Bill text
Compare versions
--- version:S 1028 Filed+++ version:(document, no version)@@ -1,532 +1,36 @@-Florida Senate - 2026 SB 1028+ Florida Senate - 2026 SENATOR AMENDMENT+ Bill No. CS for CS for SB 1028-By Senator Gruters+ Ì626130kÎ626130-22-01372B-26 20261028__- Page 1 of 16-CODING: Words stricken are deletions; words underlined are additions.-A bill to be entitled 1-An act relating to the Citizens Property Insurance 2-Corporation; amending s. 627.351, F.S.; requiring the 3-corporation to charge a specified premium on certain 4-risks; specifying that the premium for subsequent 5-renewals of a corporation policy is subject to certain 6-requirements; providing an exception; amending s. 7-627.3518, F.S.; deleting an obsolete provision; 8-defining terms; revising the definition of the term 9-“program”; requiring the corporation to establish a 10-personal lines clearinghouse for specified purposes; 11-requiring, on or before a specified date, the 12-corporation to implement a commercial lines 13-clearinghouse for specified purposes; requiring, on or 14-before a specified date, the corporation to develop 15-and implement certain procedures; deleting reporting 16-requirements; revising the rights and responsibilities 17-the corporation has in establishing the program; 18-authorizing approved surplus lines clearinghouse 19-insurers to participate in the commercial lines 20-clearinghouse; prohibiting such insurers from 21-participating in the personal lines clearinghouse; 22-specifying that participation in the program is not 23-mandatory for such insurers; revising prohibitions and 24-requirements for insurers making offers of coverage to 25-new applicants or renewal policyholders through the 26-program; providing construction; specifying that 27-applicants for new commercial lines residential 28-coverage are not eligible for coverage from the 29-Florida Senate - 2026 SB 1028+ LEGISLATIVE ACTION+ Senate . House+ .+ .+ .+ .+ .+ —————————————————————————————————————————————————————————————————-22-01372B-26 20261028__- Page 2 of 16-CODING: Words stricken are deletions; words underlined are additions.-corporation under certain circumstances; deleting the 30-definition of the term “primary residence”; specifying 31-the circumstances under which policyholders of the 32-corporation are not eligible for commercial lines 33-residential coverage with the corporation; authorizing 34-applicants or insureds to elect to accept coverage 35-with specified insurers or elect to accept or continue 36-coverage with the corporation under certain 37-circumstances; authorizing insureds to elect to accept 38-coverage with specified insurers or elect to accept or 39-continue coverage with the corporation under certain 40-circumstances; providing applicability; specifying 41-that certain applicants remain eligible for coverage 42-from the corporation; authorizing such applicants to 43-elect to accept coverage with specified insurers or 44-elect to accept or continue coverage with the 45-corporation; requiring certain applicants to pay a 46-specified premium for corporation coverage; providing 47-applicability; revising the rights and authorizations 48-for certain independent insurance agents; deleting a 49-prohibition relating to commercial nonresidential 50-policies; providing an effective date. 51- 52-Be It Enacted by the Legislature of the State of Florida: 53- 54-Section 1. Paragraph (oo) is added to subsection (6) of 55-section 627.351, Florida Statutes, to read: 56-627.351 Insurance risk apportionment plans.— 57-(6) CITIZENS PROPERTY INSURANCE CORPORATION.— 58-Florida Senate - 2026 SB 1028+ —————————————————————————————————————————————————————————————————+ Senator Gruters moved the following:-22-01372B-26 20261028__- Page 3 of 16-CODING: Words stricken are deletions; words underlined are additions.-(oo) The corporation must charge a premium on a commercial 59-residential or commercial nonresidential risk that has received 60-an offer of coverage under s. 627.3518(5)(c)2., which premium is 61-the greater of the premium offered by the approved surplus lines 62-clearinghouse insurer for such coverage or the premium for 63-coverage from the corporation calculated pursuant to paragraph 64-(n). The premium for subsequent renewals of a corporation policy 65-that is charged a premium equivalent to the premium offered by 66-an approved surplus lines insurer under s. 627.3518(5)(c)2. is 67-subject to the requirements of paragraph (n) as applied to the 68-premium that was applied pursuant to this paragraph, unless the 69-risk receives an offer at the subsequent renewal under s. 70-627.3518(5)(c)2., in which case the premium shall be the greater 71-of the premium offered at the subsequent renewal by the surplus 72-lines insurer or the corporation’s premium on the risk. 73-Section 2. Section 627.3518, Florida Statutes, is amended 74-to read: 75-627.3518 Citizens Property Insurance Corporation 76-policyholder eligibility clearinghouse program.—The purpose of 77-this section is to provide a framework for the corporation to 78-implement a clearinghouse program by January 1, 2014. 79-(1) As used in this section, the term: 80-(a) “Approved surplus lines clearinghouse insurer” means an 81-eligible surplus lines insurer that has a financial strength 82-rating of “A-” or higher from A.M. Best Company and that the 83-corporation determines has demonstrated competence in writing 84-the types of risks for which it will make offers of coverage 85-through the program. 86-(b) “Corporation” means Citizens Property Insurance 87-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 4 of 16-CODING: Words stricken are deletions; words underlined are additions.-Corporation. 88-(c)(b) “Exclusive agent” means any licensed insurance agent 89-that has, by contract, agreed to act exclusively for one company 90-or group of affiliated insurance companies and is disallowed by 91-the provisions of that contract to directly write for any other 92-unaffiliated insurer absent express consent from the company or 93-group of affiliated insurance companies. 94-(d)(c) “Independent agent” means any licensed insurance 95-agent not described in paragraph (c) (b). 96-(e) “Primary residence” has the same meaning as in s. 97-627.351(6)(c)2.a. 98-(f)(d) “Program” means the clearinghouse created under this 99-section, consisting of the personal lines clearinghouse and the 100-commercial lines clearinghouse. 101-(g) “Surplus lines agent” means an insurance agent licensed 102-pursuant to s. 626.927 or s. 626.9272. 103-(2)(a) The corporation shall establish a personal lines 104-clearinghouse in order to confirm an applicant’s eligibility 105-with the corporation, and to enhance access of new applicants 106-for personal lines coverage and existing personal lines 107-policyholders of the corporation to offers of coverage from 108-authorized insurers, and the corporation shall establish a 109-program for personal residential risks in order to facilitate 110-the diversion of ineligible applicants and existing 111-policyholders from the corporation into the voluntary insurance 112-market. 113-(b) The corporation shall implement, on or before January 114-1, 2027, a commercial lines clearinghouse in order to enhance 115-new applicants access to commercial residential coverage and 116-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 5 of 16-CODING: Words stricken are deletions; words underlined are additions.-commercial nonresidential coverage and existing policyholders of 117-the corporation to offers of coverage from approved surplus 118-lines clearinghouse insurers. The corporation shall also develop 119-and implement, on or before January 1, 2028, appropriate 120-procedures for facilitating the diversion of new ineligible 121-applicants and existing policyholders of the corporation to 122-offers of commercial residential and commercial nonresidential 123-coverage from authorized insurers for commercial residential 124-coverage into the private insurance market and shall report such 125-procedures to the President of the Senate and the Speaker of the 126-House of Representatives by January 1, 2014. 127-(3) The corporation board shall establish the clearinghouse 128-program as an organizational unit within the corporation. The 129-program shall have all the rights and responsibilities in 130-carrying out its duties as a licensed general lines agent and a 131-surplus lines agent, but may not be required to employ or engage 132-a licensed general lines agent or a surplus lines agent, or to 133-maintain an insurance agency license to carry out its activities 134-in the solicitation and placement of insurance coverage. In 135-establishing the program, the corporation has all of the 136-following rights and responsibilities may: 137-(a) May require all new applications, and all policies due 138-for renewal, to be submitted for coverage to the program in 139-order to facilitate obtaining an offer of coverage from an 140-authorized insurer or, if the risk is a commercial risk, 141-obtaining an offer of coverage from an approved surplus lines 142-clearinghouse insurer, before binding or renewing coverage by 143-the corporation. 144-(b) May employ or otherwise contract with individuals or 145-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 6 of 16-CODING: Words stricken are deletions; words underlined are additions.-other entities for appropriate administrative or professional 146-services to effectuate the plan within the corporation in 147-accordance with the applicable purchasing requirements under s. 148-627.351 and, for purposes of implementing the commercial lines 149-clearinghouse and providing offers of coverage from approved 150-surplus lines clearinghouse insurers on or before January 1, 151-2028, contract with such individuals or entities in accordance 152-with s. 287.057(3)(c). 153-(c) May enter into contracts with any authorized insurer 154-and any approved surplus lines clearinghouse insurer to 155-participate in the program and accept an appointment by such 156-insurer. 157-(d) May provide funds to operate the program. Insurers and 158-agents participating in the program are not required to pay a 159-fee to offset or partially offset the cost of the program or use 160-the program for renewal of policies initially written through 161-the clearinghouse. 162-(e) May develop an enhanced application that includes 163-information to assist private insurers in determining whether to 164-make an offer of coverage through the program. 165-(f) For personal lines residential risks, may require that, 166-before approving all new applications for coverage by the 167-corporation, that every application be subject to a period of 2 168-business days when any insurer participating in the program may 169-select the application for coverage. The insurer may issue a 170-binder on any policy selected for coverage for a period of at 171-least 30 days but not more than 60 days. 172-(g) Shall, in creating the commercial lines clearinghouse, 173-establish criteria to determine the capabilities necessary to 174-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 7 of 16-CODING: Words stricken are deletions; words underlined are additions.-effectively provide and manage the commercial lines 175-clearinghouse. For facilitating offers of surplus lines 176-coverage, such criteria must include confirmed expertise in the 177-surplus lines market, at least 5 years of publicly available 178-audited financial statements, the ability to facilitate all 179-approved surplus lines clearinghouse insurers to participate in 180-the commercial lines clearinghouse on terms established by the 181-corporation, and other criteria that the corporation determines 182-necessary to effectively establish and manage offers of surplus 183-lines coverage through the commercial lines clearinghouse. 184-(4) Any authorized insurer may participate in the program; 185-however, participation is not mandatory for any insurer. 186-Approved surplus lines clearinghouse insurers may participate in 187-the commercial lines clearinghouse but may not participate in 188-the personal lines clearinghouse; however, participation in the 189-program is not mandatory for any approved surplus lines insurer. 190-Insurers making offers of coverage to new applicants or renewal 191-policyholders through the program: 192-(a) May not be required to individually appoint any agent 193-whose customer is underwritten and bound through the program. 194-Notwithstanding s. 626.112, insurers are not required to appoint 195-any agent on a policy underwritten through the program for as 196-long as that policy remains with the insurer. Insurers may, at 197-their election, appoint any agent or surplus lines agent whose 198-direct or indirect customer is initially underwritten and bound 199-through the program. In the event an insurer accepts a policy 200-from an agent who is not appointed pursuant to this paragraph, 201-and thereafter elects to accept a policy from such agent, the 202-provisions of s. 626.112 requiring appointment apply to the 203-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 8 of 16-CODING: Words stricken are deletions; words underlined are additions.-agent. 204-(b) Must enter into a limited agency agreement with each 205-agent or surplus lines agent that is not appointed in accordance 206-with paragraph (a) and whose customer is underwritten and bound 207-through the program. In addition, a surplus lines agent that 208-enters into a limited agency or broker agreement with an 209-approved surplus lines clearinghouse insurer making an offer of 210-coverage through the program must also enter into a limited 211-agency or broker agreement with each producing agent whose 212-customer is underwritten and bound through the program. 213-(c) Must enter into its standard agency agreement with each 214-agent or surplus lines agent whose customer is underwritten and 215-bound through the program when that agent or surplus lines agent 216-has been appointed by the insurer pursuant to s. 626.112. 217-(d) Must comply with s. 627.4133(2) or, if the insurer is 218-an approved surplus lines clearinghouse insurer, s. 626.9201. 219-(e) May participate through their single-designated 220-managing general agent or broker; however, the provisions of 221-paragraph (6)(a) regarding ownership, control, and use of the 222-expirations continue to apply. 223-(f) For authorized insurers, must pay to the producing 224-agent a commission equal to that paid by the corporation or the 225-usual and customary commission paid by the insurer for that line 226-of business, whichever is greater. 227-(g) For approved surplus lines clearinghouse insurers, must 228-pay a commission on premiums, exclusive of fees, surcharges, and 229-taxes, to the surplus lines agent, managing general agent, or 230-managing general underwriter placing the risk. The surplus lines 231-agent, managing general agent, or managing general underwriter 232-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 9 of 16-CODING: Words stricken are deletions; words underlined are additions.-must pay the producing agent a commission at least equal to the 233-commission the corporation pays agents for coverage, calculated 234-in the same manner and on the same basis used by the 235-corporation, and shall retain the remainder of the total 236-commission or equivalent compensation. This paragraph does not 237-prohibit an agent from voluntarily accepting a lower commission 238-at the agent’s sole discretion. 239-(5)(a) Notwithstanding s. 627.3517, any applicant for new 240-personal lines coverage from the corporation is not eligible for 241-coverage from the corporation if provided an offer of comparable 242-coverage from an authorized insurer through the program at a 243-premium that is at or below the eligibility threshold for 244-applicants for new coverage of a primary residence established 245-in s. 627.351(6)(c)5.a., or for applicants for new coverage of a 246-risk that is not a primary residence established in s. 247-627.351(6)(c)5.b. Whenever an offer of comparable coverage for a 248-personal lines risk is received for a policyholder of the 249-corporation at renewal from an authorized insurer through the 250-program which is at or below the eligibility threshold for 251-primary residences of policyholders of the corporation 252-established in s. 627.351(6)(c)5.a., or the eligibility 253-threshold for risks that are not primary residences of 254-policyholders of the corporation established in s. 255-627.351(6)(c)5.b., the risk is not eligible for coverage with 256-the corporation. In the event an offer of coverage for a new 257-applicant is received from an authorized insurer through the 258-program, and the premium offered exceeds the eligibility 259-threshold for applicants for new coverage of a primary residence 260-established in s. 627.351(6)(c)5.a., or the eligibility 261-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 10 of 16-CODING: Words stricken are deletions; words underlined are additions.-threshold for applicants for new coverage on a risk that is not 262-a primary residence established in s. 627.351(6)(c)5.b., the 263-applicant or insured may elect to accept such coverage, or may 264-elect to accept or continue coverage with the corporation. In 265-the event an offer of coverage for a personal lines risk is 266-received from an authorized insurer at renewal through the 267-program, and the premium offered exceeds the eligibility 268-threshold for primary residences of policyholders of the 269-corporation established in s. 627.351(6)(c)5.a., or exceeds the 270-eligibility threshold for risks that are not primary residences 271-of policyholders of the corporation established in s. 272-627.351(6)(c)5.b., the insured may elect to accept such 273-coverage, or may elect to accept or continue coverage with the 274-corporation. Section 627.351(6)(c)5.a.(I) and b.(I) does not 275-apply to an offer of coverage from an authorized insurer 276-obtained through the program. As used in this subsection, the 277-term “primary residence” has the same meaning as in s. 278-627.351(6)(c)2.a. 279-(b) Notwithstanding s. 627.3517, an applicant for new 280-commercial lines residential coverage from the corporation is 281-not eligible for coverage from the corporation if the applicant 282-is provided an offer of comparable coverage from an authorized 283-insurer through the program at a premium that is at or below the 284-eligibility threshold for applicants for new coverage 285-established in s. 627.351(6)(c)5.c. Whenever an offer of 286-comparable coverage for a commercial lines residential risk is 287-received for a policyholder of the corporation at renewal from 288-an authorized insurer through the program which is at or below 289-the eligibility threshold in s. 627.351(6)(c)5.c., the risk is 290-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 11 of 16-CODING: Words stricken are deletions; words underlined are additions.-not eligible for coverage with the corporation. In the event an 291-offer of coverage for a new applicant is received from an 292-authorized insurer through the program, and the premium offered 293-exceeds the eligibility threshold established in s. 294-627.351(6)(c)5.c., the applicant or insured may elect to accept 295-such coverage or to accept or continue coverage with the 296-corporation. In the event an offer of coverage for a commercial 297-lines residential risk is received from an authorized insurer at 298-renewal through the program, and the premium offered exceeds the 299-eligibility threshold for policyholders of the corporation 300-established in s. 627.351(6)(c)5.c., the insured may elect to 301-accept such coverage or to accept or continue coverage with the 302-corporation. Section 627.351(6)(c)5.c.(I) does not apply to an 303-offer of coverage from an authorized insurer obtained through 304-the program. 305-(c)1. Except as provided in subparagraph 2., any applicant 306-for new coverage from the corporation and any policyholder of 307-the corporation that is offered commercial lines residential or 308-commercial lines residential coverage pursuant to the program by 309-an approved surplus lines clearinghouse insurer remains eligible 310-for coverage from the corporation. The applicant or insured 311-receiving an offer from an approved surplus lines clearinghouse 312-insurer may elect to accept such coverage or may elect to accept 313-or continue coverage with the corporation. 314-2. Any applicant for new coverage from the corporation and 315-any policyholder of the corporation that is offered commercial 316-lines residential or commercial lines nonresidential coverage by 317-an approved surplus lines insurer pursuant to the program, if 318-such coverage is equivalent to or greater than coverage from the 319-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 12 of 16-CODING: Words stricken are deletions; words underlined are additions.-corporation as to all aspects of such coverage and is for a 320-premium that is not more than 20 percent greater than the 321-premium for corporation coverage that will be paid by an 322-applicant for corporation coverage or will be paid at renewal by 323-a policyholder of the corporation, may elect to accept such 324-coverage from the approved surplus lines clearinghouse insurer 325-or may elect to accept or continue coverage with the 326-corporation, but, if electing corporation coverage, such 327-applicant or policyholder must pay a premium for corporation 328-coverage that is the greater of the premium for such coverage 329-from the corporation or from the approved surplus lines 330-clearinghouse insurer. 331-3. Section 627.351(6)(c)5.c.(I) does not apply to an offer 332-of coverage from an approved surplus lines clearinghouse insurer 333-obtained through the program. 334-(6) Independent insurance agents submitting new 335-applications for coverage or that are the agent of record on a 336-renewal policy submitted to the program: 337-(a) Are granted and must maintain ownership and the 338-exclusive use of expirations, records, or other written or 339-electronic information directly related to such applications or 340-renewals written through the corporation or through an insurer 341-participating in the program, notwithstanding s. 627.351(5)(a), 342-s. 627.351(6)(c)5.a.(I)(B) and (II)(B), or s. 343-627.351(6)(c)5.b.(I)(B) and (II)(B). Such ownership is granted 344-for as long as the insured remains with the agency or until sold 345-or surrendered in writing by the agent. Contracts with the 346-corporation, or required by the corporation, or with any insurer 347-or surplus lines agent must not amend, modify, interfere with, 348-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 13 of 16-CODING: Words stricken are deletions; words underlined are additions.-or limit such rights of ownership. Such expirations, records, or 349-other written or electronic information may be used to review an 350-application, issue a policy, or for any other purpose necessary 351-for placing such business through the program. 352-(b) May not be required to be appointed by any insurer 353-participating in the program for policies written solely through 354-the program, notwithstanding the provisions of s. 626.112. 355-(c) May accept an appointment from any insurer 356-participating in the program. 357-(d) May enter into either a standard or limited agency 358-agreement with the insurer, at the insurer’s option, and may 359-enter into agreements with a surplus lines agent. 360- 361-Applicants ineligible for coverage in accordance with subsection 362-(5) remain ineligible if their independent agent is unwilling or 363-unable to enter into a standard or limited agency agreement with 364-an insurer participating in the program. 365-(7) Exclusive agents submitting new applications for 366-coverage or that are the agent of record on a renewal policy 367-submitted to the program: 368-(a) Must maintain ownership and the exclusive use of 369-expirations, records, or other written or electronic information 370-directly related to such applications or renewals written 371-through the corporation or through an insurer participating in 372-the program, notwithstanding s. 627.351(6)(c)5.a.(I)(B) and 373-(II)(B) or s. 627.351(6)(c)5.b.(I)(B) and (II)(B). Contracts 374-with the corporation or required by the corporation must not 375-amend, modify, interfere with, or limit such rights of 376-ownership. Such expirations, records, or other written or 377-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 14 of 16-CODING: Words stricken are deletions; words underlined are additions.-electronic information may be used to review an application, 378-issue a policy, or for any other purpose necessary for placing 379-such business through the program. 380-(b) May not be required to be appointed by any insurer 381-participating in the program for policies written solely through 382-the program, notwithstanding the provisions of s. 626.112. 383-(c) Must only facilitate the placement of an offer of 384-coverage from an insurer whose limited servicing agreement is 385-approved by that exclusive agent’s exclusive insurer. 386-(d) May enter into a limited servicing agreement with the 387-insurer making an offer of coverage, and only after the 388-exclusive agent’s insurer has approved the limited servicing 389-agreement terms. The exclusive agent’s insurer must approve a 390-limited service agreement for the program for any insurer for 391-which it has approved a service agreement for other purposes. 392- 393-Applicants ineligible for coverage in accordance with subsection 394-(5) remain ineligible if their exclusive agent is unwilling or 395-unable to enter into a standard or limited agency agreement with 396-an insurer making an offer of coverage to that applicant. 397-(8) Submission of an application for coverage by the 398-corporation to the program does not constitute the binding of 399-coverage by the corporation, and failure of the program to 400-obtain an offer of coverage by an insurer may not be considered 401-acceptance of coverage of the risk by the corporation. 402-(9) The 45-day notice of nonrenewal requirement set forth 403-in s. 627.4133(2)(b)5. applies when a policy is nonrenewed by 404-the corporation because the risk has received an offer of 405-coverage pursuant to this section which renders the risk 406-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 15 of 16-CODING: Words stricken are deletions; words underlined are additions.-ineligible for coverage by the corporation. 407-(10) The program may not include commercial nonresidential 408-policies. 409-(11) Proprietary business information provided to the 410-corporation’s clearinghouse by insurers with respect to 411-identifying and selecting risks for an offer of coverage is 412-confidential and exempt from s. 119.07(1) and s. 24(a), Art. I 413-of the State Constitution. 414-(a) As used in this subsection, the term “proprietary 415-business information” means information, regardless of form or 416-characteristics, which is owned or controlled by an insurer and: 417-1. Is identified by the insurer as proprietary business 418-information and is intended to be and is treated by the insurer 419-as private in that the disclosure of the information would cause 420-harm to the insurer, an individual, or the company’s business 421-operations and has not been disclosed unless disclosed pursuant 422-to a statutory requirement, an order of a court or 423-administrative body, or a private agreement that provides that 424-the information will not be released to the public; 425-2. Is not otherwise readily ascertainable or publicly 426-available by proper means by other persons from another source 427-in the same configuration as provided to the clearinghouse; and 428-3. Includes: 429-a. Trade secrets, as defined in s. 688.002. 430-b. Information relating to competitive interests, the 431-disclosure of which would impair the competitive business of the 432-provider of the information. 433- 434-Proprietary business information may be found in underwriting 435-Florida Senate - 2026 SB 1028--22-01372B-26 20261028__- Page 16 of 16-CODING: Words stricken are deletions; words underlined are additions.-criteria or instructions which are used to identify and select 436-risks through the program for an offer of coverage and are 437-shared with the clearinghouse to facilitate the shopping of 438-risks with the insurer. 439-(b) The clearinghouse may disclose confidential and exempt 440-proprietary business information: 441-1. If the insurer to which it pertains gives prior written 442-consent; 443-2. Pursuant to a court order; or 444-3. To another state agency in this or another state or to a 445-federal agency if the recipient agrees in writing to maintain 446-the confidential and exempt status of the document, material, or 447-other information and has verified in writing its legal 448-authority to maintain such confidentiality. 449-Section 3. This act shall take effect upon becoming a law. 450+ 1 Senate Amendment to Amendment (241162) (with title+ 2 amendment)+ 3+ 4 Delete line 435+ 5 and insert:+ 6 (b) Any applicant for new or renewal commercial lines+ 7 nonresidential coverage from the corporation is not eligible for+ 8 coverage from the corporation if provided an offer of comparable+ 9 coverage from an authorized insurer through the program. Any+ 10 applicant for new commercial lines residential+ 11+ 12 ================= T I T L E A M E N D M E N T ================+ 13 And the title is amended as follows:+ 14 Between lines 709 and 710+ 15 insert:+ 16 new or renewal commercial lines nonresidential+ 17 coverage from the corporation are not eligible for+ 18 coverage from the corporation under certain+ 19 circumstances; specifying that applicants for
Diffs are computed deterministically from extracted bill text and show additions, deletions, and section moves. Scanned-PDF text extracted via OCR is flagged where confidence is low; see methodology.