CA AB 1931
enactedInsurance: home protection companies.
California · 2025-2026 Regular Session · lower
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Quick answers
Did CA AB 1931 pass?
Yes. CA AB 1931 has been enacted into law. Latest recorded action (2026-09-27): Chaptered by Secretary of State - Chapter 561, Statutes of 2026.
What is CA AB 1931 about?
Existing law regulates home protection companies, which issue contracts for the repair or replacement of a component, system, or appliance of a home. Existing law prohibits a person from issuing home protection contracts in this state unless they hold a home protection company license issued by the Department of Insurance, except as specified. Existing law requires a home protection contract, as defined, to specify certain information in clear and conspicuous terms, including, but not limited to, every appliance, system, or component covered by the contract and all exclusions and limitations respecting the extent of the contract. This bill would, beginning on July 1, 2027, establish a license for a home protection contract limited lines agent, as defined, for an organization authorized to transact home protection contracts on behalf of a home protection company and in connection with a home protection contract vendor, as defined. The bill would additionally authorize a utility to solicit home protection contracts and transmit protection contract fees if it is a vendor acting on behalf of specified entities, including a licensed home protection contract limited lines agent. The bill would require an applicant for a license to submit specified items to the commissioner, including an application and a certificate stating the named applicant is trustworthy. The bill would authorize an agent to authorize a home protection contract vendor, as defined, to solicit contracts and collect protection contract fees on its behalf subject to specified conditions, and would authorize a purchaser to return the contract within 30 days of purchase if no claim has been made. The bill would allow a vendor to collect fees on behalf of an agent through the utility bill if the bill makes it clear that the home protection contract is issued by a third party and not the utility, lists the protection contract fees separately from the utility charges, and the bill includes a telephone number for customers to inquire about their contract. The bill would also require the contract to include specified disclosures. The bill would prohibit an unlicensed employee of a vendor from participating in the transaction of home protection contracts other than clerical or billing services, and would require the home protection contract limited lines agent or property and casualty insurance agent to ensure the home protection contract vendor informs its employees about the restrictions. The bill would authorize the commissioner to implement specified penalties if a vendor violates these provisions. The bill would also require a home protection company to maintain a single insurance policy covering 100% of the company's contractual obligation associated with the home protection contracts, among other specified requirements. The bill would prohibit a property and casualty insurance agent from acting as an agent of a home protection company in connection with a utility unless the company has filed a notice of appointment with the commissioner. The bill would require the notice of appointment to continue until specified documents are filed.
Who sponsors CA AB 1931?
Papan is the primary sponsor of CA AB 1931.
Description
Existing law regulates home protection companies, which issue contracts for the repair or replacement of a component, system, or appliance of a home. Existing law prohibits a person from issuing home protection contracts in this state unless they hold a home protection company license issued by the Department of Insurance, except as specified. Existing law requires a home protection contract, as defined, to specify certain information in clear and conspicuous terms, including, but not limited to, every appliance, system, or component covered by the contract and all exclusions and limitations respecting the extent of the contract. This bill would, beginning on July 1, 2027, establish a license for a home protection contract limited lines agent, as defined, for an organization authorized to transact home protection contracts on behalf of a home protection company and in connection with a home protection contract vendor, as defined. The bill would additionally authorize a utility to solicit home protection contracts and transmit protection contract fees if it is a vendor acting on behalf of specified entities, including a licensed home protection contract limited lines agent. The bill would require an applicant for a license to submit specified items to the commissioner, including an application and a certificate stating the named applicant is trustworthy. The bill would authorize an agent to authorize a home protection contract vendor, as defined, to solicit contracts and collect protection contract fees on its behalf subject to specified conditions, and would authorize a purchaser to return the contract within 30 days of purchase if no claim has been made. The bill would allow a vendor to collect fees on behalf of an agent through the utility bill if the bill makes it clear that the home protection contract is issued by a third party and not the utility, lists the protection contract fees separately from the utility charges, and the bill includes a telephone number for customers to inquire about their contract. The bill would also require the contract to include specified disclosures. The bill would prohibit an unlicensed employee of a vendor from participating in the transaction of home protection contracts other than clerical or billing services, and would require the home protection contract limited lines agent or property and casualty insurance agent to ensure the home protection contract vendor informs its employees about the restrictions. The bill would authorize the commissioner to implement specified penalties if a vendor violates these provisions. The bill would also require a home protection company to maintain a single insurance policy covering 100% of the company's contractual obligation associated with the home protection contracts, among other specified requirements. The bill would prohibit a property and casualty insurance agent from acting as an agent of a home protection company in connection with a utility unless the company has filed a notice of appointment with the commissioner. The bill would require the notice of appointment to continue until specified documents are filed.
- Introduced
- 2026-04-15
- Latest action
- 2026-09-27 — Chaptered by Secretary of State - Chapter 561, Statutes of 2026.
- Bill type
- bill
- Last updated
- —
Subjects
Sponsors
- Papanauthor
Committees
Not provided by source.
Action timeline
Newest first
2026-09-27
Chaptered by Secretary of State - Chapter 561, Statutes of 2026.
became-law
2026-09-27
Approved by the Governor.
executive-signature
2026-09-03
Enrolled and presented to the Governor at 4 p.m.
executive-receipt
2026-08-26
Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0.).
passage,reading-1,reading-3
2026-08-26
In Assembly. Concurrence in Senate amendments pending.
2026-08-26
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-26
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 6636.).
amendment-passage,committee-passage,committee-passage-favorable
2026-08-24
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-08-20
Read third time and amended. Ordered to second reading.
amendment-passage,reading-1,reading-2,reading-3
2026-08-17
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-08-13
From committee: Amend, and do pass as amended. (Ayes 7. Noes 0.) (August 13).
amendment-introduction,amendment-passage,committee-passage
2026-08-13
Read second time and amended. Ordered returned to second reading.
amendment-passage,reading-1,reading-2
2026-08-03
In committee: Referred to APPR. suspense file.
referral-committee
2026-06-25
From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-06-18
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-06-03
Referred to Com. on INS.
referral-committee
2026-05-21
In Senate. Read first time. To Com. on RLS. for assignment.
reading-1,referral-committee
2026-05-21
Read third time. Passed. Ordered to the Senate. (Ayes 72. Noes 0. Page 5204.)
passage,reading-1,reading-3
2026-05-18
Read second time. Ordered to third reading.
reading-1,reading-2,reading-3
2026-05-14
From committee: Do pass. (Ayes 14. Noes 0.) (May 14).
committee-passage,committee-passage-favorable
2026-05-06
In committee: Set, first hearing. Referred to APPR. suspense file.
referral-committee
2026-04-22
From committee: Do pass and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (April 22). Re-referred to Com. on APPR.
committee-passage,committee-passage-favorable,referral-committee
2026-04-20
Re-referred to Com. on INS.
referral-committee
2026-04-16
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-04-16
Re-referred to Com. on INS.
referral-committee
2026-04-15
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
amendment-introduction,amendment-passage,committee-passage,reading-1,reading-2,referral-committee
2026-03-02
Referred to Com. on INS.
referral-committee
2026-02-14
From printer. May be heard in committee March 16.
2026-02-13
Read first time. To print.
reading-1
Versions
- 02/13/26 - Introduced — 2026-02-13Compare
- 04/15/26 - Amended Assembly — 2026-04-15Compare
- 04/16/26 - Amended Assembly — 2026-04-16Compare
- 06/18/26 - Amended Senate — 2026-06-18Compare
- 08/13/26 - Amended Senate — 2026-08-13Compare
- 08/20/26 - Amended Senate — 2026-08-20Compare
- 08/30/26 - Enrolled — 2026-08-30Compare
- 09/27/26 - Chaptered — 2026-09-27Compare
- (document, no version)Compare
- AB1931Compare
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Votes
Do pass and be re-referred to the Committee on [Appropriations]
2026-04-22 · pass · 16-0
Member-level votes (17)
- Hadwick: yes
- Ellis: yes
- Ávila Farías: yes
- Petrie-Norris: yes
- Ortega: yes
- Nguyen: yes
- Addis: yes
- Harabedian: yes
- Krell: yes
- Alvarez: yes
- Gipson: yes
- Michelle Rodriguez: yes
- Berman: yes
- Valencia: yes
- Calderon: yes
- Wallis: yes
- Chen: other
Do pass.
2026-05-14 · pass · 14-0
Member-level votes (15)
- Dixon: yes
- Krell: yes
- Sharp-Collins: yes
- Tangipa: yes
- Wicks: yes
- Pacheco: yes
- Caloza: yes
- Fong: yes
- Calderon: yes
- Hoover: yes
- Pellerin: yes
- Solache: yes
- Aguiar-Curry: yes
- Mark González: yes
- Ta: other
AB 1931 Papan Assembly Third Reading
2026-05-21 · pass · 72-0
Member-level votes (80)
- Lowenthal: yes
- Stefani: yes
- Mark González: yes
- Soria: yes
- Dixon: yes
- Ortega: yes
- Sharp-Collins: yes
- Ávila Farías: yes
- Schultz: yes
- Berman: yes
- Schiavo: yes
- Rogers: yes
- Papan: yes
- Petrie-Norris: yes
- Caloza: yes
- Ahrens: yes
- Ellis: yes
- Haney: yes
- Solache: yes
- Nguyen: yes
- Patel: yes
- Tangipa: yes
- Bonta: yes
- Aguiar-Curry: yes
- Calderon: yes
- Patterson: yes
- Quirk-Silva: yes
- Kalra: yes
- Wicks: yes
- Davies: yes
- Lee: yes
- Wallis: yes
- Alanis: yes
- Michelle Rodriguez: yes
- Gabriel: yes
- Boerner: yes
- Krell: yes
- Ransom: yes
- Bryan: yes
- Castillo: yes
- Rivas: yes
- Pacheco: yes
- Bains: yes
- Harabedian: yes
- Zbur: yes
- Valencia: yes
- Carrillo: yes
- Fong: yes
- Addis: yes
- Connolly: yes
- Gipson: yes
- Elhawary: yes
- Hoover: yes
- Pellerin: yes
- Ward: yes
- Jeff Gonzalez: yes
- McKinnor: yes
- Hadwick: yes
- Bennett: yes
- Hart: yes
- DeMaio: yes
- Gallagher: yes
- Jackson: yes
- Johnson: yes
- Flora: yes
- Macedo: yes
- Muratsuchi: yes
- Blanca Rubio: yes
- Sanchez: yes
- Irwin: yes
- Alvarez: yes
- Bauer-Kahan: yes
- Celeste Rodriguez: other
- Ta: other
- Ramos: other
- Wilson: other
- Garcia: other
- Lackey: other
- Arambula: other
- Chen: other
Do pass, but first be re-referred to the Committee on [Appropriations]
2026-06-24 · pass · 6-0
Member-level votes (7)
- Niello: yes
- Becker: yes
- Padilla: yes
- Rubio: yes
- Menjivar: yes
- Richardson: yes
- Jones: other
Related bills
No related bills recorded for this bill.
Official source
Attribution
Data from openstates_api_sync, retrieved 2026-09-29T21:07:59.383161Z
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