CO HB 1110
enactedVulnerable Adult Financial Exploitation Banking
Colorado · 2026 Regular Session · lower
Subscribe in a feed reader. The feed covers recorded actions from the last 30 days; Bill Commons may record an action after it happened at the legislature.
Quick answers
Did CO HB 1110 pass?
Yes. CO HB 1110 has been enacted into law. Latest recorded action (2026-02-03): Introduced In House - Assigned to Finance
What is CO HB 1110 about?
The act creates the 'Adults' Security and Safeguards from Exploitation in Transactions Act' or the 'ASSET Act'. The act requires or authorizes a qualified individual at a bank or credit union (financial institution) to do the following when the individual reasonably and in good faith suspects that a vulnerable adult is the victim of financial exploitation:The qualified individual must notify appropriate local law enforcement or the county agency handling adult protective services; andThe qualified individual may notify a third party previously designated by or reasonably associated with the vulnerable adult. A financial institution or qualified individual may delay a disbursement from an account if the financial institution or qualified individual:Reasonably believes that the vulnerable adult is subject to financial exploitation;Provides written notification of the delay and the reason for the delay to all parties authorized to transact business on the account within 2 business days after the requested disbursement; except that a party who is reasonably believed to have engaged in financial exploitation of the vulnerable adult need not be notified; andContinues its internal review of the suspected or attempted financial exploitation. The delay may continue until:The financial institution or qualified individual reasonably believes that the vulnerable adult is not subject to financial exploitation;Local law enforcement or the county agency handling adult protective services concludes its investigation; orA court orders that the delay be removed. A financial institution or qualified individual must make a determination within 90 days after beginning the delay of a disbursement or, if waiting on the investigation of local law enforcement or a county agency handling adult protective services, within 180 days. The disbursement must be made or refused based on the conclusions of the investigation or the expiration of the time. A financial institution and qualified individual are immune from liability arising from the actions or from failing to take the actions authorized in the act if the act or failure to act was made in good faith and exercising reasonable care. A financial institution must provide access to or copies of records that are relevant to the suspected or attempted financial exploitation of an vulnerable adult to agencies charged with administering state adult protective services laws and to law enforcement. The records made available to agencies are not public records, as defined in the 'Colorado Open Records Act'.(Note: This summary applies to this bill as enacted.)
Who sponsors CO HB 1110?
C. Simpson, J. Danielson, M. Catlin and 2 others are the primary sponsors of CO HB 1110, joined by 40 cosponsors.
Description
The act creates the 'Adults' Security and Safeguards from Exploitation in Transactions Act' or the 'ASSET Act'. The act requires or authorizes a qualified individual at a bank or credit union (financial institution) to do the following when the individual reasonably and in good faith suspects that a vulnerable adult is the victim of financial exploitation:The qualified individual must notify appropriate local law enforcement or the county agency handling adult protective services; andThe qualified individual may notify a third party previously designated by or reasonably associated with the vulnerable adult. A financial institution or qualified individual may delay a disbursement from an account if the financial institution or qualified individual:Reasonably believes that the vulnerable adult is subject to financial exploitation;Provides written notification of the delay and the reason for the delay to all parties authorized to transact business on the account within 2 business days after the requested disbursement; except that a party who is reasonably believed to have engaged in financial exploitation of the vulnerable adult need not be notified; andContinues its internal review of the suspected or attempted financial exploitation. The delay may continue until:The financial institution or qualified individual reasonably believes that the vulnerable adult is not subject to financial exploitation;Local law enforcement or the county agency handling adult protective services concludes its investigation; orA court orders that the delay be removed. A financial institution or qualified individual must make a determination within 90 days after beginning the delay of a disbursement or, if waiting on the investigation of local law enforcement or a county agency handling adult protective services, within 180 days. The disbursement must be made or refused based on the conclusions of the investigation or the expiration of the time. A financial institution and qualified individual are immune from liability arising from the actions or from failing to take the actions authorized in the act if the act or failure to act was made in good faith and exercising reasonable care. A financial institution must provide access to or copies of records that are relevant to the suspected or attempted financial exploitation of an vulnerable adult to agencies charged with administering state adult protective services laws and to law enforcement. The records made available to agencies are not public records, as defined in the 'Colorado Open Records Act'.(Note: This summary applies to this bill as enacted.)
- Introduced
- 2026-02-03
- Latest action
- 2026-02-03 — Introduced In House - Assigned to Finance
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- C. Simpsonsponsor
- J. Danielsonsponsor
- M. Catlinsponsor
- J. Jacksonsponsor
- S. Camachosponsor
- C. Kolkercosponsor
- C. Kippcosponsor
- I. Jodehcosponsor
- N. Hinrichsencosponsor
- T. Exumcosponsor
- L. Cuttercosponsor
- J. Colemancosponsor
- J. Carsoncosponsor
- J. Bridgescosponsor
- M. Ballcosponsor
- T. Storycosponsor
- R. Stewartcosponsor
- K. Stewartcosponsor
- L. Smithcosponsor
- E. Sirotacosponsor
- M. Rutinelcosponsor
- N. Rickscosponsor
- A. Paschalcosponsor
- K. Nguyencosponsor
- K. McCormickcosponsor
- J. McCluskiecosponsor
- B. Marshallcosponsor
- J. Mabreycosponsor
- S. Liedercosponsor
- J. Josephcosponsor
- E. Hamrickcosponsor
- R. Gonzalezcosponsor
- M. Froelichcosponsor
- A. Flanellcosponsor
- C. Espenozacosponsor
- M. Durancosponsor
- C. Cliffordcosponsor
- J. Caldwellcosponsor
- K. Browncosponsor
- K. Wallacecosponsor
- A. Boeseneckercosponsor
- T. Sullivancosponsor
- M. Snydercosponsor
- R. Rodriguezcosponsor
- J. Marchmancosponsor
Committees
Not provided by source.
Action timeline
Newest first
2026-05-26
Governor Signed
executive-signature
2026-05-20
Signed by the Speaker of the House
passage
2026-05-20
Signed by the President of the Senate
passage
2026-05-20
Sent to the Governor
executive-receipt
2026-04-21
House Considered Senate Amendments - Result was to Concur - Repass
2026-04-20
Senate Third Reading Passed - No Amendments
passage,reading-3
2026-04-17
Senate Second Reading Special Order - Passed with Amendments - Committee
2026-04-14
Senate Committee on Business, Labor, & Technology Refer Amended - Consent Calendar to Senate Committee of the Whole
committee-passage
2026-04-06
Introduced In Senate - Assigned to Business, Labor, & Technology
introduction
2026-03-09
House Third Reading Passed - No Amendments
passage,reading-3
2026-03-06
House Second Reading Special Order - Passed with Amendments - Committee, Floor
2026-03-04
House Second Reading Laid Over Daily with Amendments - Committee
2026-03-03
House Second Reading Special Order - Laid Over Daily with Amendments - Committee
2026-02-26
House Committee on Finance Refer Amended to House Committee of the Whole
committee-passage,referral-committee
2026-02-03
Introduced In House - Assigned to Finance
introduction
Versions
Documents
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf(no extracted text yet)
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- text/html
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- text/html
- application/pdf
Votes
Refer House Bill 26-1110, as amended, to the Committee of the Whole.
2026-02-26 · pass · 0-0
Member-level votes (11)
- Max Brooks: yes
- Sean Camacho: yes
- Ken DeGraaf: yes
- Lorena Garcia: no
- Ryan Gonzalez: yes
- Anthony Hartsook: yes
- Bob Marshall: yes
- Rebekah Stewart: yes
- Yara Zokaie: no
- Brianna Titone: no
- Steven Woodrow: yes
Adopt amendment L.002
2026-02-26 · pass · 0-0
AMD (H.001)
2026-03-06 · fail · 0-0
Member-level votes (65)
- Bacon: yes
- Barron: no
- Boesenecker: no
- Bottoms: no
- Bradfield: excused
- Bradley: yes
- Brooks: no
- Brown: yes
- Caldwell: no
- Camacho: no
- Carter: no
- Clifford: yes
- DeGraaf: yes
- Duran: no
- English: yes
- Espenoza: no
- Feret: no
- Flanell: no
- Froelich: yes
- Garcia: yes
- Garcia Sander: no
- Gilchrist: no
- Goldstein: no
- Gonzalez R.: no
- Hamrick: no
- Hartsook: no
- Jackson: no
- Johnson: no
- Joseph: yes
- Keltie: no
- Lieder: no
- Lindsay: yes
- Luck: yes
- Lukens: no
- Mabrey: yes
- Marshall: yes
- Martinez: yes
- Mauro: no
- McCormick: no
- Nguyen: yes
- Paschal: no
- Phillips: excused
- Richardson: no
- Ricks: no
- Rutinel: yes
- Rydin: no
- Sirota: yes
- Slaugh: no
- Smith: no
- Soper: excused
- Stewart K.: no
- Stewart R.: no
- Story: yes
- Suckla: no
- Taggart: yes
- Titone: yes
- Valdez: excused
- Velasco: yes
- Weinberg: excused
- Willford: yes
- Winter T.: no
- Woodrow: yes
- Woog: no
- Zokaie: yes
- McCluskie: no
REREFER (2nd)
2026-03-09 · fail · 0-0
Member-level votes (65)
- Bacon: no
- Barron: no
- Boesenecker: no
- Bottoms: yes
- Bradfield: no
- Bradley: yes
- Brooks: no
- Brown: no
- Caldwell: no
- Camacho: no
- Carter: no
- Clifford: no
- DeGraaf: yes
- Duran: no
- English: excused
- Espenoza: no
- Feret: no
- Flanell: no
- Froelich: no
- Garcia: yes
- Garcia Sander: yes
- Gilchrist: no
- Goldstein: no
- Gonzalez R.: no
- Hamrick: no
- Hartsook: no
- Jackson: no
- Johnson: no
- Joseph: no
- Keltie: no
- Lieder: no
- Lindsay: yes
- Luck: yes
- Lukens: no
- Mabrey: yes
- Marshall: no
- Martinez: no
- Mauro: no
- McCormick: no
- Nguyen: no
- Paschal: no
- Phillips: no
- Richardson: yes
- Ricks: excused
- Rutinel: no
- Rydin: no
- Sirota: yes
- Slaugh: yes
- Smith: no
- Soper: yes
- Stewart K.: no
- Stewart R.: no
- Story: no
- Suckla: yes
- Taggart: no
- Titone: yes
- Valdez: yes
- Velasco: excused
- Weinberg: yes
- Willford: no
- Winter T.: no
- Woodrow: yes
- Woog: yes
- Zokaie: yes
- McCluskie: no
BILL
2026-03-09 · pass · 0-0
Member-level votes (65)
- Bacon: yes
- Barron: yes
- Boesenecker: yes
- Bottoms: yes
- Bradfield: yes
- Bradley: no
- Brooks: yes
- Brown: no
- Caldwell: yes
- Camacho: yes
- Carter: yes
- Clifford: no
- DeGraaf: no
- Duran: yes
- English: excused
- Espenoza: yes
- Feret: yes
- Flanell: yes
- Froelich: no
- Garcia: no
- Garcia Sander: yes
- Gilchrist: yes
- Goldstein: yes
- Gonzalez R.: yes
- Hamrick: yes
- Hartsook: yes
- Jackson: yes
- Johnson: yes
- Joseph: yes
- Keltie: yes
- Lieder: yes
- Lindsay: no
- Luck: no
- Lukens: yes
- Mabrey: no
- Marshall: yes
- Martinez: yes
- Mauro: yes
- McCormick: yes
- Nguyen: yes
- Paschal: yes
- Phillips: yes
- Richardson: no
- Ricks: excused
- Rutinel: yes
- Rydin: yes
- Sirota: no
- Slaugh: yes
- Smith: yes
- Soper: no
- Stewart K.: yes
- Stewart R.: yes
- Story: no
- Suckla: no
- Taggart: yes
- Titone: no
- Valdez: no
- Velasco: excused
- Weinberg: yes
- Willford: yes
- Winter T.: yes
- Woodrow: no
- Woog: yes
- Zokaie: no
- McCluskie: yes
Adopt amendment L.022
2026-04-14 · pass · 0-0
Refer House Bill 26-1110, as amended, to the Committee of the Whole and with a recommendation that it be placed on the consent calendar.
2026-04-14 · pass · 0-0
Member-level votes (5)
- Marc Catlin: yes
- Iman Jodeh: yes
- Larry Liston: yes
- Nick Hinrichsen: yes
- Jessie Danielson: yes
REPASS
2026-04-21 · pass · 0-0
Member-level votes (65)
- Bacon: yes
- Barron: yes
- Boesenecker: yes
- Bottoms: no
- Bradfield: yes
- Bradley: no
- Brooks: no
- Brown: yes
- Caldwell: yes
- Camacho: yes
- Carter: yes
- Clifford: yes
- DeGraaf: no
- Duran: yes
- English: yes
- Espenoza: yes
- Feret: yes
- Flanell: no
- Froelich: yes
- Garcia: yes
- Garcia Sander: yes
- Gilchrist: yes
- Goldstein: yes
- Gonzalez R.: yes
- Hamrick: yes
- Hartsook: yes
- Jackson: yes
- Johnson: yes
- Joseph: yes
- Keltie: no
- Lieder: yes
- Lindsay: yes
- Luck: no
- Lukens: yes
- Mabrey: yes
- Marshall: yes
- Martinez: yes
- Mauro: yes
- McCormick: yes
- Nguyen: yes
- Paschal: yes
- Phillips: yes
- Richardson: no
- Ricks: yes
- Rutinel: yes
- Rydin: yes
- Sirota: yes
- Slaugh: yes
- Smith: yes
- Soper: yes
- Stewart K.: yes
- Stewart R.: yes
- Story: yes
- Suckla: no
- Taggart: yes
- Titone: yes
- Valdez: excused
- Velasco: yes
- Weinberg: no
- Willford: yes
- Winter T.: yes
- Woodrow: yes
- Woog: yes
- Zokaie: yes
- McCluskie: yes
CONCUR
2026-04-21 · pass · 0-0
Member-level votes (65)
- Bacon: yes
- Barron: yes
- Boesenecker: yes
- Bottoms: yes
- Bradfield: yes
- Bradley: yes
- Brooks: no
- Brown: yes
- Caldwell: yes
- Camacho: yes
- Carter: yes
- Clifford: yes
- DeGraaf: yes
- Duran: yes
- English: yes
- Espenoza: yes
- Feret: yes
- Flanell: yes
- Froelich: yes
- Garcia: yes
- Garcia Sander: yes
- Gilchrist: yes
- Goldstein: yes
- Gonzalez R.: yes
- Hamrick: yes
- Hartsook: yes
- Jackson: yes
- Johnson: yes
- Joseph: yes
- Keltie: yes
- Lieder: yes
- Lindsay: yes
- Luck: yes
- Lukens: yes
- Mabrey: yes
- Marshall: yes
- Martinez: yes
- Mauro: yes
- McCormick: yes
- Nguyen: yes
- Paschal: yes
- Phillips: yes
- Richardson: yes
- Ricks: yes
- Rutinel: yes
- Rydin: yes
- Sirota: yes
- Slaugh: yes
- Smith: yes
- Soper: yes
- Stewart K.: yes
- Stewart R.: yes
- Story: yes
- Suckla: yes
- Taggart: yes
- Titone: yes
- Valdez: excused
- Velasco: yes
- Weinberg: no
- Willford: yes
- Winter T.: yes
- Woodrow: yes
- Woog: yes
- Zokaie: yes
- McCluskie: yes
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-08-28T23:30:08.500110Z
Inspect retained evidence for changes recorded after evidence tracking began:
Session-wide evidence can include changes to other bills:
Use this data
Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=CO&identifier=HB 1110. See the API docs or the MCP server for AI assistants.
Known limitations
- Sponsor party and chamber affiliation are not yet captured by this API.
- Committee referrals are not yet captured.
- Some documents have no extracted text yet, so version comparison may be limited.
See the methodology page for data sources and limitations.