CA SB 1301
enactedResidential property insurance: nonrenewals.
California · 2025-2026 Regular Session · upper
Subscribe in a feed reader. The feed covers recorded actions from the last 30 days; Bill Commons may record an action after it happened at the legislature.
Quick answers
Did CA SB 1301 pass?
Yes. CA SB 1301 has been enacted into law. Latest recorded action (2026-09-27): Chaptered by Secretary of State. Chapter 693, Statutes of 2026.
What is CA SB 1301 about?
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to deliver to the named insured an offer of renewal, as specified, at least 45 days before the policy expiration and to deliver a notice of nonrenewal at least 75 days before the policy expiration. If the insurer fails to do so, existing law requires the existing policy, with no change in its terms and conditions, to remain in effect for 75 days from the date that the notice of nonrenewal is delivered or mailed to the named insured. Existing law requires nonrenewal notices to contain specified information. This bill would, beginning January 1, 2028, require an insurer to deliver to the named policyholder a notice of nonrenewal of the policy at least 90 days before the policy expiration, except as provided. The bill would require the notice to contain specified information, including all information related to the basis for the nonrenewal, as specified. If the insurer fails to deliver a notice of nonrenewal to the named policyholder, the bill would require the existing policy to remain in effect for 90 days from the date the notice of nonrenewal is delivered. If an insurer finds that a policy does not meet its underwriting guidelines due to a condition that can be remedied by the policyholder, the bill would require the insurer to deliver or mail to the named policyholder a notice at least 120 days before the policy expiration that includes an explanation of any remediation, additional information, or other change to the property that would qualify the policyholder to obtain renewal of the policy. This bill would, beginning January 1, 2028, require an insurer that refuses to renew a policy to provide the policyholder with a detailed, plain language explanation of the grounds for the nonrenewal and all nonaerial imagery relied upon as a basis for the decision. The bill would require, upon request and within 15 days of that request, an insurer to provide any property inspection findings or property inspection reports relied upon as a basis for the decision. If an insurer finds that a policy does not meet its underwriting guidelines due to a condition that can be remedied by the policyholder, the bill would require the insurer to provide the policyholder with a period of not less than 90 days to perform the necessary remediation or other change to the property or to provide additional information. The bill would prohibit an insurer from refusing to renew a residential property insurance policy solely on the basis of certain claims, on the basis of the policyholder's previous inquiry, or on the basis of the age of the roof under certain circumstances. On or before April 1, 2029, and annually thereafter by that date, this bill would require an insurer to submit to the commissioner a report for the previous calendar year containing specified information. On or before September 1, 2029, and annually thereafter by that date, the bill would require the commissioner to prepare and publish on the department's internet website an aggregated report for the previous calendar year of the information reported by insurers.
Who sponsors CA SB 1301?
Allen is the primary sponsor of CA SB 1301, joined by 5 cosponsors.
Description
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to deliver to the named insured an offer of renewal, as specified, at least 45 days before the policy expiration and to deliver a notice of nonrenewal at least 75 days before the policy expiration. If the insurer fails to do so, existing law requires the existing policy, with no change in its terms and conditions, to remain in effect for 75 days from the date that the notice of nonrenewal is delivered or mailed to the named insured. Existing law requires nonrenewal notices to contain specified information. This bill would, beginning January 1, 2028, require an insurer to deliver to the named policyholder a notice of nonrenewal of the policy at least 90 days before the policy expiration, except as provided. The bill would require the notice to contain specified information, including all information related to the basis for the nonrenewal, as specified. If the insurer fails to deliver a notice of nonrenewal to the named policyholder, the bill would require the existing policy to remain in effect for 90 days from the date the notice of nonrenewal is delivered. If an insurer finds that a policy does not meet its underwriting guidelines due to a condition that can be remedied by the policyholder, the bill would require the insurer to deliver or mail to the named policyholder a notice at least 120 days before the policy expiration that includes an explanation of any remediation, additional information, or other change to the property that would qualify the policyholder to obtain renewal of the policy. This bill would, beginning January 1, 2028, require an insurer that refuses to renew a policy to provide the policyholder with a detailed, plain language explanation of the grounds for the nonrenewal and all nonaerial imagery relied upon as a basis for the decision. The bill would require, upon request and within 15 days of that request, an insurer to provide any property inspection findings or property inspection reports relied upon as a basis for the decision. If an insurer finds that a policy does not meet its underwriting guidelines due to a condition that can be remedied by the policyholder, the bill would require the insurer to provide the policyholder with a period of not less than 90 days to perform the necessary remediation or other change to the property or to provide additional information. The bill would prohibit an insurer from refusing to renew a residential property insurance policy solely on the basis of certain claims, on the basis of the policyholder's previous inquiry, or on the basis of the age of the roof under certain circumstances. On or before April 1, 2029, and annually thereafter by that date, this bill would require an insurer to submit to the commissioner a report for the previous calendar year containing specified information. On or before September 1, 2029, and annually thereafter by that date, the bill would require the commissioner to prepare and publish on the department's internet website an aggregated report for the previous calendar year of the information reported by insurers.
- Introduced
- 2026-02-20
- Latest action
- 2026-09-27 — Chaptered by Secretary of State. Chapter 693, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Allenauthor
- Pérezprincipal coauthor
- Harabedianprincipal coauthor
- Wienercoauthor
- Connollycoauthor
- Schiavocoauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-27
Chaptered by Secretary of State. Chapter 693, Statutes of 2026.
became-law
2026-09-27
Approved by the Governor.
executive-signature
2026-09-09
Enrolled and presented to the Governor at 2 p.m.
executive-receipt
2026-08-31
Read third time. Passed. Ordered to the Senate.
passage,reading-1,reading-3
2026-08-31
In Senate. Concurrence in Assembly amendments pending.
2026-08-31
Assembly amendments concurred in. (Ayes 29. Noes 7.) Ordered to engrossing and enrolling.
amendment-passage,committee-passage,committee-passage-favorable
2026-08-31
Read third time. Passed. (Ayes 63. Noes 11. Page 6994.) Ordered to the Senate.
passage,reading-1,reading-3
2026-08-17
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-08-13
From committee: Do pass as amended. (Ayes 11. Noes 2.) (August 13).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-13
Read second time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2
2026-08-13
Assembly Rule 63 suspended.
2026-08-05
August 5 set for first hearing. Placed on suspense file.
2026-06-25
Read second time and amended. Re-referred to Com. on APPR.
amendment-passage,reading-1,reading-2,referral-committee
2026-06-24
From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 13. Noes 2.) (June 24).
amendment-passage,committee-passage,committee-passage-favorable,referral-committee
2026-06-18
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-06-01
Referred to Com. on INS.
referral-committee
2026-05-26
In Assembly. Read first time. Held at Desk.
reading-1
2026-05-26
Read third time. Passed. (Ayes 29. Noes 7. Page 4451.) Ordered to the Assembly.
passage,reading-1,reading-3
2026-05-18
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-05-14
From committee: Do pass as amended. (Ayes 5. Noes 2. Page 4272.) (May 14).
amendment-passage,committee-passage,committee-passage-favorable
2026-05-14
Read second time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2
2026-05-08
Set for hearing May 14.
2026-05-04
May 4 hearing: Placed on APPR. suspense file.
2026-04-24
Set for hearing May 4.
2026-04-23
From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 2. Page 4012.) (April 22). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-04-10
Set for hearing April 22.
2026-03-04
Referred to Com. on INS.
referral-committee
2026-02-23
From printer. May be acted upon on or after March 23.
2026-02-23
Read first time.
reading-1
2026-02-20
Introduced. To Com. on RLS. for assignment. To print.
introduction,referral-committee
Versions
- 02/20/26 - Introduced — 2026-02-20Compare
- 05/14/26 - Amended Senate — 2026-05-14Compare
- 06/18/26 - Amended Assembly — 2026-06-18Compare
- 06/25/26 - Amended Assembly — 2026-06-25Compare
- 08/13/26 - Amended Assembly — 2026-08-13Compare
- 09/04/26 - Enrolled — 2026-09-04Compare
- 09/27/26 - Chaptered — 2026-09-27Compare
- (document, no version)Compare
- SB1301Compare
Documents
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- text/html
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf
- application/pdf
- application/pdf
Votes
Do pass, but first be re-referred to the Committee on [Appropriations]
2026-04-22 · pass · 5-2
Member-level votes (7)
- Padilla: yes
- Richardson: yes
- Rubio: yes
- Becker: yes
- Menjivar: yes
- Niello: no
- Jones: no
Placed on suspense file
2026-05-04 · pass · 7-0
Member-level votes (7)
- Dahle: yes
- Cervantes: yes
- Wahab: yes
- Richardson: yes
- Seyarto: yes
- Cabaldon: yes
- Grayson: yes
Do pass as amended
2026-05-14 · pass · 5-2
Member-level votes (7)
- Wahab: yes
- Cervantes: yes
- Cabaldon: yes
- Richardson: yes
- Grayson: yes
- Dahle: no
- Seyarto: no
3rd Reading SB1301 Allen et al.
2026-05-26 · pass · 29-7
Member-level votes (40)
- Cabaldon: yes
- Ashby: yes
- Wiener: yes
- McGuire: yes
- Stern: yes
- Richardson: yes
- Laird: yes
- Rubio: yes
- Wahab: yes
- Caballero: yes
- Weber Pierson: yes
- Padilla: yes
- Arreguín: yes
- Cervantes: yes
- Durazo: yes
- Blakespear: yes
- Hurtado: yes
- Menjivar: yes
- Pérez: yes
- Grayson: yes
- Umberg: yes
- Archuleta: yes
- Allen: yes
- McNerney: yes
- Cortese: yes
- Reyes: yes
- Becker: yes
- Smallwood-Cuevas: yes
- Limón: yes
- Strickland: no
- Valladares: no
- Seyarto: no
- Jones: no
- Choi: no
- Alvarado-Gil: no
- Grove: no
- Ochoa Bogh: other
- Dahle: other
- Niello: other
- Gonzalez: other
Do pass as amended and be re-referred to the Committee on [Appropriations]
2026-06-24 · pass · 13-2
Member-level votes (17)
- Gipson: yes
- Michelle Rodriguez: yes
- Addis: yes
- Harabedian: yes
- Ávila Farías: yes
- Petrie-Norris: yes
- Ortega: yes
- Nguyen: yes
- Calderon: yes
- Valencia: yes
- Berman: yes
- Alvarez: yes
- Krell: yes
- Ellis: no
- Hadwick: no
- Chen: other
- Wallis: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-10-01T06:33:43.706082Z
Inspect retained evidence for changes recorded after evidence tracking began:
Session-wide evidence can include changes to other bills:
Use this data
Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=CA&identifier=SB 1301. See the API docs or the MCP server for AI assistants.
Known limitations
- Sponsor party and chamber affiliation are not yet captured by this API.
- Committee referrals are not yet captured.
- Some documents have no extracted text yet, so version comparison may be limited.
See the methodology page for data sources and limitations.