Bill Commons

CA SB 946

enacted

Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents.

California · 2025-2026 Regular Session · upper

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Quick answers

Did CA SB 946 pass?

Yes. CA SB 946 has been enacted into law. Latest recorded action (2026-09-27): Chaptered by Secretary of State. Chapter 661, Statutes of 2026.

What is CA SB 946 about?

The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions. Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027. This bill would extend the operation of those provisions indefinitely.

Who sponsors CA SB 946?

Seyarto is the primary sponsor of CA SB 946.

Description

The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions. Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027. This bill would extend the operation of those provisions indefinitely.

Introduced
2026-02-02
Latest action
2026-09-27 — Chaptered by Secretary of State. Chapter 661, Statutes of 2026.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Seyartoauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-09-27

    Chaptered by Secretary of State. Chapter 661, Statutes of 2026.

    became-law

  2. 2026-09-27

    Approved by the Governor.

    executive-signature

  3. 2026-08-27

    Enrolled and presented to the Governor at 4:30 p.m.

  4. 2026-08-20

    Read third time. Passed. Ordered to the Senate.

    passage,reading-1,reading-3

  5. 2026-08-20

    In Senate. Ordered to engrossing and enrolling.

    committee-passage

  6. 2026-08-20

    Read third time. Passed. (Ayes 77. Noes 0. Page 6299.) Ordered to the Senate.

    passage,reading-1,reading-3

  7. 2026-08-13

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  8. 2026-08-13

    From committee: Do pass. (Ayes 15. Noes 0.) (August 13).

    committee-passage,committee-passage-favorable

  9. 2026-08-13

    Assembly Rule 63 suspended.

  10. 2026-08-05

    August 5 set for first hearing. Placed on suspense file.

  11. 2026-06-25

    Re-referred to Com. on APPR. pursuant to Assembly Rule 97.

    referral-committee

  12. 2026-06-24

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  13. 2026-06-23

    From committee: Do pass. (Ayes 8. Noes 0.) (June 22).

    committee-passage,committee-passage-favorable

  14. 2026-06-01

    Referred to Com. on B. & F.

    referral-committee

  15. 2026-05-22

    In Assembly. Read first time. Held at Desk.

    reading-1

  16. 2026-05-22

    Read third time. Passed. (Ayes 33. Noes 0. Page 4417.) Ordered to the Assembly.

    passage,reading-1,reading-3

  17. 2026-05-20

    Ordered to special consent calendar.

  18. 2026-05-14

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  19. 2026-05-14

    From committee: Do pass. (Ayes 7. Noes 0. Page 4258.) (May 14).

    committee-passage,committee-passage-favorable

  20. 2026-05-08

    Set for hearing May 14.

  21. 2026-04-13

    April 13 hearing: Placed on APPR. suspense file.

  22. 2026-03-27

    Set for hearing April 13.

  23. 2026-03-18

    From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 6. Noes 0. Page 3599.) (March 18). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  24. 2026-02-24

    Set for hearing March 18.

  25. 2026-02-18

    Referred to Coms. on B. & F.I. and APPR.

    referral-committee

  26. 2026-02-03

    From printer. May be acted upon on or after March 5.

  27. 2026-02-02

    Introduced. Read first time. To Com. on RLS. for assignment. To print.

    introduction,reading-1,referral-committee

Versions

Documents

Votes

  • Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar

    2026-03-18 · pass · 6-0

    Member-level votes (7)
    • Strickland: yes
    • Grayson: yes
    • Niello: yes
    • Cervantes: yes
    • Richardson: yes
    • Reyes: yes
    • Hurtado: other

  • Placed on suspense file

    2026-04-13 · pass · 7-0

    Member-level votes (7)
    • Dahle: yes
    • Richardson: yes
    • Cervantes: yes
    • Cabaldon: yes
    • Seyarto: yes
    • Wahab: yes
    • Grayson: yes

  • Do pass

    2026-05-14 · pass · 7-0

    Member-level votes (7)
    • Cervantes: yes
    • Seyarto: yes
    • Wahab: yes
    • Cabaldon: yes
    • Dahle: yes
    • Richardson: yes
    • Grayson: yes

  • Special Consent

    2026-05-22 · pass · 33-0

    Member-level votes (40)
    • Rubio: yes
    • Durazo: yes
    • Cortese: yes
    • McNerney: yes
    • Pérez: yes
    • Weber Pierson: yes
    • Strickland: yes
    • Gonzalez: yes
    • Cabaldon: yes
    • Wiener: yes
    • Cervantes: yes
    • Umberg: yes
    • Blakespear: yes
    • Archuleta: yes
    • Arreguín: yes
    • Valladares: yes
    • Reyes: yes
    • Ashby: yes
    • Jones: yes
    • Dahle: yes
    • Limón: yes
    • Seyarto: yes
    • Grove: yes
    • Smallwood-Cuevas: yes
    • Caballero: yes
    • Choi: yes
    • Richardson: yes
    • McGuire: yes
    • Laird: yes
    • Wahab: yes
    • Ochoa Bogh: yes
    • Menjivar: yes
    • Grayson: yes
    • Becker: other
    • Hurtado: other
    • Padilla: other
    • Alvarado-Gil: other
    • Stern: other
    • Niello: other
    • Allen: other

  • Do pass.

    2026-06-22 · pass · 8-0

    Member-level votes (9)
    • Chen: yes
    • Krell: yes
    • Michelle Rodriguez: yes
    • Fong: yes
    • Valencia: yes
    • Dixon: yes
    • Soria: yes
    • Blanca Rubio: yes
    • Schiavo: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB946

Attribution

Data from openstates_api_sync, retrieved 2026-09-29T18:59:36.380540Z

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