CA AB 2350
in committeeConsumer loans: residential real property rental payments.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 2350 pass?
Not yet. CA AB 2350 is in committee and has not come to a final vote. Latest recorded action (2026-06-11): In committee: Hearing postponed by committee.
What is CA AB 2350 about?
The California Financing Law (CFL) generally regulates consumer loan lending practices by finance lenders, brokers, and program administrators. The CFL makes a willful violation of its provisions a crime. This bill would prescribe requirements on loans provided to consumers for the purpose of advancing residential real property rent payments for certain finance lenders and servicers, including prohibiting more than 2 installment payments for the loans, specifying the amount that may be charged for late fees, prescribing disclosure requirements, and prohibiting advertising 0% APR for the loan unless specified conditions are met. By expanding the scope of a crime under the CFL, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
Who sponsors CA AB 2350?
McKinnor is the primary sponsor of CA AB 2350.
Description
The California Financing Law (CFL) generally regulates consumer loan lending practices by finance lenders, brokers, and program administrators. The CFL makes a willful violation of its provisions a crime. This bill would prescribe requirements on loans provided to consumers for the purpose of advancing residential real property rent payments for certain finance lenders and servicers, including prohibiting more than 2 installment payments for the loans, specifying the amount that may be charged for late fees, prescribing disclosure requirements, and prohibiting advertising 0% APR for the loan unless specified conditions are met. By expanding the scope of a crime under the CFL, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
- Introduced
- 2026-03-16
- Latest action
- 2026-06-11 — In committee: Hearing postponed by committee.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- McKinnorauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-06-11
In committee: Hearing postponed by committee.
2026-06-03
Referred to Coms. on B. & F.I. and JUD.
referral-committee
2026-05-21
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2026-05-21
Read third time. Passed. Ordered to the Senate. (Ayes 52. Noes 14. Page 5180.)
passage,reading-1,reading-3
2026-05-07
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-05-06
From committee: Do pass. (Ayes 10. Noes 3.) (May 6).
committee-passage,committee-passage-favorable
2026-04-29
Re-referred to Com. on APPR.
referral-committee
2026-04-28
Read second time and amended.
amendment-passage,reading-1,reading-2
2026-04-27
From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (April 23).
amendment-introduction,amendment-passage,committee-passage,referral-committee
2026-04-06
Re-referred to Com. on B. & F.
referral-committee
2026-04-06
In committee: Hearing postponed by committee.
2026-03-26
From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-03-17
Re-referred to Com. on B. & F.
referral-committee
2026-03-16
From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-03-16
Referred to Coms. on B. & F. and JUD.
referral-committee
2026-02-20
From printer. May be heard in committee March 22.
2026-02-19
Read first time. To print.
reading-1
Versions
Documents
- application/pdf
- application/pdf
- application/pdf
- application/pdf
- text/html
- application/pdf(no extracted text yet)
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Votes
Do pass as amended and be re-referred to the Committee on [Appropriations]
2026-04-23 · pass · 7-0
Member-level votes (9)
- Schiavo: yes
- Harabedian: yes
- Krell: yes
- Blanca Rubio: yes
- Valencia: yes
- Fong: yes
- Michelle Rodriguez: yes
- Chen: other
- Dixon: other
Do pass.
2026-05-06 · pass · 10-3
Member-level votes (15)
- Sharp-Collins: yes
- Aguiar-Curry: yes
- Solache: yes
- Fong: yes
- Pellerin: yes
- Pacheco: yes
- Caloza: yes
- Mark González: yes
- Wicks: yes
- Krell: yes
- Tangipa: no
- Ta: no
- Hoover: no
- Arambula: other
- Dixon: other
AB 2350 McKinnor Assembly Third Reading
2026-05-21 · pass · 52-14
Member-level votes (80)
- Lowenthal: yes
- Stefani: yes
- Mark González: yes
- Soria: yes
- Ortega: yes
- Sharp-Collins: yes
- Ávila Farías: yes
- Schultz: yes
- Berman: yes
- Schiavo: yes
- Rogers: yes
- Papan: yes
- Petrie-Norris: yes
- Caloza: yes
- Ahrens: yes
- Haney: yes
- Solache: yes
- Nguyen: yes
- Patel: yes
- Wicks: yes
- Bonta: yes
- Aguiar-Curry: yes
- Calderon: yes
- Quirk-Silva: yes
- Kalra: yes
- Lee: yes
- Michelle Rodriguez: yes
- Gabriel: yes
- Boerner: yes
- Krell: yes
- Bryan: yes
- Rivas: yes
- Wilson: yes
- Pacheco: yes
- Harabedian: yes
- Valencia: yes
- Fong: yes
- Addis: yes
- Connolly: yes
- Gipson: yes
- Elhawary: yes
- Pellerin: yes
- Ward: yes
- McKinnor: yes
- Hart: yes
- Bennett: yes
- Jackson: yes
- Muratsuchi: yes
- Blanca Rubio: yes
- Irwin: yes
- Alvarez: yes
- Bauer-Kahan: yes
- Ellis: no
- Ta: no
- Castillo: no
- Hadwick: no
- Tangipa: no
- Patterson: no
- DeMaio: no
- Macedo: no
- Johnson: no
- Flora: no
- Sanchez: no
- Davies: no
- Hoover: no
- Jeff Gonzalez: no
- Celeste Rodriguez: other
- Ramos: other
- Bains: other
- Zbur: other
- Gallagher: other
- Carrillo: other
- Dixon: other
- Garcia: other
- Lackey: other
- Arambula: other
- Wallis: other
- Alanis: other
- Ransom: other
- Chen: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z
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