Bill Commons

CA AB 801

enacted

Nondiscrimination.

California · 2025-2026 Regular Session · lower

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Quick answers

Did CA AB 801 pass?

Yes. CA AB 801 has been enacted into law. Latest recorded action (2026-09-30): Chaptered by Secretary of State - Chapter 871, Statutes of 2026.

What is CA AB 801 about?

Existing law establishes the Department of Financial Protection and Innovation under the direction of the Commissioner of Financial Protection and Innovation. Existing law makes the department responsible for administering various laws relating to financial institutions, including the Banking Law, the California Credit Union Law (CCUL) , and the California Residential Mortgage Lending Act (CRMLA) , a willful violation of which is punishable as a misdemeanor. The CRMLA requires, as often as the commissioner deems necessary and appropriate, but at least once every 48 months, the commissioner to examine the affairs of each residential mortgage lender and servicer licensee for compliance with the CRMLA. The CRMLA authorizes the commissioner to examine the licensee's officers, directors, employees, or agents under oath regarding the licensee's operations. The CRMLA requires the commissioner to provide a written statement, the disclosure of which is subject to certain restrictions, of the findings of the examination, issue a copy of that statement to each licensee's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of the CRMLA. This bill, the California Fair Lending Examination Act, would require, under the Banking Law and the CCUL, the commissioner to, at least once every 4 years, examine, as prescribed, the books and records of certain entities subject to the commissioner's examination authority under those laws for compliance with any nondiscrimination law applicable to mortgage lending, as specified, and would require the commissioner to provide a written statement of the findings of that examination, issue a copy of that statement to the subject's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of applicable nondiscrimination laws. The bill would prohibit disclosure of that statement to anyone other than the subject entity, law enforcement officials, or other state or federal regulatory agencies for further investigation and enforcement. This bill would, as part of the above-described examination required by the CRMLA, require the commissioner to additionally examine the licensee for compliance with any nondiscrimination law applicable to mortgage lending, as prescribed. This bill would make a violation of an applicable nondiscrimination law a violation of the Banking Law, the CCUL, or the CRMLA, as applicable, and would authorize, under the Banking Law and the CCUL, the commissioner to examine the applicable entity's officers, directors, employees, or agents under oath regarding the entity's operations. By expanding the scope of the crimes of perjury and of violating the CRMLA, this bill would impose a state-mandated local program. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.

Who sponsors CA AB 801?

Bonta is the primary sponsor of CA AB 801, joined by 10 cosponsors.

Description

Existing law establishes the Department of Financial Protection and Innovation under the direction of the Commissioner of Financial Protection and Innovation. Existing law makes the department responsible for administering various laws relating to financial institutions, including the Banking Law, the California Credit Union Law (CCUL) , and the California Residential Mortgage Lending Act (CRMLA) , a willful violation of which is punishable as a misdemeanor. The CRMLA requires, as often as the commissioner deems necessary and appropriate, but at least once every 48 months, the commissioner to examine the affairs of each residential mortgage lender and servicer licensee for compliance with the CRMLA. The CRMLA authorizes the commissioner to examine the licensee's officers, directors, employees, or agents under oath regarding the licensee's operations. The CRMLA requires the commissioner to provide a written statement, the disclosure of which is subject to certain restrictions, of the findings of the examination, issue a copy of that statement to each licensee's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of the CRMLA. This bill, the California Fair Lending Examination Act, would require, under the Banking Law and the CCUL, the commissioner to, at least once every 4 years, examine, as prescribed, the books and records of certain entities subject to the commissioner's examination authority under those laws for compliance with any nondiscrimination law applicable to mortgage lending, as specified, and would require the commissioner to provide a written statement of the findings of that examination, issue a copy of that statement to the subject's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of applicable nondiscrimination laws. The bill would prohibit disclosure of that statement to anyone other than the subject entity, law enforcement officials, or other state or federal regulatory agencies for further investigation and enforcement. This bill would, as part of the above-described examination required by the CRMLA, require the commissioner to additionally examine the licensee for compliance with any nondiscrimination law applicable to mortgage lending, as prescribed. This bill would make a violation of an applicable nondiscrimination law a violation of the Banking Law, the CCUL, or the CRMLA, as applicable, and would authorize, under the Banking Law and the CCUL, the commissioner to examine the applicable entity's officers, directors, employees, or agents under oath regarding the entity's operations. By expanding the scope of the crimes of perjury and of violating the CRMLA, this bill would impose a state-mandated local program. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.

Introduced
2025-03-28
Latest action
2026-09-30 — Chaptered by Secretary of State - Chapter 871, Statutes of 2026.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Bontaauthor
  • Bryanprincipal coauthor
  • Elhawaryprincipal coauthor
  • Gipsonprincipal coauthor
  • Jacksonprincipal coauthor
  • McKinnorprincipal coauthor
  • Sharp-Collinsprincipal coauthor
  • Wilsonprincipal coauthor
  • Richardsonprincipal coauthor
  • Smallwood-Cuevasprincipal coauthor
  • Weber Piersonprincipal coauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-09-30

    Chaptered by Secretary of State - Chapter 871, Statutes of 2026.

    became-law

  2. 2026-09-30

    Approved by the Governor.

    executive-signature

  3. 2026-09-03

    Enrolled and presented to the Governor at 4 p.m.

    executive-receipt

  4. 2026-08-26

    Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 60. Noes 11.).

    amendment-passage,committee-passage,committee-passage-favorable

  5. 2026-08-26

    Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 60. Noes 11. Page 6564.).

    amendment-passage,committee-passage,committee-passage-favorable

  6. 2026-08-25

    In Assembly. Concurrence in Senate amendments pending.

  7. 2026-08-25

    Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 7.).

    passage,reading-1,reading-3

  8. 2026-08-19

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  9. 2026-08-18

    Read third time and amended. Ordered to second reading.

    amendment-passage,reading-1,reading-2,reading-3

  10. 2026-08-17

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  11. 2026-08-13

    Read second time and amended. Ordered returned to second reading.

    amendment-passage,reading-1,reading-2

  12. 2026-08-13

    From committee: Amend, and do pass as amended. (Ayes 5. Noes 2.) (August 13).

    amendment-introduction,amendment-passage,committee-passage

  13. 2026-08-03

    In committee: Referred to APPR. suspense file.

    referral-committee

  14. 2026-07-02

    Read second time and amended. Re-referred to Com. on APPR.

    amendment-passage,reading-1,reading-2,referral-committee

  15. 2026-07-01

    From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 2.) (June 30).

    amendment-introduction,amendment-passage,committee-passage,referral-committee

  16. 2026-06-18

    From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2.) (June 17). Re-referred to Com. on JUD.

    committee-passage,committee-passage-favorable,referral-committee

  17. 2026-06-04

    From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  18. 2025-07-01

    In committee: Set, first hearing. Hearing canceled at the request of author.

  19. 2025-06-18

    Referred to Coms. on B. & F.I. and JUD.

    referral-committee

  20. 2025-06-04

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  21. 2025-06-03

    Read third time. Passed. Ordered to the Senate. (Ayes 45. Noes 15. Page 2027.)

    passage,reading-1,reading-3

  22. 2025-05-27

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  23. 2025-05-23

    Read second time and amended. Ordered returned to second reading.

    amendment-passage,reading-1,reading-2

  24. 2025-05-23

    Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)

  25. 2025-05-23

    From committee: Amend, and do pass as amended. (Ayes 11. Noes 2.) (May 23).

    amendment-introduction,amendment-passage,committee-passage

  26. 2025-05-14

    In committee: Set, first hearing. Referred to APPR. suspense file.

    referral-committee

  27. 2025-05-07

    Re-referred to Com. on APPR.

    referral-committee

  28. 2025-05-06

    Read second time and amended.

    amendment-passage,reading-1,reading-2

  29. 2025-05-05

    From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 5. Noes 1.) (April 28).

    amendment-introduction,amendment-passage,committee-passage,referral-committee

  30. 2025-04-28

    Joint Rule 62(a) suspended. (Page 1307.)

  31. 2025-04-22

    Re-referred to Com. on B. & F.

    referral-committee

  32. 2025-04-21

    From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  33. 2025-04-01

    Re-referred to Com. on B. & F.

    referral-committee

  34. 2025-03-28

    From committee chair, with author's amendments: Amend, and re-refer to Com. on B.&F. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  35. 2025-03-28

    Referred to Com. on B.&F.

    referral-committee

  36. 2025-02-19

    From printer. May be heard in committee March 21.

  37. 2025-02-18

    Read first time. To print.

    reading-1

Versions

  • 02/18/25 - Introduced — 2025-02-18Compare
  • 03/28/25 - Amended Assembly — 2025-03-28Compare
  • 04/21/25 - Amended Assembly — 2025-04-21Compare
  • 05/06/25 - Amended Assembly — 2025-05-06Compare
  • 05/23/25 - Amended Assembly — 2025-05-23Compare
  • 06/04/26 - Amended Senate — 2026-06-04Compare
  • 07/02/26 - Amended Senate — 2026-07-02Compare
  • 08/13/26 - Amended Senate — 2026-08-13Compare
  • 08/18/26 - Amended Senate — 2026-08-18Compare
  • 08/30/26 - Enrolled — 2026-08-30Compare
  • 09/30/26 - Chaptered — 2026-09-30Compare
  • AB801Compare
  • (document, no version)Compare

Documents

Votes

  • Do pass as amended and be re-referred to the Committee on [Appropriations]

    2025-04-28 · pass · 5-1

    Member-level votes (9)
    • Valencia: yes
    • Schiavo: yes
    • Krell: yes
    • Soria: yes
    • Fong: yes
    • Dixon: no
    • Chen: other
    • Michelle Rodriguez: other
    • Blanca Rubio: other
  • Do pass as amended.

    2025-05-23 · pass · 11-2

    Member-level votes (15)
    • Calderon: yes
    • Elhawary: yes
    • Hart: yes
    • Mark González: yes
    • Arambula: yes
    • Pacheco: yes
    • Solache: yes
    • Caloza: yes
    • Wicks: yes
    • Pellerin: yes
    • Fong: yes
    • Dixon: no
    • Tangipa: no
    • Ta: other
    • Sanchez: other
  • AB 801 Bonta Assembly Third Reading

    2025-06-04 · pass · 45-15

    Member-level votes (79)
    • Berman: yes
    • Zbur: yes
    • Celeste Rodriguez: yes
    • Bonta: yes
    • Rivas: yes
    • Fong: yes
    • Harabedian: yes
    • Elhawary: yes
    • Valencia: yes
    • Wilson: yes
    • Wicks: yes
    • Bennett: yes
    • Haney: yes
    • Caloza: yes
    • Muratsuchi: yes
    • Soria: yes
    • Schiavo: yes
    • Gabriel: yes
    • Mark González: yes
    • Ransom: yes
    • Addis: yes
    • Kalra: yes
    • Lowenthal: yes
    • Solache: yes
    • Lee: yes
    • Ortega: yes
    • Patel: yes
    • Ward: yes
    • Pellerin: yes
    • Sharp-Collins: yes
    • Ramos: yes
    • Bryan: yes
    • Boerner: yes
    • Garcia: yes
    • Gipson: yes
    • McKinnor: yes
    • Stefani: yes
    • Alvarez: yes
    • Ahrens: yes
    • Jackson: yes
    • Schultz: yes
    • Aguiar-Curry: yes
    • Arambula: yes
    • Hart: yes
    • Carrillo: yes
    • Davies: no
    • Jeff Gonzalez: no
    • Sanchez: no
    • Tangipa: no
    • Ellis: no
    • Alanis: no
    • Hadwick: no
    • Gallagher: no
    • Patterson: no
    • Wallis: no
    • Hoover: no
    • Chen: no
    • DeMaio: no
    • Dixon: no
    • Macedo: no
    • Blanca Rubio: other
    • Castillo: other
    • Flora: other
    • Bauer-Kahan: other
    • Quirk-Silva: other
    • Ávila Farías: other
    • Nguyen: other
    • Papan: other
    • Bains: other
    • Ta: other
    • Calderon: other
    • Lackey: other
    • Irwin: other
    • Michelle Rodriguez: other
    • Krell: other
    • Connolly: other
    • Petrie-Norris: other
    • Rogers: other
    • Pacheco: other
  • Do pass, but first be re-referred to the Committee on [Judiciary]

    2026-06-17 · pass · 5-2

    Member-level votes (7)
    • Grayson: yes
    • Reyes: yes
    • Cervantes: yes
    • Hurtado: yes
    • Richardson: yes
    • Strickland: no
    • Niello: no
  • Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations]

    2026-06-30 · pass · 11-2

    Member-level votes (13)
    • Wahab: yes
    • Umberg: yes
    • Laird: yes
    • Stern: yes
    • Ashby: yes
    • Allen: yes
    • Weber Pierson: yes
    • Wiener: yes
    • Caballero: yes
    • Reyes: yes
    • Durazo: yes
    • Valladares: no
    • Niello: no

Related bills

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Official source

Attribution

Data from openstates_api_sync, retrieved 2026-10-02T04:25:50.616527Z

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