CA AB 2724
enactedInsurance: distressed areas.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 2724 pass?
Yes. CA AB 2724 has been enacted into law. Latest recorded action (2026-09-30): Chaptered by Secretary of State - Chapter 961, Statutes of 2026.
What is CA AB 2724 about?
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing regulations authorize insurers, in distressed areas and for properties insured by the FAIR Plan that are exposed to wildfire risk, to use catastrophe modeling, as specified. Under existing regulations, a distressed area includes undermarketed ZIP Codes and distressed counties. Existing law requires the State Fire Marshal to classify lands into fire hazard severity zones in accordance with state responsibility areas and local responsibility areas, as specified. Existing regulations establish and record wildland-urban interface (WUI) areas in accordance with these classifications. This bill would require the department, on or before July 1, 2027, and yearly thereafter, to conduct a review and update distressed areas based on updates to the WUI designated areas. As part of the review, the bill would require the department, among other things, to hold at least one public meeting to allow interested persons to submit suggestions for additional factors to consider when evaluating FAIR Plan percentages in WUI areas. The bill would require the department, on or before January 1, 2028, to publish a list of ZIP Codes in WUI areas on its internet website and to provide this information to certain committees in the Legislature. Existing law requires an admitted insurer with written California premiums totaling $10,000,000 or more to submit a report with specified fire risk information on its residential property policies to the commissioner on or before April 1, 2020, and every 2 years thereafter. Existing law subjects an admitted insurer that fails to submit a report to a civil penalty to be fixed by the commissioner, not to exceed $5,000, or $10,000 if the act was willful. This bill would instead subject an admitted insurer that fails to submit a report to a civil penalty to be fixed by the commissioner, not to exceed $5,000 for each 30-day period that the insurer is not in compliance, or $10,000 for each 30-day period that the insurer is not in compliance, but not to exceed an aggregate amount of $100,000 if the act was willful. The bill would authorize the commissioner to consider an insurer's violation of these provisions as the basis for other enforcement action against an insurer.
Who sponsors CA AB 2724?
Bauer-Kahan is the primary sponsor of CA AB 2724.
Description
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing regulations authorize insurers, in distressed areas and for properties insured by the FAIR Plan that are exposed to wildfire risk, to use catastrophe modeling, as specified. Under existing regulations, a distressed area includes undermarketed ZIP Codes and distressed counties. Existing law requires the State Fire Marshal to classify lands into fire hazard severity zones in accordance with state responsibility areas and local responsibility areas, as specified. Existing regulations establish and record wildland-urban interface (WUI) areas in accordance with these classifications. This bill would require the department, on or before July 1, 2027, and yearly thereafter, to conduct a review and update distressed areas based on updates to the WUI designated areas. As part of the review, the bill would require the department, among other things, to hold at least one public meeting to allow interested persons to submit suggestions for additional factors to consider when evaluating FAIR Plan percentages in WUI areas. The bill would require the department, on or before January 1, 2028, to publish a list of ZIP Codes in WUI areas on its internet website and to provide this information to certain committees in the Legislature. Existing law requires an admitted insurer with written California premiums totaling $10,000,000 or more to submit a report with specified fire risk information on its residential property policies to the commissioner on or before April 1, 2020, and every 2 years thereafter. Existing law subjects an admitted insurer that fails to submit a report to a civil penalty to be fixed by the commissioner, not to exceed $5,000, or $10,000 if the act was willful. This bill would instead subject an admitted insurer that fails to submit a report to a civil penalty to be fixed by the commissioner, not to exceed $5,000 for each 30-day period that the insurer is not in compliance, or $10,000 for each 30-day period that the insurer is not in compliance, but not to exceed an aggregate amount of $100,000 if the act was willful. The bill would authorize the commissioner to consider an insurer's violation of these provisions as the basis for other enforcement action against an insurer.
- Introduced
- 2026-04-16
- Latest action
- 2026-09-30 — Chaptered by Secretary of State - Chapter 961, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Bauer-Kahanauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-30
Chaptered by Secretary of State - Chapter 961, Statutes of 2026.
became-law
2026-09-30
Approved by the Governor.
executive-signature
2026-09-10
Enrolled and presented to the Governor at 3 p.m.
executive-receipt
2026-08-30
Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0.).
2026-08-30
In Assembly. Concurrence in Senate amendments pending.
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling.
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 64. Noes 2.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-30
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 64. Noes 2. Page 6926.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-24
Read second time. Ordered to third reading.
2026-08-20
Read third time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2,reading-3
2026-08-13
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-08-13
From committee: Do pass. (Ayes 7. Noes 0.) (August 13).
committee-passage,committee-passage-favorable
2026-08-03
In committee: Referred to APPR. suspense file.
referral-committee
2026-06-25
From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-05-27
Referred to Com. on INS.
referral-committee
2026-05-14
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2026-05-14
Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 5057.)
passage,reading-1,reading-3
2026-05-07
Read second time. Ordered to Consent Calendar.
reading-1,reading-2
2026-05-06
From committee: Do pass. To Consent Calendar. (Ayes 14. Noes 0.) (May 6).
committee-passage,committee-passage-favorable
2026-04-22
From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 16. Noes 0.) (April 22). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-04-20
Re-referred to Com. on INS.
referral-committee
2026-04-16
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-03-16
Referred to Com. on INS.
referral-committee
2026-02-21
From printer. May be heard in committee March 23.
2026-02-20
Read first time. To print.
reading-1
Versions
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Votes
Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar
2026-04-22 · pass · 16-0
Member-level votes (17)
- Hadwick: yes
- Ellis: yes
- Ávila Farías: yes
- Petrie-Norris: yes
- Ortega: yes
- Nguyen: yes
- Addis: yes
- Harabedian: yes
- Krell: yes
- Alvarez: yes
- Gipson: yes
- Michelle Rodriguez: yes
- Berman: yes
- Valencia: yes
- Calderon: yes
- Wallis: yes
- Chen: other
Do pass. To Consent Calendar.
2026-05-06 · pass · 14-0
Member-level votes (15)
- Sharp-Collins: yes
- Aguiar-Curry: yes
- Solache: yes
- Tangipa: yes
- Fong: yes
- Pellerin: yes
- Pacheco: yes
- Dixon: yes
- Caloza: yes
- Mark González: yes
- Ta: yes
- Wicks: yes
- Krell: yes
- Hoover: yes
- Arambula: other
AB 2724 Bauer-Kahan Consent Calendar Second Day
2026-05-14 · pass · 77-0
Member-level votes (80)
- Petrie-Norris: yes
- Chen: yes
- Bryan: yes
- Berman: yes
- Blanca Rubio: yes
- Schiavo: yes
- Kalra: yes
- Johnson: yes
- Wallis: yes
- Rogers: yes
- Macedo: yes
- Pacheco: yes
- Pellerin: yes
- Aguiar-Curry: yes
- Soria: yes
- Muratsuchi: yes
- Sanchez: yes
- Quirk-Silva: yes
- Lowenthal: yes
- Solache: yes
- Wilson: yes
- DeMaio: yes
- Lackey: yes
- Hart: yes
- Ortega: yes
- Jeff Gonzalez: yes
- Dixon: yes
- Papan: yes
- Davies: yes
- Irwin: yes
- Nguyen: yes
- Ransom: yes
- Lee: yes
- Fong: yes
- Bennett: yes
- Ward: yes
- Krell: yes
- Wicks: yes
- Harabedian: yes
- Alvarez: yes
- Carrillo: yes
- Ta: yes
- Addis: yes
- Ahrens: yes
- Schultz: yes
- Michelle Rodriguez: yes
- Zbur: yes
- Caloza: yes
- Bains: yes
- McKinnor: yes
- Alanis: yes
- Haney: yes
- Ramos: yes
- Tangipa: yes
- Rivas: yes
- Gallagher: yes
- Calderon: yes
- Stefani: yes
- Connolly: yes
- Ellis: yes
- Bonta: yes
- Ávila Farías: yes
- Garcia: yes
- Sharp-Collins: yes
- Patel: yes
- Elhawary: yes
- Valencia: yes
- Jackson: yes
- Hoover: yes
- Gipson: yes
- Bauer-Kahan: yes
- Gabriel: yes
- Patterson: yes
- Castillo: yes
- Hadwick: yes
- Mark González: yes
- Boerner: yes
- Arambula: other
- Celeste Rodriguez: other
- Flora: other
Do pass, but first be re-referred to the Committee on [Appropriations]
2026-06-24 · pass · 6-0
Member-level votes (7)
- Niello: yes
- Becker: yes
- Padilla: yes
- Rubio: yes
- Menjivar: yes
- Richardson: yes
- Jones: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-10-01T22:22:03.828657Z
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