Bill Commons

FL HB 381

dead

Office of Financial Regulation

Florida · 2026 Regular Session · lower

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Quick answers

Did FL HB 381 pass?

No. FL HB 381 did not pass — it was defeated or died in the legislative process. Latest recorded action (2026-03-13): Died in Commerce Committee; Companion bill(s) passed, see CS/CS/CS/SB 1452 (Ch. 2026-174)

What is FL HB 381 about?

Office of Financial Regulation; Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.

Who sponsors FL HB 381?

Barnaby, Insurance & Banking Subcommittee are the primary sponsors of FL HB 381.

Description

Office of Financial Regulation; Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.

Introduced
—
Latest action
2026-03-13 — Died in Commerce Committee; Companion bill(s) passed, see CS/CS/CS/SB 1452 (Ch. 2026-174)
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Barnabyprimary
  • Insurance & Banking Subcommitteeprimary

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-03-13

    Died in Commerce Committee

    failure

  2. 2026-03-13

    Died in Commerce Committee; Companion bill(s) passed, see CS/CS/CS/SB 1452 (Ch. 2026-174)

    failure

  3. 2026-02-16

    Now in Commerce Committee

  4. 2026-02-16

    Reported out of Information Technology Budget & Policy Subcommittee

  5. 2026-02-16

    Favorable by Information Technology Budget & Policy Subcommittee

    committee-passage-favorable

  6. 2026-02-12

    Added to Information Technology Budget & Policy Subcommittee agenda

  7. 2026-01-26

    Now in Information Technology Budget & Policy Subcommittee

  8. 2026-01-26

    Referred to Commerce Committee

    referral-committee

  9. 2026-01-26

    Referred to Information Technology Budget & Policy Subcommittee

    referral-committee

  10. 2026-01-23

    1st Reading (Committee Substitute 1)

    reading-1

  11. 2026-01-23

    CS Filed

    filing

  12. 2026-01-23

    Laid on Table under Rule 7.18(a)

    deferral

  13. 2026-01-23

    Reported out of Insurance & Banking Subcommittee

  14. 2026-01-21

    Favorable with CS by Insurance & Banking Subcommittee

    committee-passage-favorable

  15. 2026-01-16

    Added to Insurance & Banking Subcommittee agenda

  16. 2026-01-13

    1st Reading (Original Filed Version)

    filing,reading-1

  17. 2025-11-18

    Now in Insurance & Banking Subcommittee

  18. 2025-11-18

    Referred to Commerce Committee

    referral-committee

  19. 2025-11-18

    Referred to Information Technology Budget & Policy Subcommittee

    referral-committee

  20. 2025-11-18

    Referred to Insurance & Banking Subcommittee

    referral-committee

  21. 2025-11-06

    Filed

    filing

Versions

Documents

Votes

  • Favorable With Committee Substitute (Insurance & Banking Subcommittee)

    2026-01-21 · pass · 16-0

  • Favorable (Information Technology Budget & Policy Subcommittee)

    2026-02-16 · pass · 12-0

Related bills

No related bills recorded for this bill.

Official source

Attribution

Data from openstates_api_sync, retrieved 2026-08-04T00:47:57.419537Z

Inspect retained evidence for changes recorded after evidence tracking began:

Session-wide evidence can include changes to other bills:

Use this data

Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=FL&identifier=HB 381. See the API docs or the MCP server for AI assistants.

Known limitations

  • Sponsor party and chamber affiliation are not yet captured by this API.
  • Committee referrals are not yet captured.

See the methodology page for data sources and limitations.