in Insurance & Banking Subcommittee

  27. 2025-12-01

    Referred to Commerce Committee

    referral-committee

  28. 2025-12-01

    Referred to Insurance & Banking Subcommittee

    referral-committee

  29. 2025-11-24

    Filed

    filing

Versions

Documents

Votes

  • Passage, Third Reading

    2026-03-05 · pass · 108-0

    Member-level votes (117)
    • Abbott: yes
    • Eskamani: yes
    • Oliver: yes
    • Albert: yes
    • Esposito: yes
    • Overdorf: yes
    • Alvarez, D.: yes
    • Owen: yes
    • Alvarez, J.: yes
    • Franklin: yes
    • Partington: yes
    • Anderson: yes
    • Gantt: yes
    • Perez: yes
    • Andrade: yes
    • Garrison: yes
    • Persons-Mulicka: yes
    • Antone: yes
    • Gentry: yes
    • Plakon: yes
    • Aristide: yes
    • Gerwig: yes
    • Plasencia: yes
    • Baker: yes
    • Giallombardo: yes
    • Porras: yes
    • Bankson: yes
    • Gonzalez Pittman: yes
    • Rayner: yes
    • Barnaby: yes
    • Gossett-Seidman: yes
    • Redondo: yes
    • Bartleman: yes
    • Gottlieb: yes
    • Rizo: yes
    • Basabe: yes
    • Greco: yes
    • Benarroch: yes
    • Robinson, W.: yes
    • Berfield: yes
    • Grow: yes
    • Rosenwald: yes
    • Black: yes
    • Harris: yes
    • Blanco: yes
    • Hart-Lowman: yes
    • Sapp: yes
    • Booth: yes
    • Hinson: yes
    • Shoaf: yes
    • Borrero: yes
    • Hodgers: yes
    • Sirois: yes
    • Botana: yes
    • Holcomb: yes
    • Skidmore: yes
    • Boyles: yes
    • Hunschofsky: yes
    • Smith: yes
    • Brackett: yes
    • Jacques: yes
    • Snyder: yes
    • Brannan: yes
    • Johnson: yes
    • Spencer: yes
    • Buchanan: yes
    • Stark: yes
    • Busatta: yes
    • Kendall: yes
    • Steele: yes
    • Campbell: yes
    • Kincart Jonsson: yes
    • Tant: yes
    • Canady: yes
    • Koster: yes
    • Tendrich: yes
    • Cassel: yes
    • LaMarca: yes
    • Tomkow: yes
    • Chamberlin: yes
    • Long: yes
    • Trabulsy: yes
    • Chambliss: yes
    • López, J.: yes
    • Tramont: yes
    • Chaney: yes
    • Maggard: yes
    • Tuck: yes
    • Cobb: yes
    • Maney: yes
    • Valdés: yes
    • Conerly: yes
    • McClure: yes
    • Weinberger: yes
    • Cross: yes
    • Woodson: yes
    • Daley: yes
    • Melo: yes
    • Yarkosky: yes
    • Daniels: yes
    • Driskell: yes
    • Miller: yes
    • Young: yes
    • Duggan: yes
    • Mooney: yes
    • Dunkley: yes
    • Nix: yes
    • Nixon: yes
    • Fabricio: not voting
    • Robinson, F.: not voting
    • Griffitts: not voting
    • Salzman: not voting
    • Joseph: not voting
    • McFarland: not voting
    • Michael: not voting
    • Yeager: not voting
    • Edmonds: not voting

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T05:19:20.677932Z

Inspect retained evidence for changes recorded after evidence tracking began:

Session-wide evidence can include changes to other bills:

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=FL&identifier=HB 527. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.