CA AB 2782
enactedJudiciary omnibus.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 2782 pass?
Yes. CA AB 2782 has been enacted into law. Latest recorded action (2026-09-27): Chaptered by Secretary of State - Chapter 640, Statutes of 2026.
What is CA AB 2782 about?
(1) The Automobile Sales Finance Act generally regulates motor vehicle conditional sale contracts. The act defines various terms for these purposes, including "cash price" to mean the amount for which the seller would sell and transfer to the buyer unqualified title to the motor vehicle described in the conditional sale contract, if the property were sold for cash at the seller's place of business on the date the contract is executed, and taxes to the extent imposed on the cash sale and the cash price of accessories or services related to the sale, including, among other things, a vehicle contract cancellation option agreement. The act requires a conditional sale contract to contain certain disclosures, including the amount charged for a contract cancellation option agreement. The act requires a seller to provide specified information to a buyer prior to the execution of a conditional sale contract, as specified, including a description and the price of a vehicle contract cancellation option agreement. This bill would remove a vehicle contract cancellation option agreement from the definition of "cash price." The bill would remove the requirement that a conditional sale contract disclose the amount charged for a contract cancellation option agreement. The bill would remove the requirement that the seller provide to a buyer prior to the execution of a conditional sale contract a description and the price of a vehicle contract cancellation option agreement. (2) Existing law defines "homestead" to mean a principal dwelling in which a judgment debtor or their spouse resided on the date the judgment creditor's lien attached to the dwelling and in which the judgment debtor or their spouse resided continuously thereafter until the date of a court determination that the dwelling is a homestead. Under existing law, a homestead is exempt from a sale to enforce a money judgment, except pursuant to a court order for sale if certain conditions are met. Existing law provides that the amount of a homestead exemption is the greater of (A) the countywide median price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed $600,000, or (B) $300,000. Beginning on January 1, 2022, existing law requires the amount of a homestead exemption to be adjusted annually for inflation, as specified. This bill would set the amount of a homestead exemption in the 2026 calendar year as the greater of (A) the "ceiling amount" of $746,350, or (B) the "floor amount" of $373,175. The bill would require those ceiling and floor amounts to be adjusted annually for inflation, beginning on January 1, 2027, by applying a multiplier produced by the change in the annual California Consumer Price Index (CPI) for All Urban Consumers, published by the Department of Industrial Relations, during the prior fiscal year. The bill would provide that the multiplier is calculated by dividing the CPI for the June ending the prior fiscal year by the CPI for the June immediately preceding the prior fiscal year. The bill would require each ceiling and floor amount that has been adjusted annually for inflation to be rounded to the nearest $25. (3) Existing law requires each party to a proceeding for dissolution of marriage or legal separation to serve on the other party a preliminary declaration of disclosure of assets, as specified, and a final declaration of disclosure, as specified. In the case of a default judgment, existing law prohibits a petitioner from being required to serve or receive a final declaration of disclosure, but still requires a preliminary declaration of disclosure, except as specified. This bill would provide that both parties are not required to exchange declarations of disclosure in a dissolution of marriage or registered domestic partnership if the parties have an existing enforceable judgment of legal separation that adjudicates the division of property. (4) This bill would correct various cross-references and make other technical changes.
Who sponsors CA AB 2782?
Committee on Judiciary is the primary sponsor of CA AB 2782.
Description
(1) The Automobile Sales Finance Act generally regulates motor vehicle conditional sale contracts. The act defines various terms for these purposes, including "cash price" to mean the amount for which the seller would sell and transfer to the buyer unqualified title to the motor vehicle described in the conditional sale contract, if the property were sold for cash at the seller's place of business on the date the contract is executed, and taxes to the extent imposed on the cash sale and the cash price of accessories or services related to the sale, including, among other things, a vehicle contract cancellation option agreement. The act requires a conditional sale contract to contain certain disclosures, including the amount charged for a contract cancellation option agreement. The act requires a seller to provide specified information to a buyer prior to the execution of a conditional sale contract, as specified, including a description and the price of a vehicle contract cancellation option agreement. This bill would remove a vehicle contract cancellation option agreement from the definition of "cash price." The bill would remove the requirement that a conditional sale contract disclose the amount charged for a contract cancellation option agreement. The bill would remove the requirement that the seller provide to a buyer prior to the execution of a conditional sale contract a description and the price of a vehicle contract cancellation option agreement. (2) Existing law defines "homestead" to mean a principal dwelling in which a judgment debtor or their spouse resided on the date the judgment creditor's lien attached to the dwelling and in which the judgment debtor or their spouse resided continuously thereafter until the date of a court determination that the dwelling is a homestead. Under existing law, a homestead is exempt from a sale to enforce a money judgment, except pursuant to a court order for sale if certain conditions are met. Existing law provides that the amount of a homestead exemption is the greater of (A) the countywide median price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed $600,000, or (B) $300,000. Beginning on January 1, 2022, existing law requires the amount of a homestead exemption to be adjusted annually for inflation, as specified. This bill would set the amount of a homestead exemption in the 2026 calendar year as the greater of (A) the "ceiling amount" of $746,350, or (B) the "floor amount" of $373,175. The bill would require those ceiling and floor amounts to be adjusted annually for inflation, beginning on January 1, 2027, by applying a multiplier produced by the change in the annual California Consumer Price Index (CPI) for All Urban Consumers, published by the Department of Industrial Relations, during the prior fiscal year. The bill would provide that the multiplier is calculated by dividing the CPI for the June ending the prior fiscal year by the CPI for the June immediately preceding the prior fiscal year. The bill would require each ceiling and floor amount that has been adjusted annually for inflation to be rounded to the nearest $25. (3) Existing law requires each party to a proceeding for dissolution of marriage or legal separation to serve on the other party a preliminary declaration of disclosure of assets, as specified, and a final declaration of disclosure, as specified. In the case of a default judgment, existing law prohibits a petitioner from being required to serve or receive a final declaration of disclosure, but still requires a preliminary declaration of disclosure, except as specified. This bill would provide that both parties are not required to exchange declarations of disclosure in a dissolution of marriage or registered domestic partnership if the parties have an existing enforceable judgment of legal separation that adjudicates the division of property. (4) This bill would correct various cross-references and make other technical changes.
- Introduced
- 2026-04-08
- Latest action
- 2026-09-27 — Chaptered by Secretary of State - Chapter 640, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Committee on Judiciaryauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-27
Chaptered by Secretary of State - Chapter 640, Statutes of 2026.
became-law
2026-09-27
Approved by the Governor.
executive-signature
2026-09-08
Enrolled and presented to the Governor at 3:30 p.m.
executive-receipt
2026-08-28
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-28
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0. Page 6815.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-27
In Assembly. Concurrence in Senate amendments pending.
2026-08-27
Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0.).
passage,reading-1,reading-3
2026-06-25
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-06-24
From committee: Do pass. (Ayes 12. Noes 0.) (June 23).
committee-passage,committee-passage-favorable
2026-06-15
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-06-02
In committee: Set, first hearing. Hearing canceled at the request of author.
2026-05-20
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-05-06
Referred to Com. on JUD.
referral-committee
2026-04-23
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2026-04-23
Read third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 4794.)
passage,reading-1,reading-3
2026-04-16
Read second time. Ordered to Consent Calendar.
reading-1,reading-2
2026-04-15
From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 14).
committee-passage,committee-passage-favorable
2026-04-09
Re-referred to Com. on JUD.
referral-committee
2026-04-08
From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-03-16
Referred to Com. on JUD.
referral-committee
2026-03-12
From printer. May be heard in committee April 11.
2026-03-11
Read first time. To print.
reading-1
Versions
Documents
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Votes
Do pass. To Consent Calendar.
2026-04-14 · pass · 12-0
Member-level votes (12)
- Zbur: yes
- Macedo: yes
- Bryan: yes
- Pacheco: yes
- Harabedian: yes
- Connolly: yes
- Dixon: yes
- Papan: yes
- Stefani: yes
- Bauer-Kahan: yes
- Kalra: yes
- Sanchez: yes
AB 2782 Judiciary Consent Calendar Second Day
2026-04-23 · pass · 74-0
Member-level votes (80)
- Irwin: yes
- Ellis: yes
- Quirk-Silva: yes
- Ramos: yes
- Arambula: yes
- Jackson: yes
- Gabriel: yes
- Gipson: yes
- Schultz: yes
- Ta: yes
- Rivas: yes
- Bryan: yes
- Bennett: yes
- Davies: yes
- Bauer-Kahan: yes
- Elhawary: yes
- Garcia: yes
- Jeff Gonzalez: yes
- Ahrens: yes
- Haney: yes
- Johnson: yes
- Hart: yes
- Patterson: yes
- Pellerin: yes
- Petrie-Norris: yes
- Solache: yes
- Hoover: yes
- Nguyen: yes
- Krell: yes
- Caloza: yes
- Wallis: yes
- Berman: yes
- Valencia: yes
- Ransom: yes
- Pacheco: yes
- Rogers: yes
- Dixon: yes
- Lowenthal: yes
- Zbur: yes
- Castillo: yes
- Ávila Farías: yes
- Mark González: yes
- Gallagher: yes
- Alvarez: yes
- Sanchez: yes
- Bonta: yes
- Connolly: yes
- Lee: yes
- Chen: yes
- DeMaio: yes
- Flora: yes
- Muratsuchi: yes
- Fong: yes
- Ward: yes
- Carrillo: yes
- Stefani: yes
- Papan: yes
- Wilson: yes
- Schiavo: yes
- Ortega: yes
- Lackey: yes
- Harabedian: yes
- Macedo: yes
- Aguiar-Curry: yes
- Bains: yes
- Tangipa: yes
- Blanca Rubio: yes
- McKinnor: yes
- Patel: yes
- Calderon: yes
- Kalra: yes
- Alanis: yes
- Boerner: yes
- Michelle Rodriguez: yes
- Hadwick: other
- Soria: other
- Addis: other
- Wicks: other
- Celeste Rodriguez: other
- Sharp-Collins: other
Do pass
2026-06-23 · pass · 12-0
Member-level votes (13)
- Ashby: yes
- Valladares: yes
- Reyes: yes
- Stern: yes
- Caballero: yes
- Laird: yes
- Wahab: yes
- Umberg: yes
- Wiener: yes
- Weber Pierson: yes
- Durazo: yes
- Allen: yes
- Niello: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-09-30T03:29:16.539363Z
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