CA AB 2038
enactedResidential property insurance: cancellations and nonrenewals.
California · 2025-2026 Regular Session · lower
Subscribe in a feed reader. The feed covers recorded actions from the last 30 days; Bill Commons may record an action after it happened at the legislature.
Quick answers
Did CA AB 2038 pass?
Yes. CA AB 2038 has been enacted into law. Latest recorded action (2026-09-30): Chaptered by Secretary of State - Chapter 917, Statutes of 2026.
What is CA AB 2038 about?
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, for at least the next two annual renewal periods, but no less than 24 months of coverage from the date of the loss, to renew the policy under certain circumstances, including that the total loss to the primary insured structure was caused by a disaster. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to a fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred. This bill would instead require an insurer to renew the policy of residential property insurance, under the above-described circumstances, for at least the next three annual renewal periods, but no less than 36 months of coverage from the date of the loss. The bill would also prohibit an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to a fire perimeter for two years after the declaration of a state of emergency.
Who sponsors CA AB 2038?
Harabedian is the primary sponsor of CA AB 2038, joined by 1 cosponsor.
Description
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, for at least the next two annual renewal periods, but no less than 24 months of coverage from the date of the loss, to renew the policy under certain circumstances, including that the total loss to the primary insured structure was caused by a disaster. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to a fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred. This bill would instead require an insurer to renew the policy of residential property insurance, under the above-described circumstances, for at least the next three annual renewal periods, but no less than 36 months of coverage from the date of the loss. The bill would also prohibit an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to a fire perimeter for two years after the declaration of a state of emergency.
- Introduced
- 2026-03-16
- Latest action
- 2026-09-30 — Chaptered by Secretary of State - Chapter 917, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Harabedianauthor
- Zburauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-30
Chaptered by Secretary of State - Chapter 917, Statutes of 2026.
became-law
2026-09-30
Approved by the Governor.
executive-signature
2026-09-03
Enrolled and presented to the Governor at 4 p.m.
executive-receipt
2026-08-27
In Assembly. Ordered to Engrossing and Enrolling.
2026-08-26
Read third time. Passed. Ordered to the Assembly. (Ayes 27. Noes 5.).
passage,reading-1,reading-3
2026-08-13
From committee: Do pass. (Ayes 6. Noes 1.) (August 13).
committee-passage,committee-passage-favorable
2026-08-13
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-06-29
In committee: Referred to APPR. suspense file.
referral-committee
2026-06-10
From committee: Do pass and re-refer to Com. on APPR. (Ayes 4. Noes 0.) (June 10). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-05-20
Referred to Com. on INS.
referral-committee
2026-05-12
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2026-05-11
Read third time. Passed. Ordered to the Senate. (Ayes 53. Noes 9. Page 4991.)
passage,reading-1,reading-3
2026-04-30
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-04-29
From committee: Do pass. (Ayes 10. Noes 1.) (April 29).
committee-passage,committee-passage-favorable
2026-04-15
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 3.) (April 15). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-03-17
Re-referred to Com. on INS.
referral-committee
2026-03-16
Referred to Com. on INS.
referral-committee
2026-03-16
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-02-18
From printer. May be heard in committee March 20.
2026-02-17
Read first time. To print.
reading-1
Versions
Documents
- application/pdf
- application/pdf
- text/html
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf(no extracted text yet)
- application/pdf
- application/pdf
Votes
Do pass and be re-referred to the Committee on [Appropriations]
2026-04-15 · pass · 13-3
Member-level votes (17)
- Petrie-Norris: yes
- Ávila Farías: yes
- Ortega: yes
- Addis: yes
- Nguyen: yes
- Harabedian: yes
- Gipson: yes
- Krell: yes
- Alvarez: yes
- Valencia: yes
- Berman: yes
- Calderon: yes
- Michelle Rodriguez: yes
- Ellis: no
- Chen: no
- Hadwick: no
- Wallis: other
Do pass.
2026-04-29 · pass · 10-1
Member-level votes (15)
- Solache: yes
- Fong: yes
- Pacheco: yes
- Krell: yes
- Arambula: yes
- Caloza: yes
- Mark González: yes
- Pellerin: yes
- Wicks: yes
- Calderon: yes
- Tangipa: no
- Muratsuchi: other
- Ta: other
- Hoover: other
- Dixon: other
AB 2038 Harabedian Assembly Third Reading
2026-05-11 · pass · 53-9
Member-level votes (80)
- Jackson: yes
- Lee: yes
- Boerner: yes
- Haney: yes
- McKinnor: yes
- Berman: yes
- Carrillo: yes
- Mark González: yes
- Muratsuchi: yes
- Garcia: yes
- Rogers: yes
- Nguyen: yes
- Hart: yes
- Patel: yes
- Pacheco: yes
- Ortega: yes
- Fong: yes
- Wicks: yes
- Ransom: yes
- Gabriel: yes
- Blanca Rubio: yes
- Schiavo: yes
- Elhawary: yes
- Connolly: yes
- Papan: yes
- Bonta: yes
- Bains: yes
- Ávila Farías: yes
- Gipson: yes
- Alvarez: yes
- Addis: yes
- Caloza: yes
- Stefani: yes
- Aguiar-Curry: yes
- Zbur: yes
- Pellerin: yes
- Ahrens: yes
- Calderon: yes
- Krell: yes
- Sharp-Collins: yes
- Bauer-Kahan: yes
- Bryan: yes
- Schultz: yes
- Rivas: yes
- Valencia: yes
- Ward: yes
- Ramos: yes
- Bennett: yes
- Irwin: yes
- Wilson: yes
- Harabedian: yes
- Petrie-Norris: yes
- Kalra: yes
- Chen: no
- Lackey: no
- Tangipa: no
- DeMaio: no
- Patterson: no
- Hadwick: no
- Ellis: no
- Johnson: no
- Macedo: no
- Solache: other
- Hoover: other
- Lowenthal: other
- Gallagher: other
- Alanis: other
- Flora: other
- Davies: other
- Sanchez: other
- Wallis: other
- Michelle Rodriguez: other
- Dixon: other
- Soria: other
- Celeste Rodriguez: other
- Ta: other
- Castillo: other
- Quirk-Silva: other
- Jeff Gonzalez: other
- Arambula: other
Do pass, but first be re-referred to the Committee on [Appropriations]
2026-06-10 · pass · 4-0
Member-level votes (7)
- Padilla: yes
- Menjivar: yes
- Becker: yes
- Richardson: yes
- Rubio: other
- Niello: other
- Jones: other
Placed on suspense file
2026-06-29 · pass · 7-0
Member-level votes (7)
- Cervantes: yes
- Seyarto: yes
- Richardson: yes
- Dahle: yes
- Cabaldon: yes
- Wahab: yes
- Grayson: yes
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-10-03T23:30:25.653771Z
Inspect retained evidence for changes recorded after evidence tracking began:
Session-wide evidence can include changes to other bills:
Use this data
Every field on this page is available from the free public API — no key or licence required. Fetch this bill as JSON: GET /api/v1/bills?jurisdiction=CA&identifier=AB 2038. See the API docs or the MCP server for AI assistants.
Known limitations
- Sponsor party and chamber affiliation are not yet captured by this API.
- Committee referrals are not yet captured.
- Some documents have no extracted text yet, so version comparison may be limited.
See the methodology page for data sources and limitations.