CA AB 311
withdrawnConsumer Driving Data Protection Act of 2026.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 311 pass?
No. CA AB 311 was withdrawn and is no longer under consideration. Latest recorded action (2026-08-13): In committee: Held under submission.
What is CA AB 311 about?
The Insurance Rate Reduction and Reform Act of 1988, an initiative measure enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election, prohibits specified insurance rates from being approved or remaining in effect that are excessive, inadequate, unfairly discriminatory, or otherwise in violation of the act. Under the act, rates and premiums for automobile insurance are determined based on specified factors, including the insured's driving safety record. Existing law authorizes the provisions of Proposition 103 to be amended by a statute that furthers the purposes of the act and is enacted by the Legislature with a 23 vote. This bill, the Consumer Driving Data Protection Act of 2026, would authorize a consumer to opt to use telematics to establish their driving record, thus amending Proposition 103. The bill would prohibit the use of telematics data for a purpose other than rating private passenger automobile insurance. The bill would require a rate application under which telematics would be used to establish an insured's driving record to include specified materials related to the insurer's telematics program. This bill would prohibit an insurer that uses telematics from taking specified actions, including conditioning eligibility for a discount upon participation in a telematics program, unless the discount is approved by the commissioner. The bill would also set forth written consent and privacy requirements for the collection and use of telematics data. The bill would authorize the commissioner to impose specified penalties for violations of the bill's provisions, including civil penalties and suspension of an insurer's telematics program. This bill would require an insurance provider or third-party vendor to take specified actions with respect to the telematics data, including immediately deleting the data once a rating has been assigned to the consumer and obtaining an express written or electronic signature of a consumer on a notice meeting specified conditions. The bill would additionally prohibit an insurance provider or third-party vendor from keeping the telematics data for longer than 6 months and collecting audio or visual recordings of the occupants of the vehicle or persons outside the vehicle, among other specified prohibitions. The bill would declare that its provisions further the purposes of Proposition 103. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect.
Who sponsors CA AB 311?
McKinnor is the primary sponsor of CA AB 311.
Description
The Insurance Rate Reduction and Reform Act of 1988, an initiative measure enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election, prohibits specified insurance rates from being approved or remaining in effect that are excessive, inadequate, unfairly discriminatory, or otherwise in violation of the act. Under the act, rates and premiums for automobile insurance are determined based on specified factors, including the insured's driving safety record. Existing law authorizes the provisions of Proposition 103 to be amended by a statute that furthers the purposes of the act and is enacted by the Legislature with a 23 vote. This bill, the Consumer Driving Data Protection Act of 2026, would authorize a consumer to opt to use telematics to establish their driving record, thus amending Proposition 103. The bill would prohibit the use of telematics data for a purpose other than rating private passenger automobile insurance. The bill would require a rate application under which telematics would be used to establish an insured's driving record to include specified materials related to the insurer's telematics program. This bill would prohibit an insurer that uses telematics from taking specified actions, including conditioning eligibility for a discount upon participation in a telematics program, unless the discount is approved by the commissioner. The bill would also set forth written consent and privacy requirements for the collection and use of telematics data. The bill would authorize the commissioner to impose specified penalties for violations of the bill's provisions, including civil penalties and suspension of an insurer's telematics program. This bill would require an insurance provider or third-party vendor to take specified actions with respect to the telematics data, including immediately deleting the data once a rating has been assigned to the consumer and obtaining an express written or electronic signature of a consumer on a notice meeting specified conditions. The bill would additionally prohibit an insurance provider or third-party vendor from keeping the telematics data for longer than 6 months and collecting audio or visual recordings of the occupants of the vehicle or persons outside the vehicle, among other specified prohibitions. The bill would declare that its provisions further the purposes of Proposition 103. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect.
- Introduced
- 2026-06-10
- Latest action
- 2026-08-13 — In committee: Held under submission.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- McKinnorauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-08-13
In committee: Held under submission.
2026-08-03
In committee: Referred to APPR. suspense file.
2026-07-09
Read second time and amended. Re-referred to Com. on APPR.
amendment-passage,reading-1,reading-2,referral-committee
2026-07-09
From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (June 29).
amendment-introduction,amendment-passage,committee-passage,referral-committee
2026-06-25
From committee: Do pass and re-refer to Com. on P., D.T., & C.P. (Ayes 5. Noes 0.) (June 24). Re-referred to Com. on P., D.T., & C.P.
committee-passage,committee-passage-favorable,referral-committee
2026-06-15
Re-referred to Coms. on INS. and P., D.T., & C.P.
referral-committee
2026-06-11
Withdrawn from committee.
withdrawal
2026-06-11
Re-referred to Com. on RLS.
referral-committee
2026-06-10
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2025-05-07
Referred to Com. on JUD.
referral-committee
2025-04-02
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2025-04-01
Read third time. Urgency clause adopted. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 949.).
amendment-passage,passage,reading-1,reading-3
2025-03-05
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2025-03-04
From committee: Do pass. (Ayes 12. Noes 0.) (March 4).
committee-passage,committee-passage-favorable
2025-02-18
Referred to Com. on JUD.
referral-committee
2025-01-24
From printer. May be heard in committee February 23.
2025-01-23
Read first time. To print.
reading-1
Versions
Documents
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Votes
Do pass.
2025-03-04 · pass · 12-0
Member-level votes (12)
- Bryan: yes
- Connolly: yes
- Kalra: yes
- Essayli: yes
- Papan: yes
- Bauer-Kahan: yes
- Pacheco: yes
- Sanchez: yes
- Harabedian: yes
- Zbur: yes
- Chen: yes
- Stefani: yes
AB 311 McKinnor Third Reading Urgency
2025-04-01 · pass · 77-0
Member-level votes (80)
- Patel: yes
- Calderon: yes
- Chen: yes
- Kalra: yes
- Sanchez: yes
- Boerner: yes
- Muratsuchi: yes
- Michelle Rodriguez: yes
- Fong: yes
- Celeste Rodriguez: yes
- Pacheco: yes
- Elhawary: yes
- Ávila Farías: yes
- Blanca Rubio: yes
- Macedo: yes
- Zbur: yes
- Ramos: yes
- Stefani: yes
- Quirk-Silva: yes
- Bauer-Kahan: yes
- Gallagher: yes
- Irwin: yes
- Solache: yes
- Bryan: yes
- Addis: yes
- Ward: yes
- Jackson: yes
- Aguiar-Curry: yes
- Connolly: yes
- Garcia: yes
- McKinnor: yes
- Carrillo: yes
- Castillo: yes
- Ellis: yes
- Gipson: yes
- Dixon: yes
- DeMaio: yes
- Wallis: yes
- Mark González: yes
- Essayli: yes
- Lee: yes
- Flora: yes
- Rogers: yes
- Haney: yes
- Jeff Gonzalez: yes
- Ahrens: yes
- Papan: yes
- Harabedian: yes
- Hoover: yes
- Valencia: yes
- Bains: yes
- Arambula: yes
- Rivas: yes
- Krell: yes
- Tangipa: yes
- Hart: yes
- Hadwick: yes
- Schiavo: yes
- Patterson: yes
- Bonta: yes
- Gabriel: yes
- Berman: yes
- Bennett: yes
- Pellerin: yes
- Petrie-Norris: yes
- Lowenthal: yes
- Schultz: yes
- Ta: yes
- Alanis: yes
- Ransom: yes
- Wilson: yes
- Soria: yes
- Nguyen: yes
- Caloza: yes
- Ortega: yes
- Lackey: yes
- Sharp-Collins: yes
- Davies: other
- Alvarez: other
- Wicks: other
Do pass, but first be re-referred to the Committee on [Privacy, Digital Technologies, and Consumer Protection]
2026-06-24 · pass · 5-0
Member-level votes (7)
- Becker: yes
- Padilla: yes
- Rubio: yes
- Menjivar: yes
- Richardson: yes
- Niello: other
- Jones: other
Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations]
2026-06-29 · pass · 8-0
Member-level votes (9)
- Wiener: yes
- Umberg: yes
- Reyes: yes
- Cabaldon: yes
- Gonzalez: yes
- McNerney: yes
- Padilla: yes
- Ochoa Bogh: yes
- Seyarto: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-08-02T14:20:27.492224Z
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