CA AB 69
enactedFAIR Plan policy notices and renewals.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 69 pass?
Yes. CA AB 69 has been enacted into law. Latest recorded action (2026-09-27): Chaptered by Secretary of State - Chapter 496, Statutes of 2026.
What is CA AB 69 about?
The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the association to implement programs to help reduce the number of existing FAIR Plan policies, including clearinghouse programs in which a participating insurer offers homeowners or commercial insurance to FAIR Plan policyholders. Existing law requires an agent or broker transacting basic property insurance to assist a person in obtaining basic property insurance coverage by one of several specified methods, including making an application for insurance through the FAIR Plan. On and after January 1, 2028, this bill would authorize the association to share policyholder information with insurers participating in the clearinghouse program, as specified, to allow a participating insurer to offer a policy to a FAIR Plan policyholder and, if there is an agent or broker of record listed on the policy, would require the insurer to make the offer simultaneously to the agent or broker of record and the FAIR Plan policyholder. Commencing May 1, 2027, the bill would require a participating insurer to report to the association on a quarterly basis the number of policies it has issued to FAIR Plan policyholders. The bill would require the association to report aggregated numbers within 30 days, as specified, and post and quarterly update on its internet website a list of participating insurers in the clearinghouse programs. The bill would require the association to provide all policyholders with a notice regarding their coverage options at least annually, including with the initial policy issuance and upon each renewal. The bill would require an agent or broker transacting basic property insurance to assist a person in obtaining basic property insurance coverage by providing the person with information on the clearinghouse programs, among other specified assistance. The bill would require the association to require registered agents and brokers to complete the association's department-approved training on the association's and the broker's responsibility to advise policyholders on the voluntary market options. This bill would incorporate additional changes to Section 10095 of the Insurance Code proposed by AB 1680 to be operative only if this bill and AB 1680 are enacted and this bill is enacted last. This bill would incorporate additional changes to Section 10095.5 of the Insurance Code proposed by AB 2061 to be operative only if this bill and AB 2061 are enacted and this bill is enacted last.
Who sponsors CA AB 69?
Calderon is the primary sponsor of CA AB 69, joined by 7 cosponsors.
Description
The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the association to implement programs to help reduce the number of existing FAIR Plan policies, including clearinghouse programs in which a participating insurer offers homeowners or commercial insurance to FAIR Plan policyholders. Existing law requires an agent or broker transacting basic property insurance to assist a person in obtaining basic property insurance coverage by one of several specified methods, including making an application for insurance through the FAIR Plan. On and after January 1, 2028, this bill would authorize the association to share policyholder information with insurers participating in the clearinghouse program, as specified, to allow a participating insurer to offer a policy to a FAIR Plan policyholder and, if there is an agent or broker of record listed on the policy, would require the insurer to make the offer simultaneously to the agent or broker of record and the FAIR Plan policyholder. Commencing May 1, 2027, the bill would require a participating insurer to report to the association on a quarterly basis the number of policies it has issued to FAIR Plan policyholders. The bill would require the association to report aggregated numbers within 30 days, as specified, and post and quarterly update on its internet website a list of participating insurers in the clearinghouse programs. The bill would require the association to provide all policyholders with a notice regarding their coverage options at least annually, including with the initial policy issuance and upon each renewal. The bill would require an agent or broker transacting basic property insurance to assist a person in obtaining basic property insurance coverage by providing the person with information on the clearinghouse programs, among other specified assistance. The bill would require the association to require registered agents and brokers to complete the association's department-approved training on the association's and the broker's responsibility to advise policyholders on the voluntary market options. This bill would incorporate additional changes to Section 10095 of the Insurance Code proposed by AB 1680 to be operative only if this bill and AB 1680 are enacted and this bill is enacted last. This bill would incorporate additional changes to Section 10095.5 of the Insurance Code proposed by AB 2061 to be operative only if this bill and AB 2061 are enacted and this bill is enacted last.
- Introduced
- 2024-12-10
- Latest action
- 2026-09-27 — Chaptered by Secretary of State - Chapter 496, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Calderonauthor
- Hadwickcoauthor
- Harabediancoauthor
- Krellcoauthor
- Nguyencoauthor
- Ortegacoauthor
- Michelle Rodriguezcoauthor
- Walliscoauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-27
Chaptered by Secretary of State - Chapter 496, Statutes of 2026.
became-law
2026-09-27
Approved by the Governor.
executive-signature
2026-09-09
Enrolled and presented to the Governor at 1 p.m.
executive-receipt
2026-08-30
Ordered to special consent calendar.
2026-08-30
Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0.).
2026-08-30
In Assembly. Concurrence in Senate amendments pending.
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling.
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 6928.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-18
Read second time. Ordered to third reading.
2026-08-17
Read second time. Ordered to third reading.
2026-08-17
Read third time and amended. Ordered to second reading.
2026-08-13
From committee: Be ordered to second reading pursuant to Senate Rule 28.8.
2026-08-10
In committee: Hearing postponed by committee.
2026-07-29
In committee: Hearing postponed by committee.
2026-06-25
From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-06-22
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-06-17
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-06-15
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-05-22
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-09-11
Senate Rule 29.3(b) suspended. (Ayes 30. Noes 10. Page 2934.)
2025-09-11
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-06-23
In committee: Set, first hearing. Hearing canceled at the request of author.
2025-06-18
Referred to Com. on INS.
referral-committee
2025-06-09
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-06-05
Read third time. Passed. Ordered to the Senate. (Ayes 78. Noes 0. Page 2104.)
passage,reading-1,reading-3
2025-06-02
Read third time and amended. Ordered to third reading. (Page 1951.)
amendment-passage,reading-1,reading-3
2025-05-27
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-05-23
From committee: Do pass. (Ayes 14. Noes 0.) (May 23).
committee-passage,committee-passage-favorable
2025-04-23
In committee: Set, first hearing. Referred to suspense file.
referral-committee
2025-04-02
From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2025-02-03
Referred to Com. on INS.
referral-committee
2025-01-06
Read first time.
reading-1
2024-12-11
From printer. May be heard in committee January 10.
2024-12-10
Introduced. To print.
introduction
Versions
- 12/10/24 - Introduced — 2024-12-10Compare
- 06/02/25 - Amended Assembly — 2025-06-02Compare
- 09/11/25 - Amended Senate — 2025-09-11Compare
- 05/22/26 - Amended Senate — 2026-05-22Compare
- 06/15/26 - Amended Senate — 2026-06-15Compare
- 06/17/26 - Amended Senate — 2026-06-17Compare
- 06/22/26 - Amended Senate — 2026-06-22Compare
- 08/17/26 - Amended Senate — 2026-08-17Compare
- 09/03/26 - Enrolled — 2026-09-03Compare
- 09/27/26 - Chaptered — 2026-09-27Compare
- AB69Compare
- (document, no version)Compare
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Votes
Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar
2025-04-02 · pass · 17-0
Member-level votes (17)
- Addis: yes
- Berman: yes
- Krell: yes
- Michelle Rodriguez: yes
- Nguyen: yes
- Petrie-Norris: yes
- Valencia: yes
- Ortega: yes
- Alvarez: yes
- Hadwick: yes
- Harabedian: yes
- Wallis: yes
- Ávila Farías: yes
- Chen: yes
- Calderon: yes
- Gipson: yes
- Ellis: yes
Do pass.
2025-05-23 · pass · 14-0
Member-level votes (15)
- Calderon: yes
- Elhawary: yes
- Dixon: yes
- Hart: yes
- Mark González: yes
- Arambula: yes
- Pacheco: yes
- Solache: yes
- Ta: yes
- Caloza: yes
- Wicks: yes
- Pellerin: yes
- Fong: yes
- Tangipa: yes
- Sanchez: other
AB 69 Calderon Assembly Third Reading
2025-06-05 · pass · 78-0
Member-level votes (79)
- Schultz: yes
- Aguiar-Curry: yes
- Carrillo: yes
- Solache: yes
- Nguyen: yes
- Alanis: yes
- Wallis: yes
- Gipson: yes
- Bains: yes
- Krell: yes
- Ávila Farías: yes
- Schiavo: yes
- McKinnor: yes
- Garcia: yes
- Celeste Rodriguez: yes
- Lee: yes
- Connolly: yes
- Caloza: yes
- Calderon: yes
- Bonta: yes
- Hoover: yes
- Bryan: yes
- Ta: yes
- Berman: yes
- Soria: yes
- Castillo: yes
- Hadwick: yes
- Jeff Gonzalez: yes
- Patel: yes
- Flora: yes
- Patterson: yes
- Haney: yes
- Fong: yes
- Dixon: yes
- Bauer-Kahan: yes
- Davies: yes
- Ramos: yes
- Rogers: yes
- DeMaio: yes
- Alvarez: yes
- Boerner: yes
- Elhawary: yes
- Ellis: yes
- Jackson: yes
- Gallagher: yes
- Quirk-Silva: yes
- Kalra: yes
- Lackey: yes
- Sharp-Collins: yes
- Ward: yes
- Wicks: yes
- Chen: yes
- Muratsuchi: yes
- Papan: yes
- Arambula: yes
- Bennett: yes
- Wilson: yes
- Pellerin: yes
- Valencia: yes
- Tangipa: yes
- Petrie-Norris: yes
- Macedo: yes
- Gabriel: yes
- Ransom: yes
- Addis: yes
- Harabedian: yes
- Lowenthal: yes
- Hart: yes
- Sanchez: yes
- Rivas: yes
- Michelle Rodriguez: yes
- Ahrens: yes
- Irwin: yes
- Mark González: yes
- Pacheco: yes
- Blanca Rubio: yes
- Stefani: yes
- Zbur: yes
- Ortega: other
Do pass, but first be re-referred to the Committee on [Appropriations]
2026-06-24 · pass · 6-0
Member-level votes (7)
- Niello: yes
- Becker: yes
- Padilla: yes
- Rubio: yes
- Menjivar: yes
- Richardson: yes
- Jones: other
Related bills
No related bills recorded for this bill.
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Data from openstates_api_sync, retrieved 2026-09-29T21:07:59.383161Z
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