Bill Commons

CA AB 2198

in committee

Title insurance.

California · 2025-2026 Regular Session · lower

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Quick answers

Did CA AB 2198 pass?

Not yet. CA AB 2198 is in committee and has not come to a final vote. Latest recorded action (2026-08-13): In committee: Held under submission.

What is CA AB 2198 about?

Existing law requires a title insurer, underwritten title company, or controlled escrow company to file with the Insurance Commissioner its schedules of rates, all regularly issued forms of title policies to which those rates apply, and every modification to those forms and title policies that it proposes to use in this state. Existing law requires the filings to include the effective date and the character and extent of coverages and services contemplated. Existing law prohibits a title insurer, underwritten title company, or controlled escrow company from using a rate prior to the effective date or prior to having the filing publicly displayed for less than 30 days in the office of the company in the county to where the rate applies. Existing law requires the schedule of rates to be printed or typed in type not smaller than 10 point, and requires that full copies are kept at all times available to the public and prominently displayed in a public place in every office of a title insurer, an underwritten title company, and a controlled escrow company in the county where the rates apply. This bill would require only a title insurer to file with the commissioner its schedules of rates, all regularly issued forms of title policies to which those rates apply, and every modification to those forms and title policies that it proposes to use in this state. The bill would require a title insurer to also file its schedule of escrow rates if the title insurer conducts escrow services. The bill would additionally modify the documents controlled escrow companies and underwritten title companies are required to file. The bill would authorize the commissioner to object to a new or modified rate and prohibit that rate from becoming effective unless the commissioner's objection is resolved. The bill would remove the requirement that the schedule of rates be printed and modify the requirement that they be publicly available by instead requiring the schedule of rates to be made publicly available by means of a clear and conspicuous link posted on the internet website of the title insurer, underwritten title company, or controlled escrow company that has filed the rate schedule, for so long as those rates remain effective. The bill would additionally require an underwritten title company to maintain a complete copy of each title insurer's rate schedule that the underwritten title company has used for issuing title policies for a minimum of 7 years. The bill would require a notice to be posted in the applicable office that a specified rate schedule would be readily accessible for public viewing in the office of a title insurer, underwritten title company, or controlled escrow company, upon request and as specified.

Who sponsors CA AB 2198?

Michelle Rodriguez is the primary sponsor of CA AB 2198.

Description

Existing law requires a title insurer, underwritten title company, or controlled escrow company to file with the Insurance Commissioner its schedules of rates, all regularly issued forms of title policies to which those rates apply, and every modification to those forms and title policies that it proposes to use in this state. Existing law requires the filings to include the effective date and the character and extent of coverages and services contemplated. Existing law prohibits a title insurer, underwritten title company, or controlled escrow company from using a rate prior to the effective date or prior to having the filing publicly displayed for less than 30 days in the office of the company in the county to where the rate applies. Existing law requires the schedule of rates to be printed or typed in type not smaller than 10 point, and requires that full copies are kept at all times available to the public and prominently displayed in a public place in every office of a title insurer, an underwritten title company, and a controlled escrow company in the county where the rates apply. This bill would require only a title insurer to file with the commissioner its schedules of rates, all regularly issued forms of title policies to which those rates apply, and every modification to those forms and title policies that it proposes to use in this state. The bill would require a title insurer to also file its schedule of escrow rates if the title insurer conducts escrow services. The bill would additionally modify the documents controlled escrow companies and underwritten title companies are required to file. The bill would authorize the commissioner to object to a new or modified rate and prohibit that rate from becoming effective unless the commissioner's objection is resolved. The bill would remove the requirement that the schedule of rates be printed and modify the requirement that they be publicly available by instead requiring the schedule of rates to be made publicly available by means of a clear and conspicuous link posted on the internet website of the title insurer, underwritten title company, or controlled escrow company that has filed the rate schedule, for so long as those rates remain effective. The bill would additionally require an underwritten title company to maintain a complete copy of each title insurer's rate schedule that the underwritten title company has used for issuing title policies for a minimum of 7 years. The bill would require a notice to be posted in the applicable office that a specified rate schedule would be readily accessible for public viewing in the office of a title insurer, underwritten title company, or controlled escrow company, upon request and as specified.

Introduced
2026-04-09
Latest action
2026-08-13 — In committee: Held under submission.
Bill type
bill
Last updated
—

Subjects

Sponsors

  • Michelle Rodriguezauthor

Committees

Not provided by source.

Action timeline

Newest first

  1. 2026-08-13

    In committee: Held under submission.

  2. 2026-08-03

    In committee: Referred to APPR. suspense file.

  3. 2026-06-25

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  4. 2026-05-27

    Referred to Com. on INS.

    referral-committee

  5. 2026-05-14

    In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1,referral-committee

  6. 2026-05-14

    Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 5049.)

    passage,reading-1,reading-3

  7. 2026-05-07

    Read second time. Ordered to third reading.

    reading-1,reading-2,reading-3

  8. 2026-05-06

    From committee: Do pass. (Ayes 14. Noes 0.) (May 6).

    committee-passage,committee-passage-favorable

  9. 2026-04-15

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 15). Re-referred to Com. on APPR.

    committee-passage,committee-passage-favorable,referral-committee

  10. 2026-04-13

    Re-referred to Com. on INS.

    referral-committee

  11. 2026-04-09

    From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

    amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee

  12. 2026-03-02

    Referred to Com. on INS.

    referral-committee

  13. 2026-02-20

    From printer. May be heard in committee March 22.

  14. 2026-02-19

    Read first time. To print.

    reading-1

Versions

Documents

Votes

  • Do pass and be re-referred to the Committee on [Appropriations]

    2026-04-15 · pass · 17-0

    Member-level votes (17)
    • Wallis: yes
    • Ávila Farías: yes
    • Petrie-Norris: yes
    • Ortega: yes
    • Ellis: yes
    • Addis: yes
    • Nguyen: yes
    • Hadwick: yes
    • Harabedian: yes
    • Gipson: yes
    • Krell: yes
    • Alvarez: yes
    • Chen: yes
    • Valencia: yes
    • Berman: yes
    • Calderon: yes
    • Michelle Rodriguez: yes

  • Do pass.

    2026-05-06 · pass · 14-0

    Member-level votes (15)
    • Sharp-Collins: yes
    • Aguiar-Curry: yes
    • Solache: yes
    • Tangipa: yes
    • Fong: yes
    • Pellerin: yes
    • Pacheco: yes
    • Dixon: yes
    • Caloza: yes
    • Mark González: yes
    • Ta: yes
    • Wicks: yes
    • Krell: yes
    • Hoover: yes
    • Arambula: other

  • AB 2198 Michelle Rodriguez Assembly Third Reading

    2026-05-14 · pass · 77-0

    Member-level votes (80)
    • Petrie-Norris: yes
    • Chen: yes
    • Bryan: yes
    • Berman: yes
    • Blanca Rubio: yes
    • Schiavo: yes
    • Kalra: yes
    • Johnson: yes
    • Wallis: yes
    • Rogers: yes
    • Macedo: yes
    • Pacheco: yes
    • Pellerin: yes
    • Aguiar-Curry: yes
    • Soria: yes
    • Muratsuchi: yes
    • Sanchez: yes
    • Quirk-Silva: yes
    • Lowenthal: yes
    • Solache: yes
    • Wilson: yes
    • DeMaio: yes
    • Lackey: yes
    • Hart: yes
    • Ortega: yes
    • Jeff Gonzalez: yes
    • Dixon: yes
    • Papan: yes
    • Davies: yes
    • Irwin: yes
    • Nguyen: yes
    • Ransom: yes
    • Lee: yes
    • Fong: yes
    • Bennett: yes
    • Ward: yes
    • Krell: yes
    • Wicks: yes
    • Harabedian: yes
    • Alvarez: yes
    • Carrillo: yes
    • Ta: yes
    • Addis: yes
    • Ahrens: yes
    • Schultz: yes
    • Michelle Rodriguez: yes
    • Zbur: yes
    • Caloza: yes
    • Bains: yes
    • McKinnor: yes
    • Alanis: yes
    • Haney: yes
    • Ramos: yes
    • Tangipa: yes
    • Rivas: yes
    • Gallagher: yes
    • Calderon: yes
    • Stefani: yes
    • Connolly: yes
    • Ellis: yes
    • Bonta: yes
    • Ávila Farías: yes
    • Garcia: yes
    • Sharp-Collins: yes
    • Patel: yes
    • Elhawary: yes
    • Valencia: yes
    • Jackson: yes
    • Hoover: yes
    • Gipson: yes
    • Bauer-Kahan: yes
    • Gabriel: yes
    • Patterson: yes
    • Castillo: yes
    • Hadwick: yes
    • Mark González: yes
    • Boerner: yes
    • Arambula: other
    • Celeste Rodriguez: other
    • Flora: other

  • Do pass, but first be re-referred to the Committee on [Appropriations]

    2026-06-24 · pass · 6-0

    Member-level votes (7)
    • Niello: yes
    • Becker: yes
    • Padilla: yes
    • Rubio: yes
    • Menjivar: yes
    • Richardson: yes
    • Jones: other

Related bills

No related bills recorded for this bill.

Official source

http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB2198

Attribution

Data from openstates_bulk_csv, retrieved 2026-07-24T01:34:27.960412Z

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